---
title: "Loan Calculator - Debt Planner - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Transform How You Understand Loans & Mortgages  Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 use"
---

# Loan Calculator - Debt Planner — United States
> Mortgage, Car, School, Payday

![Loan Calculator App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/cb/56/fa/cb56fafc-0764-f36f-9581-8dad2df12f5b/AppIcon-0-0-1x_U007epad-0-11-0-85-220.png/434x0w.png)

**Developer:** [Michael Chu](https://apptail.io/developer/michael-chu-NGd) (United States)
**Category:** Finance
**Rating:** 4.6/5 (22,474 ratings)
**Price:** Free
**Bundle ID:** com.chu.loancalc
**Store:** Apple App Store
**Country:** United States
**Version:** 3.10.0 (released 2026-09-25)
**Original Release:** 2015-11-25
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1059124601)
**AppTail Page:** [https://apptail.io/app/loan-calculator-debt-planner-ubi/united-states](https://apptail.io/app/loan-calculator-debt-planner-ubi/united-states)

## Loan Calculator Description
Transform How You Understand Loans & Mortgages

Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating).

Why This Calculator Changes Everything:

Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands.

Make Smarter Financial Decisions:

- Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan
- Comparing offers? Save multiple scenarios side-by-side to find the best deal
- Want to payoff early? Calculate exactly how much you'll save in interest
- Track every payment with detailed amortization schedules that break down principal vs interest

Built for Real People & Professionals:

Whether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds.

Powerful Features Made Simple:

- Beautiful graphs that visualize your payoff journey
- Compare multiple loans instantly - see which saves you money
- Export payment schedules to share with your spouse or financial advisor
- 7 bonus calculators including credit card payoff & rental property analysis
- Apple Watch support for quick calculations on the go
- Sync across all your Apple devices

Stop Guessing. Start Knowing.

Every financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan.
Free to download with optional features. Join thousands who've already taken control of their loan decisions.

Auto Renewable Subscriptions:

Monthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features.

Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription.

Terms and Conditions (EULA): 
Privacy Policy: 

## Loan Calculator Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e3/cd/42/e3cd426c-db0d-7d31-9864-41b000763318/256c285e-eda3-49dd-8fa7-2adb682223e3_screenshot1.jpeg/1242x2208.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/be/c0/2b/bec02bac-c6d5-5dbd-d5d4-093b29a71f9c/4355b87b-6aa5-4df3-ab7e-4a93777cb9b1_screenshot2.jpeg/1242x2208.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ce/7e/50/ce7e50d9-c99b-61d2-712b-f964a61e1c15/f18148da-e0ae-4dbc-b40d-b4f22c266fe6_screenshot3.jpeg/1242x2208.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9c/05/2c/9c052c4c-b60d-b020-43f1-bdbcd30fd4a4/bbd0509b-6ab9-44f4-b29a-a4abda38a525_screenshot4.jpeg/1242x2208.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1f/38/fe/1f38fe54-a4e6-bed0-c80b-3a59642c2825/d3e72683-f1b8-42ac-b7ed-e5bd2d3c191e_screenshot5.jpeg/1242x2208.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e3/9f/bb/e39fbbda-10bc-4d21-fe6c-7de9b68ff669/28f8fede-cc93-4dfd-af79-fd364cf5d320_screenshot6.jpeg/1242x2208.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/39/95/d239955e-0341-7770-8a15-3b99671cab81/0f9e942d-432e-407c-9166-f84eff7b740e_screenshot7.jpeg/1242x2208.png)

## Loan Calculator Rating Breakdown in United States
- 5 stars: 18,199 (81%)
- 4 stars: 2,309 (10%)
- 3 stars: 768 (3%)
- 2 stars: 270 (1%)
- 1 stars: 928 (4%)

## Loan Calculator Reviews in United States

### *---- "Can"
Top many ads
-- Not all symbols, 2025-08-20

### **--- "Very annoying ads"
Every couple of times you change numbers in the calculation a very loud, low budget add for online loans pops up over the entire screen. The most annoying ads I’ve seen on an app. There’s way too many other options out there to keep this app.
-- David220555, 2025-07-25

### *---- "Trash"
Look elsewhere trust me
-- AJ-2019, 2025-06-08

### *---- "Too many ads"
Many many full page ads with long required views. Not banner ads at top or bottom of screen. Had to delete app. Do not recommend.
-- Cwhitej, 2025-05-28

### *---- "So many ads!!!"
Downloaded and tried the app based on good reviews. Deleted 5 min later because the ads are ridiculous.  I get that it’s a free version but I couldn’t even get the app to work between ads without closing and reopening just to see a basic calculation. Also, this is a really basic calculator that only provides mortgage payment. It would be more helpful to have line items for property tax, insurance, and HOA so you get a full view of what the true payment would be. Didn’t find this tool to be helpful at all.
-- KimInSF, 2025-05-17

### ***** "It’s very helpful"
And it’s it’s very easy to use and very, very helpful to understand I like it a lot. I use it all the time
-- Harrys coupe, 2025-03-15

### *---- "Ads ads ads"
Don’t bother with this app until developer figures out how to make money without spamming you with ads. Hey, developer, ever heard of loan referral fees? You’ll make more from there than alienating customers with ads in a tool like this. Check out credit karma and how they manage referrals. No ads and not annoying.
-- Medihunter, 2025-02-11

### *---- "Crashes when trying to use tools"
App crashes when trying to use the credit card payoff feature.
-- Nickhead1230, 2024-11-20

### ***** "Easy"
Quick and easy and always matches the bank’s estimates
-- I xyz, 2024-11-11

### *---- "Junk Now"
Paid for this app years ago, now, since most recent update, it’s limited to 200 months making it useless as a mortgage calculator. Absolute abomination that it worked for years with 240, 360 or 480 months. Now it’s 200. Ridiculous.
-- DrewDribbles, 2024-11-04

[View all Loan Calculator reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Loan Calculator In-App Purchases
| Item | Price |
|------|-------|
| Lifetime Pass | $99.99 |
| Remove Ads | $2.99 |
| Unlimited Favorites | $2.99 |
| Weekly Pass | $1.99 |
| Monthly Pass | $4.99 |
| Yearly Pass | $29.99 |
| Unlock Tools | $1.99 |


## Loan Calculator Discovered Keywords
- car finance calculator
- compound interest calculator
- debt snowball
- credit card debt payoff
- loan calculator
- loan2me
- simple loan calculator
- loan calc
- loan calculator professional
- loan calculator free

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- [Compounder](https://apptail.io/app/compounder-Zpp/united-states)
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## Loan Calculator Available In
- [United States](https://apptail.io/app/loan-calculator-debt-planner-ubi/united-states)
- [Australia](https://apptail.io/app/loan-calculator-debt-planner-ubi/australia)
- [Canada](https://apptail.io/app/loan-calculator-debt-planner-ubi/canada)
- [Malaysia](https://apptail.io/app/loan-calculator-debt-planner-ubi/malaysia)
- [South Africa](https://apptail.io/app/loan-calculator-debt-planner-ubi/south-africa)
- [Philippines](https://apptail.io/app/loan-calculator-debt-planner-ubi/philippines)
- [India](https://apptail.io/app/loan-calculator-debt-planner-ubi/india)
- [United Kingdom](https://apptail.io/app/loan-calculator-debt-planner-ubi/united-kingdom)
- [Thailand](https://apptail.io/app/loan-calculator-debt-planner-ubi/thailand)
- [Singapore](https://apptail.io/app/loan-calculator-debt-planner-ubi/singapore)
- [United Arab Emirates](https://apptail.io/app/loan-calculator-debt-planner-ubi/united-arab-emirates)
- [Kenya](https://apptail.io/app/loan-calculator-debt-planner-ubi/kenya)
- [Indonesia](https://apptail.io/app/loan-calculator-debt-planner-ubi/indonesia)
- [Cambodia](https://apptail.io/app/loan-calculator-debt-planner-ubi/cambodia)
- [Egypt](https://apptail.io/app/loan-calculator-debt-planner-ubi/egypt)
- [Jamaica](https://apptail.io/app/loan-calculator-debt-planner-ubi/jamaica)
- [Mexico](https://apptail.io/app/loan-calculator-debt-planner-ubi/mexico)
- [Ghana](https://apptail.io/app/loan-calculator-debt-planner-ubi/ghana)
- [Honduras](https://apptail.io/app/loan-calculator-debt-planner-ubi/honduras)
- [China](https://apptail.io/app/loan-calculator-debt-planner-ubi/china)
- [Nigeria](https://apptail.io/app/loan-calculator-debt-planner-ubi/nigeria)
- [New Zealand](https://apptail.io/app/loan-calculator-debt-planner-ubi/new-zealand)
- [Dominican Republic](https://apptail.io/app/loan-calculator-debt-planner-ubi/dominican-republic)
- [Belize](https://apptail.io/app/loan-calculator-debt-planner-ubi/belize)
- [Uganda](https://apptail.io/app/loan-calculator-debt-planner-ubi/uganda)
- [Greece](https://apptail.io/app/loan-calculator-debt-planner-ubi/greece)
- [Sri Lanka](https://apptail.io/app/loan-calculator-debt-planner-ubi/sri-lanka)
- [El Salvador](https://apptail.io/app/loan-calculator-debt-planner-ubi/el-salvador)
- [Azerbaijan](https://apptail.io/app/loan-calculator-debt-planner-ubi/azerbaijan)
- [Panama](https://apptail.io/app/loan-calculator-debt-planner-ubi/panama)
- [Oman](https://apptail.io/app/loan-calculator-debt-planner-ubi/oman)
- [Hong Kong SAR China](https://apptail.io/app/loan-calculator-debt-planner-ubi/hong-kong)
- [Jordan](https://apptail.io/app/loan-calculator-debt-planner-ubi/jordan)
- [Ecuador](https://apptail.io/app/loan-calculator-debt-planner-ubi/ecuador)
- [Pakistan](https://apptail.io/app/loan-calculator-debt-planner-ubi/pakistan)
- [Vietnam](https://apptail.io/app/loan-calculator-debt-planner-ubi/vietnam)
- [Netherlands](https://apptail.io/app/loan-calculator-debt-planner-ubi/netherlands)
- [Ireland](https://apptail.io/app/loan-calculator-debt-planner-ubi/ireland)
- [Colombia](https://apptail.io/app/loan-calculator-debt-planner-ubi/colombia)
- [Grenada](https://apptail.io/app/loan-calculator-debt-planner-ubi/grenada)
- [Croatia](https://apptail.io/app/loan-calculator-debt-planner-ubi/croatia)
- [Nicaragua](https://apptail.io/app/loan-calculator-debt-planner-ubi/nicaragua)
- [Switzerland](https://apptail.io/app/loan-calculator-debt-planner-ubi/switzerland)
- [Germany](https://apptail.io/app/loan-calculator-debt-planner-ubi/germany)
- [Denmark](https://apptail.io/app/loan-calculator-debt-planner-ubi/denmark)
- [Spain](https://apptail.io/app/loan-calculator-debt-planner-ubi/spain)
- [France](https://apptail.io/app/loan-calculator-debt-planner-ubi/france)
- [Brunei](https://apptail.io/app/loan-calculator-debt-planner-ubi/brunei)
- [Italy](https://apptail.io/app/loan-calculator-debt-planner-ubi/italy)
- [Luxembourg](https://apptail.io/app/loan-calculator-debt-planner-ubi/luxembourg)
- [North Macedonia](https://apptail.io/app/loan-calculator-debt-planner-ubi/north-macedonia)
- [Mauritius](https://apptail.io/app/loan-calculator-debt-planner-ubi/mauritius)
- [Namibia](https://apptail.io/app/loan-calculator-debt-planner-ubi/namibia)
- [Nepal](https://apptail.io/app/loan-calculator-debt-planner-ubi/nepal)
- [Peru](https://apptail.io/app/loan-calculator-debt-planner-ubi/peru)
- [Poland](https://apptail.io/app/loan-calculator-debt-planner-ubi/poland)
- [Qatar](https://apptail.io/app/loan-calculator-debt-planner-ubi/qatar)
- [Russia](https://apptail.io/app/loan-calculator-debt-planner-ubi/russia)
- [Saudi Arabia](https://apptail.io/app/loan-calculator-debt-planner-ubi/saudi-arabia)
- [Uruguay](https://apptail.io/app/loan-calculator-debt-planner-ubi/uruguay)
- [Kuwait](https://apptail.io/app/loan-calculator-debt-planner-ubi/kuwait)
- [Chile](https://apptail.io/app/loan-calculator-debt-planner-ubi/chile)
- [Brazil](https://apptail.io/app/loan-calculator-debt-planner-ubi/brazil)
- [Ukraine](https://apptail.io/app/loan-calculator-debt-planner-ubi/ukraine)
- [Cayman Islands](https://apptail.io/app/loan-calculator-debt-planner-ubi/cayman-islands)
- [Hungary](https://apptail.io/app/loan-calculator-debt-planner-ubi/hungary)
- [Czechia](https://apptail.io/app/loan-calculator-debt-planner-ubi/czechia)
- [Japan](https://apptail.io/app/loan-calculator-debt-planner-ubi/japan)
- [British Virgin Islands](https://apptail.io/app/loan-calculator-debt-planner-ubi/british-virgin-islands)
- [Portugal](https://apptail.io/app/loan-calculator-debt-planner-ubi/portugal)
- [Uzbekistan](https://apptail.io/app/loan-calculator-debt-planner-ubi/uzbekistan)
- [Türkiye](https://apptail.io/app/loan-calculator-debt-planner-ubi/turkey)
- [Cyprus](https://apptail.io/app/loan-calculator-debt-planner-ubi/cyprus)
- [Bermuda](https://apptail.io/app/loan-calculator-debt-planner-ubi/bermuda)
- [Estonia](https://apptail.io/app/loan-calculator-debt-planner-ubi/estonia)
- [Paraguay](https://apptail.io/app/loan-calculator-debt-planner-ubi/paraguay)
- [Romania](https://apptail.io/app/loan-calculator-debt-planner-ubi/romania)
- [Sweden](https://apptail.io/app/loan-calculator-debt-planner-ubi/sweden)
- [Austria](https://apptail.io/app/loan-calculator-debt-planner-ubi/austria)
- [Slovenia](https://apptail.io/app/loan-calculator-debt-planner-ubi/slovenia)
- [Slovakia](https://apptail.io/app/loan-calculator-debt-planner-ubi/slovakia)
- [Senegal](https://apptail.io/app/loan-calculator-debt-planner-ubi/senegal)
- [Algeria](https://apptail.io/app/loan-calculator-debt-planner-ubi/algeria)
- [Argentina](https://apptail.io/app/loan-calculator-debt-planner-ubi/argentina)
- [Tunisia](https://apptail.io/app/loan-calculator-debt-planner-ubi/tunisia)
- [Taiwan](https://apptail.io/app/loan-calculator-debt-planner-ubi/taiwan)
- [Iceland](https://apptail.io/app/loan-calculator-debt-planner-ubi/iceland)
- [Latvia](https://apptail.io/app/loan-calculator-debt-planner-ubi/latvia)
- [Madagascar](https://apptail.io/app/loan-calculator-debt-planner-ubi/madagascar)
- [Mali](https://apptail.io/app/loan-calculator-debt-planner-ubi/mali)
- [Macao SAR China](https://apptail.io/app/loan-calculator-debt-planner-ubi/macau)
- [Malta](https://apptail.io/app/loan-calculator-debt-planner-ubi/malta)
- [Angola](https://apptail.io/app/loan-calculator-debt-planner-ubi/angola)
- [Belgium](https://apptail.io/app/loan-calculator-debt-planner-ubi/belgium)
- [Barbados](https://apptail.io/app/loan-calculator-debt-planner-ubi/barbados)
- [Israel](https://apptail.io/app/loan-calculator-debt-planner-ubi/israel)
- [Norway](https://apptail.io/app/loan-calculator-debt-planner-ubi/norway)
- [Armenia](https://apptail.io/app/loan-calculator-debt-planner-ubi/armenia)
- [Finland](https://apptail.io/app/loan-calculator-debt-planner-ubi/finland)
- [Venezuela](https://apptail.io/app/loan-calculator-debt-planner-ubi/venezuela)
- [Belarus](https://apptail.io/app/loan-calculator-debt-planner-ubi/belarus)
- [Kazakhstan](https://apptail.io/app/loan-calculator-debt-planner-ubi/kazakhstan)
- [Lebanon](https://apptail.io/app/loan-calculator-debt-planner-ubi/lebanon)
- [Lithuania](https://apptail.io/app/loan-calculator-debt-planner-ubi/lithuania)
- [Bahrain](https://apptail.io/app/loan-calculator-debt-planner-ubi/bahrain)
- [Bulgaria](https://apptail.io/app/loan-calculator-debt-planner-ubi/bulgaria)
- [South Korea](https://apptail.io/app/loan-calculator-debt-planner-ubi/south-korea)
- [Suriname](https://apptail.io/app/loan-calculator-debt-planner-ubi/suriname)
- [Bolivia](https://apptail.io/app/loan-calculator-debt-planner-ubi/bolivia)
- [Yemen](https://apptail.io/app/loan-calculator-debt-planner-ubi/yemen)

---

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