---
title: "LAYA Finance - Reviews, Revenue and Downloads in Philippines | Apple App Store"
description: "LAYA is the AI-powered financial partner built for Filipinos who are ready to take control of their money.  Track your income, expenses, debts, and net worth — all in one place. Chat with Juls, your p"
---

# LAYA Finance — Philippines
> Smart Filipino Finance Tracker

![LAYA Finance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/27/c2/61/27c26108-d91b-005e-bb92-57aedffc5615/AppIcon-0-0-1x_U007epad-0-1-0-85-220.png/434x0w.png)

**Developer:** [Julius Alba](https://apptail.io/developer/julius-alba-IQRhbc)
**Category:** Finance
**Rating:** 5.0/5 (1 ratings)
**Price:** Free
**Bundle ID:** finance.laya.app
**Store:** Apple App Store
**Country:** Philippines
**Version:** 2.0.16 (released 2026-07-19)
**Original Release:** 2026-04-28

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6759568901)
**AppTail Page:** [https://apptail.io/app/laya-finance-Cqyz/philippines](https://apptail.io/app/laya-finance-Cqyz/philippines)

## LAYA Finance Description
LAYA is the AI-powered financial partner built for Filipinos who are ready to take control of their money.

Track your income, expenses, debts, and net worth — all in one place. Chat with Juls, your personal AI financial advisor, who understands Philippine peso budgets, family remittances, and Filipino spending habits.

KEY FEATURES:

• Smart Dashboard — See your net worth, monthly cash flow, spending by category, and credit health at a glance.

• AI Financial Advisor — Chat with Juls for personalized insights, spending reviews, and accountability. Supports 6 personality modes from professional to motivational.

• Receipt Scanning — Snap a photo of any receipt and let AI auto-log the transaction for you.

• Budget Tracking — Set monthly budgets by category and get alerts when you're approaching your limits.

• Goal Setting — Save toward your goals with progress tracking and milestone celebrations.

• Bill Reminders — Never miss a payment with smart notifications for upcoming bills and recurring expenses.

• Family Support — Track remittances and family financial obligations.

• Lending Tracker — Keep records of money lent and borrowed.

• Secure by Design — Face ID lock, Sign in with Apple, auto-logout, and end-to-end CloudKit sync.

• Export Reports — Download your financial data as CSV or professionally formatted PDF reports.

• Voice Input — Talk to your financial advisor hands-free with speech recognition.

• Spending Forecasts — AI-powered projections of your monthly spending trends.

LAYA syncs securely across your devices using iCloud. Your financial data stays private — we never sell or share it with third parties.

Designed by Filipinos, for Filipinos. Know exactly where every peso goes.

Terms of Use (EULA): 
Privacy Policy: 

## LAYA Finance Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/20/c6/ca20c6bd-a796-08f1-4898-4819c3e5fa49/01-Dashboard.png/1320x2868.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/35/52/85/355285fe-0434-28e2-3c67-4fb7fe14c3d5/03-Accounts.png/1320x2868.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/df/ae/afdfae90-795c-73fe-4d54-a7083f98ddf7/05-Goals.png/1320x2868.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8c/0b/ba/8c0bba61-16b3-687d-057b-2d7ffaafe2d8/09-Analytics.png/1320x2868.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/e0/3c/aae03ce0-4e58-2ae1-d81f-b06263110ec1/10-Settings.png/1320x2868.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8c/ec/2b/8cec2b6d-964d-68ed-7324-57662c5fc4d7/04-More.png/1320x2868.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2e/43/d9/2e43d953-d655-3c4b-f593-9b17422d84a1/02-Budget.png/1320x2868.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/a8/ec/a3a8ec76-c5f8-4f75-032d-68ab1b361919/07-Investments.png/1320x2868.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1e/4f/f9/1e4ff9f7-65db-19cd-c2cf-0bd04d22d416/06-Lending.png/1320x2868.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/16/41/6d164169-3ca1-01c6-6ba1-b67f1e8f45d9/08-AIAdvisor.png/1320x2868.png)

## LAYA Finance Rating Breakdown in Philippines
- 5 stars: 1 (100%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)

## LAYA Finance Reviews in Philippines

### ***** "The best financial tracker ever"
Super love this app and easy to use! 😭😭💯💕
-- juliodexplorer, 2026-04-30

[View all LAYA Finance reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## LAYA Finance In-App Purchases
| Item | Price |
|------|-------|
| LAYA Pro Monthly | 299.00 ₱ |
| LAYA Pro Yearly | 2,999.00 ₱ |



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## LAYA Finance Available In
- [Philippines](https://apptail.io/app/laya-finance-Cqyz/philippines)
- [Bulgaria](https://apptail.io/app/laya-finance-Cqyz/bulgaria)
- [Bermuda](https://apptail.io/app/laya-finance-Cqyz/bermuda)
- [Brazil](https://apptail.io/app/laya-finance-Cqyz/brazil)
- [Belize](https://apptail.io/app/laya-finance-Cqyz/belize)
- [Ecuador](https://apptail.io/app/laya-finance-Cqyz/ecuador)
- [Israel](https://apptail.io/app/laya-finance-Cqyz/israel)
- [Iceland](https://apptail.io/app/laya-finance-Cqyz/iceland)
- [Jamaica](https://apptail.io/app/laya-finance-Cqyz/jamaica)
- [Japan](https://apptail.io/app/laya-finance-Cqyz/japan)
- [Lebanon](https://apptail.io/app/laya-finance-Cqyz/lebanon)
- [Sri Lanka](https://apptail.io/app/laya-finance-Cqyz/sri-lanka)
- [Lithuania](https://apptail.io/app/laya-finance-Cqyz/lithuania)
- [Luxembourg](https://apptail.io/app/laya-finance-Cqyz/luxembourg)
- [North Macedonia](https://apptail.io/app/laya-finance-Cqyz/north-macedonia)
- [Slovenia](https://apptail.io/app/laya-finance-Cqyz/slovenia)
- [Austria](https://apptail.io/app/laya-finance-Cqyz/austria)
- [Senegal](https://apptail.io/app/laya-finance-Cqyz/senegal)

---

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