---
title: "Monerva: Spend Wisely - Reviews, Revenue and Downloads in Philippines | Apple App Store"
description: "Take control of your money with Monerva — the offline-first personal finance app built for real budgets, real wallets, and real spending habits.  No accounts. No cloud. Your data lives on your device."
---

# Monerva: Spend Wisely — Philippines
> Track spending. Build wealth.

![Monerva App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/2e/c6/d2/2ec6d2b2-cbe5-f291-5c8d-7c1c0930c243/AppIcon-0-0-1x_U007epad-0-11-0-85-220.png/434x0w.png)

**Developer:** [Christian Bueno](https://apptail.io/developer/christian-bueno-GaPPec)
**Category:** Finance
**Rating:** 5.0/5 (3 ratings)
**Price:** Free
**Bundle ID:** com.monerva.app
**Store:** Apple App Store
**Country:** Philippines
**Version:** 3.14.0+110 (released 2026-06-29)
**Original Release:** 2026-05-07
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6762997733)
**AppTail Page:** [https://apptail.io/app/monerva-spend-wisely-YOCz/philippines](https://apptail.io/app/monerva-spend-wisely-YOCz/philippines)

## Monerva Description
Take control of your money with Monerva — the offline-first personal finance app built for real budgets, real wallets, and real spending habits.

No accounts. No cloud. Your data lives on your device.

--- TRACK EVERY TRANSACTION ---
Log income and expenses in seconds. Organize by category and see exactly where your money goes. Use the built-in receipt scanner to auto-fill the amount, date, and merchant from a photo.

--- MULTI-WALLET SYSTEM ---
Create wallets for cash, bank accounts, or any fund. Transfer money between them with optional fees. Every transaction links to a wallet so balances stay accurate automatically.

--- CREDIT CARD TRACKING ---
Add credit cards, charge expenses to them, and record payments. Track your outstanding balance and credit utilization in real time.

--- BUDGET BY CATEGORY ---
Set monthly spending limits per category. See which categories are on track, approaching the limit, or over budget. Month Projection tells you if you'll finish the month under budget.

--- SAVINGS GOALS ---
Define goals with a target amount and deadline. Track progress with color-coded bars. Contribute any amount at any time and watch your goal fill up.

--- DEBT & LOAN TRACKER ---
Track money you owe and money owed to you. Log partial payments, view full payment history, and set date reminders so due dates never sneak up on you.

--- ANALYTICS & INSIGHTS ---
Spending over time, category breakdowns, income vs. expenses, average daily spend, and intelligent insights — all powered by your own data, no server required.

--- PRIVACY FIRST ---
Monerva never connects to the internet. All data is encrypted on-device. Enable Privacy Mode to blur all amounts with one tap.

--- MORE FEATURES ---
- Receipt scanner with on-device OCR
- Emergency fund calculator
- Recurring expenses
- PDF export for transactions and debts
- Data backup and restore
- Custom categories and income sources
- 40+ currencies
- Dark mode
- iPad support

Download Monerva and start building better money habits today.

## Monerva Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/8e/1f/b68e1fed-b3d5-f73b-fd1f-40b0b5504b37/6.5_-_ios__U00281_U0029.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/b9/35/d2b93555-1c93-e564-fdb0-26f5baa028b7/6.5_-_ios__U00282_U0029.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/a4/41/65a4416e-8011-7c2d-e471-d64c8e9c0664/6.5_-_ios__U00283_U0029.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9f/ba/5e/9fba5e76-d295-3097-f096-2f1a73aa1303/6.5_-_ios__U00284_U0029.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/f4/cd/26f4cdd5-96d9-74cc-61df-66fc5adf153b/6.5_-_ios__U00285_U0029.jpg/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d0/cc/93/d0cc932e-7de6-30e6-d27d-662cdb0c84a6/6.5_-_ios__U00286_U0029.jpg/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/94/37/51/943751e1-74ff-6c71-38ed-6c1a84bf6f2c/6.5_-_ios__U00287_U0029.jpg/1284x2778.png)

## Monerva Rating Breakdown in Philippines
- 5 stars: 3 (100%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)



## Monerva Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Paid | Philippines | Finance | #10 |
| Top Paid | Philippines | Overall | #87 |
| Top Grossing | Philippines | Finance | #96 |
| Top Paid | Russia | Finance | #179 |
| Top Paid | Ireland | Finance | #191 |



## Monerva Available In
- [Philippines](https://apptail.io/app/monerva-spend-wisely-YOCz/philippines)
- [Ireland](https://apptail.io/app/monerva-spend-wisely-YOCz/ireland)
- [Kuwait](https://apptail.io/app/monerva-spend-wisely-YOCz/kuwait)
- [Russia](https://apptail.io/app/monerva-spend-wisely-YOCz/russia)

---

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