---
title: "Loan Utility Portal - Reviews, Revenue and Downloads in India | Apple App Store"
description: "**Loan Utility Portal** is a professional‑grade toolkit that brings together **loan eligibility, EMI, guarantee‑fee and inspection report calculators** in one modern app. Designed for **banks, NBFCs, "
---

# Loan Utility Portal — India
> Complete Financial Suite

![Loan Utility Portal App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/7c/4e/88/7c4e88f9-edff-8f9f-6af1-26aead5a5973/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Rohini Wankhade](https://apptail.io/developer/rohini-wankhade-cpHsHb) (India)
**Category:** Productivity
**Rating:** 4.3/5 (3 ratings)
**Price:** Free
**Bundle ID:** com.prsoftech.loanutilityportal
**Store:** Apple App Store
**Country:** India
**Version:** 3.0.1(9) (released 2026-07-25)
**Original Release:** 2026-03-19
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6759914787)
**AppTail Page:** [https://apptail.io/app/loan-utility-portal-ARkz/india](https://apptail.io/app/loan-utility-portal-ARkz/india)

## Loan Utility Portal Description
**Loan Utility Portal** is a professional‑grade toolkit that brings together **loan eligibility, EMI, guarantee‑fee and inspection report calculators** in one modern app. Designed for **banks, NBFCs, credit officers and informed borrowers**, it delivers clear answers, fast — with **shareable PDF reports and EMI charts**.

### Make Loan Discussions Simple

Whether you are evaluating a home loan, car loan, property loan, pension loan or cash loan, Loan Utility Portal helps you:

- Understand how much a customer may be eligible for  
- See the exact EMI and amortization schedule  
- Estimate margins, FOIR and LTV‑aligned limits  
- Prepare professional reports for clients and internal files  

### What You Can Do

**Retail Loan Calculators**

- **Home Loan:**  
  - Income, FOIR and LTV‑based eligibility  
  - EMI and full amortization schedule  
  - Project cost vs income‑based caps  

- **Car Loan:**  
  - New, used and combo scenarios  
  - On‑road cost breakup and margin  
  - Eligibility and EMI at a glance  

- **Property Loan:**  
  - Term loan and overdraft options  
  - Realisable value and FOIR checks  

- **Pension & Cash Loans:**  
  - Pension multiples, age and repayment period  
  - Employer category, salary account status and existing EMIs  
  - Amount available for new EMIs  

- **Quick EMI Calculator:**  
  - Fast EMI, principal and interest breakup  
  - Exportable EMI chart  

**Guarantee Fee & Scheme Calculators**

- **CGTMSE Fee Calculator** – for micro and small enterprises  
- **CGFMU Fee Calculator** – for micro units  
- **CGSSI Fee Calculator** – for skill and scheme‑specific initiatives  

All three provide a **clear breakdown of base fee, GST, invoice to bank and total fee to customer**, mirroring how branches and HO teams work.

**Inspection & Reporting Helpers**

- PSVR‑1 to PSVR‑5 inspection support  
- Statement of Means (Annexure‑II) helper  
- Capture details in structured form and generate **clean, shareable PDF outputs** for audits and records.

**Interest & Utility Tools**

- Simple & compound interest calculators  
- Fixed deposit calculator  
- Date and tenor calculator  
- Area, length and weight / mass converters  

### Built for Professionals, Friendly for Everyone

- **For banks & NBFCs:**  
  - Aligns with typical credit workflows  
  - Reduces manual calculator use and spreadsheet errors  

- **For advisors & agents:**  
  - Quick scenario comparison with clear EMI charts  
  - Professional PDF reports to share with clients  

- **For individual users:**  
  - Understand your affordability before you apply  
  - Explore how changes in rate, tenure or amount impact your EMI  

Terms of Use (EULA)

Privacy Policy


## Loan Utility Portal Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/56/f7/f956f71e-f191-9c43-5339-0b5c05832daf/image18.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d9/22/0b/d9220b94-90fe-9dba-82f3-a437fbc9060a/image10.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/7e/ad/607ead62-30ae-b1d4-11e9-d9fc65ac08d0/image12.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bb/2c/fd/bb2cfd4d-7da9-79f7-911c-96b32f311302/image17.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f2/ee/c6/f2eec670-6ea9-54fa-a4de-76b5b2899037/image11.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c3/b7/f0/c3b7f0da-2f10-ed42-1192-e13dc08b32b4/image28.png/1242x2688.png)

## Loan Utility Portal Rating Breakdown in India
- 5 stars: 1 (33%)
- 4 stars: 2 (67%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)







---

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