MobiKwik: BHIM UPI & Wallet

Experience a world of financial convenience with MobiKwik, the ultimate payments app that empowers you to effortlessly manage all your financial needs.

Enjoy instant credit to spend now & pay later, manage expenses and supercharge your wealth with daily returns of up to 12%* p.a. with Xtra!

Your credit limit is powered by your expenditure - higher the spends, higher the limit.
Experience three times the excitement!
1) Enjoy the best UPI experience with ikwik UPI. Link any bank account via BHIM UPI and make all your transactions simple & fast.
2) Boost your wealth with daily interest credit & up to 12% per annum returns with Xtra.
We keep your data safe. Sign up with your number & get started!
Win exciting cashback and rewards from recharges, bill payments, food delivery, grocery, medicine, shopping & more.
Money Transfer
- Instant and seamless money transfer to all banks.
- Transfer money between bank accounts (UPI), wallet & pay directly with a card.
Credit Card Bill Payments
- Experience unbelievable instant bill settlement to your credit card account
- Earn real rewards every time you pay
UPI
- Send & receive money via any phone number or bank account directly or make UPI payments with BHIM UPI.
Mobile & DTH Recharge
- Now do all mobile recharges, all DTH recharges from one app.
Utility Bills
- Pay bills for 300+ billers like MSEB Mumbai, TNEB, WBSEDCL, UPPCL- Urban, Torrent Power Ltd, PSPCL, KSEBL, AVVNL, Bangalore Electricity Supply, etc.
- Pay phone bills, electricity, gas, water, municipality, traffic challan, broadband, gas booking, cable, phone payments, credit card bill payment, rent payment, etc.
Offline QR Payment
- Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, kirana stores, petrol pumps, etc.
- Make BHIM UPI payments or wallet payments at brands like Reliance Fresh, Croma, CCD, JIO stores, Apollo Pharmacy, etc.
Online Payment
- Make quick online payments at shopping, food delivery, travel & gaming brands including Zomato, Swiggy, 1mg, BigBasket, Myntra, Flipkart, MakeMyTrip, AJIO, etc.
- Pay for subscriptions like Disney+Hotstar, AltBalaji, SonyLIV, Gaana, BookMyShow, etc.
Shop on EMI
- Get up to ₹2,00,000 for all online shopping & pay back in monthly installments.
- Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months.
Standard processing fee may vary from 2-4%.
Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Tenure: 12 months
EMI: ₹4,537
Total interest paid: ₹4,444
Processing Fees (2%): ₹1,000
Disbursed Amount: ₹49,000 (Principal Amount - P.F.)
Total Cost of Loan: ₹55,444
Xtra offers the opportunity to earn 10-14% IRR by lending to creditworthy borrowers, brought to you in partnership with RBI-regulated NBFC-P2P Transactree Technologies Private Limited (“Lendbox”) 
- Start with ₹10,000
- Regular earnings available to withdraw as borrowers make repayments.
-⁠ Access detailed borrower profiles for informed decision making.
Mutual Fund
- Invest in the right mutual funds, see your money grow, do real time tracking & management.
- Invest in Direct Mutual Funds at ₹100 with 0% commission.
- Save up to ₹46,500 by investing in Tax saving ELSS funds via SBI Mutual Fund, Axis Mutual Fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund etc.
Digital Gold
- Buy, sell, exchange & deliver 24K pure digital gold at real-time prices.
- Build gold savings by automating gold purchase through Gold SIP.
- Track gold investment real-time 24X7.
For more details, visit https://www.mobikwik.com
For any assistance, please contact our helpline number: +91-8069808686