---
title: "Moneko AI: Track & Budget - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "Moneko is an AI-powered expense tracker and budget planner that makes managing your money simple, smart, and effortless.  Track daily expenses, plan budgets, manage wallets, and split bills with your "
---

# Moneko AI: Track & Budget — United States
> Shared expenses & split bills

![Moneko AI App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/83/6b/2f/836b2f63-fc80-e736-9007-3afe6dcd77ae/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Fenghua Shao](https://apptail.io/developer/fenghua-shao-HzYus)
**Category:** Finance
**Rating:** 4.7/5 (26 ratings)
**Price:** Free
**Bundle ID:** com.moneko.mobile
**Store:** Apple App Store
**Country:** United States
**Version:** 5.0.3 (released 2026-10-22)
**Original Release:** 2026-01-28
**Languages:** English, Dutch, French, German, Italian, Japanese, Korean, Russian, Chinese, Spanish, Thai, Ukrainian, Urdu, Vietnamese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6753925279)
**AppTail Page:** [https://apptail.io/app/moneko-ai-track-budget-pIpy/united-states](https://apptail.io/app/moneko-ai-track-budget-pIpy/united-states)

## Moneko AI Description
Moneko is an AI-powered expense tracker and budget planner that makes managing your money simple, smart, and effortless.

Track daily expenses, plan budgets, manage wallets, and split bills with your partner, family, friends, or roommates. Whether you're managing your personal finances or sharing expenses with others, Moneko helps you stay organized and in control.

No complicated spreadsheets. No endless manual entries. Just a smarter way to manage your money.

TRACK EXPENSES WITH AI

Forget filling out forms. Simply tell Moneko what you spent, record a voice note, or snap a photo of your receipt.

Moneko's AI understands your expenses, identifies merchants, categorizes transactions, and keeps your spending organized automatically.

Track expenses and income in seconds, without the hassle of manual entry.

BUDGET SMARTER WITH POCKETS

Take control of your spending with a budgeting system designed around your life.

Create monthly budgets, organize spending into Pockets, and see exactly how much you have left to spend.

Get helpful AI budget suggestions, monitor your progress, and understand your spending habits with clear, easy-to-read charts.

MANAGE ALL YOUR WALLETS

Keep your cash, bank accounts, savings, and everyday spending organized in one place.

Create wallets, track balances, transfer money between them, and get a clearer picture of your finances.

SHARE EXPENSES & SPLIT BILLS

Managing money together shouldn't be complicated.

Create shared Spaces with your partner, family, friends, or roommates to track expenses and manage budgets together.

Split bills equally or customize how much each person owes. Moneko automatically calculates balances, tracks repayments, and keeps everyone on the same page.

Your personal finances stay separate from your shared Spaces.

Even better, one Moneko Plus subscription covers everyone in the same shared Space.

AUTOMATE YOUR EXPENSE TRACKING

Spend less time tracking expenses and more time enjoying life.

• Log expenses using text, voice, or receipt scanning
• Ask Siri to record expenses using Shortcuts
• Track Apple Pay purchases through Shortcuts
• Capture supported transaction notifications on iOS 27+
• Forward email receipts to automatically record purchases
• Track expenses through WhatsApp and Telegram
• Connect supported US and Canadian banks to import transactions automatically

Some integrations require Moneko Plus.

NEVER MISS A RECURRING PAYMENT

Stay on top of bills, subscriptions, and recurring expenses.

Create flexible payment schedules, receive reminders, and easily track upcoming and completed payments.

KNOW YOUR MONEY BETTER

Turn everyday spending into meaningful insights.

Explore spending trends, compare your expenses over time, and see where your money goes.

With helpful visual reports and AI-powered budget suggestions, Moneko makes it easier to build better financial habits.

START FREE. UPGRADE WHEN YOU'RE READY.

Every new user gets 7 days of Moneko Plus for free, giving you a chance to explore everything Moneko has to offer.

When your trial ends, you'll automatically move to our free plan unless you choose to subscribe.

Keep tracking your finances for free, or upgrade to Moneko Plus to unlock:

• Unlimited AI expense tracking
• Unlimited Spaces and Wallets
• Multi-currency support and live exchange rates
• Bank sync for supported US and Canadian banks
• WhatsApp and Telegram expense tracking
• Automatic email receipt tracking
• More powerful tools to manage your finances

One subscription can be shared with everyone in the same shared Space.

No subscription required. No pressure to upgrade. Just smarter money management, your way.

Log it once. Let Moneko handle the rest.

Terms of Use (EULA)


## Moneko AI Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f3/08/42/f30842bc-2f3c-a839-f59d-fa7d2c6caabc/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/18/e8/07/18e80744-b5f2-b0f0-0b7d-277cf9f2878c/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/b9/f5/63b9f5f5-3de4-2c7e-2fd5-e8e7446a05d8/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/95/6c/cd956c03-7b71-4c40-79a0-6759855db929/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/eb/1a/1a/eb1a1abc-ef66-51c0-3b8c-03ba89ce47a9/5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/49/ef/1a/49ef1aa0-d366-a86f-4213-ed480c485175/6.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b8/69/3a/b8693ab0-e657-13c5-7300-b4c6147bb3d2/7.png/1242x2688.png)

## Moneko AI Rating Breakdown in United States
- 5 stars: 23 (88%)
- 4 stars: 1 (4%)
- 3 stars: 1 (4%)
- 2 stars: 0 (0%)
- 1 stars: 1 (4%)

## Moneko AI Reviews in United States

### ***** "Great new AI feature"
Love the new ai help feature!
-- mynicknameisalreadytaken50987, 2026-07-29

### ***** "Perfect for Couples"
My partner and I have been using Moneko to share and split our expenses, and its been suprisingly helpful. It automatically calculates who owes what and splits expenses without the usual hassle. So glad i found this app !
-- David Fitz., 2026-07-28

### ***** "Simple & straightforward tracking"
Really clean and easy to use! Tracking expenses takes just a few taps, and the AI insights make it simple to stay on top of my spending.
-- Andy Marcus, 2026-07-26

### ***** "good app！"
Excellent app for tracking shared expenses and staying on budget. The interface is clean, and syncing transactions makes managing finances so much easier!
-- Luminous0922, 2026-07-18

### ***** "Highly recommended!"
Exactly what I needed. Logging expenses is quick, and the shared budget feature is perfect for tracking our spending together.
-- BrooklynKid99, 2026-07-15

### ***** "Switched from Spendee. This Is Way Better."
I used to use Spendee for the last 2 years, but not anymore. Moneko is honestly the best app I’ve tried so far. 
The best part for me is the voice logging and Siri Shortcuts assistant,, it makes adding expenses so quick and effortless. The app is simple, smooth, and very easy to use. 
Highly recommended

Big thanks to the developer for creating such an amazing and useful app. Please keep it always updated and improving.
-- iamnoman21, 2026-04-17

### ***** "Actively Developed"
This app actively receives updates, and the developer is extremely responsive over on Reddit. It's also a lot more budget friendly than other apps which charge exorbitant fees for anyone who doesn't have a lot of disposable income. There's even a lifetime plan for a fair price.

My personal favorite thing though is that while it's not quite on par with other apps in terms of features like automation and syncing, it's moving very fast in that direction, and I have hope that it'll be a top option soon.
-- Maple382, 2026-03-14

### ***** "Envelope budgeting"
Really fantastic budgeting app — straightforward, easy to use and integrate, helpful. The interface is very natural and it all works very smoothly.
-- User34862, 2026-02-19

[View all Moneko AI reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Moneko AI In-App Purchases
| Item | Price |
|------|-------|
| Moneko Lifetime Earlybird | $149.99 |
| Moneko Monthly Plan | $12.99 |
| Moneko Yearly Plan | $89.99 |



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## Moneko AI Available In
- [United States](https://apptail.io/app/moneko-ai-track-budget-pIpy/united-states)
- [Vietnam](https://apptail.io/app/moneko-ai-track-budget-pIpy/vietnam)
- [Malaysia](https://apptail.io/app/moneko-ai-track-budget-pIpy/malaysia)
- [Thailand](https://apptail.io/app/moneko-ai-track-budget-pIpy/thailand)
- [India](https://apptail.io/app/moneko-ai-track-budget-pIpy/india)
- [Canada](https://apptail.io/app/moneko-ai-track-budget-pIpy/canada)
- [Germany](https://apptail.io/app/moneko-ai-track-budget-pIpy/germany)
- [United Kingdom](https://apptail.io/app/moneko-ai-track-budget-pIpy/united-kingdom)
- [Spain](https://apptail.io/app/moneko-ai-track-budget-pIpy/spain)
- [Japan](https://apptail.io/app/moneko-ai-track-budget-pIpy/japan)
- [Singapore](https://apptail.io/app/moneko-ai-track-budget-pIpy/singapore)
- [Poland](https://apptail.io/app/moneko-ai-track-budget-pIpy/poland)
- [Peru](https://apptail.io/app/moneko-ai-track-budget-pIpy/peru)
- [Argentina](https://apptail.io/app/moneko-ai-track-budget-pIpy/argentina)
- [Egypt](https://apptail.io/app/moneko-ai-track-budget-pIpy/egypt)
- [Pakistan](https://apptail.io/app/moneko-ai-track-budget-pIpy/pakistan)
- [Bulgaria](https://apptail.io/app/moneko-ai-track-budget-pIpy/bulgaria)
- [Brazil](https://apptail.io/app/moneko-ai-track-budget-pIpy/brazil)
- [Switzerland](https://apptail.io/app/moneko-ai-track-budget-pIpy/switzerland)
- [China](https://apptail.io/app/moneko-ai-track-budget-pIpy/china)
- [Greece](https://apptail.io/app/moneko-ai-track-budget-pIpy/greece)
- [Indonesia](https://apptail.io/app/moneko-ai-track-budget-pIpy/indonesia)
- [Italy](https://apptail.io/app/moneko-ai-track-budget-pIpy/italy)
- [South Korea](https://apptail.io/app/moneko-ai-track-budget-pIpy/south-korea)
- [Taiwan](https://apptail.io/app/moneko-ai-track-budget-pIpy/taiwan)
- [Ukraine](https://apptail.io/app/moneko-ai-track-budget-pIpy/ukraine)
- [Azerbaijan](https://apptail.io/app/moneko-ai-track-budget-pIpy/azerbaijan)
- [Ecuador](https://apptail.io/app/moneko-ai-track-budget-pIpy/ecuador)
- [Belarus](https://apptail.io/app/moneko-ai-track-budget-pIpy/belarus)
- [Kazakhstan](https://apptail.io/app/moneko-ai-track-budget-pIpy/kazakhstan)
- [Lebanon](https://apptail.io/app/moneko-ai-track-budget-pIpy/lebanon)
- [North Macedonia](https://apptail.io/app/moneko-ai-track-budget-pIpy/north-macedonia)
- [Macao SAR China](https://apptail.io/app/moneko-ai-track-budget-pIpy/macau)
- [Mauritius](https://apptail.io/app/moneko-ai-track-budget-pIpy/mauritius)
- [Mexico](https://apptail.io/app/moneko-ai-track-budget-pIpy/mexico)
- [Dominican Republic](https://apptail.io/app/moneko-ai-track-budget-pIpy/dominican-republic)
- [Nigeria](https://apptail.io/app/moneko-ai-track-budget-pIpy/nigeria)
- [Nicaragua](https://apptail.io/app/moneko-ai-track-budget-pIpy/nicaragua)
- [Norway](https://apptail.io/app/moneko-ai-track-budget-pIpy/norway)
- [Panama](https://apptail.io/app/moneko-ai-track-budget-pIpy/panama)
- [Czechia](https://apptail.io/app/moneko-ai-track-budget-pIpy/czechia)
- [Philippines](https://apptail.io/app/moneko-ai-track-budget-pIpy/philippines)
- [United Arab Emirates](https://apptail.io/app/moneko-ai-track-budget-pIpy/united-arab-emirates)
- [Colombia](https://apptail.io/app/moneko-ai-track-budget-pIpy/colombia)
- [Portugal](https://apptail.io/app/moneko-ai-track-budget-pIpy/portugal)
- [Russia](https://apptail.io/app/moneko-ai-track-budget-pIpy/russia)
- [Sweden](https://apptail.io/app/moneko-ai-track-budget-pIpy/sweden)
- [Chile](https://apptail.io/app/moneko-ai-track-budget-pIpy/chile)
- [Senegal](https://apptail.io/app/moneko-ai-track-budget-pIpy/senegal)
- [Suriname](https://apptail.io/app/moneko-ai-track-budget-pIpy/suriname)
- [El Salvador](https://apptail.io/app/moneko-ai-track-budget-pIpy/el-salvador)
- [Belize](https://apptail.io/app/moneko-ai-track-budget-pIpy/belize)
- [Hong Kong SAR China](https://apptail.io/app/moneko-ai-track-budget-pIpy/hong-kong)
- [Honduras](https://apptail.io/app/moneko-ai-track-budget-pIpy/honduras)
- [Venezuela](https://apptail.io/app/moneko-ai-track-budget-pIpy/venezuela)
- [Israel](https://apptail.io/app/moneko-ai-track-budget-pIpy/israel)
- [Finland](https://apptail.io/app/moneko-ai-track-budget-pIpy/finland)

---

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