---
title: "MCash-Wallet - Reviews, Revenue and Downloads in Philippines | Apple App Store"
description: "MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills and more using a smartphone.   Send Money  Send money from one MCash account to anot"
---

# MCash-Wallet — Philippines

![MCash App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e4/55/46/e45546f3-9f4c-016d-5649-06fce35533b5/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [MICHEL J. LHUILLIER FINANCIAL SERVICES PAWNSHOPS](https://apptail.io/developer/michel-j-lhuillier-financial-services-pawnshops-ywac)
**Category:** Finance
**Rating:** 3.5/5 (1,125 ratings)
**Price:** Free
**Bundle ID:** com.mlhuillier.mlwallet
**Store:** Apple App Store
**Country:** Philippines
**Version:** 15.6.9 (released 2026-09-07)
**Original Release:** 2015-03-14
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id962204987)
**AppTail Page:** [https://apptail.io/app/mcash-wallet-fzzc/philippines](https://apptail.io/app/mcash-wallet-fzzc/philippines)

## MCash Description
MCash is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills and more using a smartphone. 

Send Money 
Send money from one MCash account to another for FREE with Wallet to Wallet! You can also conveniently perform any of MCash other Send Money options: Kwarta Padala (from App to ML Branch) or Wallet to Bank* anytime, anywhere. 

Add Money
Cash in to your own Mcash account for FREE by visiting the nearest M Lhuillier branch or add money through Mcash partner banks.  

Receive Money
No time to visit an M Lhuillier branch to get your Kwarta Padala? Receive up to PHP 40,000.00** per transaction through your ML Wallet. Simply type the required Receive Money details after logging in! 

Withdraw Money
Withdraw up to PHP 40,000** per day from any of the 2,600+ M Lhuillier branches nationwide. Find the nearest ML branch by clicking the Branch Locator in the App!

Buy eLoad 
Easily buy or send load to your customers, friends &amp; family with just a few taps on your smartphone.

Pay Bills 
Quickly pay your bills to over 250 partners nationwide from a number of categories including Utilities, Insurance, Loans and more!   

Buy Items* 
Find the best prices and shop pre-loved jewelry, mobile phone accessories and other pawnable items in the ML Shop!  

Loan***
Salary Loan - Quick, zero-fee Salary Loan with hassle-free repayment.


Credit limit amounts: P500 to P25,000
Up to 61 days loan Term
5.0% Interest rate per month
Maximum Annual Percentage Rate (APR) - 24% (VISMIN), 21% (LNCR)

No late payment penalties
No Admin fee


Sample Computation:
Principal Amount: P5,000
Interest Fees at 61 days: P500
Total amount to be paid: P5,500
Repay ₱1,375 every 15 days


Charges:
DOCUMENTARY STAMP - 0.003 (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
PROCESSING FEE - 0.5% (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)


SEC licensed: Lhuillier Saison Financing Corporation.
Lhuillier Saison Financing Corporation is a registered and licensed financial institution operating under its own regulatory compliance.
Company Reg. No CS201907721
Certificate of Authority No. 1216

Carefully review and ensure that you have read and understood the terms and disclosures before initiating any transactions.


PRIVACY &amp; PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties.




*Coming soon
**for fully verified users only
*** Employees and Affiliated Business Partners Only

Aside from these services, you can track your finances with MCash upgraded Transaction History feature, find the nearest M Lhuillier branch with an in-App Branch Locator and check the latest Kwarta Padala rates anytime, anywhere. 

Like M Lhuillier’s official Facebook page and join the MCash Users Community Facebook group today for updates and news about the ML Wallet App.

## MCash Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/d1/72/25d17250-11d7-3c8e-7393-bc680ba82e69/IP-04__U00281_U0029.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/16/d0/ef16d082-f6df-23bd-4a9d-a5adba645c2d/IP-01__U00281_U0029.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/03/b0/f0/03b0f018-0f52-8f8d-8621-f3b83c8b565a/IP-02__U00281_U0029.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/00/91/81/00918188-85c7-f791-d716-245b08a5f899/IP-03__U00281_U0029.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e9/9b/51/e99b51ae-ae88-9e6a-ce6b-70d7eda8e8d2/IP-05__U00281_U0029.jpg/1242x2688.png)

## MCash Rating Breakdown in Philippines
- 5 stars: 590 (52%)
- 4 stars: 100 (9%)
- 3 stars: 72 (6%)
- 2 stars: 55 (5%)
- 1 stars: 308 (27%)

## MCash Reviews in Philippines

### *---- "QR CASH IN IS A SCAM"
until now not yet credited to my account. Advise to use other platform.
-- Marqusskye, 2024-11-25

### **--- "Always under maintenance app"
Not a reliable app. You may use other app for fund transfer because you need go to their branch to cash in. 
Every month the app is under maintenance. Now, november 4 the shop in under maintence since November 1. WTF!
-- Patakassssssssssssssshhhhh, 2024-11-03

### *---- "Can’t Login"
I registered my number using web browser, submitted my contact details and address. I was able to login via web but when I downloaded the app and tried to login, it doesn’t allow me to do so. It says “Minors is not allowed to use this platform at this time” you didn’t even ask for my age or birthday.
-- jimuel palaca, 2024-08-08

### *---- "Update"
Walang katapusang halos pag open lage update
-- James*96, 2024-08-06

### *---- "Useless App"
This app is always telling you to update but no update available. Always showing an error and items displayed can’t be checked out because they are not availabe in any branch. Why are you displaying those items if they are not available? Just a waste of time.
-- Mdy123 T, 2024-06-19

### *---- "I need my money to return because my kids are sick!!!"
Very very very bad experience!!!!
-- @wil2975, 2024-06-18

### *---- "Phone number is used by someone no other way to retrieve"
the can be stolen using phone no. otp. and is no other way to retrieve since the registered email is not match
-- rennyboy27, 2024-04-25

### *---- "Verification level"
Still waiting for  pending  verification
-- Radzme, 2024-04-18

### *---- "Practically a useless app because cash-in is so inefficient"
I’ve been wanting to purchase my jewelries via ML Wallet app but the cash-in options are so inefficient and very hassle. You’re losing a lot of revenue potential from your clients because the first funnel to which is the cash-in is barely useful. The transfer fees are also outrageously high… Ask your tech team to prioritize this enhancement.
-- Bea Que, 2024-03-31

### ***** "Checkout Error now resolved!"
I was able to place my order now and it&#039;s currently in transit!!!
-- qwerty95xx, 2024-01-30

[View all MCash reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## MCash Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Philippines | Finance | #127 |

## MCash Discovered Keywords
- ml wallet



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