---
title: "Kristal:Digital Wealth Manager - Reviews, Revenue and Downloads in Singapore | Apple App Store"
description: "Searching for trending investments from around the world? They’re all on Kristal.AI.  Now with a brand new look and feel !  We offer a vast range of investments for Accredited Investors. From award-wi"
---

# Kristal:Digital Wealth Manager — Singapore
> Start Investing

![Kristal App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/83/13/e3/8313e3a8-c650-2d4f-2e3a-98a7a0e481fc/AppIconV5-0-0-1x_U007emarketing-0-11-0-85-220.png/400x400bb.png)

**Developer:** [O2O Technologies Pte](https://apptail.io/developer/o2o-technologies-pte-Fecb)
**Category:** Finance
**Rating:** 4.5/5 (30 ratings)
**Price:** Free
**Bundle ID:** com.o2o.kristal
**Store:** Apple App Store
**Country:** Singapore
**Version:** 6.66 (released 2026-09-19)
**Original Release:** 2016-11-10

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/sg/app/app/id1163867991)
**AppTail Page:** [https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/singapore](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/singapore)

## Kristal Description
Searching for trending investments from around the world? They’re all on Kristal.AI.

Now with a brand new look and feel !

We offer a vast range of investments for Accredited Investors. From award-winning funds to alternative and impact investments, and private equities. Legacy planning option is also available through our family office arm.

For everyday investors, we have 200+ ETFs curated to sector themes, and algorithm-managed portfolios. The portfolios will be automatically rebalanced to help you get started with ease. With the Kristal.AI mobile app, you get your portfolio dashboard, market updates, and latest investment opportunities on-the-go.

What you will love about Kristal Private Wealth account:
We add investment ideas regularly. Explore new investments by speaking to your Kristal Advisor.
Access private market investments which are usually reserved for the ultra-high-net-worth individuals.
Unbiased advice and timely market insights from your dedicated Kristal Advisor.
Optimise your investment performance. We administrate your assets invested for you to have a clearer picture of your wealth.
Boost your investment performance, through leverage or margin trading.
Option to fully trust us to grow and manage your wealth. With a fully discretionary mandate, our Advisors make investment decisions on your behalf through discretionary mandates.
All the powerful tools and features available in the account.

What you will love about Kristal Retail account:
Personalise your investment portfolio using our advisory algorithm. Simply input your investing goals, risk tolerance and time horizon to get started.
Automate your investments through a Systematic Investment Plan.
Flexibility to choose your investments, even in an algorithm-generated portfolio.
Kristal.AI management fee starts from 0.3% per annum that begins at the first investment. You can easily top-up and withdraw funds through the online portal

We are a regulated entity. Headquartered in Singapore, with offices in Hong Kong and India, we are licensed by MAS, SFC and SEBI. We hold clients&#039; funding in DBS (Trustee Bank), and assets in Saxo Markets and Interactive Brokers (Custodian).

Media &amp; Press: 

Love Kristal.AI?
Follow us on LinkedIn: 

## Kristal Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/77/b9/0c/77b90c16-8438-9c12-f26a-def737ad267c/a4ccb25c-c12d-4d61-8bfe-c34881bf9fb8_IOS_6.5_3.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/3b/50/f5/3b50f5f5-8221-1a77-cf9a-d6ac35c74b27/1d895c20-8c93-4cf3-96db-3574ed6a7394_IOS_6.5_6__U00281_U0029.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/01/37/8f/01378f19-d672-9c80-c397-4b033224dafa/98c958dd-326e-4958-9f3b-51ae5b653094_IOS_6.5_01__U00281_U0029.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/4f/32/8c/4f328c35-32ed-4f32-7509-7d875fe3233a/e1717877-89dc-4c47-8195-528ea1198418_IOS_6.5_7.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/6f/0a/ad/6f0aadf4-2dc4-6919-8a09-ae45896914c4/bb26ddbf-b4bb-476c-8934-cd16dd5239f7_IOS_6.5_5.jpg/1242x2688.png)

## Kristal Rating Breakdown in Singapore
- 5 stars: 25 (83%)
- 4 stars: 1 (3%)
- 3 stars: 1 (3%)
- 2 stars: 0 (0%)
- 1 stars: 3 (10%)

## Kristal Reviews in Singapore

### ***** "Good App"
Amazing app and good service kristal.AI is good platform
-- Nikuu09, 2025-10-15

### ***** "Like the fractional access and advisor"
I have been using this app for more than an year now. Like the products on the platform, especially some hedge funds and private offers. Advisory is also quite number driven
-- Elnino0009, 2025-10-15

### ***** "Very good improvements"
App and business team have improved very well over the years. Great spread of products and fractional sizes make the access worthwhile. Keep it up!
-- SoodyN, 2025-10-15

### ***-- "Loved this app, recent bug"
I used to love this app, just that the current app is very buggy. I reckon to fix it.
-- Erza &lt;3, 2025-09-27

### *---- "Explore tab doesn’t open"
The app keeps crashing and closing when I click on explore. How can one research and choose between investment options without having the chance to review any information.
-- Yashvi 2602, 2025-03-13

### ****- "Prefer the old ui for the holdings"
^ was able to see each holding’s gains and losses next to each other
-- wahcaoCanmakebtr, 2024-03-14

### *---- "Referral code does not work."
Either the reward associated with referral code is a gimmick or the app is faulty
-- nebulaorion, 2021-06-11

### ***** "Great platform, low fees"
Pretty great for the price
-- despostudent, 2021-04-19

### ***** "Best investment platform"
Love the user interface, web interface and great variety of ETFs! Keep it up!
-- hamster887171, 2021-01-07

### ***** "Great UI / UX"
Good UI / UX !
-- Jayesh50, 2020-12-23

[View all Kristal reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## Kristal Discovered Keywords
- kristal
- digital wealth manager

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## Kristal Available In
- [Singapore](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/singapore)
- [India](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/india)
- [Hong Kong SAR China](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/hong-kong)
- [United States](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/united-states)
- [United Kingdom](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/united-kingdom)
- [Japan](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/japan)
- [Russia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/russia)
- [Thailand](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/thailand)
- [Australia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/australia)
- [Belarus](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/belarus)
- [Canada](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/canada)
- [Switzerland](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/switzerland)
- [Chile](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/chile)
- [China](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/china)
- [Colombia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/colombia)
- [Czechia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/czechia)
- [Germany](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/germany)
- [Denmark](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/denmark)
- [Dominican Republic](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/dominican-republic)
- [Algeria](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/algeria)
- [Ecuador](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/ecuador)
- [Egypt](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/egypt)
- [Spain](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/spain)
- [Finland](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/finland)
- [France](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/france)
- [Greece](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/greece)
- [Hungary](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/hungary)
- [Indonesia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/indonesia)
- [Ireland](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/ireland)
- [Israel](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/israel)
- [Italy](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/italy)
- [South Korea](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/south-korea)
- [Kuwait](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/kuwait)
- [Cayman Islands](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/cayman-islands)
- [Kazakhstan](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/kazakhstan)
- [Lebanon](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/lebanon)
- [Lithuania](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/lithuania)
- [Madagascar](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/madagascar)
- [North Macedonia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/north-macedonia)
- [Macao SAR China](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/macau)
- [Mexico](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/mexico)
- [Malaysia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/malaysia)
- [Namibia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/namibia)
- [Nigeria](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/nigeria)
- [Norway](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/norway)
- [Nepal](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/nepal)
- [New Zealand](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/new-zealand)
- [Oman](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/oman)
- [Philippines](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/philippines)
- [Poland](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/poland)
- [Portugal](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/portugal)
- [Romania](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/romania)
- [South Africa](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/south-africa)
- [Armenia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/armenia)
- [Angola](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/angola)
- [Argentina](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/argentina)
- [Austria](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/austria)
- [Azerbaijan](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/azerbaijan)
- [Bahrain](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/bahrain)
- [Brunei](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/brunei)
- [Brazil](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/brazil)
- [Taiwan](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/taiwan)
- [Ukraine](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/ukraine)
- [Uzbekistan](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/uzbekistan)
- [Vietnam](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/vietnam)
- [United Arab Emirates](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/united-arab-emirates)
- [Saudi Arabia](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/saudi-arabia)
- [Sweden](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/sweden)
- [Türkiye](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/turkey)
- [Peru](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/peru)
- [Netherlands](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/netherlands)
- [Jordan](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/jordan)
- [Panama](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/panama)
- [Senegal](https://apptail.io/app/kristaldigital-wealth-manager-Tqfb/senegal)

---

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