--- title: "Modest Finance - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Meet your 24/7 personal financial strategist, providing personalized ideas and reports each week about how to grow your money. Link your accounts through Plaid, and the app builds a living financial" --- # Modest Finance — United States > Real-Time Financial Planner ![Modest Finance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/cb/34/d3/cb34d302-93da-1aa4-b43c-223007aff357/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-YGSqlc) **Category:** Finance **Rating:** 5.0/5 (13 ratings) **Price:** Free **Bundle ID:** robharrell.Modest **Store:** Apple App Store **Country:** United States **Version:** 2.0.3 (released 2026-06-07) **Original Release:** 2025-10-29 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6742116324) **AppTail Page:** [https://apptail.io/app/modest-finance-kmfA/united-states](https://apptail.io/app/modest-finance-kmfA/united-states) ## Modest Finance Description Meet your 24/7 personal financial strategist, providing personalized ideas and reports each week about how to grow your money. Link your accounts through Plaid, and the app builds a living financial model around your household: net worth, savings rate, spending patterns, and a timeline to your goals. It then turns your transactions into categories and a personalized feed of stories. Change something today, and watch your long-term outlook update instantly. What you get: - New reports generated each week tailored to your specific household finances and goals - AI-powered categorization that actually works — bills, flex spend, wedding, and custom categories - Spending insights by year, month, or week with automatic breakdowns - Financial independence timeline that updates daily as your accounts sync - Household dashboard for partners who share goals, not every transaction Built by product people who got tired of clunky finance apps. No spreadsheets required. Terms of Use: ## Modest Finance Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ae/52/ee/ae52ee79-a5f5-36b3-3b99-c1cca3f0d930/Group_1171276626.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3c/6a/86/3c6a8655-d9be-4d68-f9cc-5b730dcdfb94/Group_1171276628.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ab/69/19/ab691928-e743-6c6f-2c64-e85b737b75a1/Group_1171276630__U0028no-alpha_U0029.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/25/11/78/25117894-8724-9eb2-4852-460848a18068/Group_1171276789.png/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0f/52/37/0f523707-1ffc-e27a-8e8d-4c65e19cea69/Group_1171276622__U0028no-alpha_U0029.png/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2b/e3/00/2be3006a-6cd4-814c-b96b-0b7cffbc0b70/Group_1171276624__U0028no-alpha_U0029.png/1284x2778.png) ## Modest Finance Rating Breakdown in United States - 5 stars: 13 (100%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 0 (0%) ## Modest Finance Reviews in United States ### ***** "Excellent tracking" Excellent tracking type of spending across accounts & credit cards -- NewLH, 2026-04-30 ### ***** "Super simple" Really nice looking app that I was able to figure out in a few few clicks. Really like seeing the net income tab. -- Shouldigetit, 2026-04-25 ### ***** "Great for understanding your monthly expenses!" Modest makes it super easy to see how you’re spending every month, so you can have a clear sense of your budget and identify places to cut back if needed. It was really helpful when trying to figure out how much we could afford when buying a house, so that we could look at our past spending data to make sure we had room in the budget. -- Lizard_Lola, 2026-03-27 ### ***** "This app actually makes a difference in how I approach spending and saving" I love how the app goes beyond just tracking/budgeting to actually show ways to save and course-correct with my finances. The visuals are super clear and make it easy to understand the bigger picture of where my money is going and what to do about it!! -- salsaluvr2122, 2026-03-26 ### ***** "Form and function" Beautiful app with great AI classifications. More simple than other budgeting apps, focuses on recurring vs one-time expenses and projects how much you’ll be able to spend in retirement. It covers everything I care about -- Sassafras like, 2026-03-25 ### ***** "Switching from Monarch" Just came over from Monarch. I’m excited about all the pace in the industry but I gotta say the basics still just don’t work for me. setting and resetting my budget is a chore. Origin also just seems to ignore basic budgeting. Modest is the ONLY app that helped me figure out what I save, and organized my recurring expenses and flexible spending instantly the way I wanted. I honestly hadn’t thought a lot about financial independence but now my partner and I are obsessed with tracking ours… hope the pace continues! -- Mmuser133, 2026-03-25 ### ***** "Easy to understand path to FI" Easy to use, quick setup, visually really well done too. Love how it helps tie my weekly/monthly choices to my path to financial independence. -- Termina3, 2026-03-21 ### ***** "BEST FIRE FINANCE TRACKING APP" Other apps don’t come close to this usability and feature set. Love seeing my outlook update in real time. Seamless tracking with my partner makes this a must have for any couple on this journey. -- lml26, 2026-03-21 ### ***** "So intuitive, so easy. Life changing." Best budgeting app I’ve ever used. It’s so much easier to set up and it does the work for you. It feels easy and user friendly in a way every other budgeting app I’ve tried has failed to capture. -- wyattearp10, 2026-03-20 [View all Modest Finance reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Modest Finance In-App Purchases | Item | Price | |------|-------| | Monthly Subscription | $8.99 | | Annual Subscription | $80.99 | ## Apps Similar to Modest Finance - [Emma - Budget Planner Tracker](https://apptail.io/app/emma-budget-planner-tracker-HIm/united-states) - [Changed: Automate Debt Payoff](https://apptail.io/app/changed-automate-debt-payoff-Rapb/united-states) - [Piere: Budget, Save, Plan](https://apptail.io/app/piere-budget-save-plan-MAVn/united-states) - [8FIGURES: Portfolio Tracker](https://apptail.io/app/8figures-portfolio-tracker-ozQo/united-states) - [Vera Money](https://apptail.io/app/vera-money-ejVw/united-states) - [Pennie AI: Budget+Track Money](https://apptail.io/app/pennie-ai-budgettrack-money-NMXw/united-states) - [Forecast: Budget & Track Money](https://apptail.io/app/forecast-budget-track-money-eYuy/united-states) - [WealthNX AI](https://apptail.io/app/wealthnx-ai-RwJy/united-states) - [Astor: Invest with AI](https://apptail.io/app/astor-invest-with-ai-HqKy/united-states) - [Surplus Budget & Money Tracker](https://apptail.io/app/surplus-budget-money-tracker-IKRy/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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