Kuda - Free transfer & payment
Pay, save & invest money
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Description

Welcome to the money app for Africans!

Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings and on-the-go payments.

Kuda is the smart way to do your banking every day, pay, make free money transfers, invest and manage your money on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money and request a Kuda Visa card.

Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!

Kuda is licensed by the Central Bank of Nigeria.

Why Should You Get Kuda?

- Open a bank account for free in minutes, start banking and pay easily immediately.

- Make money transfers to any Nigerian bank for free up to 25 times every month (Nigeria users only).

- Pay online and offline with secure payment options.

- Create a Kuda Username to make unlimited free money transfers within the Kuda community without a bank account number!

- Set up a trading account on the app to invest in US stocks (Nigeria users only).

- Request a virtual and physical Kuda Visa card with pickup and nationwide delivery options. (Nigeria users only.)

- Save money easily with our automated savings features and get up to 8% annual interest! (Nigeria users only.)

- Pay across borders with money transfers to Nigeria from the UK at competitive rates. (UK users only.)

- Pay bills and buy airtime for all major networks. (Nigeria users only.)

Open A Free Account Now

We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.

Watch Your Money Grow

- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 8% annual interest on your savings, so your money keeps making money. (Nigeria users only.)

- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)

- Invest in US stocks with a trading account. Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Invest wisely! The value of stocks fluctuates and stock trading involves possible loss of capital.

- Pay subscriptions with gift cards for the top streaming services. Shop internationally and pay with gift cards for the most popular online stores.

Your Money Is Safe At Kuda

- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).

- Banking is personal. Use Private Mode to hide your account balance from prying eyes.

- If you need help, you can chat with us on the app or send a message to [email protected] anytime.

Switch To Kuda In Two Easy Steps:

1. Open your account: Download Kuda and open a Kuda bank account on your phone.

2. Add money to your account: Send money to your Kuda bank account from any other bank’s app or through internet banking or move money from your debit card.

For more information about Kuda, please go to kuda.com.

Spend smarter, save more and get the most out of your money with Kuda.

Download the Kuda banking app now to bank, save money, invest with a trading account and pay!

Nigerian banking services are offered by Kuda Microfinance Bank (RC796975), with registered address at 151 Herbert Macaulay Way, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom. Kuda EMI Ltd is a Distributor of Modulr FS Limited. Modulr FS Limited (Company No 09897919), is regulated by the Financial Conduct Authority for issuance of electronic money under reference 900573.
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User Rating

4.78 out of 5

793 ratings in Canada

5 star
708
4 star
41
3 star
16
2 star
9
1 star
19

Ratings History

Reviews

Transfer error

candyflames on

Omo Kuda your bank is wack ..the most stupid bank I’ve ever used in my life I can’t transfer since 2days now and I can’t even sign out Your system is so slow and frustrating…I think I would leave there and please no one should use this bank again

Terrible customer service

Sm_shittu on

Very Terrible customer service, you never seem to get them on the phone or Via instant chat when you are in dire need. Never responds to emails too. I wonder if my money is safe with them

Canada

chrisnova007 on

Please I would like to know when you will be adding Canada so I can get my confirmation code has I need it to set up the account

Customer Care Service

Richboss07 on

Their service is Top-Notch Omooo best online banking system I have come across and satisfied with. Kudos to the team.

Gift card issue

khadir101 on

Bought gift card you guys haven’t given me my gift card yet the heck ..already reported to the customer service they are not getting back to me anyways

Scam alert Kuda is a scam setup don’t use it if you want to live long in your in peace

Administratorkuda on

Kuda scam me and still use efcc to arrest me pls Boys Delete Kuda bank they are informat

Useless Bank

opurum01 on

They set you up and use police or Efcc to harass you. Boycott!

Nice bank with awesome packages and services.

Leon317 on

I have no issues since I opened an account with this bank. When a transfer fails, the money involved is always reversed automatically within minutes. Never tried the customer services, hope I won’t also have any issues contacting them when the need arises.

Keeps crashing after opening

godlens on

This new update keeps crashing after I place my finger for fingerprint please resolve 😕

👎🏾👎🏾👎🏾 don’t use

ogortey on

This app and bank is wack. They will take your BVN and after you deposit funds, you won’t be able to take it out. Don’t download

Store Rankings

Ranking History

Category Rankings

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Category
Rank
Top Free
12
Top Free
41
Top Free
175
Top Free
315
Top Free
441

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
2.002353 (5 days ago )
Released on
Aug 17, 2019 (4 years ago )
Last updated
4 weeks ago