---
title: "Loan Tracker: You Owe Me - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Track who owes what, keep every loan separate, and build repayment plans that stay current as real payments happen.  YouOweMe is a loan, IOU, debt, and shared-expense tracker for friends, family, coup"
---

# Loan Tracker: You Owe Me — United States
> IOUs, Bills & Repayment Plans

![Loan Tracker App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/51/74/c7/5174c748-c347-d25a-fc2c-7e3b219e1bd6/AppIcon-0-0-1x_U007epad-0-0-0-1-0-0-sRGB-85-220.png/434x0w.png)

**Developer:** [IEVGENII IABLONSKYI](https://apptail.io/developer/ievgenii-iablonskyi-IwX)
**Category:** Finance
**Rating:** 4.6/5 (0 ratings)
**Price:** Free
**Bundle ID:** com.midori.s.You-owe-me
**Store:** Apple App Store
**Country:** United States
**Version:** 7.1.9 (released 2026-10-05)
**Original Release:** 2016-09-10
**Languages:** German, Arabic, French, Japanese, Korean, Polish, Portuguese, English, Spanish, Italian

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1147058670)
**AppTail Page:** [https://apptail.io/app/loan-tracker-you-owe-me-bcAc/united-states](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/united-states)

## Loan Tracker Description
Track who owes what, keep every loan separate, and build repayment plans that stay current as real payments happen.

YouOweMe is a loan, IOU, debt, and shared-expense tracker for friends, family, couples, roommates, freelancers, and small businesses. Record what you lent, borrowed, paid, or received. Every entry updates a clear running balance and history for each person, so you never have to piece the details together from chats, notes, or memory.

LOANS & FLEXIBLE REPAYMENT PLANS

Give each important loan its own name, remaining balance, payment history, interest terms, due date, and status—while it still contributes to your total balance with that person. Start with a new loan or bring in one already underway using its current balance.

Add an optional repayment plan when a loan will be paid back over time:

• Compare lower-payment, balanced, and faster-payoff options
• Build around a payment amount, payoff date, or number of installments
• Choose weekly, every two weeks, or monthly payments
• Choose no additional interest, a fixed total interest amount, or annual interest on the remaining principal
• See the full schedule, next payment, projected payoff, and whether the plan is on track, ahead, or overdue

This is more than a loan calculator. The plan stays connected to the real loan record. Log a partial, full, early, or extra payment, and YouOweMe updates what remains, the schedule, the projected payoff, and the next reminder. If more money is added to the loan later or an entry is corrected, the plan recalculates without erasing the history.

CLEAR RECORDS & EASY SHARING

Create clean PDF statements from your real records. Share a focused loan summary with the remaining balance, payments, interest, due date, and optional repayment-plan details. Add your logo or payment information when you need a more professional document.

Share an always-current Live Link that opens in a browser—no app install required for the viewer. When both people use YouOweMe, Balance Sync can keep supported balance entries aligned across both phones.

REMINDERS THAT KEEP UP

Set reminders for due dates, bills, balances, follow-ups, or a specific repayment plan. A plan reminder follows the next unpaid installment and updates after partial, full, or extra payments. Record a payment directly from the reminder and keep the ledger current.

BUILT FOR MONEY THAT CHANGES OVER TIME

• One running balance per person, with partial repayments and settlement history
• Recurring entries for rent, utilities, subscriptions, and regular costs
• Equal or custom splits and Group Paybacks
• Relationship Timeline and Balance Replay
• Multi-currency tracking, Voice-to-Entry, and CSV export
• Spaces for personal, family, and work records
• Face ID / Touch ID lock
• Optional cloud sync across your devices
• Works offline, with no mandatory sign-up to get started

HELP WITH THE CONVERSATION

Need to send a follow-up, ask for a loan, or give a repayment update? Money Conversations can draft a clear, respectful message from your real balance and history. Smart Money Check-Ins help you notice when action may be useful.

Helping people keep shared money clear since 2016.

Keep the record. Plan the repayment. Always know what comes next.

Terms of Use: 

## Loan Tracker Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/72/64/4d/72644d9d-50fb-1db7-9a11-3cbf25392e06/6.9.2_start.png/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/a6/06/97a606c1-708b-08bc-de5c-24a7659a8788/EN_AppStore_Separate_Loan_Records.png/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/27/cb/9d27cbc4-1846-74b2-93a1-79130e59145a/EN_AppStore_Choose_a_Payback_Plan.png/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/73/95/cf/7395cf35-42f2-dc70-94d9-967c5c1534e2/6.9.2_history.png/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0b/7c/54/0b7c5428-7701-d147-9ffd-84271589cf82/6.9.2_reminders.png/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/16/6e/8a/166e8a7a-4788-b6e2-1224-0907cd3ca222/6.9.2_pdf.png/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/26/0a/f5260a1b-c1f3-7244-e5ee-89daf01aa6d5/6.9.2_interest.png/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/00/cb/78/00cb78a9-ef83-109a-2bb3-5487c904ea0e/6.9.2_live_link.png/1290x2796.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c1/8a/f5/c18af52c-3431-a7b4-e0ed-db6f266aa934/6.9.2_follow_up.png/1290x2796.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/53/5f/14535fdc-96be-0809-9a1d-eac69f387a3d/6.9.2_split.png/1290x2796.png)


## Loan Tracker Reviews in United States

### ***** "Great Loan Reminder App"
Takes track of all personal Loans for years I have barrow….. it will be nice thought if they improve an interest rate for those who take time to pay off.
-- cvhnkgrfbhu, 2023-04-17

### *---- "How can I try it?"
?
-- DG 👋, 2022-04-10

### *---- "Glitchy mess"
I bought the app and I’ve never regretted $2 more in my entire life. 

The date selection is way off screen
Edits don’t save
The save button itself doesn’t work
After inputting an amount, it goes to zero
Three entries have simultaneously swapped categories

Just avoid.
-- mailomartu, 2021-11-23

### *---- "Bad App. Problem with iCloud sync"
I paid the iCloud sync and tríes to make my backup and when I transfer the data to the New phone all the data was erased, I've bren trying to contact the app developer but no answers
-- ezysh, 2021-06-09

### ***-- "Recurring entries"
I just made an in-app purchase for recurring entries, but nothing changed. How do I make this work?
-- tlpacushnet, 2021-01-23

### ***** "Great app"
Great app but there’s a problem with the last update. I cannot add more more people now.
-- zanta3, 2019-10-24

### *---- "Update broke it"
Update broke it. Can’t add anyone new. Currency doesn’t show up.
-- suck2325, 2019-10-12

### ****- "iPad Support"
I asked the Dev for iCloud backup/sync and he delivered. But sync doesn’t matter without iPad support. So this is a great start. But it will be 5 stars when I can work from my iPad.
-- JBaby_9783, 2019-10-08

### *---- "Upset"
Very upset by this app, app would authenticate and now had to reinstall it and my data is gone. Very stupid app waste of money
-- Miekei Nguyen, 2019-05-04

### *---- "In-app purchase"
I paid $1.99 for the in-app purchase that states borrow money/payday advance. And nothing changed except the balance in my bank account. It says the “full version” but nothing shows. Need explanations...
-- jagenw, 2018-10-24

[View all Loan Tracker reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Loan Tracker In-App Purchases
| Item | Price |
|------|-------|
| Unlimited Lifetime | $6.99 |
| Monthly Full Version | $1.99 |
| Authentication. Debt Tracker | $0.99 |
| Debt, Loan Tracker Unlimited | $3.99 |
| Sharing Options. Debt tracker | $1.99 |
| Unlimited Lifetime Discounted | $4.99 |
| Debt Tracker.Recurring Entries | $0.99 |

## Loan Tracker Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Philippines | Finance | #40 |
| Top Grossing | Egypt | Finance | #68 |
| Top Grossing | United Kingdom | Finance | #69 |

## Loan Tracker Discovered Keywords
- ioweu
- debt payoff tracker
- pay off debt
- debt free pay off your debt
- snowball debt
- you owe me
- iou
- debt
- credit card debt payoff calc
- payoff planner

## Apps Similar to Loan Tracker
- [Loan Calculator - Home Payment](https://apptail.io/app/loan-calculator-home-payment-SUi/united-states)
- [Who Owes Me - Payment Tracker](https://apptail.io/app/who-owes-me-payment-tracker-tHl/united-states)
- [Loan Book & Debt Manager](https://apptail.io/app/loan-book-debt-manager-Rgm/united-states)
- [Simple IOU](https://apptail.io/app/simple-iou-xoo/united-states)
- [Debts Monitor](https://apptail.io/app/debts-monitor-QTO/united-states)
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- [Debes: Who owes me? Do I owe?](https://apptail.io/app/debes-who-owes-me-do-i-owe-Vxbd/united-states)
- [Keepfully – Loan Tracker](https://apptail.io/app/keepfully-loan-tracker-YlYd/united-states)
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## Loan Tracker Available In
- [Australia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/australia)
- [Canada](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/canada)
- [Malaysia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/malaysia)
- [Germany](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/germany)
- [United Kingdom](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/united-kingdom)
- [India](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/india)
- [Mexico](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/mexico)
- [Philippines](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/philippines)
- [Saudi Arabia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/saudi-arabia)
- [France](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/france)
- [United Arab Emirates](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/united-arab-emirates)
- [Ukraine](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/ukraine)
- [Ghana](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/ghana)
- [Italy](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/italy)
- [Brazil](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/brazil)
- [Panama](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/panama)
- [Jordan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/jordan)
- [Belgium](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/belgium)
- [Indonesia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/indonesia)
- [Norway](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/norway)
- [Greece](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/greece)
- [Denmark](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/denmark)
- [South Africa](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/south-africa)
- [Slovakia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/slovakia)
- [Hong Kong SAR China](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/hong-kong)
- [Uganda](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/uganda)
- [Algeria](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/algeria)
- [Japan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/japan)
- [Portugal](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/portugal)
- [Egypt](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/egypt)
- [Spain](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/spain)
- [Sweden](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/sweden)
- [Bahrain](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/bahrain)
- [Czechia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/czechia)
- [Latvia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/latvia)
- [Madagascar](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/madagascar)
- [North Macedonia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/north-macedonia)
- [Macao SAR China](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/macau)
- [Malta](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/malta)
- [Namibia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/namibia)
- [Nigeria](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/nigeria)
- [Netherlands](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/netherlands)
- [Nepal](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/nepal)
- [New Zealand](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/new-zealand)
- [Peru](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/peru)
- [Pakistan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/pakistan)
- [Poland](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/poland)
- [Paraguay](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/paraguay)
- [Qatar](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/qatar)
- [Romania](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/romania)
- [Russia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/russia)
- [Singapore](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/singapore)
- [Slovenia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/slovenia)
- [Suriname](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/suriname)
- [Thailand](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/thailand)
- [Tunisia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/tunisia)
- [Türkiye](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/turkey)
- [Taiwan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/taiwan)
- [Senegal](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/senegal)
- [Armenia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/armenia)
- [Angola](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/angola)
- [Argentina](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/argentina)
- [Austria](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/austria)
- [Azerbaijan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/azerbaijan)
- [Bulgaria](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/bulgaria)
- [Brunei](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/brunei)
- [Belarus](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/belarus)
- [Belize](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/belize)
- [Switzerland](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/switzerland)
- [Chile](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/chile)
- [China](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/china)
- [Colombia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/colombia)
- [Cyprus](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/cyprus)
- [Dominican Republic](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/dominican-republic)
- [Ecuador](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/ecuador)
- [Estonia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/estonia)
- [Finland](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/finland)
- [Grenada](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/grenada)
- [Croatia](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/croatia)
- [Hungary](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/hungary)
- [Ireland](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/ireland)
- [Israel](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/israel)
- [Iceland](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/iceland)
- [Jamaica](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/jamaica)
- [Kenya](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/kenya)
- [South Korea](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/south-korea)
- [Kuwait](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/kuwait)
- [Kazakhstan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/kazakhstan)
- [Lebanon](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/lebanon)
- [Sri Lanka](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/sri-lanka)
- [Lithuania](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/lithuania)
- [Luxembourg](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/luxembourg)
- [Uzbekistan](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/uzbekistan)
- [British Virgin Islands](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/british-virgin-islands)
- [Vietnam](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/vietnam)
- [United States](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/united-states)
- [Oman](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/oman)
- [Mauritius](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/mauritius)
- [Cayman Islands](https://apptail.io/app/loan-tracker-you-owe-me-bcAc/cayman-islands)

---

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