---
title: "Kredi – Loan, Savings &amp; Bills - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Take full control of your money with Kredi – Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.   Key Fe"
---

# Kredi – Loan, Savings &amp; Bills — Nigeria
> Save, pay bills, &amp; get loan

![Kredi App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/8e/3d/f5/8e3df5e2-d8ea-06c3-aaa7-d366a3b0f6b1/AppIcon-0-0-1x_U007emarketing-0-6-85-220.jpeg/400x400bb.jpg)

**Developer:** [KREDI MONEY MICROFINANCE BANK](https://apptail.io/developer/kredi-money-microfinance-bank-eWqc)
**Category:** Finance
**Rating:** 3.7/5 (498 ratings)
**Price:** Free
**Bundle ID:** com.thekredibank.kredibank
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 2.25 (released 2026-09-08)
**Original Release:** 2020-09-04

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id1524201515)
**AppTail Page:** [https://apptail.io/app/kredi-loan-savings-bills-GrY/nigeria](https://apptail.io/app/kredi-loan-savings-bills-GrY/nigeria)

## Kredi Description
Take full control of your money with Kredi – Nigeria’s all-in-one finance app. From instant loans to automated savings and bill payments, Kredi makes managing your finances simple and secure.


Key Features:


•	Transfers: Fast intrabank &amp; interbank transfers.


•	Receive Payments: Accept funds from all Nigerian banks, MFBs, and PTSP banks.


•	Bill Payments &amp; Airtime: Pay cable TV, utilities, betting services, and recharge airtime/data seamlessly.


•	Insurance: Protect your phone, POS device, and health with simple insurance options.


•	Kredi Mastercard: Request, activate, block, or unblock cards directly in the app.


•	Savings Products:
a. Kredi Vault: Earn up to 23% interest, ₦5,000 minimum, 3-month duration.
b. Kredi Safelock: 18% interest, ₦1,000 minimum, 30+ day duration, auto recurring deposits.
c. Target Savings: 18% interest, flexible savings, ₦1,000 minimum.
d. Kiddyvest: 15% interest, designed for kids, ₦100 minimum.

•	Loans: Nano Loans up to ₦50,000 for office workers. Repayment via linked card or Kredi account.

## Kredi Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/e4/d8/08/e4d80878-e52c-3cb1-2ad2-81234e79afe6/0d4f37a8-1162-459f-b1bf-3b62b9493665_Slice_1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/2e/f0/9c/2ef09ce1-873e-9bbf-9dbb-246c8acef58a/5535e00c-2a63-4b78-b154-ad11809251bb_Slice_2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/e4/92/e3/e492e32e-728e-2445-fa16-8a9218e179c3/4562fb46-ae96-4505-b442-0df00bf2211a_Slice_2.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/be/99/eb/be99eb5d-7a49-4d7d-eef8-89624f96258b/dd475997-32ee-4472-9b5a-93da37996947_Slice_4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/61/a3/0c/61a30c64-a69b-3222-0836-3f4032965789/bfb668d8-d998-4d36-9790-8fa2dcd25d80_Slice_5.jpg/1242x2688.png)

## Kredi Rating Breakdown in Nigeria
- 5 stars: 262 (53%)
- 4 stars: 61 (12%)
- 3 stars: 35 (7%)
- 2 stars: 24 (5%)
- 1 stars: 116 (23%)

## Kredi Reviews in Nigeria

### *---- "Bad customer and complaint service"
I was doing a swift transaction with you people before all of a sudden I transferred money to my other account I was debited on my account but I was not credited on the other end, that is very bad and no customer care or anything to reach, that is why I gave you guys 1 star
-- Anoi19, 2024-12-17

### ***-- "To Kredi"
Why account is not creating is writing is belong to another user why
-- Kizito240, 2024-12-06

### *---- "Kredi"
Can I borrow 300k  as a first timer….first time using d app
-- Favy-6@, 2024-12-02

### *---- "Asking for official email address When I told you am a student"
Wicked nd scam app
-- Theft bank app, 2024-10-14

### *---- "Account avatar malfunction"
This is so ridiculous I can’t seem to complete the registration for account because it not uploading pictures at that section and it’s annoying 😡😤
-- Bcc CB huff, 2024-10-11

### ***** "Onboarding Process"
I had a seamless onboarding process. It didn’t take a lot of time to onboarding.
-- OAmabel, 2024-09-04

### *---- "Nonsense app"
This app is just absolutely ridiculous rubbish and non effective bvn that I’ve been using for different accounts been OPay PalmPay and Moniepoint not to talk of others bank like first bank gtbank sterling uba acess fcmb this useless Kredi or what is telling me verification fail
-- James banky, 2024-08-06

### ****- "MasterCard"
I received my MasterCard through the Kredi App and could not be happier. It is perfect for both online and in-store purchases.
-- Anwuliam, 2024-07-26

### ***** "GOTV Subscriptions"
I love how simple it is to top up my GOTV subscription using the Kredi App. It is quick and it saves me a trip to the store.
-- mercilicious123, 2024-07-26

### ***** "Mastercard"
I recently got my MasterCard through the Kredi App, and it was a smooth experience.
-- Tosin Ayinde, 2024-07-26

[View all Kredi reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Kredi Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #131 |

## Kredi Discovered Keywords
- your digital banking app
- your digital bank
- kredi bank
- loans and savings

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## Kredi Available In
- [Nigeria](https://apptail.io/app/kredi-loan-savings-bills-GrY/nigeria)
- [United States](https://apptail.io/app/kredi-loan-savings-bills-GrY/united-states)
- [Canada](https://apptail.io/app/kredi-loan-savings-bills-GrY/canada)
- [United Arab Emirates](https://apptail.io/app/kredi-loan-savings-bills-GrY/united-arab-emirates)
- [Germany](https://apptail.io/app/kredi-loan-savings-bills-GrY/germany)
- [United Kingdom](https://apptail.io/app/kredi-loan-savings-bills-GrY/united-kingdom)
- [Ghana](https://apptail.io/app/kredi-loan-savings-bills-GrY/ghana)
- [Senegal](https://apptail.io/app/kredi-loan-savings-bills-GrY/senegal)
- [Sweden](https://apptail.io/app/kredi-loan-savings-bills-GrY/sweden)
- [Estonia](https://apptail.io/app/kredi-loan-savings-bills-GrY/estonia)
- [Egypt](https://apptail.io/app/kredi-loan-savings-bills-GrY/egypt)
- [Spain](https://apptail.io/app/kredi-loan-savings-bills-GrY/spain)
- [Armenia](https://apptail.io/app/kredi-loan-savings-bills-GrY/armenia)
- [Uganda](https://apptail.io/app/kredi-loan-savings-bills-GrY/uganda)
- [Greece](https://apptail.io/app/kredi-loan-savings-bills-GrY/greece)
- [Ireland](https://apptail.io/app/kredi-loan-savings-bills-GrY/ireland)
- [Iceland](https://apptail.io/app/kredi-loan-savings-bills-GrY/iceland)
- [Kenya](https://apptail.io/app/kredi-loan-savings-bills-GrY/kenya)
- [Malta](https://apptail.io/app/kredi-loan-savings-bills-GrY/malta)
- [Mauritius](https://apptail.io/app/kredi-loan-savings-bills-GrY/mauritius)
- [Angola](https://apptail.io/app/kredi-loan-savings-bills-GrY/angola)
- [Norway](https://apptail.io/app/kredi-loan-savings-bills-GrY/norway)
- [Qatar](https://apptail.io/app/kredi-loan-savings-bills-GrY/qatar)
- [Russia](https://apptail.io/app/kredi-loan-savings-bills-GrY/russia)
- [Saudi Arabia](https://apptail.io/app/kredi-loan-savings-bills-GrY/saudi-arabia)
- [Bahrain](https://apptail.io/app/kredi-loan-savings-bills-GrY/bahrain)
- [Azerbaijan](https://apptail.io/app/kredi-loan-savings-bills-GrY/azerbaijan)
- [Cyprus](https://apptail.io/app/kredi-loan-savings-bills-GrY/cyprus)
- [Czechia](https://apptail.io/app/kredi-loan-savings-bills-GrY/czechia)

---

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