lendingplate-Personal Loan App - Reviews, Revenue and Downloads - Apple App Store

Description

lendingplate is a personal loan mobile application that offers loans from ₹10,000 to ₹2,00,000 at attractive interest rates, zero collateral and almost instantly at your convenience. You can apply online from any of our approved locations and on approval, you get direct transfer of your loan money within minutes to your bank account. lendingplate is the brand-name of Unifinz Capital India Limited which is Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI). The company conducts lending operations in a transparent manner under the extant guidelines of the RBI.

Features
⁍ Personal loans ranging from ₹10,000 to ₹2,50,000
⁍ Repayment tenure ranging from 3 months to 15 months
⁍ Processing Fees ranging from 1% to 5% of loan amount
⁍ Conversion Fees ranging from 1% to 5% of loan amount
⁍ Rate of Interest (ROI) ranging from 12% onwards depending on your risk profile
⁍ APR ranging from 12% to 36%; rates vary from customer to customer
⁍ Completely online paperless documentation
⁍ Loans available to improve your Credit Score
⁍ Apply Loan from anywhere, anytime on our 24x7 online platform
⁍ Repay Loan from anywhere, anytime as you like, no early repay charges
⁍ Free-look Period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along-with proportionate interest

Eligibility
⁍ You must be an Indian national
⁍ You must be over the age of 21 years
⁍ Your net monthly take home salary to be minimum ₹20,000
⁍ Your salary must be credited to your bank account regularly

Steps to avail loan
⁍ Install lendingplate app in your mobile phone
⁍ Sign up with your mobile number and OTP
⁍ Verify your PAN to check for pre-approved offers
⁍ Register yourself by filling up your basic information and your selfie
⁍ Provide Income documents like Bank Statement and Payslip/ ID Card
⁍ Verify your KYC with Aadhaar and present Address Proof
⁍ E-sign your loan agreement and NACH repayment
⁍ Direct your loan money to your bank account

Representative Example
⁍ Loan Amount {Principal}: ₹25,000
⁍ Interest Rate {ROI}: 12% per annum
⁍ Tenure: 12 months
⁍ Processing Fee {Incl. GST}: ₹1,250
⁍ Conversion Fee {Incl. GST}: ₹1,250
⁍ EMI: ₹2,221
⁍ Total Repayment Amount: ₹26,655
⁍ Total Interest: ₹1,655
⁍ Total Cost of Loan {Incl. Principal}: ₹29,155

Security & Privacy Policy
lendingplate personal loan app ensures safety via standard security and privacy protocols to protect its database. Our app is safe and secure and we do not share customer information with third parties without consent.

Queries?
⁍ [email protected]
⁍ +91-7373737316

Let’s Connect!
⁍ https://www.facebook.com/lendingplate
⁍ https://twitter.com/lendingplate
⁍ https://www.instagram.com/lendingplate
⁍ https://www.youtube.com/@lendingplate
⁍ https://www.linkedin.com/company/lendingplate/

Download lendingplate instant personal loan app now !

Hide.. Show more..

Screenshots

User Rating

4.54 out of 5

5,555 ratings in India

5 star

4,374

4 star

553

3 star

213

2 star

111

1 star

304

Ratings History

Reviews

Fake app only data collection

Worst app, hefty charges, and harassment and threatening

Collection team is harassing, abusive, threatening to share personal information to contacts and office entity, not at all suggestible, if you are really in need of money, take from some friend and family instead, its a trap, Banks are always preferred. I have checked on RBI NBFC listing, unifiz is not even RBI registered NBFC. Beware!!

So pathetic application and slow as turtle

I apply on Friday since, Tuesday even after connecting theme 5 times they response and reject , i have 750+ cibil still they reject for no reason. This app is scam and just collecting ur data and bank details .. stay away from this scam

Fake app

Fake app don’t install waste of time

Good customer support

If you are looking for any assistance please send them an email. The calls or whatsapp might not help you the way needed. Waiting for the disbursement. Dont know why does it take long if i have already got one loan and paid it on time.

Worst

Plz never take loan from this app. They give 10 rs and ask u to pay 100rs. More over they will not treat customer in good way they use abscess languages

NEVER TRUST THEM

I hope this review finds everyone well. This app is a fraud company who will go to any lengths from abusive language to threatening calls and hacking phones. Please stay away from this app

Loan closure

Hi Team After proper communication with your team, I paid 21000 and got the loan closed. Your agent promised me that i will received Noc in 48 hours and the app gets updated in the next 24 hours. I tried reaching him and he never responds. I need NOC and get this updated in app. Thanks Prithvi

Harassment

Don’t even install this app, they will destroy your life and career.also check lending plate consumer complaints on google before you install.

Worst experience

Please don’t take loan I have taken but I met with accident I’m unable to repay I have requested Costmar care but very badly they scolded me I don’t have parents I have requested them I can’t explain my pain they sending voicemails using worst words on my mother sister like but definitely KARMA Won’t live I have my medical reports also I told I will send no use sending messages to family & office calling everyone lots of harassment I can’t explain here they said pay 44k it will clear but after pay they said it’s a settlement fake please don’t trust don’t spoil your life because of problems we will take but this peoples will do like anything I have all records I’m feeling to die because of that words i feel to Comet SUICIDE one day I’ll do I will write later on this app because of this app please hope you understand Thank you Srikanth S

Store Rankings

Ranking History

Category Rankings

Chart	Category	Rank
Top Free	India Finance	417

Keywords

Name	Reviews	Recent release
IIFL: Gold & Business Loans Easy Loan App for Quick Loan	59	6 days ago
FlexSalary Instant Loan App Get Instant Cash Loan Upto 2L	60	2 weeks ago
MyMoneyMantra: Loans & Credits Credit Score, Card, Loans	18	2 months ago
Refyne	14	3 weeks ago
Capital Now: Personal Loan App Instant Personal Loan Online	160	2 weeks ago
Florence Capital Instant Loan App for Women	13	1 year ago
Aditya Birla Finance Aditya Birla Finance	18	1 month ago
Privo: Instant Credit Line App Access Privo Credit On-the-go	14	1 month ago
axio: BNPL & Personal Loan Consumer Credit & Finance	29	3 months ago
Zype Instant Personal Loan App Instant Personal Loans Online	60	3 weeks ago

Name