---
title: "Monarch: Budget & Track Money - Reviews, Revenue and Downloads in Canada | Apple App Store"
description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, "
---

# Monarch: Budget & Track Money — Canada
> Spending, Net Worth, Investing

![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/fe/ac/5a/feac5a04-08ca-c799-3bfe-b2fe1a42959e/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/400x400bb.png)

**Developer:** [Monarch Money](https://apptail.io/developer/monarch-money-IwOd) (United States)
**Category:** Finance
**Rating:** 4.7/5 (4,567 ratings)
**Price:** Free
**Bundle ID:** com.monarchmoney.mobile
**Store:** Apple App Store
**Country:** Canada
**Version:** 2.0.121 (released 2026-10-12)
**Original Release:** 2020-11-18

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1459319842)
**AppTail Page:** [https://apptail.io/app/monarch-budget-track-money-Phqb/canada](https://apptail.io/app/monarch-budget-track-money-Phqb/canada)

## Monarch Description
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together.

Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”

Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. 

Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool.

Track
- Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth.
- Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment.
- Keep an eye on subscriptions so you can cancel what you no longer need.
- Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due.
- Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds.
- View and customize reports for quick insights on your spending across groups and categories and trends over time.

Budget
- Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy.
- Get a quick view of your budget progress with visual progress bars and a dashboard widget.
- Customize your groups and categories, emojis, and your notifications to keep you on track.

Collaborate
- Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost.
- Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you.

Plan
- Create and track progress toward your medium and long term goals.
- Set up contributions toward your goals within your monthly budget, and watch your savings compound over time.

A Membership With You in Mind

Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. 

No Ads

Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need.

Private and Secure

Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties.

MEMBERSHIP DETAILS

Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select.

Privacy Policy: 

Terms of Use: 

## Monarch Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4b/ed/3e/4bed3e57-9102-9dca-f510-34b59f343870/Frame_1400002678.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a3/36/32/a33632ea-5d88-d0fb-9745-016c0b5c65d6/Frame_1400002737.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/75/a3/ef75a312-a9f9-e48d-22a0-0eede260c5d5/Frame_1400002681.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/09/9b/1c/099b1c5e-d2f6-8620-b8b7-9eecc71ade77/Frame_1400002682.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/dc/98/6adc98ff-5bd3-7237-b688-38e3718a60df/Frame_1400002683.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/e8/eb/bce8eb31-ec3f-e1cc-bebc-997693b5f750/Frame_1400002684.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/66/d3/3d/66d33d50-ede8-ecae-1a90-a77c41456d6e/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b0/78/87/b078873c-54f8-a29c-d5c1-b8c5e37aa1c0/Frame_1400002692.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ab/ee/b4/abeeb4bb-6a73-1bdb-e16f-60536763b655/Frame_1400002742.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/8f/58/6d8f58f9-9c6d-56fd-36cc-b9b3ec19266b/monarch-start-today-1242x2688.png/1242x2688.png)

## Monarch Rating Breakdown in Canada
- 5 stars: 3,730 (82%)
- 4 stars: 581 (13%)
- 3 stars: 103 (2%)
- 2 stars: 39 (1%)
- 1 stars: 114 (2%)

## Monarch Reviews in Canada

### ***-- "Need currency options"
Please add currency options (CAD, USD) per account for those who connect Canadian and American bank accounts. The app artificially inflates the value of assets and liabilities in Canadian accounts because it assumes everything is in USD. This sadly takes away from all aspects of the app features (budgeting, net worth, transactions, etc). Otherwise, this app deserves 5 stars. Thank you!
-- Mustafa987654321, 2026-10-09

### *---- "Hard to Cancel"
It’s comical that an app designed to help you with your finances makes it so difficult to cancel. I signed up for a trial to test this out and want to cancel. It doesn’t let me on the platform I signed up on, as it’s not yet a subscription. Cant cancel on the web. Seriously fix your platform, remember what you’re supposed to help.
-- DootDoot123666, 2026-10-09

### *---- "Canadians stay away"
Connection is super terrible and you have to refresh constantly. Have not figured out a way to handle 2FA and it doesn’t seem like they plan to anytime soon 🤷‍♀️
-- Mshlee, 2026-10-09

### **--- "RBC does not work, hard to cancel subscription"
I was planning to pay for annual subscription as I found app quite intuitive and helpful. I was able to add all of my accounts, however RBC account stopped working almost immediately, which is my major account. However, I give 2 stars for a different reason. The only way you can cancel the subscription is by going to desktop version of the browser. It is annoying and predatory. If you can subscribe through the app, you should be able to cancel through the app too.
-- Artur160797, 2026-10-05

### *---- "Does not download all bank data"
Make sure to check if the app works with your bank or not. In my case, it does not and thus holds no value for me.
-- Rohbare, 2026-10-03

### *---- "Canada Issues"
If you live in Canada don’t bother, almost every institution has connection issues with no work around. RBC is the worse
-- NMelanson, 2026-10-02

### *---- "Doesn’t work"
Can’t login. It asks for a 6 digits MFA, but it sends a link by email… which opens it in Chrome. The App has no use at all lol
-- arkonrubik, 2026-10-02

### *---- "Sus account logs post account creation"
Title says it all; cancelling my membership. Suspicious login on my bank account a day after I linked it. Only third party app I’ve linked with this bank too.
-- VS. RACING FAN (UrMomsAnus), 2026-09-30

### **--- "FIX CIBC PROBLEMS"
Totally useless when it disconnects from all your accounts literally every single day :/
-- madeintheam5ever, 2026-09-27

### **--- "Trouble connecting"
I can’t add my spouse. My bank accounts don’t update properly. It shows no spending history
-- ECC#*#*#, 2026-09-22

### ****- "Helpful app"
Great app. Only challenge is sometimes certain accounts lose connection and also some institutions aren’t available so you need to manage it manually but this probably not the fault of this team.
-- robinmatth, 2026-09-16

### **--- "Great App, but connectivity issues"
I actually think this app is totally amazing.  So many things were thought through, it’s extremely intuitive to use and I LOVED it the first day of my free trial.  I took all the time to set things up fully prepared to purchase subscription but next day I noticed my accounts were no longer synced (RBC Canada) and after trying several ways to get them connected again I realized I wasn’t going to have any success.  It’s disappointing because you can tell the developers put a lot of effort in to designing this app.  If connectivity issues ever get resolved I will be thrilled and will try it out again.
-- sds12345, 2026-09-13

### ***** "Great app"
The only app I found that really replaces mint and was easy to set up and link all accounts
-- MalStrang, 2026-09-07

### ****- "Great!"
I love this app. It has opened my eyes COMPLETELY to my financial situation and where I can improve. The only issue is my bank is strictly Canadian, so there are delays in connection -> delays in transactions updating. But not the end of the world. Great app
-- D.mtaylor, 2026-09-01

### *---- "Doesn’t work"
No transaction show up.
-- EurasianFlower, 2026-08-30

[View all Monarch reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Monarch In-App Purchases
| Item | Price |
|------|-------|
| Monthly Subscription | $19.99 |
| Monarch Subscription | $129.99 |
| Yearly Subscription | $129.99 |
| Yearly Plus Subscription | $259.99 |
| Core Monthly Subscription | $21.49 |

## Monarch Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | United States | Finance | #8 |
| Top Grossing | Canada | Finance | #11 |
| Top Free | United States | Finance | #52 |
| Top Free | Canada | Finance | #71 |

## Monarch Discovered Keywords
- mint
- budget
- budget tracker
- daily budget
- budget app free
- money budget finance
- budget app
- home budget
- free budget app
- budjet

## Apps Similar to Monarch
- [Goodbudget Budget Planner](https://apptail.io/app/goodbudget-budget-planner-FIb/canada)
- [Buddy: Budget Planner App](https://apptail.io/app/buddy-budget-planner-app-tRf/canada)
- [PocketGuard - Budget App](https://apptail.io/app/pocketguard-budget-app-Kbg/canada)
- [YNAB](https://apptail.io/app/ynab-zhh/canada)
- [Weekly: Budget Planner & Bills](https://apptail.io/app/weekly-budget-planner-bills-ODr/canada)
- [Budget app - spending tracker](https://apptail.io/app/budget-app-spending-tracker-Kcw/canada)
- [Quicken: Budget & Track Money](https://apptail.io/app/quicken-budget-track-money-BuG/canada)
- [Budget Bestie](https://apptail.io/app/budget-bestie-NQqp/canada)

## Monarch Available In
- [United States](https://apptail.io/app/monarch-budget-track-money-Phqb/united-states)
- [Canada](https://apptail.io/app/monarch-budget-track-money-Phqb/canada)

---

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