---
title: "Monarch: Budget & Track Money - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, "
---

# Monarch: Budget & Track Money — United States
> Spending, Net Worth, Investing

![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/0f/ed/3a/0fed3ac8-1b8e-1139-3487-2d1a3865fa76/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Monarch Money](https://apptail.io/developer/monarch-money-IwOd) (United States)
**Category:** Finance
**Rating:** 4.9/5 (104,596 ratings)
**Price:** Free
**Bundle ID:** com.monarchmoney.mobile
**Store:** Apple App Store
**Country:** United States
**Version:** 2.0.110 (released 2026-08-12)
**Original Release:** 2020-11-18
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1459319842)
**AppTail Page:** [https://apptail.io/app/monarch-budget-track-money-Phqb/united-states](https://apptail.io/app/monarch-budget-track-money-Phqb/united-states)

## Monarch Description
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together.

Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”

Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. 

Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool.

Track
- Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth.
- Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment.
- Keep an eye on subscriptions so you can cancel what you no longer need.
- Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due.
- Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds.
- View and customize reports for quick insights on your spending across groups and categories and trends over time.

Budget
- Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy.
- Get a quick view of your budget progress with visual progress bars and a dashboard widget.
- Customize your groups and categories, emojis, and your notifications to keep you on track.

Collaborate
- Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost.
- Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you.

Plan
- Create and track progress toward your medium and long term goals.
- Set up contributions toward your goals within your monthly budget, and watch your savings compound over time.

A Membership With You in Mind

Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. 

No Ads

Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need.

Private and Secure

Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties.

MEMBERSHIP DETAILS

Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select.

Privacy Policy: 

Terms of Use: 

## Monarch Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ab/cc/8e/abcc8ed9-8509-d86e-b304-09b2345176af/Frame_1400002678.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/36/67/af3667fa-359b-81cb-81fc-8489578a9651/Frame_1400002737.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/53/1a/ca531a2f-dde3-8937-d472-80bfa3514241/Frame_1400002681.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a8/b8/a1/a8b8a1e8-8e3b-2792-2565-0061ef56f135/Frame_1400002682.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/31/64/44316429-b9e6-3b2d-46b7-0e7beb35bfe1/Frame_1400002683.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2f/25/7e/2f257e8a-a9dd-64fa-0f92-7e53f876e412/Frame_1400002684.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/b0/18/7fb0183a-98dd-15aa-a73c-00d01946b73d/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a2/eb/2c/a2eb2c5c-d6dd-5758-0df4-41b0dde99557/Frame_1400002692.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/e0/a3/62e0a376-b52b-24ac-bb82-c412b6ba4347/Frame_1400002685.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/d6/be/68d6be0c-4072-7799-b9ed-6e6e03f9a2ae/monarch-start-today-1242x2688.png/1242x2688.png)

## Monarch Rating Breakdown in United States
- 5 stars: 96,118 (92%)
- 4 stars: 6,913 (7%)
- 3 stars: 702 (1%)
- 2 stars: 250 (0%)
- 1 stars: 613 (1%)

## Monarch Reviews in United States

### ***** "Thank you"
The new receipt feature that lets me automatically categorize purchases is fantastic. Thank you all for such a great app
-- OneUser123, 2026-08-11

### ***** "Amazing product"
Was always looking for a tool like this
-- Nite747, 2026-08-11

### ***** "Amazing tools."
Love using this tool everyday!
-- happypatientguy, 2026-08-11

### ***** "Incredibly helpful!"
Me and my partner just signed up together and are using this to track our spending, savings and goals as a couple and it’s been incredible to get a better picture of the break down of or spending. Super helpful so glad we signed up!
-- Butterface22, 2026-08-10

### ***** "Review"
Love it, it keeps my finances organized and in one spot
-- Normthdkid, 2026-08-10

### ***** "Great budgeting app"
Monarch has completely changed how I manage my money. It’s clean, intuitive, and makes budgeting actually feel easy. Having all my finances in one place has given me so much clarity and control. Highly recommend!
-- SLBJB, 2026-08-10

### ***** "Game Changer"
This is an absolute life saving application. If you can’t link certain accounts, I will say, support makes it seem pretty hopeless that they’ll ever get updated. Other than that, it’s great.
-- jtnichnb, 2026-08-10

### **--- "Am I crazy? Buggy app and mobile experience"
I feel crazy that no one else seems to be having this problem. Logging in and attempting to change account preferences are very difficult on mobile. Frequently met with blank, white pages or never-ending auth redirect flows. 

It’s also a shame it can’t attempt to pull in full historical data. I’ve waited a week, hoping it would go out and fetch previous years of investment data. Making the switch is a much tougher sell without that.
-- TuckerMiller11, 2026-08-09

### ***** "Supportive development team which care about the customers"
A couple of weeks ago, a new feature change caused some confusion with how I track my monthly spending. I reached out to the developers to ask what was happening, and they responded the very next day!

Once they identified the issue, they were able to fix it quickly in the next release. I really appreciate their responsiveness and how quickly they addressed the problem. I’m so happy that I can continue using this app with minimal interruption. Great support and a great app!
-- Zucchini Spread, 2026-08-09

### ***** "Truly amazing"
I’ve had this app for a few days and except for the fact that I cannot get MetLife or Sunwest Mortgage to connect to it, everything else did connect and the information it provides is astounding. If I can get those last two items to connect, I’ll be batting 1000.
-- George S2, 2026-08-08

### ***** "A request"
I love the app and have used it over the last few months to effectively manage my finances across investments and my personal accounts. I do have a feature request though, which is to add smoothing to the net worth and all other graphs. What I mean is being able to select a duration over which to average the amount, so as to account for pending transactions and slight fluctuations, which make the graphing look a lot more jagged. Thank you to the developers for this great app and alternative to previous money tracking apps like Mint!
-- Oscillary, 2026-08-07

### ***** "Useful tool, very happy with it"
This is a wonderful tool for personal and family financial planning and budgeting. It is so helpful to have nearly everything in one place. I highly recommend it. I like that it’s paid so there aren’t advertisements
-- yuuuuurt, 2026-08-07

### *---- "Support won’t help with log in bug"
I am having two bugs. One where the website crashes when I try to link an account. I successfully give permissions in plaid but monarch doesn’t recognize it. The other is I am unable to Sign in with Apple on my iPhone even though it works on my Mac. I sent a message to support but they never responded to my follow up and the AI assistant is unhelpful and won’t submit a follow up ticket.
-- hootlaw, 2026-08-06

### ***** "The best personal finance app out there!"
This app is the best personal finance app that I’ve found! I highly recommend it
-- ianmil78, 2026-08-05

### ***** "Very user friendly!"
Easy to open up, quickly mark budget categories as transactions come in. Also, makes it simple to see how your budget is working.
-- HHLLNNKK, 2026-08-05

### *---- "Not good"
App is very buggy. Couldn’t even make it through the making the account process with out the app freezing & not going forward
-- haaaaaiiiilllleeeeyyyy, 2026-08-05

### ***** "Definitely worth it."
Great app. Not intimidating and easy to use. Really helps keep you on track and motivated.
-- El Duderino ny, 2026-08-04

### *---- "App freezes up"
The app no longer works for more than a minute and completely freezes up. I wish they would fix it, been happening the last month or so after years of being a useful tool.
-- Muldertron84, 2026-08-03

### ***** "View my data from the Apple Watch"
I’m looking forward to adding the compatibility of the application for the Apple Watch so I can see all my data from the comfort of my watch
-- Australopitacus, 2026-08-02

### *---- "Hypocrisy"
This financial app that is intended to help you monitor your expenses provides no reminder of a renewing membership fee. What a joke.
-- mlkarhliker, 2026-08-02

[View all Monarch reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Monarch In-App Purchases
| Item | Price |
|------|-------|
| Monthly Subscription | $15.99 |
| Monarch Subscription | $99.99 |
| Yearly Subscription | $99.99 |
| Yearly Plus Subscription | $199.99 |

## Monarch Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | United States | Finance | #6 |
| Top Grossing | Canada | Finance | #8 |
| Top Free | United States | Finance | #66 |
| Top Free | Canada | Finance | #85 |

## Monarch Discovered Keywords
- vehicle expenses
- accounts checkbook
- budget helper
- budget
- household organizer
- the monarch app
- personal finance app
- money and banking
- zeta
- couples finance

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## Monarch Available In
- [United States](https://apptail.io/app/monarch-budget-track-money-Phqb/united-states)
- [Canada](https://apptail.io/app/monarch-budget-track-money-Phqb/canada)

---

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