MobiKwik: BHIM UPI & Wallet

Loans, Bills & Recharges

Downloads
Revenue

Description

Experience a world of financial convenience with MobiKwik, the ultimate payments app that empowers you to effortlessly manage all your financial needs.

Enjoy instant credit to spend now & pay later, manage expenses and supercharge your wealth with daily returns of up to 12%* p.a. with Xtra!

Your credit limit is powered by your expenditure - higher the spends, higher the limit.
Experience three times the excitement!
1) Enjoy the best UPI experience with ikwik UPI. Link any bank account via BHIM UPI and make all your transactions simple & fast.
2) Get instant credit upto ₹60,000 with ZIP at 0 cost to spend now & pay later at 1L+ brands.
3) Boost your wealth with daily interest credit & up to 12% per annum returns with Xtra.
We keep your data safe. Sign up with your number & get started!
Win exciting cashback and rewards from recharges, bill payments, food delivery, grocery, medicine, shopping & more.
Money Transfer
- Instant and seamless money transfer to all banks.
- Transfer money between bank accounts (UPI), wallet & pay directly with a card.
Credit Card Bill Payments
- Experience unbelievable instant bill settlement to your credit card account
- Earn real rewards every time you pay
UPI
- Send & receive money via any phone number or bank account directly or make UPI payments with BHIM UPI.
Mobile & DTH Recharge
- Now do all mobile recharges, all DTH recharges from one app. Pay instantly or at later convenience via ZIP.
Utility Bills
- Pay bills for 300+ billers like MSEB Mumbai, TNEB, WBSEDCL, UPPCL- Urban, Torrent Power Ltd, PSPCL, KSEBL, AVVNL, Bangalore Electricity Supply, etc.
- Pay phone bills, electricity, gas, water, municipality, traffic challan, broadband, gas booking, cable, phone payments, credit card bill payment, rent payment, etc.
Offline QR Payment
- Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, kirana stores, petrol pumps, etc.
- Make BHIM UPI payments or wallet payments at brands like Reliance Fresh, Croma, CCD, JIO stores, Apollo Pharmacy, etc.
Online Payment
- Make quick online payments at shopping, food delivery, travel & gaming brands including Zomato, Swiggy, 1mg, BigBasket, Myntra, Flipkart, MakeMyTrip, AJIO, etc.
- Pay for subscriptions like Disney+Hotstar, AltBalaji, SonyLIV, Gaana, BookMyShow, etc. via ZIP.
Shop on EMI
- Get up to ₹2,00,000 for all online shopping & pay back in monthly installments.
- Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months.
Standard processing fee may vary from 2-4%.
Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Tenure: 12 months
EMI: ₹4,537
Total interest paid: ₹4,444
Processing Fees (2%): ₹1,000
Disbursed Amount: ₹49,000 (Principal Amount - P.F.)
Total Cost of Loan: ₹55,444
Xtra offers the opportunity to earn 10-14% IRR by lending to creditworthy borrowers, brought to you in partnership with RBI-regulated NBFC-P2P Transactree Technologies Private Limited (“Lendbox”) 
- Start with ₹10,000
- Regular earnings available to withdraw as borrowers make repayments.
-⁠ Access detailed borrower profiles for informed decision making.
Mutual Fund
- Invest in the right mutual funds, see your money grow, do real time tracking & management.
- Invest in Direct Mutual Funds at ₹100 with 0% commission.
- Save up to ₹46,500 by investing in Tax saving ELSS funds via SBI Mutual Fund, Axis Mutual Fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund etc.
Digital Gold
- Buy, sell, exchange & deliver 24K pure digital gold at real-time prices.
- Build gold savings by automating gold purchase through Gold SIP.
- Track gold investment real-time 24X7.
For more details, visit https://www.mobikwik.com
For any assistance, please contact our helpline number: +91-8069808686
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Screenshots

MobiKwik FAQ

  • Is MobiKwik free?

    Yes, MobiKwik is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is MobiKwik legit?

    ⚠️ The MobiKwik app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.

    Thanks for the vote

  • How much does MobiKwik cost?

    MobiKwik is free.

  • What is MobiKwik revenue?

    To get estimated revenue of MobiKwik app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.63 out of 5

144,608 ratings in India

5 star
119,062
4 star
12,992
3 star
3,469
2 star
1,247
1 star
7,502
Ratings History

MobiKwik Reviews

Key pad

MilindThakoor on

India

There is no provision for writing the amount in decimal places.We have to round up the amount. Please provide it in the key pad as is available on other apps.Can’t see the figures properly on the payment page and there is no provision for adding a note. Thakoor

wrost app

shivamchandila8 on

India

wrost app ever saw in my life

Money not refunded

Irritating and worst on

India

My amount of 10,000 is still not credited to my bank account since 1 and half month now Calling customer care executives daily and no one is taking action. I am in urgent need and trouble but nothing is happening request you to please resolve my issue and help me 🙏🏻🙏🏻🙏🏻🙏🏻

Good so

Ahammed kabee on

India

Nice

Nice app

Hari Chanti on

India

Super app.. friendly user interface

Worst app

Manjhera on

India

I have made a transaction from my credit card my money has been taken out of my credit card but has not reflected in my landlords account and money has not been debited yet I need to pay rent and it’s three days now nothing happened

Instant fund transfer to bank Ac

mspil00 on

India

MobiKwik provided easy and fast bank transfer to beneficiaries account

Worst app

rAjD997 on

India

They will take 2-3 months emi at time, there customer service is zero in fact irritating, there app is worst they will easily take 15-20 days just to reflect paid emi in app and till that day they will calling daily 2-3 times and asking for emi even u had paid

Bad and very late response

Ma!*! on

India

I had done payment to merchant 3 days back and money is deducted from my wallet but it has not gone to merchant account.. MobiKwik is not responding and they are not sending the statement also. This is very bad once I get this sorted I’m uninstalling this app forever!🙏

Great app

RakPat2754 on

India

Nice app with quick approval

Store Rankings

Ranking History
Category Rankings
Chart
Category
Rank
Top Free
28
Top Free
226

Keywords

MobiKwik Competitors

Name
Freecharge: UPI, Credit Cards
UPI, Recharge & Credit Card
Stashfin - Personal Loan App
Personal Loan & Credit Line
Pocketly
Money in Pocket in Seconds
Buddy Loan: Personal Loan
Instant Personal Loan
LazyPay: Loan App & Pay Later
Loans | BNPL | Card | BillPay
CASHe: Loan & Credit Line App
Instant Online Personal Loans
Creditt+ : Personal Loan App
Instant Loans , Invest & More
Capital Now: Personal Loan App
Instant Personal Loan Online
Freo - UPI, Insurance, Loans
Your All-in-One Money App
Zype Instant Personal Loan App
Instant Personal Loans Online

MobiKwik Installs

Last 30 days

MobiKwik Revenue

Last 30 days

MobiKwik Revenue and Downloads

Gain valuable insights into MobiKwik performance with our analytics.
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App Info

Category
Finance
Languages
English
Recent release
40.2 (5 days ago )
Released on
Feb 13, 2013 (11 years ago )
Also available in
India
Last Updated
1 week ago