---
title: "Kredivo - Paylater & Loans - Reviews, Revenue and Downloads in Indonesia | Apple App Store"
description: "Proofs that Kredivo is the most flexible payment: - Loan products: Pay next month and 3, 6, 9, 12, 18 and 24-month installment - Interest rate: No interest (0%) & admin fees for pay in next month and "
---

# Kredivo - Paylater & Loans — Indonesia
> Installments & Cash Loans

![Kredivo App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/1e/bf/f2/1ebff238-baa4-afcf-443f-6082b759f31b/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [FinAccel Pte](https://apptail.io/developer/finaccel-pte-MqsImc)
**Category:** Finance
**Rating:** 4.8/5 (583,734 ratings)
**Price:** Free
**Bundle ID:** com.kredivo.ios
**Store:** Apple App Store
**Country:** Indonesia
**Version:** 4.24.0 (released 2026-06-03)
**Original Release:** 2017-09-27
**Languages:** English, Indonesian

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id1255413338)
**AppTail Page:** [https://apptail.io/app/kredivo-paylater-loans-EqM/indonesia](https://apptail.io/app/kredivo-paylater-loans-EqM/indonesia)

## Kredivo Description
Proofs that Kredivo is the most flexible payment:
- Loan products: Pay next month and 3, 6, 9, 12, 18 and 24-month installment
- Interest rate: No interest (0%) & admin fees for pay in next month and starting from 1.99% per month for 3, 6, 9, 12, 18 and 24 month installment or a maximum annual rate of 41.51%
- Limit: maximum limit up to Rp50,000,000
- Example: If you choose a 12-month installment to pay a transaction worth IDR 4,000,000 Kredivo charges an interest rate of 1.99% per month. The repayment amount that must be made per month is IDR 412,950 and the total payment after a year is IDR 4,955,400

Want to shop online on installment but don't have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?

Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans.

Kredivo is an award-winning app that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few hours. If approved, you can directly shop on installment using Kredivo “buy now and pay later” on Alfamart, Indomaret, Tokopedia, Shopee, Lazada, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 10.000+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo.

You can also buy pulsa/data, pay utility bills, buy gaming and streaming vouchers or take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need with 3, 6, 9, 12 and 18-month installment.

No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:

◉ SIMPLER AND FASTER
Kredivo offers accessible and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get fast personal loans.

◉ SAFE AND SECURE
Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed!

◉ NO INTEREST, ADMIN FEES, OR DOWN PAYMENT
0% interest and no admin fees for payments made next month. Plus, there is no down payment charged for all Kredivo services.

Have feedback for us? Email us at support@kredivo.com or call 0804-1-573348.

Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430

## Kredivo Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/11/e2/bc11e28b-2c79-4ab3-4b71-97d0c29c9946/2509_App-Store-EN-1242x2688-1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/00/62/22/00622213-f36e-a794-f769-bf16ada202c2/2509_App-Store-EN-1242x2688-2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/d6/65/7fd66557-7922-29f4-995d-dce3f6054812/2509_App-Store-EN-1242x2688-3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3d/b0/78/3db07803-1114-d95f-0409-4f5fb42f7049/2509_App-Store-EN-1242x2688-4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/ad/5a/afad5a95-080e-ffcc-700e-fcefdb577ff3/2509_App-Store-EN-1242x2688-5.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1c/53/1b/1c531b83-3927-e5a7-3e05-5de1064af376/2509_App-Store-EN-1242x2688-6.jpg/1242x2688.png)

## Kredivo Rating Breakdown in Indonesia
- 5 stars: 534,973 (92%)
- 4 stars: 18,454 (3%)
- 3 stars: 5,970 (1%)
- 2 stars: 4,458 (1%)
- 1 stars: 19,879 (3%)

## Kredivo Reviews in Indonesia

### ***** "good"
bagusss
-- gyaaaaaaaya, 2025-01-04

### ***** "Mantap"
Sangat membantu
-- JPA2506, 2025-01-04

### **--- "B"
Aplikasi sangat bagus dan fleksibel seperti iklannya, tapi sayang koin sering tiba tiba hilang
-- beegone97, 2025-01-04

### ***** "Kredivo keren"
Sangat membantu 🤍
-- good job ✌🏻, 2025-01-03

### ***** "Satsettt bgt"
Mantep walaupun limit yg ditampilkan beda sama yang bisa dicarikan tapi gpp ngebantu bgt!!!!!!
-- Bintang 5!!!!, 2025-01-03

### ***** "Pinjol terpercaya"
Sangat membantu ketika sedang terdesak
-- kemal_Jak, 2025-01-03

### ***** "Kode :  rube1bpky"
Gunakan kode rube1bpky supaya kamu dapat hadiah menarik ❤️❤️❤️
-- ATRBollinger, 2025-01-03

### *---- "Payah kecewa"
Udh di bayar semua malah di blokir permanent sampah
-- enrinke, 2025-01-03

### ***** "Trims kredivo"
Sangat membantu untuk kebutuhan sehari hari..
-- ypuds, 2025-01-03

### ***** "Pertama pakai kredivo"
Lagi nyoba semoga memudahkan sampai bayar kembali
-- Ajr mc, 2025-01-03

### ***** "Ica"
Semoga saya bisa minjam lagi ini udh bayar lunas tpi ga bisa minjam lagi aneh
-- Lizah Utami, 2025-01-03

### *---- "Mengecewkan"
Tiba tiba byar tagihan dan ga smpai lewwat jatuh tmpo eh di blokir permanen alasan nya menggada ngada .....kecewaa berat kalau saya nunggak dan ga pernah byar baru inimh lancar cuma gara gara pasword salah dgnti katanya ada aktipitas mncurigakan lalu blok semntara surruh bayar semua paddahl jatuh tmpo nya masih lama di bayar lah eh malah blok perrmanen aneh kredivo
-- Bndetttttttt, 2025-01-03

### *---- "blokir"
akun saya tiba tiba di blokir permanen setelah melunasi semua tagihan yang japo nya masih lama.. nyesel langsung di lunasi kalo kaya gini
-- aghyyyyyyy01, 2025-01-03

### ***** "Pinjaman"
Bagus banget dana cair cepat ga ad peneroran asal rajin tepat waktu bayar
-- Cng lena, 2025-01-03

### *---- "Scam"
Saya tidak mencairkan dana 1rp pun di akun kredifazz saya' lalu tiba tiba di di suruh bayar aja sama apk nya
-- Siyapgok, 2025-01-03

### ***** "Good"
Good
-- Serasaseutuhnya, 2025-01-03

### ***** "Bunga nya rendah tenor nya lama dan juga bunga 0% kalau 1 bulan"
tari8c5db pakai kode itu kalau mau dapat cashback
-- Tarisathis, 2025-01-03

### ***** "Kredivo"
Sangat membantu
-- Muhsaputra, 2025-01-03

### ***** "Mantap"
Sangat mantap
-- Fany1301, 2025-01-02

### ***** "Good"
Sangat membantu🤩😍😍🫶🏻
-- Vincent197, 2025-01-02

[View all Kredivo reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Kredivo Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Indonesia | Finance | #13 |
| Top Free | Indonesia | Overall | #61 |

## Kredivo Discovered Keywords
- smart personal finance
- easya
- mobile payments
- finances
- kredivo
- carte
- home credit go
- mobile wallet
- 1wallet
- تعديل الالوان

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