--- title: "Kredivo - Shop Now, Pay Later - Reviews, Revenue and Downloads in Philippines | Apple App Store" description: "Experience Southeast Asia's premier online Buy Now Pay Later platform! Now available in the Philippines, Kredivo offers you with flexible loan solutions right from your mobile device. Through the Kred" --- # Kredivo - Shop Now, Pay Later — Philippines ![Kredivo App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b6/0d/59/b60d598c-2da4-3ec7-2c42-a7c8ded6fcc8/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-Xszqn) (Philippines) **Category:** Finance **Rating:** 4.7/5 (1,113 ratings) **Price:** Free **Bundle ID:** com.kredivo.ph.ios **Store:** Apple App Store **Country:** Philippines **Version:** 2.1.0 (released 2026-08-24) **Original Release:** 2025-05-28 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6742513535) **AppTail Page:** [https://apptail.io/app/kredivo-shop-now-pay-later-jtIv/philippines](https://apptail.io/app/kredivo-shop-now-pay-later-jtIv/philippines) ## Kredivo Description Experience Southeast Asia's premier online Buy Now Pay Later platform! Now available in the Philippines, Kredivo offers you with flexible loan solutions right from your mobile device. Through the Kredivo app, approved users may use a credit limit assigned upon approval to pay at 600,000+ merchants, make bill payments, or apply for cash loans—without requiring a credit card. What Kredivo Offers: - Transact on QRPh and Paylater: Use Kredivo to pay at participating QRPh-enabled and partner merchants across the Philippines. Eligible transactions can be repaid in installments based on the selected repayment plan and applicable charges. - Cash Loan: Eligible users may apply for a cash loan of up to ₱50,000, which will be disbursed to the user’s registered bank account upon approval. Loan amounts, interest rates, fees, and repayment periods depend on eligibility and selected loan terms. - Bill Payment: Take control of your life by paying your electricity, utility, mobile, and other bills—all in one seamless app! With Kredivo, you can manage your payments now and budget for later, all while doing so at 0% interest rate. Registration & Use: Download the buy now pay later apps Philippines and complete your registration in just 5 minutes. Once approved, you can view your available credit limit and use Kredivo for eligible purchases at participating merchants, bill payments, or cash loan applications. All interest rates, fees, and repayment schedules are shown clearly in the app before you confirm any transaction. Repayments can be made through multiple online and offline payment options. How We Are Secured: Your security is our highest priority. With state-of-the-art encryption protecting your data, you can shop with complete peace of mind. Kredivo is a buy now pay later apps Philippines that is fully regulated by the Securities and Exchange Commission (SEC Reg. Number: CS201905678), guaranteeing that your information is not just safe but also backed by a trusted authority! Information about the cost of your installment plan: - Monthly interest rate ranges from 0% to 3.99% - Annual Percentage Rate (APR) of our installment plans ranges from 0% to 115% - Service charges range from 1% - 5% - Cash Loan amounts up to ₱50,000 - Product purchases with installments available up to 12 months (Note: Cash loan installments only available for 6 months) Representative example of the total cost of a QRPh Scan-to-pay loan (basic users): - QRPh Scan-to-pay, 3 Month Installment plan for ₱3,000. - When conducting a QRPh transaction for a product priced at ₱3,000, we will disburse the payment directly to the merchant. - You will need to repay in 3 monthly installments of ₱1,153.29. - In total you will need to repay ₱3,459.87 which includes ₱3,000 Principal, ₱369.87 Interest and ₱90 Service Charge Warning: Borrow only as much as you need and can afford to repay. KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH) is regulated by Securities and Exchange Commission with contact number 8818-5990 email flcd_queries@sec.gov.ph: SEC Reg. Number: CS201905678 issued 27 May 2019 and Certificate of Authority Number 1323 issued 12 Nov 2025. For inquiries or feedback, reach us at support.ph@kredivo.com or call (+632) 8841 7920. Business Address: KREDIVO PHILIPPINES FINANCING CORP. (KREDIVO PH) 20F Arthaland Century Pacific Tower 4th Avenue corner 30th Street Bonifacio Global City, Taguig Join Kredivo today and experience the freedom to shop smart! ## Kredivo Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/31/14/07/311407c4-665d-3a56-97d9-dcb263a5baa6/2606-iOS-1284x2778_1.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/10/d6/ca10d623-e5ee-7203-c20d-902a73c3ba9d/2606-iOS-1284x2778_3.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2e/d2/e2/2ed2e20a-3837-0c06-bd83-6aa378316973/2606-iOS-1284x2778_2.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/b8/71/6db87116-651c-8920-634f-ae52ea970332/2606-iOS-1284x2778_4.png/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4e/4b/a3/4e4ba301-2da5-7ede-2777-1fe5a9c645e9/2606-iOS-1284x2778_5.png/1284x2778.png) ## Kredivo Rating Breakdown in Philippines - 5 stars: 993 (89%) - 4 stars: 32 (3%) - 3 stars: 12 (1%) - 2 stars: 11 (1%) - 1 stars: 65 (6%) ## Kredivo Reviews in Philippines ### *---- "Renew loan rejected" Not reliable. Good payer for how many months tapos rejected lang agad2 nung nag renew ako. Don’t expect too much. -- Keykskeyks, 2026-10-09 ### ***** "review" nice -- Irazur, 2026-10-05 ### *---- "Kredivo Cash Loan and QR Payment" The systems are not liable even there’s enough credit limit. The QR payment are not working from different merchants. -- Bioyor, 2026-09-29 ### ***** "Legit" Super the best! -- Eyygeee, 2026-09-29 ### *---- "QrPH not working" you have limit but you can’t use lol -- phhh24, 2026-09-29 ### ***** "Very good!" This loan app helps me a-lot. The transaction is so fast! It’s up to date, I can pay via QR and paid off my loan via QR as well. -- EiraMei, 2026-09-28 ### ***** "Kredivo" Mabilis sa lahat ng bagay -- LO R Na, 2026-09-28 ### ***** "Highly recommend Kredivo👏👏👏👏" First time ko mag sign up sa app kala ko mareject ang bilis ng evaluation approved agad and ang daming features sa app na pwedeng gamiting payment etc. friendly app pa! highly recommend -- Pjpp10, 2026-09-27 ### *---- "Dead app?" Is this app dead? can’t even connect! Your app sucks! -- uuuppz2, 2026-09-23 ### ***** "Helping hand" This was the best loaning app ive ever experienced thru my hardship they were there for me -- sugarplumcakey, 2026-09-21 ### *---- "Waste of time" They are very picky its just a waste of time applying here. -- Ysabelle Dahlia, 2026-09-14 ### ***** "Just wow" Not sure about OLA and BNPL apps before but with Kredivo who approved me in like 5 mins? I think it's good to have one as a back up and definitely want to build a strong relationship with them. Easy to use and just super. -- John Aangelo, 2026-09-12 ### *---- "Disappointed" LAGI AKO REJECTED KAHIT GOOD CREDIT AKO SA IBANG LOAN APPS -- paasa5U, 2026-09-05 ### ***** "H" I actually like kredivo since it easy to used and good as payment to all payment the only prob that i encounter is to used since im late to pay my bill and since i already pay it i cant used my remaining balance they say i should try after 30 days again . -- zea maine, 2026-08-29 ### ***** "Best app" Best app -- asgalex, 2026-08-26 ### ***** "5 star" Low interest🥰 -- Je038, 2026-08-25 ### ***** "Super laove it" Fast approval 5 star for this app 🫰 -- rafoland, 2026-08-23 ### *---- "Tt" Poor services -- Ttkig, 2026-08-22 ### *---- "WORST LOANING APP" Paid all my bills/loans ( advanced for 2 months) and now I cannot reloan. -- Nhil11, 2026-08-12 ### ***** "Satisfied!" Legit and maasahan. Thank you kredivo❤️ -- sakmyratbu, 2026-07-30 [View all Kredivo reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Kredivo Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Philippines | Finance | #58 | --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*