Kuda - Free transfer & payment
Pay, save & invest money
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Description

Welcome to the money app for Africans!

Open a Kuda account today and join over 7 million people who use Kuda for easy banking, investments through a stock trading account, savings and on-the-go payments.

Kuda is the smart way to do your banking every day, pay, make free money transfers, invest and manage your money on your phone. Download the Kuda banking app, open a Kuda bank account on your phone, add money and request a Kuda Visa card.

Make banking easier for yourself. Get 25 free money transfers to any Nigerian bank every month, pay online and offline easily, invest and save money automatically. Download the Kuda banking app today to pay, save and invest!

Kuda is licensed by the Central Bank of Nigeria.

Why Should You Get Kuda?

- Open a bank account for free in minutes, start banking and pay easily immediately.

- Make money transfers to any Nigerian bank for free up to 25 times every month (Nigeria users only).

- Pay online and offline with secure payment options.

- Create a Kuda Username to make unlimited free money transfers within the Kuda community without a bank account number!

- Set up a trading account on the app to invest in US stocks (Nigeria users only).

- Request a virtual and physical Kuda Visa card with pickup and nationwide delivery options. (Nigeria users only.)

- Save money easily with our automated savings features and get up to 8% annual interest! (Nigeria users only.)

- Pay across borders with money transfers to Nigeria from the UK at competitive rates. (UK users only.)

- Pay bills and buy airtime for all major networks. (Nigeria users only.)

Open A Free Account Now

We know your money is important to you, so we won’t charge you unnecessary bank fees for banking with us.

Watch Your Money Grow

- Banking is more rewarding with Kuda! Save a lump sum or set a percentage to save periodically and we'll pay you up to 8% annual interest on your savings, so your money keeps making money. (Nigeria users only.)

- You can also save every time you pay directly from your Kuda bank account with Kuda Spend+Save. It's the smartest way to save! (Nigeria users only.)

- Invest in US stocks with a trading account. Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Invest wisely! The value of stocks fluctuates and stock trading involves possible loss of capital.

- Pay subscriptions with gift cards for the top streaming services. Shop internationally and pay with gift cards for the most popular online stores.

Your Money Is Safe At Kuda

- We know debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).

- Banking is personal. Use Private Mode to hide your account balance from prying eyes.

- If you need help, you can chat with us on the app or send a message to [email protected] anytime.

Switch To Kuda In Two Easy Steps:

1. Open your account: Download Kuda and open a Kuda bank account on your phone.

2. Add money to your account: Send money to your Kuda bank account from any other bank’s app or through internet banking or move money from your debit card.

For more information about Kuda, please go to kuda.com.

Spend smarter, save more and get the most out of your money with Kuda.

Download the Kuda banking app now to bank, save money, invest with a trading account and pay!

Nigerian banking services are offered by Kuda Microfinance Bank (RC796975), with registered address at 151 Herbert Macaulay Way, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom. Kuda EMI Ltd is a Distributor of Modulr FS Limited. Modulr FS Limited (Company No 09897919), is regulated by the Financial Conduct Authority for issuance of electronic money under reference 900573.
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User Rating

4.66 out of 5

175,560 ratings in Nigeria

5 star
146,883
4 star
12,489
3 star
6,696
2 star
3,720
1 star
5,772

Ratings History

Reviews

Privacy settings

Redvin3 on

I’ve been having issue with using my Face ID to run my transactions, everytime I activate it and I try to login again it deactivates by itself also I no longer get credit or debit alerts anymore please fix it. It’s making transactions stressful for me

Return my money

Stecash on

You guys should reverse back my money what’s all this rubbish?

You debited me without giving me my airtime!!

fierceotter on

I tried getting airtime on the app, and I was debited but didn’t receive my airtime. What so ever you guys are playing at, y’all should fix it because this is just nonsense 😡🤬

No customer support of any sort

yaahy098 on

I would honestly not advise anyone to join this bank, any issue you have you’ll contact Kuda everywhere there is going to be literally no reply of any sort. No customer support, nothing at all So unreliable, I would’ve rated you 0 stars if that’s possible, just unblock my account so I can remove my money and delete your app please

Acct Issues

TedytheCreative on

I have been using kuda for approximately 4 years now and through all the issues they’ve been having I decided to stick around but the recent issue I have with them has shown me that they have no genuine desire to be a good bank, there’s virtually no customer care service so you can imagine how solving issues will be, if you value your money stay away from kuda, as soon as I get this issue resolved i’m leaving too.

Payment error

Emperorgold3435 on

Some sent me money and the receipt came in but the balance didn’t increase

Bb

Ik berry on

Best

My review

PROFITLAND_INFO on

I am very impressed with this banking service company. Not only do they provide an easy-to-operate platform, they also ensure the security of every transaction. The banking rate is updated frequently and remains very favorable. I am very satisfied with their service and will continue to use them in the future.

Waiting for bot to connect me with Agent for account upgrade

Dripmachine on

Waiting for bot to connect me with Kuda Agent for account upgrade

Very unreliable

BawoSmith on

It so bad I can’t recommend Kuda to a friend, very unstable… Always having downtimes, many times I’ve been embarrassed because Kuda app refused to open or make a transfer… It’s really that terrible and unreliable…

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
11
Top Free
40
Top Free
320
Top Free
345
Top Free
471

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
2.002353 (6 days ago )
Released on
Aug 17, 2019 (4 years ago )
Last updated
3 weeks ago