KreditBee: Personal Loans, UPI

KreditBee is an online personal loan app trusted by over 70 million Indians. Get a quick personal loan at attractive interest rates, directly in the bank account. Whether salaried or self-employed, get easy funds - anytime, anywhere. Enjoy faster, secure and reliable UPI Payments at your fingertips.
Online personal loans from ₹6,000 to ₹10,00,000
- Interest rates - 12% to 28.5% p.a.
- Tenures - 6 to 60 months
- APR range - 17% to 50%
- Low transaction fees
- Quick loans & easy EMIs
Why choose KreditBee?
- Quick online loans
- Low interest rates
- Easy application process
- Fast loan approval
- Digital process
- Seamless and reliable UPI Payments
Features of KreditBee personal loan app
- Quick Approval - Get personal loan approved within a few minutes on our mobile loan app.
- Flexible Repayment Options – Choose to repay your loan within 6 to 60 months, depending on eligibility
- Digital process - Enjoy hassle-free documentation with our online personal loan app. Submit required documents online
- Full Transparency - No hidden costs; we maintain complete transparency with our customers
- Convenient - Get a quick personal loan anytime, anywhere
- Languages – English and Hindi
KreditBee UPI (NPCI approved)—Faster, reliable, & secure payments!
- Setup UPI ID by linking your bank account with registered mobile number
- Shop online & offline seamlessly
- Send & receive money instantly
Why KreditBee?
- Personal Loan for All Purposes: From financing a large purchase, domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs, or medical bills.
- Flexible Interest Rates: We offer loans with flexible interest rates of 12% to 28.5% per year.
Our Lending Partners
Krazybee Services Pvt. Ltd
Vivriti Capital Pvt. Ltd
Northern Arc Capital Ltd
MAS Financial Services Ltd
Cholamandalam Investment and Finance Company Ltd
PayU Finance India Pvt. Ltd
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
Kisetsu Saison Finance (India) Pvt. Ltd
Mirae Asset Financial Services (India) Pvt. Ltd
Tata Capital Ltd
Oxyzo Financial Services Ltd
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners & Banks.
Types of Loan Offerings
- Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan of ₹6,000 to ₹10,00,000.
- Business Loan: Business loans from ₹6,000 to ₹5,00,000 with flexible tenures of 6 to 48 months.
- Two-wheeler Loan: Get loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.
- Loan Against Property: Use plot or property as collateral for up to ₹1 Crore. Repay up to 20 years with lower interest rates starting from 12%. Available in all major cities across South India.
- KreditBee 24K Gold: Buy or sell 24K Gold online.
Personal Loan (Example)
- Loan Amount: ₹50,000
- Tenure: 12 months
- Rate of Interest: 20% per annum
- Processing Fee: ₹1,250 (2.5%)
- Onboarding Fee for New Customers: ₹200
- GST on Onboarding and Processing Fee: ₹261
- Total Interest: ₹5,580
- EMI: ₹4,632
- APR: 26.92%
- Amount Disbursed: ₹48,289
- Total Repayment Amount: ₹55,580
Eligibility
- Indian national
- Age above 21
- Steady monthly income
Steps to avail a loan
1.Install KreditBee loan app
2.Sign up using mobile number
3.Provide PAN number & check eligibility
4.Upload KYC documents, including address and get profile verified
5.Choose your loan amount and tenure
6.Provide your bank details
7.Request money transfer in bank account
Queries?
Mail: [email protected]
Call: 08044292200/080-68534522
Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.
With KreditBee, you get a loan app, & financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!