---
title: "Lopay: Payments &amp; POS - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "With a UK low 0.79% rate, Lopay lets you keep more of your hard-earned money every time you take a payment.  Lopay is the most cost-effective, flexible way to take payments, choose your rate and pay-o"
---

# Lopay: Payments &amp; POS — United Kingdom
> Business payments made simple

![Lopay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/53/66/16/53661680-51c1-806c-d005-a9b1bdeb3827/AppIcon-0-0-1x_U007epad-0-1-0-sRGB-85-220.png/400x400bb.png)

**Developer:** [LOPAY](https://apptail.io/developer/lopay-xjR)
**Category:** Business
**Rating:** 4.8/5 (10,498 ratings)
**Price:** Free
**Bundle ID:** com.checkfer.opayterminal
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 3.2.10 (released 2026-09-28)
**Original Release:** 2021-12-16

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1565369434)
**AppTail Page:** [https://apptail.io/app/lopay-payments-pos-eWy/united-kingdom](https://apptail.io/app/lopay-payments-pos-eWy/united-kingdom)

## Lopay Description
With a UK low 0.79% rate, Lopay lets you keep more of your hard-earned money every time you take a payment.

Lopay is the most cost-effective, flexible way to take payments, choose your rate and pay-out from instant to monthly.

With Lopay you get to:

1. Accept payments on your mobile via the app or Bluetooth card reader
2. Let customers add tips
3. Quickly add team members and manage their access
4. Receive a clear daily / weekly / monthly breakdown of your income
5. Get paid directly to your bank (today, tomorrow, next week, even the weekend)
6. Take payments anywhere with our special QR stickers
7. Enjoy a free expense and rewards card that gives you the ability to offset your 0.79% fees to 0%.

And it&#039;s so quick and easy to sign up to Lopay that you can get working in minutes!

We are always available through the app or via email support@lopay.com

## Lopay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f4/00/27/f4002727-6bb0-9a3a-795d-481015b0153c/c3a72447-f249-4ea4-957f-02d357abef6c_Frame_9041.png/1242x2208.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1f/0b/af/1f0bafd6-6068-ac69-ad3a-53b7c9755fd8/cd5840de-6241-4ba0-b254-8edb1ec174fa_iPhone_SE.png/1242x2208.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/36/99/21/3699210f-c179-bcd2-efbb-b75ca612674c/eeafccfa-0c93-4790-a07b-727d4bd4144b_iPhone_SE-1.png/1242x2208.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0f/30/44/0f3044b3-475d-0a5f-86d1-a93c6864d92b/03c7f244-d350-4d44-bfe3-3f7414b3ad25_iPhone_SE-2.png/1242x2208.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fe/84/8a/fe848a2d-2ad3-deee-71cf-4401e09701b1/291e899d-dba5-46fb-b016-1ede1360b60c_iPhone_SE-3.png/1242x2208.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5b/1a/c1/5b1ac1f6-811d-7ba6-4185-4fdb488f03e4/82b7ed7d-5c4e-47f7-adb1-da81e2a453e5_iPhone_SE-4.png/1242x2208.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5a/79/52/5a7952f6-57a2-f51a-48a8-a143ed860b94/623bcf3b-b739-415d-bead-d442e301b1db_iPhone_SE-5.png/1242x2208.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ff/10/1a/ff101ac5-efd2-5671-49f2-f6446a72ae88/fde21b43-7770-44e6-b1f8-b82a83c99ebe_iPhone_SE-6.png/1242x2208.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d6/da/bb/d6dabb7d-de09-a60e-ad09-35e6b6d54515/327421b5-8f24-4e00-b234-a00ec4efae19_iPhone_SE-7.png/1242x2208.png)

## Lopay Rating Breakdown in United Kingdom
- 5 stars: 9,513 (91%)
- 4 stars: 508 (5%)
- 3 stars: 203 (2%)
- 2 stars: 72 (1%)
- 1 stars: 202 (2%)

## Lopay Reviews in United Kingdom

### ***** "Got it working!!!"
Needs a more modern iPhone than I have got but we got there!!!

Good news!
-- Agoodvintage, 2024-11-21

### ***** "Honeyb flowers"
Thanks Jamee what a brilliant service and product. Set up quick , easy to use, very best rates, no contract and makes sense for my wee business.
-- HoneyBflowers, 2024-10-19

### *---- "They don’t know what they are doing. Froze my account"
I verified my account with identification and the basic stuff after a week on a Saturday they froze my account for no reason. 
“Suspicious activity”. 
To add insult to injury not only did they freeze it midday on a Saturday my busiest time. 
Their support is not open over the weekend. 
I then contacted them to give them a second chance and get it working again. 
They then wanted some ridiculous things to verify again. 
I have been in business for 10 years and never heard of any of this. 

Business license. 

Proof of my internet presence 

A bank statement but they are sending the money to the same business account. That I signed up with. 

Customer invoices 

Supplier invoices. 

Who do they think they are. HMRC!  

Square, izettle, sum up have never asked for any of this. I Have used square for 8 years. 

Bye Lopay. Terrible service, terrible app.
-- Mrrich187, 2024-10-16

### ****- "Card reader"
When you logged onto the app, your car would automatically come on and it doesn’t know more
-- Jimmy G84, 2024-10-15

### *---- "Becoming a pain"
Constant compulsory updates turning off when it wants app locking you out all time really have a good think about loopy now as going from excellent to awful
-- Lee00997, 2024-10-11

### ***** "Stop using sum up use these guys"
Absolutely amazing beats sum up all day long
-- Bursa loyal, 2024-10-01

### ****- "Cheaper transaction fees and rewards"
Lopay is far best card reader company for me being self employed. Not only you have 0.79%  far cheaper than other providers and there is no monthly subscription. Lopay offer a lot more reward for users with free processing fess. The only issue I have had is when the Lopay app had technical difficulties and the Lopay team didn’t communicate this
-- Green Fingered Adam, 2024-09-30

### ***** "The best"
I’ve been using LOPAY now for months everything is so straight forward and easy to use I’m so glad to have found this company  5 stars all the way fully recommend using them
-- Prestige Chauffeur, 2024-09-28

### ***** "Lopay app"
Fantastic product. As a gym owner it’s easy to use and beats everything else on the market for percentage charges.

Easy access to take payments and your phone, I also have the card machine set up on reception 

Fantastic customer service from Simon Howell’s and a speed set up, best decision I made 

⭐️⭐️⭐️⭐️⭐️
-- Nick Tate 007, 2024-09-27

### ***** "M Smart"
LoPay has made a great impact to our business.
Simon helped set up the systems quickly and has been a great source of support all the way through set up.
I highly recommend LoPay as a merchant provider.
-- Ace Embroidery Ltd, 2024-09-27

[View all Lopay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)




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## Lopay Available In
- [United Kingdom](https://apptail.io/app/lopay-payments-pos-eWy/united-kingdom)
- [United States](https://apptail.io/app/lopay-payments-pos-eWy/united-states)
- [Romania](https://apptail.io/app/lopay-payments-pos-eWy/romania)
- [Ireland](https://apptail.io/app/lopay-payments-pos-eWy/ireland)
- [Germany](https://apptail.io/app/lopay-payments-pos-eWy/germany)
- [China](https://apptail.io/app/lopay-payments-pos-eWy/china)
- [Hong Kong SAR China](https://apptail.io/app/lopay-payments-pos-eWy/hong-kong)
- [Spain](https://apptail.io/app/lopay-payments-pos-eWy/spain)
- [Pakistan](https://apptail.io/app/lopay-payments-pos-eWy/pakistan)
- [Türkiye](https://apptail.io/app/lopay-payments-pos-eWy/turkey)
- [Brazil](https://apptail.io/app/lopay-payments-pos-eWy/brazil)
- [Australia](https://apptail.io/app/lopay-payments-pos-eWy/australia)
- [South Africa](https://apptail.io/app/lopay-payments-pos-eWy/south-africa)
- [India](https://apptail.io/app/lopay-payments-pos-eWy/india)
- [Nigeria](https://apptail.io/app/lopay-payments-pos-eWy/nigeria)
- [Mexico](https://apptail.io/app/lopay-payments-pos-eWy/mexico)
- [Portugal](https://apptail.io/app/lopay-payments-pos-eWy/portugal)
- [Ghana](https://apptail.io/app/lopay-payments-pos-eWy/ghana)
- [Canada](https://apptail.io/app/lopay-payments-pos-eWy/canada)
- [Ukraine](https://apptail.io/app/lopay-payments-pos-eWy/ukraine)
- [Finland](https://apptail.io/app/lopay-payments-pos-eWy/finland)
- [France](https://apptail.io/app/lopay-payments-pos-eWy/france)
- [Greece](https://apptail.io/app/lopay-payments-pos-eWy/greece)
- [Guyana](https://apptail.io/app/lopay-payments-pos-eWy/guyana)
- [Honduras](https://apptail.io/app/lopay-payments-pos-eWy/honduras)
- [Croatia](https://apptail.io/app/lopay-payments-pos-eWy/croatia)
- [Hungary](https://apptail.io/app/lopay-payments-pos-eWy/hungary)
- [Israel](https://apptail.io/app/lopay-payments-pos-eWy/israel)
- [Iceland](https://apptail.io/app/lopay-payments-pos-eWy/iceland)
- [Italy](https://apptail.io/app/lopay-payments-pos-eWy/italy)
- [Jordan](https://apptail.io/app/lopay-payments-pos-eWy/jordan)
- [Japan](https://apptail.io/app/lopay-payments-pos-eWy/japan)
- [Kenya](https://apptail.io/app/lopay-payments-pos-eWy/kenya)
- [South Korea](https://apptail.io/app/lopay-payments-pos-eWy/south-korea)
- [Kuwait](https://apptail.io/app/lopay-payments-pos-eWy/kuwait)
- [Cayman Islands](https://apptail.io/app/lopay-payments-pos-eWy/cayman-islands)
- [Kazakhstan](https://apptail.io/app/lopay-payments-pos-eWy/kazakhstan)
- [Lebanon](https://apptail.io/app/lopay-payments-pos-eWy/lebanon)
- [Lithuania](https://apptail.io/app/lopay-payments-pos-eWy/lithuania)
- [Latvia](https://apptail.io/app/lopay-payments-pos-eWy/latvia)
- [North Macedonia](https://apptail.io/app/lopay-payments-pos-eWy/north-macedonia)
- [Malta](https://apptail.io/app/lopay-payments-pos-eWy/malta)
- [Mauritius](https://apptail.io/app/lopay-payments-pos-eWy/mauritius)
- [Peru](https://apptail.io/app/lopay-payments-pos-eWy/peru)
- [Angola](https://apptail.io/app/lopay-payments-pos-eWy/angola)
- [Argentina](https://apptail.io/app/lopay-payments-pos-eWy/argentina)
- [Austria](https://apptail.io/app/lopay-payments-pos-eWy/austria)
- [Azerbaijan](https://apptail.io/app/lopay-payments-pos-eWy/azerbaijan)
- [Belgium](https://apptail.io/app/lopay-payments-pos-eWy/belgium)
- [Bulgaria](https://apptail.io/app/lopay-payments-pos-eWy/bulgaria)
- [Bahrain](https://apptail.io/app/lopay-payments-pos-eWy/bahrain)
- [Belarus](https://apptail.io/app/lopay-payments-pos-eWy/belarus)
- [Switzerland](https://apptail.io/app/lopay-payments-pos-eWy/switzerland)
- [Chile](https://apptail.io/app/lopay-payments-pos-eWy/chile)
- [Colombia](https://apptail.io/app/lopay-payments-pos-eWy/colombia)
- [Cyprus](https://apptail.io/app/lopay-payments-pos-eWy/cyprus)
- [Czechia](https://apptail.io/app/lopay-payments-pos-eWy/czechia)
- [Denmark](https://apptail.io/app/lopay-payments-pos-eWy/denmark)
- [Dominican Republic](https://apptail.io/app/lopay-payments-pos-eWy/dominican-republic)
- [Algeria](https://apptail.io/app/lopay-payments-pos-eWy/algeria)
- [Ecuador](https://apptail.io/app/lopay-payments-pos-eWy/ecuador)
- [Estonia](https://apptail.io/app/lopay-payments-pos-eWy/estonia)
- [Egypt](https://apptail.io/app/lopay-payments-pos-eWy/egypt)
- [Netherlands](https://apptail.io/app/lopay-payments-pos-eWy/netherlands)
- [Norway](https://apptail.io/app/lopay-payments-pos-eWy/norway)
- [New Zealand](https://apptail.io/app/lopay-payments-pos-eWy/new-zealand)
- [Oman](https://apptail.io/app/lopay-payments-pos-eWy/oman)
- [United Arab Emirates](https://apptail.io/app/lopay-payments-pos-eWy/united-arab-emirates)
- [Poland](https://apptail.io/app/lopay-payments-pos-eWy/poland)
- [Qatar](https://apptail.io/app/lopay-payments-pos-eWy/qatar)
- [Saudi Arabia](https://apptail.io/app/lopay-payments-pos-eWy/saudi-arabia)
- [Sweden](https://apptail.io/app/lopay-payments-pos-eWy/sweden)
- [Singapore](https://apptail.io/app/lopay-payments-pos-eWy/singapore)
- [Slovenia](https://apptail.io/app/lopay-payments-pos-eWy/slovenia)
- [Slovakia](https://apptail.io/app/lopay-payments-pos-eWy/slovakia)
- [Thailand](https://apptail.io/app/lopay-payments-pos-eWy/thailand)
- [Taiwan](https://apptail.io/app/lopay-payments-pos-eWy/taiwan)
- [British Virgin Islands](https://apptail.io/app/lopay-payments-pos-eWy/british-virgin-islands)
- [Vietnam](https://apptail.io/app/lopay-payments-pos-eWy/vietnam)
- [Malaysia](https://apptail.io/app/lopay-payments-pos-eWy/malaysia)
- [Macao SAR China](https://apptail.io/app/lopay-payments-pos-eWy/macau)
- [Botswana](https://apptail.io/app/lopay-payments-pos-eWy/botswana)
- [Namibia](https://apptail.io/app/lopay-payments-pos-eWy/namibia)
- [Mali](https://apptail.io/app/lopay-payments-pos-eWy/mali)
- [Uganda](https://apptail.io/app/lopay-payments-pos-eWy/uganda)
- [Bermuda](https://apptail.io/app/lopay-payments-pos-eWy/bermuda)
- [Uruguay](https://apptail.io/app/lopay-payments-pos-eWy/uruguay)
- [Senegal](https://apptail.io/app/lopay-payments-pos-eWy/senegal)
- [Suriname](https://apptail.io/app/lopay-payments-pos-eWy/suriname)
- [Cambodia](https://apptail.io/app/lopay-payments-pos-eWy/cambodia)
- [Yemen](https://apptail.io/app/lopay-payments-pos-eWy/yemen)
- [Jamaica](https://apptail.io/app/lopay-payments-pos-eWy/jamaica)
- [Paraguay](https://apptail.io/app/lopay-payments-pos-eWy/paraguay)
- [Costa Rica](https://apptail.io/app/lopay-payments-pos-eWy/costa-rica)
- [Grenada](https://apptail.io/app/lopay-payments-pos-eWy/grenada)
- [Barbados](https://apptail.io/app/lopay-payments-pos-eWy/barbados)

---

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