---
title: "Kualto - Forecast Budgeting - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Kualto is like a crystal ball that tells you how much money you will have at any point in time, not just at the end of the month.  Keep organized by tracking your spending, and plan ahead by forecasti"
---

# Kualto - Forecast Budgeting — United States
> Forecast Your Finances

![Kualto App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/2e/2a/26/2e2a26b7-3342-b229-69f8-b955b1deb5b4/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/400x400bb.png)

**Developer:** [Kualto](https://apptail.io/developer/kualto-LUfd)
**Category:** Finance
**Rating:** 4.6/5 (68 ratings)
**Price:** Free
**Bundle ID:** com.kualto.KualtoApp
**Store:** Apple App Store
**Country:** United States
**Version:** 2.2.12 (released 2025-07-07)
**Original Release:** 2017-03-21

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1217021017)
**AppTail Page:** [https://apptail.io/app/kualto-forecast-budgeting-jURb/united-states](https://apptail.io/app/kualto-forecast-budgeting-jURb/united-states)

## Kualto Description
Kualto is like a crystal ball that tells you how much money you will have at any point in time, not just at the end of the month.

Keep organized by tracking your spending, and plan ahead by forecasting your cash flow and account balance.

Pay off your debt. Use our Balance Report to see how long it will take you to do so, and to catch any red flags months before something becomes a problem.

While most budgeting applications focus on your past spending, with Kualto you can focus on your future by projecting your beginning and ending balance each week.

You can afford more than you think. With our forecasting approach you can see how much you can spend, and when you can spend it!

See the consequences of your decisions before you make them. Play with 'what if' scenarios so you can make the right choices.

Always know what's coming up. Use transaction statuses to keep track of what is still due, and what's been paid.

Pay on time. Receive reminders so you know when bills are due, avoid late fees, and pay responsibly.

Your Kualto account can be accessed via the app or with a browser. No need to sync or back anything up. Access your data from anywhere.

How it works:

- Enter your account's current balance.

- Enter your bills and your income and how often they occur ("bi-weekly", for example).

- Track your balance each week and navigate forward or backward up to 30 years.

- Watch how your spending today affects your account balance in the future, and make spending decisions accordingly.

- Get reminders for bills that are due so you never pay late again.

After the 30-day trial, you must subscribe to continue using the app. These subscriptions are auto-renewing. You have the option of an Annual or Monthly subscription.

Terms of Service: 
Privacy Policy: 

## Kualto Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/77/74/7b/77747b2c-3e21-023a-dffb-08d8f8d292f0/1870bbf6-b455-4176-bf8c-25aea2b25331_cashflow_6.5.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/89/e7/a0/89e7a032-bcaa-07ca-4c2f-70b1a4a34005/faf89489-6fd2-4dd4-b91b-5a473eb2fc71_balance_report_6.5.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/2a/e3/e7/2ae3e72c-7ed7-b435-d9c0-2a332c00fd4c/3e12640f-c723-45cb-92ca-e7db16e03320_category_report_6.5.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/bb/b5/ad/bbb5ad25-5c4b-5957-5790-8537df1b93c0/df21b839-ac01-4f68-8430-aaa4f3f464f2_repeating_txns_6.5.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple122/v4/ac/ce/55/acce5593-5f63-7fd0-6e27-3d37b738b950/ae3b3ea2-239b-4218-8ea5-9aaae7e16298_repeating_txn_6.5.png/1242x2688.png)

## Kualto Rating Breakdown in United States
- 5 stars: 55 (81%)
- 4 stars: 7 (10%)
- 3 stars: 1 (1%)
- 2 stars: 0 (0%)
- 1 stars: 5 (7%)

## Kualto Reviews in United States

### ***** "Easy and effective"
I have used Kualto for years now. It is easy to use and keeps me from accidental overdraft. I have many cards (this one for this, that one for that) and Kualto helps me remember which items I need to pay manually and automatically schedules the ones that recur. I’d love more consistent updates and added features, but I’m super happy with it.
-- dustinc17, 2025-12-04

### ***** "Pays for Itself"
Pros:

Pays for itself because it prevents overdraft fees, saves time, and highlights expenses I don't need.

The learning curve is short and the app is easy to use. Once you put in the effort of entering your income and expenses, the ongoing work is basically zero.

Keeps me disciplined, helps me avoid living beyond my means, and makes it easier to save for emergencies instead of spending on luxuries. It even motivates me to work overtime because it clearly shows when my balance will go negative if income and spending stay the same.


Cons:

The balance adjustment feature doesn't let me adjust the balance for today specifically. For example, if today is November 25 and my real checking balance is $200, the app adjusts the entire Nov 23-29 range instead of only today. A single-day balance adjustment option would make forecasting even more accurate.
-- PhoenixLinx, 2025-11-26

### ***** "Perfection"
I have tried many different apps to keep up with our accounts. I quit looking a few years ago when I found this one! This app is simple and easy to use. I love the fact that it will forecast my balances so I can quickly see if my income will cover my projected expenses! And it is a great benefit to have it across my devices always synchronized. It is seamless and does the job nicely.
-- Snappygogirl, 2025-11-23

### ****- "IPAD mode please!!"
Loving this app however it would great if there was a iPad version.  Would love to see the forecasting in a landscape mode that has a full month view. That would be awesome!!
-- Superdupe, 2025-09-17

### ***** "Best Budgeting App"
This is a great budgeting app. It shows how much I will have in the future thanks to repeating transactions. I haven’t had a late payment or overdrawn my account since using this app
-- Mikaius, 2024-11-14

### ***** "Very good future budget planner"
I really like this app. I used to use another app but it didn’t really sync between devices and I could only add one account. I like that I can budget for any account like credit cards too or savings. I also like the categories and how you can have subcategories like a food category and also a groceries and restaurant subcategory individually. Helps keep everything really organized. It would be nice if I could do a recurring purchase for like every Monday, Tuesday, Wednesday, etc instead of having to make recurring weekly purchases individually but that’s not too big of a deal. The only real negative is it’s sometimes slow when I first load up the app and when I go in to confirm recurring purchases have hit my account. It does it on my iPad mini and my iPhone 13 so I don’t think it’s my devices. It would be nice if it was a little more seamless but it doesn’t bother me that much. Hopefully they fix that but really good app if you can get past that! And worth the $5 a month to me. 🙂 **UPDATE** It does look like the app is more seamless and faster now. Idk if it was on their end or maybe my internet at the time but changing my review from 4 to 5. Definitely worth the $5 a month. Thank you all for creating my dream budgeting app!!! I’ve been looking for something like this for years! 😍❤️
-- Riccena, 2024-07-15

### ***** "Great app but hope to see some updates"
I love the the cash flow forecast but would like to be able to see more than one week at a time. Also would like to see more flexibility in choosing repeat frequency dates.
-- Bosslady4118, 2024-04-07

### ****- "Why can’t you increase timeline and add inflation"
I really liked the app, and it allows me to track/enter all the information I need. However, it gets unrealistic when I’m trying to project a cost 5 years from now without being able to say the price of this service inflates at X%. Additionally why is there a limit on 360 months?
-- slowthinker97, 2023-09-08

### *---- "Confusing interface"
I pay for this service.  It has a confusing interface.  There is no way to easily delete old transactions.  You have to do them all one by one manually.  Also, the balance calculations are wrong.  This app is frustrating and useless.
-- Ysazhar, 2022-12-05

### ***** "A major part of my financial health"
I started using kualto in 2018 and at this point I’d be lost without it! It helped me keep my eyes on the prize to buy my house in 2021, and is now helping me save to do improvements. I am not an abstract thinker when it comes to money, and the forecaster helps me see the long term implications of spending today. I need that positive or negative reinforcement every day to help me make good financial choices-and sometimes the good choice is splurge! Kualto has really made me feel in control of my choices and their consequences when it comes to money. And at $60/yr I have to just keep my mouth shut when my friends talk about the cost of YNAB or in-person budgeting services. The Kualto psychology works for me.
-- alimae1945, 2022-07-28

[View all Kualto reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Kualto In-App Purchases
| Item | Price |
|------|-------|
| Annual Subscription | $49.99 |
| 1 Month Subscription | $4.99 |
| 12 Months (Save $10) | $49.99 |
| 3 Month Subscription | $14.99 |
| 6 Month Subscription | $29.99 |
| Monthly Subscription | $4.99 |


## Kualto Discovered Keywords
- forecast budgeting

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## Kualto Available In
- [United States](https://apptail.io/app/kualto-forecast-budgeting-jURb/united-states)
- [Canada](https://apptail.io/app/kualto-forecast-budgeting-jURb/canada)
- [Australia](https://apptail.io/app/kualto-forecast-budgeting-jURb/australia)
- [United Kingdom](https://apptail.io/app/kualto-forecast-budgeting-jURb/united-kingdom)
- [Mexico](https://apptail.io/app/kualto-forecast-budgeting-jURb/mexico)
- [France](https://apptail.io/app/kualto-forecast-budgeting-jURb/france)
- [India](https://apptail.io/app/kualto-forecast-budgeting-jURb/india)
- [New Zealand](https://apptail.io/app/kualto-forecast-budgeting-jURb/new-zealand)
- [Indonesia](https://apptail.io/app/kualto-forecast-budgeting-jURb/indonesia)
- [Brazil](https://apptail.io/app/kualto-forecast-budgeting-jURb/brazil)
- [Switzerland](https://apptail.io/app/kualto-forecast-budgeting-jURb/switzerland)
- [Chile](https://apptail.io/app/kualto-forecast-budgeting-jURb/chile)
- [China](https://apptail.io/app/kualto-forecast-budgeting-jURb/china)
- [Colombia](https://apptail.io/app/kualto-forecast-budgeting-jURb/colombia)
- [Cyprus](https://apptail.io/app/kualto-forecast-budgeting-jURb/cyprus)
- [Czechia](https://apptail.io/app/kualto-forecast-budgeting-jURb/czechia)
- [Germany](https://apptail.io/app/kualto-forecast-budgeting-jURb/germany)
- [Denmark](https://apptail.io/app/kualto-forecast-budgeting-jURb/denmark)
- [Dominican Republic](https://apptail.io/app/kualto-forecast-budgeting-jURb/dominican-republic)
- [Algeria](https://apptail.io/app/kualto-forecast-budgeting-jURb/algeria)
- [Ecuador](https://apptail.io/app/kualto-forecast-budgeting-jURb/ecuador)
- [Estonia](https://apptail.io/app/kualto-forecast-budgeting-jURb/estonia)
- [Egypt](https://apptail.io/app/kualto-forecast-budgeting-jURb/egypt)
- [Spain](https://apptail.io/app/kualto-forecast-budgeting-jURb/spain)
- [Finland](https://apptail.io/app/kualto-forecast-budgeting-jURb/finland)
- [Greece](https://apptail.io/app/kualto-forecast-budgeting-jURb/greece)
- [Hong Kong SAR China](https://apptail.io/app/kualto-forecast-budgeting-jURb/hong-kong)
- [Croatia](https://apptail.io/app/kualto-forecast-budgeting-jURb/croatia)
- [Hungary](https://apptail.io/app/kualto-forecast-budgeting-jURb/hungary)
- [Ireland](https://apptail.io/app/kualto-forecast-budgeting-jURb/ireland)
- [Israel](https://apptail.io/app/kualto-forecast-budgeting-jURb/israel)
- [Italy](https://apptail.io/app/kualto-forecast-budgeting-jURb/italy)
- [Japan](https://apptail.io/app/kualto-forecast-budgeting-jURb/japan)
- [South Korea](https://apptail.io/app/kualto-forecast-budgeting-jURb/south-korea)
- [Kuwait](https://apptail.io/app/kualto-forecast-budgeting-jURb/kuwait)
- [Kazakhstan](https://apptail.io/app/kualto-forecast-budgeting-jURb/kazakhstan)
- [Lebanon](https://apptail.io/app/kualto-forecast-budgeting-jURb/lebanon)
- [Sri Lanka](https://apptail.io/app/kualto-forecast-budgeting-jURb/sri-lanka)
- [Lithuania](https://apptail.io/app/kualto-forecast-budgeting-jURb/lithuania)
- [Luxembourg](https://apptail.io/app/kualto-forecast-budgeting-jURb/luxembourg)
- [Madagascar](https://apptail.io/app/kualto-forecast-budgeting-jURb/madagascar)
- [North Macedonia](https://apptail.io/app/kualto-forecast-budgeting-jURb/north-macedonia)
- [Malta](https://apptail.io/app/kualto-forecast-budgeting-jURb/malta)
- [Malaysia](https://apptail.io/app/kualto-forecast-budgeting-jURb/malaysia)
- [Nigeria](https://apptail.io/app/kualto-forecast-budgeting-jURb/nigeria)
- [Netherlands](https://apptail.io/app/kualto-forecast-budgeting-jURb/netherlands)
- [Norway](https://apptail.io/app/kualto-forecast-budgeting-jURb/norway)
- [Nepal](https://apptail.io/app/kualto-forecast-budgeting-jURb/nepal)
- [Peru](https://apptail.io/app/kualto-forecast-budgeting-jURb/peru)
- [Philippines](https://apptail.io/app/kualto-forecast-budgeting-jURb/philippines)
- [Pakistan](https://apptail.io/app/kualto-forecast-budgeting-jURb/pakistan)
- [Poland](https://apptail.io/app/kualto-forecast-budgeting-jURb/poland)
- [Portugal](https://apptail.io/app/kualto-forecast-budgeting-jURb/portugal)
- [Romania](https://apptail.io/app/kualto-forecast-budgeting-jURb/romania)
- [Russia](https://apptail.io/app/kualto-forecast-budgeting-jURb/russia)
- [Saudi Arabia](https://apptail.io/app/kualto-forecast-budgeting-jURb/saudi-arabia)
- [Sweden](https://apptail.io/app/kualto-forecast-budgeting-jURb/sweden)
- [Singapore](https://apptail.io/app/kualto-forecast-budgeting-jURb/singapore)
- [Slovenia](https://apptail.io/app/kualto-forecast-budgeting-jURb/slovenia)
- [Slovakia](https://apptail.io/app/kualto-forecast-budgeting-jURb/slovakia)
- [Thailand](https://apptail.io/app/kualto-forecast-budgeting-jURb/thailand)
- [Tunisia](https://apptail.io/app/kualto-forecast-budgeting-jURb/tunisia)
- [Türkiye](https://apptail.io/app/kualto-forecast-budgeting-jURb/turkey)
- [Taiwan](https://apptail.io/app/kualto-forecast-budgeting-jURb/taiwan)
- [Ukraine](https://apptail.io/app/kualto-forecast-budgeting-jURb/ukraine)
- [Uzbekistan](https://apptail.io/app/kualto-forecast-budgeting-jURb/uzbekistan)
- [Vietnam](https://apptail.io/app/kualto-forecast-budgeting-jURb/vietnam)
- [United Arab Emirates](https://apptail.io/app/kualto-forecast-budgeting-jURb/united-arab-emirates)
- [South Africa](https://apptail.io/app/kualto-forecast-budgeting-jURb/south-africa)
- [Armenia](https://apptail.io/app/kualto-forecast-budgeting-jURb/armenia)
- [Argentina](https://apptail.io/app/kualto-forecast-budgeting-jURb/argentina)
- [Austria](https://apptail.io/app/kualto-forecast-budgeting-jURb/austria)
- [Azerbaijan](https://apptail.io/app/kualto-forecast-budgeting-jURb/azerbaijan)
- [Belgium](https://apptail.io/app/kualto-forecast-budgeting-jURb/belgium)
- [Bulgaria](https://apptail.io/app/kualto-forecast-budgeting-jURb/bulgaria)
- [Bahrain](https://apptail.io/app/kualto-forecast-budgeting-jURb/bahrain)
- [Brunei](https://apptail.io/app/kualto-forecast-budgeting-jURb/brunei)
- [Belarus](https://apptail.io/app/kualto-forecast-budgeting-jURb/belarus)

---

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