---
title: "MOCO - Digital Wallet - Reviews, Revenue and Downloads in Nepal | Apple App Store"
description: "Welcome to the world of MOCO, your gateway to hassle-free, secure payments! Established in 2009, FOCUSONE Payment Solutions Pvt. Ltd., a financial service company in Nepal is dedicated to empowering c"
---

# MOCO - Digital Wallet — Nepal

![MOCO App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a9/cb/b2/a9cbb2f0-ad68-a8b3-b4ec-ed3255d7fd6d/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [FOCUSONE Payment Solutions](https://apptail.io/developer/focusone-payment-solutions-FUYb) (Nepal)
**Category:** Finance
**Rating:** 3.2/5 (31 ratings)
**Price:** Free
**Bundle ID:** np.com.focusone.moco
**Store:** Apple App Store
**Country:** Nepal
**Version:** 5.0.4 (released 2026-09-23)
**Original Release:** 2014-04-13
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/np/app/app/id834786480)
**AppTail Page:** [https://apptail.io/app/moco-digital-wallet-LHe/nepal](https://apptail.io/app/moco-digital-wallet-LHe/nepal)

## MOCO Description
Welcome to the world of MOCO, your gateway to hassle-free, secure payments! Established in 2009, FOCUSONE Payment Solutions Pvt. Ltd., a financial service company in Nepal is dedicated to empowering cardholders with seamless access to essential services. Operating as a Nepal Rastra Bank Licensed payment service provider [PSP], FOCUSONE launched MOCO Digital Wallet in collaboration with VISA in 2021, revolutionizing payment solutions in Nepal by seamlessly integrating with VISA debit/credit cards and enabling secure transactions via MOCO. 

MOCO redefines convenience by allowing users to link their debit and credit cards, facilitating swift in-app and QR-based transactions without the need to load funds. Pay utility bills, top up your balance, book flights using your debit/credit card, and make payments through MOCO’s Unified QR code — all on one secure platform. 

We're not just a digital wallet; we are your key to a seamless, secure financial future. Join us on this exciting journey as we continue to innovate and reshape the way you pay. 

How Does MOCO Work?
1. Add your debit/credit cards to MOCO
2. Make Transactions in-app or scan the Unified QR code to make purchases
3. Earn reward points on transactions

You can add your Debit/Credit Cards from the following banks
1. Agricultural Development Bank Limited
2. Citizens Bank
3. Everest Bank Limited
4. Garima Bikash Bank Limited
5. Himalayan Bank Limited
6. Jyoti Bikash Bank Limited
7. Kamana Sewa Bikash Bank Limited
8. Kumari Bank Limited
9. Laxmi Sunrise Bank
10. Machhapuchchhre Bank Limited
11. Mahalaxmi Bikas Bank Limited
12. Nepal Investment Mega Bank Limited
13. NIC ASIA Bank
14. Nepal Bank Limited
15. NMB Bank
16. Prabhu Bank
17. Prime Bank Limited
18. Shragi-la Development Bank Limited
19. Shine Resunga Development Bank
20. Siddhartha Bank

Our Services
Discover seamless convenience with our wide range of services. From quick and easy telecom and internet bill payments to hassle-free transactions for television and electricity bills, we've got you covered. Need to book a flight or settle traffic fines? We've got that too. Experience a smarter way to manage your payments with us.

1. Telecom/Top-up 
2. Internet Bills
3. Television Bills
4. Electricity Bills
5. Khanepani Bills
6. Flight Booking
7. Traffic Fine Payment 

For more details, visit our website at www.moco.com.np or follow us on Facebook and Instagram (moco.nepal) for regular updates and information.

If you have any suggestions for us on how we can improve, please send us an email at support@moco.com.np

## MOCO Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d3/ef/46/d3ef46fb-4a1b-6bf0-c398-61c354ea3c70/832c5354-90e2-49b2-9d23-d91cadc9d14b_1284x2778_-_1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a4/e3/8b/a4e38b42-8f08-3cc2-566d-f192325f29fa/a088fb98-48b0-41ba-9c7d-7de697b3487a_1284x2778_-_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9c/4a/2a/9c4a2a73-b30c-2262-53ed-58aa29f61ccf/a161b404-c9a1-43a5-83bc-065460e1dafc_1284x2778_-_3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/88/00/1e/88001e04-d786-24f3-3ef8-4699fffc7ad5/6bfff391-2f6a-42af-af93-52c7f6a8058b_1284x2778_-_4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/da/be/df/dabedf60-ea6f-b41f-32bb-f582014778f3/ffe4e466-fc85-4162-8b62-935064a93a8f_1284x2778_-_5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/87/0e/f5870e73-64f1-a5f0-7092-77b07be147cc/7c8c3863-9405-49cd-9ae5-2587305d4a5b_1284x2778_-_6.png/1284x2778.png)

## MOCO Rating Breakdown in Nepal
- 5 stars: 15 (48%)
- 4 stars: 1 (3%)
- 3 stars: 1 (3%)
- 2 stars: 2 (6%)
- 1 stars: 12 (39%)

## MOCO Reviews in Nepal

### ***-- "Chayeko bela app chaldaina"
Aile pani chaleko chaina aapp kina ho
-- Sagar Bhattarai, 2024-09-29

### ***** "Good but should add more services"
Little more payment should be added from moco app just like goverment
-- person phuyal, 2024-01-17

### *---- "K taal ko app ho?"
K taal ko app ho login nai hudaina, I have been trying to login into the app for the past few days, it is stuck in loading screen everytime I try.
-- Reviewer1337-.-, 2023-12-13

### *---- "Hit and miss but mostly miss"
I get that this app is still in its early stage but it doesn’t get the basic functionality right, like trying to pay my internet bill it will never complete the transaction. So what good is a payment app that cannot pay?
-- y0urmak3r, 2023-11-15

### *---- "Liked Previous Version of the app"
Atleast Credit card limit info was useful!
-- Louislyon29, 2023-10-18

### *---- "Worst app in terms if bugs fixing"
Worst app in terms of bugs fixing. It’s been almost a week but still not able to pay thorough the app in any services. If the company can’t run the app properly just shut it down completely. I wonder how developers are getting paid, not able to fix the issue for a week is just not acceptable.
-- Amol Shrestha, 2023-08-06

### **--- "Unable to pay"
I have downloaded the apps but unable to pay electricity bill
-- reviewer milan, 2022-07-22

### ***** "Amazing App"
The best choice I’ve ever made! My debit and credit cards are added to this app, hence I don’t have to think twice about loading the balance into my wallet. I can simply pay my bills through the app. This is a convenient app and I’d recommend this to everyone!
-- Shreeya_bliss, 2022-06-23

### *---- "Unable to sign up"
I have wasted my time signing up for this app. Even trying 5 times i was unable to complete the signup process entering everything correctly.
-- mukesh2010, 2021-10-04

### ****- "App"
I have download the app when i try to open the app it pop up please update the app and when i follow the link it takes me app storebut there is no update option instead open .So pls fix and give update option for ios 15. Pls also aloow us to download the Receipt of the transactions.
-- evyroze, 2021-10-01

[View all MOCO reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




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## MOCO Available In
- [Nepal](https://apptail.io/app/moco-digital-wallet-LHe/nepal)
- [United States](https://apptail.io/app/moco-digital-wallet-LHe/united-states)
- [India](https://apptail.io/app/moco-digital-wallet-LHe/india)
- [United Kingdom](https://apptail.io/app/moco-digital-wallet-LHe/united-kingdom)
- [Australia](https://apptail.io/app/moco-digital-wallet-LHe/australia)
- [Singapore](https://apptail.io/app/moco-digital-wallet-LHe/singapore)
- [Canada](https://apptail.io/app/moco-digital-wallet-LHe/canada)
- [Japan](https://apptail.io/app/moco-digital-wallet-LHe/japan)
- [New Zealand](https://apptail.io/app/moco-digital-wallet-LHe/new-zealand)
- [Brazil](https://apptail.io/app/moco-digital-wallet-LHe/brazil)
- [Belarus](https://apptail.io/app/moco-digital-wallet-LHe/belarus)
- [Belize](https://apptail.io/app/moco-digital-wallet-LHe/belize)
- [Switzerland](https://apptail.io/app/moco-digital-wallet-LHe/switzerland)
- [Chile](https://apptail.io/app/moco-digital-wallet-LHe/chile)
- [China](https://apptail.io/app/moco-digital-wallet-LHe/china)
- [Colombia](https://apptail.io/app/moco-digital-wallet-LHe/colombia)
- [Cyprus](https://apptail.io/app/moco-digital-wallet-LHe/cyprus)
- [Czechia](https://apptail.io/app/moco-digital-wallet-LHe/czechia)
- [Germany](https://apptail.io/app/moco-digital-wallet-LHe/germany)
- [Denmark](https://apptail.io/app/moco-digital-wallet-LHe/denmark)
- [Dominican Republic](https://apptail.io/app/moco-digital-wallet-LHe/dominican-republic)
- [Algeria](https://apptail.io/app/moco-digital-wallet-LHe/algeria)
- [Ecuador](https://apptail.io/app/moco-digital-wallet-LHe/ecuador)
- [Egypt](https://apptail.io/app/moco-digital-wallet-LHe/egypt)
- [Spain](https://apptail.io/app/moco-digital-wallet-LHe/spain)
- [Finland](https://apptail.io/app/moco-digital-wallet-LHe/finland)
- [France](https://apptail.io/app/moco-digital-wallet-LHe/france)
- [Grenada](https://apptail.io/app/moco-digital-wallet-LHe/grenada)
- [Greece](https://apptail.io/app/moco-digital-wallet-LHe/greece)
- [Hong Kong SAR China](https://apptail.io/app/moco-digital-wallet-LHe/hong-kong)
- [Croatia](https://apptail.io/app/moco-digital-wallet-LHe/croatia)
- [Hungary](https://apptail.io/app/moco-digital-wallet-LHe/hungary)
- [Indonesia](https://apptail.io/app/moco-digital-wallet-LHe/indonesia)
- [Ireland](https://apptail.io/app/moco-digital-wallet-LHe/ireland)
- [Israel](https://apptail.io/app/moco-digital-wallet-LHe/israel)
- [Iceland](https://apptail.io/app/moco-digital-wallet-LHe/iceland)
- [Italy](https://apptail.io/app/moco-digital-wallet-LHe/italy)
- [Jamaica](https://apptail.io/app/moco-digital-wallet-LHe/jamaica)
- [South Korea](https://apptail.io/app/moco-digital-wallet-LHe/south-korea)
- [Kuwait](https://apptail.io/app/moco-digital-wallet-LHe/kuwait)
- [Cayman Islands](https://apptail.io/app/moco-digital-wallet-LHe/cayman-islands)
- [Kazakhstan](https://apptail.io/app/moco-digital-wallet-LHe/kazakhstan)
- [Lebanon](https://apptail.io/app/moco-digital-wallet-LHe/lebanon)
- [Lithuania](https://apptail.io/app/moco-digital-wallet-LHe/lithuania)
- [Latvia](https://apptail.io/app/moco-digital-wallet-LHe/latvia)
- [Madagascar](https://apptail.io/app/moco-digital-wallet-LHe/madagascar)
- [North Macedonia](https://apptail.io/app/moco-digital-wallet-LHe/north-macedonia)
- [Malta](https://apptail.io/app/moco-digital-wallet-LHe/malta)
- [Mauritius](https://apptail.io/app/moco-digital-wallet-LHe/mauritius)
- [Mexico](https://apptail.io/app/moco-digital-wallet-LHe/mexico)
- [Malaysia](https://apptail.io/app/moco-digital-wallet-LHe/malaysia)
- [Namibia](https://apptail.io/app/moco-digital-wallet-LHe/namibia)
- [Nigeria](https://apptail.io/app/moco-digital-wallet-LHe/nigeria)
- [Netherlands](https://apptail.io/app/moco-digital-wallet-LHe/netherlands)
- [Norway](https://apptail.io/app/moco-digital-wallet-LHe/norway)
- [Peru](https://apptail.io/app/moco-digital-wallet-LHe/peru)
- [Philippines](https://apptail.io/app/moco-digital-wallet-LHe/philippines)
- [Pakistan](https://apptail.io/app/moco-digital-wallet-LHe/pakistan)
- [Poland](https://apptail.io/app/moco-digital-wallet-LHe/poland)
- [Portugal](https://apptail.io/app/moco-digital-wallet-LHe/portugal)
- [Qatar](https://apptail.io/app/moco-digital-wallet-LHe/qatar)
- [Romania](https://apptail.io/app/moco-digital-wallet-LHe/romania)
- [Russia](https://apptail.io/app/moco-digital-wallet-LHe/russia)
- [Saudi Arabia](https://apptail.io/app/moco-digital-wallet-LHe/saudi-arabia)
- [Sweden](https://apptail.io/app/moco-digital-wallet-LHe/sweden)
- [Slovenia](https://apptail.io/app/moco-digital-wallet-LHe/slovenia)
- [Slovakia](https://apptail.io/app/moco-digital-wallet-LHe/slovakia)
- [Suriname](https://apptail.io/app/moco-digital-wallet-LHe/suriname)
- [Thailand](https://apptail.io/app/moco-digital-wallet-LHe/thailand)
- [Tunisia](https://apptail.io/app/moco-digital-wallet-LHe/tunisia)
- [Türkiye](https://apptail.io/app/moco-digital-wallet-LHe/turkey)
- [Taiwan](https://apptail.io/app/moco-digital-wallet-LHe/taiwan)
- [Ukraine](https://apptail.io/app/moco-digital-wallet-LHe/ukraine)
- [Uzbekistan](https://apptail.io/app/moco-digital-wallet-LHe/uzbekistan)
- [Vietnam](https://apptail.io/app/moco-digital-wallet-LHe/vietnam)
- [United Arab Emirates](https://apptail.io/app/moco-digital-wallet-LHe/united-arab-emirates)
- [South Africa](https://apptail.io/app/moco-digital-wallet-LHe/south-africa)
- [Armenia](https://apptail.io/app/moco-digital-wallet-LHe/armenia)
- [Angola](https://apptail.io/app/moco-digital-wallet-LHe/angola)
- [Argentina](https://apptail.io/app/moco-digital-wallet-LHe/argentina)
- [Austria](https://apptail.io/app/moco-digital-wallet-LHe/austria)
- [Azerbaijan](https://apptail.io/app/moco-digital-wallet-LHe/azerbaijan)
- [Belgium](https://apptail.io/app/moco-digital-wallet-LHe/belgium)
- [Bulgaria](https://apptail.io/app/moco-digital-wallet-LHe/bulgaria)
- [Brunei](https://apptail.io/app/moco-digital-wallet-LHe/brunei)

---

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