Lenditt: Personal Loan App
Instant Loan App
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Description

Introducing Lenditt: Your Ultimate Personal Loan Solution

Looking for a hassle-free way to secure a quick personal loan of upto ₹1 lacs? If you are a professional individual with stable income then look no further. Lenditt is one of the best loan apps revolutionizing the lending experience. If you need a personal loan online for unforeseen expenses, a dream vacation, home improvements, or any other personal endeavour, Lenditt has got you covered with its quick, secure, and seamless online loan application process.


Lenditt, one of the leading partner NBFC (Chinmay Finlease Limited - Registration #: A.01.00558) instant personal loan providers to being your trusted financial buddy. Our app ensures the highest level of security and compliance.


Benefits that make Lenditt one of the best online personal loan apps in India:
- Instant Loan Approval: Need funds urgently? Lenditt's instant loan approval, ensures you receive the financial support you need within minutes
- Flexible Loan Option: If you are looking for a personal loan online, Lenditt is the ideal solution for you to provide cash loans up to ₹ 1,00,000/-
- Easy Application Process: Applying for a personal loan with Lenditt's intuitive online loan application process enables you to apply online with minimal effort
- Trusted and Reliable: Lenditt is a name you can trust. As an RBI-registered online loan app, we adhere to the highest standards of integrity and security
- Flexible Repayment Plans: Everyone's financial situation is unique. That's why Lenditt offers flexible repayment plans that suit your individual needs
- Lowest Interest Rates: At Lenditt, we offer some of the most competitive interest rates in the market.


Features of Lenditt:
• Loan Amount: ₹10,000 - ₹1 lacs
• Quick Turn-around time: Under 5 minutes
• Repayment Tenure: 90 Days to 120 Days
• 100% Paperless loan application
• No guarantors or collateral
• No Subscription or upfront Fees


Interest and Additional Fees:
• Interest Rates: 28 to 36% per annum
• Processing & Other Applicable fees: Starts from 6.5% of the loan amount (This may vary based on your risk profile)
• Documentation charges of 1%
• ₹200 for online convenience fees
• Bounce charges: ₹500 + GST as applicable
• APR range - 26% to 36%
• Please note that GST charges will be added to the process fees, document charges, online convenience fees.


Eligibility Criteria:
-Working Professionals with Stable income
-Above 21 years
- Minimum take-home income of 20,000 Per Month
-Aadhaar Card Verification
-PAN Card Verification
-Bank Account where income gets deposited monthly
-All borrowing should be in good standing


Illustrative Calculation: -
• Loan amount: ₹30,000 with a 28% annual interest rate
• Per day interest rate is 0.076%
• Loan Duration: 120 Days
• Total interest on the personal loan: ₹1,700
• Processing fees (6.5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience = ₹2,450
• Total Deductions (Processing fees + Documentation charges + Online convenience + GST): ₹2,891
• Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,109
• Total Repayable Amount (Loan Amount + Interest): ₹31,700
• PF +DC + GST are deducted upfront during the loan disbursal.


*This is an indicative calculation, interest and other charges vary based on the profile


Lenditt also provides various services to buy digital gold and silver online.


Lenditt brings the age-old allure of gold and silver into the digital age, offering you a convenient way to buy and invest in online gold and silver. You can join the dynamic world of digital gold and silver with just a few taps.


Advantages of Buying Online Gold and Silver from Lenditt:
•Buy 24K 99.99% Pure Gold and Silver
•Certified 100% Secure (Authenticated)
•Sell Anytime (Sell your Gold/Silver anytime and get the money transferred to your bank account)


For any queries contact us on [email protected]
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User Rating

4.18 out of 5

2,734 ratings in India

5 star
2,006
4 star
177
3 star
46
2 star
35
1 star
470

Ratings History

Reviews

App is not working

anujkatheria on

Fix the app it has some issue.

Awesome

baadkar on

Lenditt is awesome app for instant loan and staff member especially Urvashi vala is very helpful. Thank you

Good service

Firdausdan on

Good service Fast and reliable

Excellent Easy Loan

mrs paddy 123456789 on

Excellent application. Smooth easily early got money. Thank you.

Best App

Ashiq Kunjeethukutty on

One of the best app. Easy and convenient

Big scam by this application, harassment don’t try this application

Pravinkshi on

I had taken Personal loan rupees 20 k given 15 k cutting 5 thousand Then 1 month delay full on harassment an all Then paid 10 k now showing in cibil 15 k total deu BIG scam

Good application

127472882 on

Sagar helped me to get instant loan approval thanks for your support.

Very nice app.

Tejk1990 on

I like it

Great app

Chatjaipur on

Awesome job on that app and great support by Sagar rijwani... special thanks to sagar... keep it up..

Aman

Aman3700 on

Good app 👍

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App Info

Category
Finance
Languages
English
Recent version
2.1.32 (1 month ago )
Released on
Aug 19, 2021 (2 years ago )
Also available in
India, United States
Last updated
1 month ago