---
title: "KreditBee: Personal Loans, UPI - Reviews, Revenue and Downloads in India | Apple App Store"
description: "KreditBee is an online personal loan app trusted by over 100+ million users. Get a quick personal loan at attractive interest rates, directly in the bank account. Whether salaried or self-employed, ge"
---

# KreditBee: Personal Loans, UPI — India
> Personal Loans, UPI and more

![KreditBee App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/d9/34/be/d934bef0-e601-f7f8-4a3f-6b5f3bc156ce/AppIcon-0-0-1x_U007emarketing-0-8-0-sRGB-85-220.png/434x0w.png)

**Developer:** [Finnovation Tech Solutions Private](https://apptail.io/developer/finnovation-tech-solutions-private-NFHb) (India)
**Category:** Finance
**Rating:** 4.4/5 (49,741 ratings)
**Price:** Free
**Bundle ID:** com.kreditbee.ios
**Store:** Apple App Store
**Country:** India
**Version:** 1.5.7 (released 2026-05-13)
**Original Release:** 2021-09-13
**Languages:** English, Hindi

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1488736283)
**AppTail Page:** [https://apptail.io/app/kreditbee-personal-loans-upi-FoWd/india](https://apptail.io/app/kreditbee-personal-loans-upi-FoWd/india)

## KreditBee Description
KreditBee is an online personal loan app trusted by over 100+ million users. Get a quick personal loan at attractive interest rates, directly in the bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere. Enjoy faster, secure and reliable UPI Payments at your fingertips.

Online personal loans from ₹6,000 to ₹10,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenures - 6 to 60 months
- APR range - 17% to 50%
- Low transaction fees
- Quick loans &amp; easy EMIs

Why choose KreditBee?
- Quick online loans
- Low interest rates
- Easy application process
- Fast loan approval
- Digital process
- Seamless and reliable UPI Payments

Features of KreditBee personal loan app
- Quick Approval - Get personal loan approved within a few minutes on our mobile loan app.
- Flexible Repayment Options – Choose to repay your loan within 6 to 60 months, depending on eligibility
- Digital process - Enjoy hassle-free documentation with our online personal loan app. Submit required documents online
- Full Transparency - No hidden costs; we maintain complete transparency with our customers
- Convenient - Get a quick personal loan anytime, anywhere
- Languages – English and Hindi

KreditBee UPI (NPCI approved)—Faster, reliable, &amp; secure  payments!
- Setup UPI ID by linking your bank account with registered mobile number
- Shop online &amp; offline seamlessly
- Send &amp; receive money instantly

Why KreditBee?
- Personal Loan for All Purposes: From financing a large purchase, domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs, or medical bills.
- Flexible Interest Rates: We offer loans with flexible interest rates of 12% to 28.5% per year.

Our Lending Partners
Krazybee Services Pvt. Ltd.
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital &amp; Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Aditya Birla Capital Limited
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners &amp; Banks.

Types of Loan Offerings
- Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan of  ₹6,000 to ₹10,00,000.

- Business Loan: Business loans from ₹6,000 to ₹1 Crore with flexible tenures of 6 to 48 months.

- Two-wheeler Loan: Get loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.

- Loan Against Property: Use plot or property as collateral for up to ₹1 Crore. Repay up to 20 years with lower interest rates starting from 12%. Available in all major cities across South India.

Personal Loan (Example)
- Loan Amount: ₹1,00,000
- Tenure: 18 months
- Interest Rate: 23% p.a.
- Processing Fee: ₹4,000 (4%)
- Documentation Fees: ₹10
- GST on Processing Fee: ₹720
- Total Interest: ₹19,189
- EMI: ₹6,621
- APR: 29.66%
- Amount Disbursed: ₹95,270
- Total Repayment Amount: ₹1,19,189


Eligibility
- Indian national
- Age above 21
- Steady monthly income

Steps to avail a loan
1.Install KreditBee loan app
2.Sign up using mobile number
3.Provide PAN number &amp; check eligibility
4.Upload KYC documents, including address and get profile verified
5.Choose your loan amount and tenure
6.Provide your bank details
7.Request money transfer in bank account

Queries?
Mail: help@kreditbee.in
Call: 08044292200/080-68534522
Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.

With KreditBee, you get a loan app, &amp; financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!

## KreditBee Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/58/9b/09/589b0939-055f-4aae-19a3-984914724423/ENG_6.5_SCREEN1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d3/e1/74/d3e17405-0f97-dd44-b0d9-9539104000cc/ENG_6.5_SCREEN2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3c/49/08/3c49081a-1aef-faf8-e7f8-973167f1c27c/ENG_6.5_SCREEN3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1a/a5/f4/1aa5f4cf-c1ee-b42a-c864-0daead4d31c9/ENG_6.5_SCREEN4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9e/df/21/9edf2129-fdc7-c4f3-d0e3-4a6d2370e93b/ENG_6.5_SCREEN5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/25/b9/6d/25b96ddf-2071-fcc9-310b-f0c229ac26bf/ENG_6.5_SCREEN6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/64/fe/8d64fec6-a602-9e63-b901-78651fc6a3dd/ENG_6.5_SCREEN6.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a2/b4/a8/a2b4a8c9-e08d-a0b2-21d5-1c2f76d15a35/ENG_6.5_SCREEN7.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1b/86/ce/1b86ce71-c14d-9e45-337b-676a336fe176/ENG_6.5_SCREEN9.png/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/81/b3/6d/81b36deb-31d8-4424-3768-44fb17a84eb4/ENG_6.5_SCREEN10.png/1242x2688.png)

## KreditBee Rating Breakdown in India
- 5 stars: 39,239 (79%)
- 4 stars: 3,671 (7%)
- 3 stars: 1,023 (2%)
- 2 stars: 846 (2%)
- 1 stars: 4,962 (10%)

## KreditBee Reviews in India

### *---- "Careful"
Kind of mafia with bigest interest
-- yaseen8039, 2025-01-02

### ***** "Loan"
I filed loan application in many other platforms but this was the easiest n quickest .
-- Xyzzyg, 2025-01-02

### *---- "Panning"
I just bounce 1 emi end they threat with police and agents very bed expiration
-- Mansa7732, 2025-01-01

### ***** "Loan"
Really its an amazing app , Loan process is very very easy and amount credit in your account in fraction of minute,Thanx a Lot Kredit Bee for this,Lots of Gratitude🙏
-- S@12344, 2024-12-31

### ***** "Best app for instant money"
It’s an amazing app for instant money it’s very easy to use and process is very simple and easy thnxx too kreditbee team for helping me
-- NareshBhosle, 2024-12-31

### *---- "Worst service"
I have taken loan and compleated in time  but after that I applied again a and my application is rejected due to stupid reasons 
 Very much unsatisfied with your service
-- Suman9177, 2024-12-31

### *---- "Fake"
Don’t like this application emi time pe di hai sari fer v sivil score dekh k rejected krdiya i don’t install again this fake application zero ratting 👎🏻
-- Nitinkumar258, 2024-12-30

### ***** "Good"
Excellent
-- Krishna Venkatakrishna, 2024-12-30

### **--- "DISTURBING CALLS!!! STOP PLEASE!!"
Bro! I just logged in and applied every steps and I didn’t apply the loan yet … it’s yet to complete.. I will apply when I needed and I’m getting 100th of calls from this application n disturbing and irritating tho!!! I don’t really like this because I trusted this apk among every other apps in App Store.. but these calls are just irritating me and annoying.. please don’t do this tho please stop this ..
-- KikiDed, 2024-12-30

### ***** "Perfect application"
Good application can be used in emergency situations
-- Saneaa 08, 2024-12-30

### ***** "Instant cash"
This app is very useful to get instant personal loan
-- Jilshad k, 2024-12-29

### *---- "useless app"
The most useless and unproductive app ever see in the internet
-- supreeth sharma, 2024-12-28

### *---- "using abusal language"
Don’t take loan from kreditbee, they are abusing for 1 emi bounced with from some genuine reasons whenever i have foreclose my loan so many times before due date. This was my last loan from kreditbee. shame on this app.
-- Srivastava S K, 2024-12-27

### *---- "Harassing"
Stop calling me every hour I mistakenly downloaded your app stop harassing me by calling everyhour
-- NotNaved, 2024-12-27

### ****- "Need loan"
Its a good experience but i urgently need loan
-- Luv2002, 2024-12-27

### ***** "Limit"
Limit increases faster
-- Fast limit, 2024-12-26

### ***** "💵"
So nice app bahut jyada helpful h thank u kb 👌🏻
-- Himansh00, 2024-12-26

### ***** "Fast and trusted disbursal"
I heartfully thank you team KreditBee, for giving me a loan, I’m very happy for the quickest loan and I’m very much happy for your help.

Thank you heart fully,
I love KreditBee 

Thanks,
Thomas
-- Thoera, 2024-12-26

### *---- "Worst Loan App"
Worst loan app I’ve ever used. Never gonna recommend it to anyone. Calls non-stop from days ahead of due date. If payment is late even by one day, then the calls on top of the threatening messages comes in. Texts from personal numbers are received in WhatsApp, threatening us to pick up the calls and make the payment or else   they’ll start contacting reference number and send people to our residence homes to collect the money. Worst of the worst experience.
Never taking a loan from this app ever again.
-- Gave my feedback., 2024-12-26

### *---- "Gunda mawali application"
Bhoot he ganda application hai kabhe use mat krna loan lene ke pata nhe apple store ne ase frud application ko apne store me q rakh rakha hai ye kredit bee gunde mawli logo staff me rakh rakha hai
-- Pk87654, 2024-12-24

[View all KreditBee reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## KreditBee Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #16 |
| Top Free | India | Overall | #136 |

## KreditBee Discovered Keywords
- kreditbee
- easy personal loan

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