---
title: "MarCoPay - Reviews, Revenue and Downloads in Philippines | Apple App Store"
description: "A mobile app designed by the maritime community to connect seafarers to their families and to the rest of the world.     Enjoy easy, safe, and secured transactions with MarCoPay’s dual-currency E-wall"
---

# MarCoPay — Philippines
> MarCoPay Inc.

![MarCoPay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/d7/7d/de/d77dde0a-9d33-bcc2-e2c9-e12b436eb88d/AppIcon-0-0-1x_U007emarketing-0-11-0-0-0-85-220.png/400x400bb.png)

**Developer:** [MarCoPay](https://apptail.io/developer/marcopay-qwEd)
**Category:** Finance
**Rating:** 4.1/5 (55 ratings)
**Price:** Free
**Bundle ID:** com.marcopayinc.www.MarCoPay
**Store:** Apple App Store
**Country:** Philippines
**Version:** 2.9.0 (released 2026-04-13)
**Original Release:** 2021-08-09

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id1547754576)
**AppTail Page:** [https://apptail.io/app/marcopay-WMMk/philippines](https://apptail.io/app/marcopay-WMMk/philippines)

## MarCoPay Description
A mobile app designed by the maritime community to connect seafarers to their families and to the rest of the world.  
 
Enjoy easy, safe, and secured transactions with MarCoPay’s dual-currency E-wallet that enables users to receive salary, conduct foreign exchange conversion, send money, purchase insurance products and soon investment products that you need and more to achieve financial freedom in your hands. 
  
It also hosts the application of loans offered by Transnational Financial Services, Inc. (TFSI), now known as MCP Finance, Inc. (MFI), a licensed financing company with SEC Registration No. 138629 and Certificate of Authority No. 1017. 
 
MarCoPay services that you’ll love and enjoy: 
 
Receive Salary 
Receive your salary with ease and securely keep your hard-earned money in your MarCoPay eWallet. 
Money Transfer 
Fast and secure way of sending money to other eWallet platforms, banks, pawnshops, and over-the-counter payment centers. 
Loans 
Apply for a salary loan with easy payment options at competitive interest rates. 
 
If your manning agency is our partner company, you can borrow based on your salary level and pay up to six (6) months. 
 
For example:			
Principal Loan Amount:		PHP10,000
Loan Term:			        Six (6) Months
Processing Fee:			PHP250.00 (Php250.00 or 1% of the loan, whichever is higher)
Service Fee:			        PHP200.00 (2% of loan amount)
DST:				        PHP75.00 (Php1.50 for every Php200.00)
Insurance:			        PHP80.40 (Php8.04/Php1,000)
Monthly Interest Rate:		1.39% per month
Total Interest Payment:		PHP834.75
Sample Monthly Payment:	PHP1,666.67
Total Payment:			PHP10,000.00
 
*Minimum repayment period is 3 months and maximum of 6 months. (depending on contract)
**Maximum effective APR% is at 32.51%.


ForEx 
Change your US Dollar to Philippine Peso conveniently at very competitive exchange rates. 
 
Prepaid Card 
Enjoy the convenience of managing your cash and withdrawals to ATMs around the world! 
 
Insurance Products 
Access various insurance products and choose the right plan to protect you and your loved ones’ future against various uncertainties and risks such as accidents, critical illnesses, untimely death, and more. 
 
Bills Payment  
Pay your bills without leaving the comfort of your home. 

Investments Products (Coming Soon!) 
Choose from various investment products that suit your risk appetite and let your money work for you. 
 
Discounts 
Get your dream home, new vehicle, agricultural machinery, travel bookings, and more at offers exclusive only for MarCoPay app users. 

QR Payment
Pay using your MCP eWallet at any QRPh merchants nationwide.

Cash-in
Send money to your eWallet account from any banking and e-wallet app partner of InstaPay.
 
ABOUT US
  
MarCoPay Inc. (&quot;MCP&quot;) was established in 2019 as a Philippine corporation duly licensed by the Bangko Sentral ng Pilipinas as a non-bank Electronic Money Issuer (“EMI-Others”) and Foreign Exchange Dealer (“FXD”). MCP was engaged by its subsidiary, Transnational Financial Services, Inc. (TFSI) currently known as MCP Finance, Inc. (MFI) to support its loans application process through the MCP App.
 
You can reach us through the following:
 
Website: www.marcopaygroup.com/ContactUs
Email: info@marcopaygroup.com
Facebook: 
 
DATA PRIVACY POLICY
 
MarCoPay adheres to the requirements of all relevant privacy and data protection laws, particularly the Philippine Data Privacy Act of 2012 and its Implementing Rules and Regulations.
 
You can visit our website to view the policy, www.marcopaygroup.com/DataPrivacyPolicy.
For any concern on Data Privacy, contact us at:
 
Data Protection Officer
Email: dpo@marcopaygroup.com
Contact Number: +632 8537 0888
Address: 8th Floor EcoTower Building 32nd St., cor. 9th Avenue
Bonifacio Global City, Taguig City, Philippines 1634

## MarCoPay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e6/08/b5/e608b5fe-6c0e-e847-bda9-f4f671ce3bfa/1.jpg/2064x2752.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/0a/50/930a50ba-fccc-5c95-c93d-f87cae1017cd/2.png/2064x2752.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/62/ac/3d/62ac3dfb-3946-a3f1-2c36-ca816c8bb712/3.jpg/2064x2752.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7d/6f/3d/7d6f3d0e-3391-1b4c-d0ce-60bd1d162a60/4.jpg/2064x2752.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/81/49/70/8149706e-ca74-2703-db38-11a4313fa2c0/5.jpg/2064x2752.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d1/81/c7/d181c72b-6918-e9b9-7121-f3c1fc9e6e48/6.jpg/2064x2752.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/01/7f/f4/017ff4e8-8051-fc21-8680-42a3f5b920b5/7.jpg/2064x2752.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/a5/3a/68a53ad7-6e9f-bdc2-0dd4-e02db1f9d531/8.jpg/2064x2752.png)

## MarCoPay Rating Breakdown in Philippines
- 5 stars: 38 (69%)
- 4 stars: 6 (11%)
- 3 stars: 1 (2%)
- 2 stars: 0 (0%)
- 1 stars: 10 (18%)

## MarCoPay Reviews in Philippines

### *---- "👎🏻"
Very slow transaction, I need to wait for minutes or hours for the transaction. I can’t transfer my money when I needed it immediately.
-- chiefbents, 2024-08-30

### ***** "Safe and user-friendly app"
MCP has a lot of cash out options so anytime I can withdraw money anytime and anywhere and I really appreciate its security features especially the 1 account 1 device  feature. It gives me the security that my money is safe. Adding also that they have a lot of services to offer not only for seafarers but to anyone from their loan services to travel services.
-- Playpark all staffs gets covid, 2024-01-17

### ****- "Better with GCASH (Phillippines)"
It would be better if MarcoPay can send loans thru gcash since it is the most popular ewallet in the Philippines. Not every Filipino has a bank account but the majority have Gcash
-- Hao Casimiro, 2023-09-12

### ***** "Competent staff"
I used the app for loan. After 2 hours applying for the loan, it was processed already. If I only applied earlier (before 3pm cutoff time), I could’ve received the funds on the same day. The staff adviced me it might take 2 days for me to receive the loan, but to my surprise, I received the loan in less than 24 hours. 

Kudos to all MarcoPay staff!
-- K@3l, 2023-03-04

### ***** "Awesome!"
It’s a great application for a newly developed app!
-- Anonymous_T29, 2023-01-10

### *---- "LogIn Issues comes always"
Most of the time I had loggin in issues.. always asking for updates that are not available. Sometimes the app buttons dont show.  Support is not stable
-- Haiydz, 2022-12-26

### *---- "Not working"
Always invalid login
-- n!&gt;r@m, 2022-02-02

### *---- "Issue with IPhone 11"
I used to have no issue with the app until this latest update. It doesn’t allow me log in to my account because of the error message that “this app does not allow to run with jailbroken device or does not have a passcode set”. PLEASE NOTE that my Device is IPhone 11 with Passcode set. Also, jailbroken device are those for IPhone 6 and lower. PLEASE FIX this! Thank you
-- Camnice, 2021-10-21

[View all MarCoPay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## MarCoPay Discovered Keywords
- mar

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