---
title: "Mirae Asset Fin: Loans - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Mirae Asset Financial Services: Your Financing Needs Simplified   We aim to provide you loan in the most convenient & simplified manner. Avail Loan Against Mutual Funds (LAMF), Loan Against Shares, an"
---

# Mirae Asset Fin: Loans — India
> Loan Against MF & Shares | PL

![Mirae Asset Fin App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/79/ec/5c/79ec5c92-b018-b5a6-35bc-3f228fc431f2/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/434x0w.png)

**Developer:** [MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE](https://apptail.io/developer/mirae-asset-financial-services-india-private-lFG)
**Category:** Finance
**Rating:** 4.7/5 (601 ratings)
**Price:** Free
**Bundle ID:** com.nucleus.mirae.finance
**Store:** Apple App Store
**Country:** India
**Version:** 1.16.04 (released 2026-05-06)
**Original Release:** 2022-02-25
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1590815471)
**AppTail Page:** [https://apptail.io/app/mirae-asset-fin-loans-kZMb/india](https://apptail.io/app/mirae-asset-fin-loans-kZMb/india)

## Mirae Asset Fin Description
Mirae Asset Financial Services: Your Financing Needs Simplified


We aim to provide you loan in the most convenient & simplified manner. Avail Loan Against Mutual Funds (LAMF), Loan Against Shares, and Personal Loans - all 100% digital. A licensed Non-Banking Financial Company (NBFC).


Our Products:
1. Personal Loan for Salaried
Avail personal loans up to ₹10 lakh at an attractive interest rate with no hidden charges and an effortless online application process.


Personal Loan Interest Rate, Tenure & Charges:
- Interest Rates from 11.49% to 19.99% p.a
- Loan Amount: ₹1,00,000 to ₹10 Lakh
- Loan Tenure – 12 to 48 months
- Minimum APR – 13.44%
- Maximum APR – 29.87%
- Processing fees – 3% to 4%*
- Stamp Duty – ₹200
- Minimum income: ₹35,000 per month
- Credit Score: 700+

An example of a Personal Loan for salaried:
- Principal Amount: ₹1,00,000
- Interest rate*: 14% p.a.
- Tenure: 24 months
- Processing Fee (4%)*: ₹4,000 + Taxes
- Stamp Duty: ₹200
- EMI: ₹4,801 per month
- Total interest payable: ₹15,231.
- Total amount to be repaid: ₹4,801 x 24 = ₹1,15,231.
- Total cost of loan = Interest Amount + Processing Fees + Taxes** & other charges = ₹15,231 + ₹4,000 + ₹920 = ₹20,151


*Interest rate & processing fees vary as per loan amount & tenure.
**Taxes as Applicable


2. Loan Against Mutual Funds & Loan Against Shares
With Loan Against Mutual Funds (LAMF) and Loan Against Shares, you can pledge your mutual funds, SIP investments, or equity shares and get quick access to money while your MFs & Shares continue to remain invested. A loan against mutual funds or loan against shares is a secured loan facility where interest is charged only on the utilised amount and only for the number of days used, making it a smarter and more economical alternative to redemption.


 Loan Against Mutual Funds (MF Loan)
A Loan Against Mutual Funds (MF Loan) allows you to pledge your mutual fund units, including SIP investments, and avail a flexible credit facility. Instead of redeeming your mutual funds, you can borrow against them and meet short-term financial needs without disrupting long-term goals.

If you’re looking for a loan against MF, mutual fund loan, or loan against SIP, this facility offers speed, flexibility, and cost efficiency.

*Loan Against Mutual Funds in 15 minutes.

Loan Against Shares 
A Loan Against Shares allows you to pledge equity shares held in your demat account (only NSDL) and access funds quickly. 

Why Loan Against Mutual Funds and Loan Against Shares with us?
- 15 Mins Process*
- 100% Digital
- Instant Disbursal
- Easy Repayment: Interest-only monthly payments
- Zero Prepayment & Foreclosure charges
- Large list of approved securities
*Loan Against Shares on the same day.

Loan Against Mutual Funds and Shares Interest rate, Tenure & Charges:
- Annual Interest Rate = 10.25%
- Maximum Annual Percentage Rate (APR) = 23.61%
- Tenure = 12 Months to 36 Months
- Minimum Period = 12 Months
- Maximum Period = 36 Months
- Processing Fee = 1Yr: ₹999 | 2Yr: ₹1299 | 3Yr: ₹1499 (excl Taxes)
- Stamp Duty = ₹500

An example of a Loan Against Securities:
- Principal Amount = ₹80,000
- Annual Interest Rate = 10.25%
- Tenure = 12 Months
- Interest payable= (₹80,000 x 10.25%) / 12 Months = ₹683 per month (Principal need to be repaid at the end of loan tenure)
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
- Total Loan Repayment Amount = ₹88,200 (Principal + Interest)
- Total Cost of Loan = Interest + PF + Stamp Duty = ₹8200 + ₹1179 + ₹500 = ₹9879

Loan Against Securities of ₹80,000 for 12 months, at an annual interest of 10.25%, monthly interest for 12 months of ₹683 per month. Total loan payment over 12 months will be ₹88,200 (including principal and interest). Processing fee: ₹999 + GST & stamp duty: ₹500 will be charged.


To know more.
Website: 
Privacy Policy: 

## Mirae Asset Fin Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7e/ec/aa/7eecaad5-03e6-1d65-d4c3-524d38d24f78/1242x2688-01.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ea/e4/1e/eae41e0f-e2f2-43b3-63f5-de3804f86c69/1242x2688-02.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ed/9a/3b/ed9a3bd5-901a-26f1-d80e-653439a43727/1242x2688-03.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a1/d1/39/a1d139a5-cdd0-b38f-0964-de7f45ac259f/1242x2688-04.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/17/da/42/17da42e5-b748-716f-3ef4-bd2a4e22ee6b/1242x2688-05.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/74/e5/0f/74e50f81-a081-cdf9-ab1c-f0c304b16db2/1242x2688-06.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/40/d0/0d/40d00d4e-3426-7586-6e78-a09d4b706b87/1242x2688-07.jpg/1242x2688.png)

## Mirae Asset Fin Rating Breakdown in India
- 5 stars: 527 (88%)
- 4 stars: 38 (6%)
- 3 stars: 5 (1%)
- 2 stars: 9 (1%)
- 1 stars: 22 (4%)

## Mirae Asset Fin Reviews in India

### *---- "Worst app"
Worst app please don’t consider for loans many other FI are way better than this in terms of customer experience and processing
-- Ank14307, 2024-11-11

### *---- "Scam"
Not giving any loan collecting your all data seems like thay give you loan but at end when you done 90% of  process like bank nách, e-sing, bank details but at end video process cancel all. Then you feel like cheated.
-- Akki_9711, 2024-11-05

### *---- "Review"
Weast of time
-- P.ramu, 2024-09-21

### *---- "issues need to be fixed"
after recent update it does not show drawing power, revised drawing power and current outstanding and not getting any mails regarding this which i was getting earlier every day. 
Second issue is with the shares which are pledged if it got split or bonus that share doesn't show in the app. 
Third is Not getting any detail while de pledging shares to how much amount need to be transferred for depledging.
Fourth is In app help and support section, write to us link is not opening.
-- I Love Mobikwik, 2024-08-28

### ****- "Very useful app for loan against mutual funds and stocks"
App is little bit sluggish but its certainly useful for quick money. Also its best interest rate (although it has increased couple of times) among competitors. Overall best service for loan against MF and stock. I have few suggestions like add feature to show interest on utilised amount similar to Bajaj finance app. This is very useful to understand applicable interest amount and no need to rely on Mirae aseet SMS or mail every month. Another suggestion is to avoid processing fee for two different RTA CAMS and Kfintech. We need to pay processing fee twice for two different RTA. Overall very good service and keep continuing the good work.
-- PravinY, 2024-08-02

### *---- "The true interest rate is actual high than bank"
As per illustration in app summary, the loan against mutual funds is not actually 9.5% as per the EMI calculator. It actually works out to be 16.4% interest charges. Isn’t it quite high? this needs to be relooked to make it really attractive and viable.

Also open up a gateway for educational loan / abroad education which are out of reach for middle class however at truly reasonable rate of interest, which is quite productive lending! Of course, this also has to be worked out as a affordable interest charges, not with 15-16%

 hope to see a evolved financial services against mutual funds, going forward from an institute like yours
-- sspmf, 2024-07-11

### ***** "Great Initiative."
Very easy to avail loan.
Highly recommended.
-- Bargude, 2024-06-30

### ***** "App not working"
The app is not working for last few weeks, no able to login. Can you have a look please.
-- Jalanji_1, 2024-06-01

### *---- "Getting error"
I am getting an error like check back in sometime .
-- chirag232022, 2024-05-07

### *---- "Full access to gallery"
I don’t understand the reason behind the access required for gallery and photos
-- ashok_i11, 2024-01-09

[View all Mirae Asset Fin reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Mirae Asset Fin Discovered Keywords
- secured loans

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## Mirae Asset Fin Available In
- [India](https://apptail.io/app/mirae-asset-fin-loans-kZMb/india)
- [United States](https://apptail.io/app/mirae-asset-fin-loans-kZMb/united-states)

---

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