---
title: "Moby Islamic - We Pay First - Reviews, Revenue and Downloads in Malaysia | Apple App Store"
description: "Moby Islamic is a homegrown Shariah Compliant payment solution designed to give you an affordable shopping experience with our Buy Now Pay Later solution.    Here's what you can do with the Moby Islam"
---

# Moby Islamic - We Pay First — Malaysia

![Moby Islamic App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/dc/5b/c6/dc5bc6a0-1ba8-d052-f29d-230f8b6dce8e/airapayAppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [AIRA FINTECH SDN. BHD](https://apptail.io/developer/aira-fintech-sdn-bhd-tWEd) (Malaysia)
**Category:** Shopping
**Rating:** 4.4/5 (409 ratings)
**Price:** Free
**Bundle ID:** my.airapay.app
**Store:** Apple App Store
**Country:** Malaysia
**Version:** 2.0.3 (released 2026-10-01)
**Original Release:** 2022-08-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/my/app/app/id1629035512)
**AppTail Page:** [https://apptail.io/app/moby-islamic-we-pay-first-evek/malaysia](https://apptail.io/app/moby-islamic-we-pay-first-evek/malaysia)

## Moby Islamic Description
Moby Islamic is a homegrown Shariah Compliant payment solution designed to give you an affordable shopping experience with our Buy Now Pay Later solution. 


Here's what you can do with the Moby Islamic app:

•	Shop confidently at our Moby Islamic merchants’ physical and online stores.
•	Introducing PayNow. Get to enjoy our promotions, vouchers, and discounts. and still have the flexibility to pay in full. The choice is yours!
•	Pay in 2/3/6 instalments for any purchase with zero-interest fees! A fixed late payment fee is only incurred if you miss a payment.
•	Don’t we all love a good deal? Enjoy vouchers/discounts for more savings on your purchase. 


--------------------------------------------------------------

About Aira Fintech Sdn. Bhd.

At its core, Moby Islamic is a Malaysian-made ‘buy now, pay later’ payment solution that aims to enrich the local marketplace by providing a platform for shoppers and retailers to transact confidently.

Our Shariah compliant approach allows shoppers to make purchases confidently and spread payments over time through interest-free instalment plans. This same approach enables Moby Islamic Retailers to provide a transparent, fair and secure financial and commercial ecosystem to their customers.

Launched in 2021, as AiraPay, and now rebranded as Moby Islamic. We follow the Qard principal in Islamic Financing to ensure that Users will not be charged any interest towards payments and only a fixed late payment fee is applied. 

Find out more on our website at 

Like us on Facebook at 
Follow us on Instagram at 

Privacy Policy at 
Terms of Use at 

Contact: customer.support@airapay.my

## Moby Islamic Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/37/02/b2/3702b2d6-4782-8719-887c-0d98b0469ec6/27d9109e-592e-42ad-aad3-3eb81fbd1f54_1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/09/1f/7a/091f7ac8-3f7d-796c-29c9-b2bea7a377a7/f9a83edb-3a24-4aa7-873f-41d220b4b97a_3.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c7/d8/be/c7d8be4e-6529-fdf1-ed14-b75a53eddaef/3546ae42-0b6f-41ce-870e-1ca7062ba338_2.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/06/91/3d069102-22ef-44c8-b071-35f43854976e/461b9698-10c4-411f-a591-f8931aeb5206_5.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0e/b8/61/0eb86106-c1b3-44fe-7465-30348ba0c61b/3653df43-8a51-4fa2-be02-7b46b7259dc5_4.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/30/4c/ad/304cad4a-bad3-b84a-b366-72dba8be3069/33298add-b3ed-4bbb-becf-069dc94a6bf7_6.jpg/1242x2688.png)

## Moby Islamic Rating Breakdown in Malaysia
- 5 stars: 340 (83%)
- 4 stars: 8 (2%)
- 3 stars: 5 (1%)
- 2 stars: 6 (1%)
- 1 stars: 50 (12%)

## Moby Islamic Reviews in Malaysia

### *---- "10 years to verify"
if can rate no star, ill rate no star.. worst apps.. how many years to verify simple document? biji
-- bulak nu mark, 2024-12-21

### *---- "Can’t update mykad"
Stupid app. Already accep all in setting but still can’t update mykad
-- No.need.nickname, 2024-05-17

### *---- "apps tak function"
nak trylah beli insurans pakai apps baru ni, total RM 1300 macam tu, then checkout first month kene bayar 1000 lebih mcm tu, second and third month kene bayar 100 lebih macam tu, apa kejadah yang buy now pay laternya, baik aku bayar lum sum terus 😂 apa benda lahh. cauuy
-- qunajdkdiend, 2024-04-01

### *---- "Unable to verify mykad"
Have try more than 5 times but still failed to verify. Urgent
-- HH_147, 2024-03-31

### *---- "First time user yang tersakiti"
Nak upload dokumen gaji, tak berjaya. Loading tak habis-habis.
Nak upload dokumen pekerjaan, tak berjaya, loading terlalu lama.
Bila nak buat payment dark website seller, terus auto buka apps, tapi tak jadi apa pun di apps. Apa benda la ni.
-- Mommy Rayyan, 2024-03-21

### *---- "Worse"
Few times try to make payment. Always mention successful then suddenly mentioned transaction fail. Menyusahkan pengguna.
-- NFAAK, 2024-02-18

### ***** "Good app"
It’s a good app so far.
-- fatenabila, 2024-02-06

### *---- "Very poor"
Bad apps ever. Better atome more than this. Open this apps and suddenly closed and you need to open back. Also, So difficult to access and make a payment, always failed when need to make a payment until my online banking account was blocked. Please improve ur apps.
-- bsbshauaha, 2023-05-05

### *---- "USELESS APP"
First of all, I’m so dissatisfied and disappointed with this app. I registered and submitted all of the required documents and it got approved. I’ve been granted a RM300 spending limit. Not for long, they sent me an email saying that the limit has been removed and back to 0 due to idk what reason. Their team decided to take it back. 

I emailed them. Contacted their CS team via Whatsapp. None of it delivered as it’s not exist. 

As a loyal customer and a big spender of Atome, ShopBack PayLater, Pace, Grab PayLater, SPay Later, my spending limit has never been below RM1K. I enjoyed using each one of it to know which app offers best. So, I was thinking to give Moby Islamic app a shot. Unfortunately, they turned me down. 

So, yeah! Goodbye 👋
-- FyazureenB, 2023-04-18

### *---- "cannot open"
already installed this app but it cannot be open at all. i tried to download again and again for many times but still the same. hope this issues can be fix.
-- felincia~~, 2023-04-07

[View all Moby Islamic reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Moby Islamic Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Malaysia | Shopping | #124 |

## Moby Islamic Discovered Keywords
- buy now pay later
- moby islamic

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---

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