--- title: "Monerva: Spend Wisely - Reviews, Revenue and Downloads in Philippines | Apple App Store" description: "Take control of your money with Monerva — the offline-first personal finance app built for real budgets, real wallets, and real spending habits. No accounts. No cloud. Your data lives on your device." --- # Monerva: Spend Wisely — Philippines > Track spending. Build wealth. ![Monerva App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/2e/c6/d2/2ec6d2b2-cbe5-f291-5c8d-7c1c0930c243/AppIcon-0-0-1x_U007epad-0-11-0-85-220.png/434x0w.png) **Developer:** [Christian Bueno](https://apptail.io/developer/christian-bueno-GaPPec) **Category:** Finance **Rating:** 5.0/5 (3 ratings) **Price:** 49.00 ₱ **Bundle ID:** com.monerva.app **Store:** Apple App Store **Country:** Philippines **Version:** 3.14.0+110 (released 2026-06-29) **Original Release:** 2026-05-07 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6762997733) **AppTail Page:** [https://apptail.io/app/monerva-spend-wisely-YOCz/philippines](https://apptail.io/app/monerva-spend-wisely-YOCz/philippines) ## Monerva Description Take control of your money with Monerva — the offline-first personal finance app built for real budgets, real wallets, and real spending habits. No accounts. No cloud. Your data lives on your device. --- TRACK EVERY TRANSACTION --- Log income and expenses in seconds. Organize by category and see exactly where your money goes. Use the built-in receipt scanner to auto-fill the amount, date, and merchant from a photo. --- MULTI-WALLET SYSTEM --- Create wallets for cash, bank accounts, or any fund. Transfer money between them with optional fees. Every transaction links to a wallet so balances stay accurate automatically. --- CREDIT CARD TRACKING --- Add credit cards, charge expenses to them, and record payments. Track your outstanding balance and credit utilization in real time. --- BUDGET BY CATEGORY --- Set monthly spending limits per category. See which categories are on track, approaching the limit, or over budget. Month Projection tells you if you'll finish the month under budget. --- SAVINGS GOALS --- Define goals with a target amount and deadline. Track progress with color-coded bars. Contribute any amount at any time and watch your goal fill up. --- DEBT & LOAN TRACKER --- Track money you owe and money owed to you. Log partial payments, view full payment history, and set date reminders so due dates never sneak up on you. --- ANALYTICS & INSIGHTS --- Spending over time, category breakdowns, income vs. expenses, average daily spend, and intelligent insights — all powered by your own data, no server required. --- PRIVACY FIRST --- Monerva never connects to the internet. All data is encrypted on-device. Enable Privacy Mode to blur all amounts with one tap. --- MORE FEATURES --- - Receipt scanner with on-device OCR - Emergency fund calculator - Recurring expenses - PDF export for transactions and debts - Data backup and restore - Custom categories and income sources - 40+ currencies - Dark mode - iPad support Download Monerva and start building better money habits today. ## Monerva Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/8e/1f/b68e1fed-b3d5-f73b-fd1f-40b0b5504b37/6.5_-_ios__U00281_U0029.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/b9/35/d2b93555-1c93-e564-fdb0-26f5baa028b7/6.5_-_ios__U00282_U0029.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/a4/41/65a4416e-8011-7c2d-e471-d64c8e9c0664/6.5_-_ios__U00283_U0029.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9f/ba/5e/9fba5e76-d295-3097-f096-2f1a73aa1303/6.5_-_ios__U00284_U0029.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/f4/cd/26f4cdd5-96d9-74cc-61df-66fc5adf153b/6.5_-_ios__U00285_U0029.jpg/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d0/cc/93/d0cc932e-7de6-30e6-d27d-662cdb0c84a6/6.5_-_ios__U00286_U0029.jpg/1284x2778.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/94/37/51/943751e1-74ff-6c71-38ed-6c1a84bf6f2c/6.5_-_ios__U00287_U0029.jpg/1284x2778.png) ## Monerva Rating Breakdown in Philippines - 5 stars: 3 (100%) - 4 stars: 0 (0%) - 3 stars: 0 (0%) - 2 stars: 0 (0%) - 1 stars: 0 (0%) ## Monerva Reviews in Philippines ### ***** "Superb" I love this app. Make my finances clean. Not expensive app with premium features. The maker is also kind and generous. Always listening to suggestions and apply it right away. Try this now. No regrets. -- Yael F., 2026-06-05 ### ***** "Premium Features without the subscription headache" I recently downloaded this app and I am thoroughly impressed. You get all the robust functionality of the top-tier, subscription-based expense and budget trackers on the App Store for a simple, one-time price. The UX is incredibly well-designed—it’s clean, straightforward, and makes managing my finances feel like less of a chore. If you are tired of paying monthly fees for budget tools, this is the app you’ve been looking for. Highly recommended! -- John A”, 2026-05-20 [View all Monerva reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Monerva Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Paid | Philippines | Finance | #15 | | Top Paid | Ireland | Finance | #187 | | Top Paid | Philippines | Overall | #217 | ## Monerva Available In - [Philippines](https://apptail.io/app/monerva-spend-wisely-YOCz/philippines) - [Ireland](https://apptail.io/app/monerva-spend-wisely-YOCz/ireland) - [Kuwait](https://apptail.io/app/monerva-spend-wisely-YOCz/kuwait) - [United Kingdom](https://apptail.io/app/monerva-spend-wisely-YOCz/united-kingdom) - [Poland](https://apptail.io/app/monerva-spend-wisely-YOCz/poland) - [Russia](https://apptail.io/app/monerva-spend-wisely-YOCz/russia) - [Malta](https://apptail.io/app/monerva-spend-wisely-YOCz/malta) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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