---
title: "LoanTap - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Fast, Flexible, Friendly Loans for Salaried Professionals! Avail LoanTap’s customized personal loans in 24 hours*. You can enjoy flexible repayment plans that are best suited to lower your monthly EMI"
---

# LoanTap — India
> Bringing Dreams to Life

![LoanTap App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e5/69/84/e5698456-791d-2bc2-e867-ad0f8d2e9525/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [loantap financial technologies private](https://apptail.io/developer/loantap-financial-technologies-private-vIX) (India)
**Category:** Finance
**Rating:** 4.1/5 (579 ratings)
**Price:** Free
**Bundle ID:** in.loantap.app
**Store:** Apple App Store
**Country:** India
**Version:** 2.1.1 (released 2025-10-14)
**Original Release:** 2019-08-16
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1461444558)
**AppTail Page:** [https://apptail.io/app/loantap-pOQ/india](https://apptail.io/app/loantap-pOQ/india)

## LoanTap Description
Fast, Flexible, Friendly Loans for Salaried Professionals!
Avail LoanTap’s customized personal loans in 24 hours*. You can enjoy flexible repayment plans that are best suited to lower your monthly EMIs

Minimum Salary Required = Rs. 30,000/month

LoanTap offers personal loans for tenures between 3 months to 60 months. Our loans are both short term and long term with a minimum repayment period of 6 months (for long term loans) post which loan can be closed without any charges!

At LoanTap, we give loans between INR 25,000 to INR 10,00,000. Our Interest Rates start from 18% and go up to 30% per annum depending upon products, personal circumstances, credit assessment procedures and other related factors. We charge processing fees at 2%+ applicable taxes; on the gross loan amount sanctioned.

Repayment Plans offered by LoanTap - 
One can avail loans for various purposes like travel, wedding, medical emergency, business expansion, home renovations, purchasing a vehicle or any other financial need. Choose from a variety of personal loans and avail the benefits of Flexible repayment plans such as - 

Step Up -
Interest only payment option for the initial 3 months, followed by fixed EMIs for the remaining tenure. 

EMI Free -
Interest only payment every month coupled with bullet payment towards the Principal every 3/6 months. Reduces your monthly instalment by 40%

Term - 
Repayment done via Fixed equated monthly installments. Each installment reduces both interest and principal amount. 

Overdraft -
Interest only payments on the amount you withdraw from your sanctioned credit limit. Credit Card like facility with No restriction on withdrawals and usage. 

Note: Final instalment options for a loan will be decided based on your profile and inputs

Reasons to download the LoanTap App:
 
8 reasons why should you choose LoanTap over any other lending app:
 
1. Lower instalments 
2. Fastest turnaround time
3. Flexible repayment plan
4. No foreclosure charges #
5. Higher Loan amount
6. Higher Loan Tenure
7. Minimum documentation
8. One app for all kinds of personal loans

What makes LoanTap App the best online personal loan app? 
1. Easy registration
2. Easy upload of documents and eKYC
3. eAgreement and Disbursal
4. Trusted customer support

Avail a contactless, completely digital personal loan with LoanTap. We simplify the loan process right from registration to disbursal. You can now avail a personal loan from the comfort of your home with the help of the Best Instant loan App. 

Eligibility Criteria for Loan Application:
 
1. Individuals with a minimum income of INR 30,000
2. Indian Citizens/Residents who are 21 years &amp; above 

One App – Multiple Loan Solutions:
LoanTap offers unique/flexible Credit products such as EMI Free Loan, Personal Overdraft Loan, Advance Salary Loan, Personal Loan, Wedding Loan, Holiday Loan, Credit Card Takeover Loan, Premium Bike Loan, Rental Deposit Loan, House Owner Loan, Medical loan, Vehicle loan and Short term Credit line.
 
LoanTap’s EMI Free Loan has won “ET Now presents BFSI Most Innovative FinTech product” for the Year, 2019
 
Cities of Operation:
•	Ahmedabad
•	Bangalore
•	Bhopal
•	Chandigarh
•	Chennai
•	Coimbatore
•	Delhi NCR
•	Hyderabad
•	Indore
•	Jaipur
•	Mumbai
•	Pune
•	Raipur
•	Vadodara
 
To apply for a Loan via website – 
  
Security and Privacy Policy:
We have a highly secured &amp; encrypted system to ensure safety of information shared by our customers. To read our privacy policy click here: 
 
Terms and Conditions:
LoanTap offers loans from its in-house RBI registered NBFC, LoanTap Credit Products Private Limited. For more terms and conditions, click at 
Please do reach out/write to us on info@loantap.in or call at +91 788 804 0000 for any other information.
 
*: subject to credit checks
#: subject to conditions

## LoanTap Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/f2/c9/df/f2c9dfc5-2cdf-f635-f3e9-b4f48aaed50d/110cb821-b5e7-4e72-bea5-243f3ac07580_01.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/9c/22/54/9c22540d-4c77-8816-4ed1-a742384337f3/9421d655-3ad3-4cbc-a712-d6f4ee8bb3fa_02.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/e8/10/68/e8106851-0b86-7235-c227-c7363eff8d0e/35673c5a-a883-4289-94f4-fb7a0ea24dd4_03.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/33/34/ea/3334ea7c-9730-9554-0e68-de07fe5c0e68/8234ec8e-4ef9-4b45-b55c-33b33feb3cd5_04.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource124/v4/65/6c/91/656c9175-e80f-bfae-b47a-5fc64174e1af/d58f3724-3182-49a7-8948-637433d2bb4b_05.jpg/1242x2688.png)

## LoanTap Rating Breakdown in India
- 5 stars: 381 (66%)
- 4 stars: 77 (13%)
- 3 stars: 15 (3%)
- 2 stars: 14 (2%)
- 1 stars: 92 (16%)

## LoanTap Reviews in India

### *---- "Fraud App 0 stars"
First class fraud app. I closed loan then also they debited my amount and didnt refund.  30 days past still they are telling internal issue.  If we not pay they call many times. But we call for refund no response.  Worst app ever.  Dont trust
-- vive0045, 2024-12-22

### *---- "Loan"
Worst App,Tried to login to the app it does not allow me to register or login to the application,
poor customer service,
No updates wanted to speak with the customer support it never gets connected i wanted to give negative star ratings but 1 star is mandatory highly disappointed.
-- Abhi 2310, 2024-11-05

### *---- "FRAUD APPLICATION"
Beware of these fraudsters 
They will just collect your documents and will keep repeating same email over and over again 
Better to apply with your bank or other respective apps and better not waste your time and privacy on this app
-- 3500 crore ki statue, 2024-08-12

### ***** "Exellent"
Very nice service and support team helped in everything
-- Kanukurthi vamshi, 2024-07-24

### *---- "Waste of time"
Dont apply to this wrost application of loan
-- justin931222, 2024-07-24

### ***** "Feedback on Foreclosure"
Thanks Shalini for helping me with swift closure of my account. Thanks Shalini for your help and assistance.
-- Suman Roy SR 83, 2024-07-17

### *---- "Goons in legal recovery"
Loantap is having goons in their recovery team who openly say you love your life or not. If you love your life pay immediately. I have recording as well but loantap management refused to take any action stating the person is not from their team.

I will be raising to apple as well to get this app removed from app store.
-- Rohit1545, 2024-07-15

### *---- "Finding possibilities for rejecting loans"
My experience with loan tap is worst when ever I applied they give the pre approval and reject with their internal policies even though I have a existing loan running with loan tap and that should be on time payments as 98% but after applying they won’t reach to customer for the purpose simply they reject the application.
-- Sadidhar, 2024-06-24

### *---- "Worst application"
This is worst app every time they take your details and than after sometime they decline. It is like collecting your documents and do fraud in future
-- nikhilsingh78, 2024-05-12

### ***** "Stress-Free Financial Solution"
Rupeek&#039;s gold loan processing is incredibly smooth and hassle-free. Highly recommend for a stress-free financial solution!
-- Satish@1432, 2024-03-06

### *---- "Very Bad experince"
It is more than 4 days for me still not recived amount. All the documentation done , status showing approved but not getting amount in account , pathetic service and not getting response from the executive . Regret applying to this app
-- mohiteereerr, 2024-03-02

### **--- "Why i dont close my loan. Please tell what is the loan close process"
Bbd
-- Samiranhema, 2024-01-30

### ***** "Foreclosure"
Hi Ian unable to foreclose my loan, sent mail many times, called customer care, very bad service.
-- vvhswami, 2023-07-12

### ***** "Verification"
Does they go to the residential address to verify ?
-- dnfuendljksksbsbszn, 2023-07-05

### *---- "Disappointed"
I availed loan in werize last year of 1lk, till now I’ve not bounced a single emi.
As my auto debit account had issues I’m making payment every month 3 days prior to my due date and sharing the screenshot to the representatives without fail.
But after 4-5 days from my due date representatives will start messaging me for bounce charges and also some agency people threatened me to come near my house.
Not even a single person helped me to solve this issue and I still wonder how this could be effecting my cibil.

I would never approach for loan to this finance again.
-- amount not credited, 2023-07-04

### *---- "No response"
I am trying to preclose my loan. They have sent me the virtual account details to transfer the balance but it keeps returning back to me with tue reason “account does not exist”. Even after multiple mails noone is bothered to reply. Customer care number never gets connected
-- Praveen chakravarthy b, 2023-06-14

### **--- "Stuck in process"
It’s been 8 days application still showing in process
-- RajanYd1c, 2023-05-22

### *---- "Fraud Alert"
Guys be extremely careful with this app. Once you finish all the EMI’s also they will not give NOC and instead they will show of min amount still pending which is bounce charges or something else. This is a pure trap.
-- User21988, 2023-03-10

### ***** "Error transaction refund"
I have a great experience, as my money was incorrectly transferred in one of the Laontap accounts.. and I got refund within few days after great cooperation from gaurav. I would like to thank gaurav and laontap team for answering my calls at any time and helping me out.
-- Urvi.M, 2023-02-28

### *---- "Third class platform"
Even my Emi burden is 50% of my salary, the platform rejected my loan and more ever I didn’t get any call from credit team . Suddenly I saw the application got rejected and there was no reason behind that. I will never refer anyone and I have deleted the app from my phone.
-- riju1983, 2023-02-23

[View all LoanTap reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## LoanTap Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #275 |

## LoanTap Discovered Keywords
- loantap

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- [Ropay](https://apptail.io/app/ropay-trpl/india)
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## LoanTap Available In
- [India](https://apptail.io/app/loantap-pOQ/india)
- [United States](https://apptail.io/app/loantap-pOQ/united-states)
- [United Arab Emirates](https://apptail.io/app/loantap-pOQ/united-arab-emirates)
- [Nigeria](https://apptail.io/app/loantap-pOQ/nigeria)
- [Pakistan](https://apptail.io/app/loantap-pOQ/pakistan)
- [Australia](https://apptail.io/app/loantap-pOQ/australia)
- [Switzerland](https://apptail.io/app/loantap-pOQ/switzerland)
- [Chile](https://apptail.io/app/loantap-pOQ/chile)
- [China](https://apptail.io/app/loantap-pOQ/china)
- [Colombia](https://apptail.io/app/loantap-pOQ/colombia)
- [Dominican Republic](https://apptail.io/app/loantap-pOQ/dominican-republic)
- [Algeria](https://apptail.io/app/loantap-pOQ/algeria)
- [Ecuador](https://apptail.io/app/loantap-pOQ/ecuador)
- [Egypt](https://apptail.io/app/loantap-pOQ/egypt)
- [United Kingdom](https://apptail.io/app/loantap-pOQ/united-kingdom)
- [Hong Kong SAR China](https://apptail.io/app/loantap-pOQ/hong-kong)
- [Indonesia](https://apptail.io/app/loantap-pOQ/indonesia)
- [Israel](https://apptail.io/app/loantap-pOQ/israel)
- [Iceland](https://apptail.io/app/loantap-pOQ/iceland)
- [Japan](https://apptail.io/app/loantap-pOQ/japan)
- [South Korea](https://apptail.io/app/loantap-pOQ/south-korea)
- [Kuwait](https://apptail.io/app/loantap-pOQ/kuwait)
- [Kazakhstan](https://apptail.io/app/loantap-pOQ/kazakhstan)
- [Lebanon](https://apptail.io/app/loantap-pOQ/lebanon)
- [Mexico](https://apptail.io/app/loantap-pOQ/mexico)
- [Malaysia](https://apptail.io/app/loantap-pOQ/malaysia)
- [Norway](https://apptail.io/app/loantap-pOQ/norway)
- [New Zealand](https://apptail.io/app/loantap-pOQ/new-zealand)
- [Philippines](https://apptail.io/app/loantap-pOQ/philippines)
- [Russia](https://apptail.io/app/loantap-pOQ/russia)
- [Saudi Arabia](https://apptail.io/app/loantap-pOQ/saudi-arabia)
- [Singapore](https://apptail.io/app/loantap-pOQ/singapore)
- [Thailand](https://apptail.io/app/loantap-pOQ/thailand)
- [Türkiye](https://apptail.io/app/loantap-pOQ/turkey)
- [Taiwan](https://apptail.io/app/loantap-pOQ/taiwan)
- [Ukraine](https://apptail.io/app/loantap-pOQ/ukraine)
- [Uzbekistan](https://apptail.io/app/loantap-pOQ/uzbekistan)
- [Vietnam](https://apptail.io/app/loantap-pOQ/vietnam)
- [South Africa](https://apptail.io/app/loantap-pOQ/south-africa)
- [Argentina](https://apptail.io/app/loantap-pOQ/argentina)
- [Azerbaijan](https://apptail.io/app/loantap-pOQ/azerbaijan)
- [Brazil](https://apptail.io/app/loantap-pOQ/brazil)
- [Belarus](https://apptail.io/app/loantap-pOQ/belarus)
- [Canada](https://apptail.io/app/loantap-pOQ/canada)

---

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