--- title: "Monarch: Budget & Track Money - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, " --- # Monarch: Budget & Track Money — United States > Spending, Net Worth, Investing ![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b0/6e/b5/b06eb594-7e93-a519-f3ec-91653c41ed13/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/434x0w.png) **Developer:** [Monarch Money](https://apptail.io/developer/monarch-money-IwOd) (United States) **Category:** Finance **Rating:** 4.9/5 (100,647 ratings) **Price:** Free **Bundle ID:** com.monarchmoney.mobile **Store:** Apple App Store **Country:** United States **Version:** 2.0.106 (released 2026-07-15) **Original Release:** 2020-11-18 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842) **AppTail Page:** [https://apptail.io/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/app/monarch-budget-track-money-Phqb/united-states) ## Monarch Description Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: Terms of Use: ## Monarch Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/45/9f/a7/459fa731-af32-0a03-de8a-2c5ebc4055f0/Frame_1400002678.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5e/b6/50/5eb6500a-cade-04c7-e1b6-eade9a41a761/Frame_1400002737.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/02/f9/37/02f937a1-9df9-bdcd-7b34-7f7302d9db9d/Frame_1400002681.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/02/fc/66/02fc669c-a219-f6a3-20ca-c88fa3622f1c/Frame_1400002682.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6a/5e/6b/6a5e6bf0-e77e-02c2-2bc3-6c785604b2b5/Frame_1400002683.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/f9/05/20f905d7-de43-4716-02f6-3f775e8a5423/Frame_1400002684.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cb/91/70/cb917018-dcdc-be62-bdbb-d387e63214d5/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2d/e3/69/2de36930-197d-43db-a4a2-309da2857653/Frame_1400002692.jpg/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5f/53/d1/5f53d1d0-d7c2-f24f-3eeb-2361da07bff5/Frame_1400002685.jpg/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/61/59/f6/6159f633-2442-446d-959d-4e6520842a98/Frame_1400002686.jpg/1242x2688.png) ## Monarch Rating Breakdown in United States - 5 stars: 92,489 (92%) - 4 stars: 6,646 (7%) - 3 stars: 673 (1%) - 2 stars: 241 (0%) - 1 stars: 598 (1%) ## Monarch Reviews in United States ### ***** "So far so good!" New here, but I think it’s already helping 👍 -- sport legend, 2026-07-21 ### ***** "Keep track of your money so it doesn’t fly away" Great for seeing all my savings, spending, debts, and goals all in one place. Makes wrangling your finances much easier -- Icantpostwithoutnickname, 2026-07-20 ### **--- "Unable to split charge expenses" Frustrating change in app -- Toomie_dog, 2026-07-20 ### ****- "Great but I want more" Honestly app is great at what it does, few apps do better - but I want more out of the integrated AI. Sure, analysis is great and that is an extremely useful tool however, I want it to build and adjust based on request. I don’t want to go through and mark bills for adjustment or manually move things through categories, I want to request the ai to make those changes after discussion. I want to build budgeting with a discussion and be able to dynamically adjust over time - these things are very much so possible with the current state of AI and would make this app significantly better. -- NfgMystic, 2026-07-19 ### ***** "Game changing" A truly refreshing look at finances -- Silentpenguin, 2026-07-19 ### ***** "Budgeting" Amazing application, takes a few days to start learning its quirks. Took me about 3-5 to learn the ins and outs but once you start learning and messing with it you realize how powerful and how much control you have! -- ish2k9c, 2026-07-18 ### ***** "Chart your worth" I’ve tried about every wealth tracking app on the market and monarch is the easiest to understand and use. I love the chart of wealth at the top. Perhaps immature of me, but I greatly enjoy the visual representation of progress. -- Church99, 2026-07-18 ### ***-- "Nice interface but unreliable" I’ve been shopping around for spending tracking apps recently. Monarch has one of the nicest interfaces but it seems to be randomly losing transactions. Compared to Rocket Money and Quicken it’s just not reliable enough. -- John C L, 2026-07-18 ### ***** "Awesome Bookkeeping+Reports" I would be lost without this app. It helps me run multi-businesses along with our family accounts. It filled a gap in my financial record keeping that I had needed for years. Thank you! 😊 🙏 -- AViYasa / Kipi, 2026-07-17 ### ***** "Easy, Clear, Faster, Better." I have been using Quicken since the 90’s. So I’ve built quite a history and I felt locked in. After using Monarch for two days I have a much clearer view of my financial picture, and I’m saving the time and tedium of manually processing transactions. Technology has advanced since the 90’s; it’s time to move on. I love Monarch. -- TeoteGuanaco, 2026-07-17 ### ***** "Best budgeting app!" Hands down Monarch is the best budgeting app! Easy to set up, user friendly! All your basic money tracking needs in one app -- ShareseNicole_, 2026-07-17 ### **--- "I’m not paying for this" I’m sure the app is great, but if I am trying to find financial help because I am struggling with money, why in the freaking world would I pay a subscription. I am struggling. I don’t need ANOTHER thing to pay for. My goodness. -- twitchybread, 2026-07-17 ### ***-- "It worked when it was new" I have reported the same problems 2 or 3 times. App is not applying payments to debt accounts and reducing balance. App has stopped retaining info about paydown goals and does not show it listed and does not reducing balance. App does not want to show my progress at eliminating debt. It is like an ex who hacks your finances and creates chaos so you feel hopeless. It looks good except it doesn’t feel accurate ever. -- Healinggirl978, 2026-07-17 ### ***** "Must Have for Budgeting" Far and away the best budgeting app I have ever used. Every feature you could dream of has been added and it is perfect for managing finances with a spouse. The team behind Monarch is constantly pushing updates and clearly takes great pride in their work. -- NewLoofa, 2026-07-16 ### *---- "Hate apps that do this" I hate it when your trying to find a good app for something and find an app with great reviews and is perfect for what you need so you down load it just to find out that you have to pay for it. It’s one of the worst experiences and you could just put the price where you download it so everyone knows -- NateHasABigForehead, 2026-07-15 ### ***** "Easy" So far so good. Very intuitive -- Julito713, 2026-07-15 ### *---- "Requesting refund" I have cancelled the subscription and yet got billed how do I get it back -- apagidip, 2026-07-15 ### *---- "If monarch sucks…" They all suck which is exactly the case… ive been using monarch for about a year now and haven’t saved a dime yet monarch thinks ive saved about 3k and there is no way to fix the mess 🤦🏻‍♂️ -- maAdaAaaa, 2026-07-14 ### *---- "Used to love it, AI ruined it" After the recent update to include AI, everything took a turn for the worst. Accounts barely connect. The AI is terrible and gives incorrect advice. Help chat is with AI and randomly started speaking another language. I’ll be deleting this soon. The AI is making the app extremely slow, the transactions that need to be reviewed are not showing up -- TasfiaZaman2001, 2026-07-14 ### ****- "Valuable Even For The Lazy" I have gotten a lot of value out of this app by doing nothing more than linking my accounts. Value would be enhanced if 1) there was more specificity enable for “other assets”, and if I was better at classifying transactions for budgeting purposes. -- Sogear, 2026-07-13 [View all Monarch reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Monarch In-App Purchases | Item | Price | |------|-------| | Monthly Subscription | $15.99 | | Monarch Subscription | $99.99 | | Yearly Subscription | $99.99 | | Yearly Plus Subscription | $199.99 | ## Monarch Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Grossing | United States | Finance | #5 | | Top Grossing | Canada | Finance | #10 | | Top Free | United States | Finance | #58 | | Top Free | Canada | Finance | #77 | ## Monarch Discovered Keywords - vehicle expenses - accounts checkbook - budget helper - budget - household organizer - the monarch app - personal finance app - money and banking - zeta - couples finance ## Apps Similar to Monarch - [Goodbudget Budget Planner](https://apptail.io/app/goodbudget-budget-planner-FIb/united-states) - [PocketGuard・Budget Planner App](https://apptail.io/app/pocketguardbudget-planner-app-Kbg/united-states) - [YNAB](https://apptail.io/app/ynab-zhh/united-states) - [NerdWallet: Smart Money App](https://apptail.io/app/nerdwallet-smart-money-app-sDk/united-states) - [Copilot: Track & Budget Money](https://apptail.io/app/copilot-track-budget-money-mFq/united-states) - [Quicken: Intelligent Money](https://apptail.io/app/quicken-intelligent-money-BuG/united-states) - [Honeydue: Couples Finance](https://apptail.io/app/honeydue-couples-finance-xGmb/united-states) - [Origin: AI Budget and Track](https://apptail.io/app/origin-ai-budget-and-track-hZOj/united-states) - [Budget Bestie](https://apptail.io/app/budget-bestie-NQqp/united-states) - [Dollarwise: Budget & Tracking](https://apptail.io/app/dollarwise-budget-tracking-zyOu/united-states) ## Monarch Available In - [United States](https://apptail.io/app/monarch-budget-track-money-Phqb/united-states) - [Canada](https://apptail.io/app/monarch-budget-track-money-Phqb/canada) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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