Monese: A Banking Alternative
Open a mobile money account
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Description

Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you fast and free accounts in 31 countries.

Join over 2 million people and enjoy a full range of features. We’re giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.

Simple, fuss-free and easy - so how does it work?

• Open a GBP or EUR account, straight from your phone
• Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Enjoy fee-free foreign currency card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in 19 currencies
• Create a virtual card and pay online or in-store for an extra layer of security
• Open a joint account to easily spend, share and save with a loved one, roommate or friend


Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries – just have your passport or national ID card to hand.

Our feature-rich smartphone app also provides you with:

• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings Pots - to put money aside for something special
• A fast, easy and secure way to pay, with Apple Pay
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant balance - check your account balance by one swipe from your phone’s home screen

Plus, you can also:

• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet (in selected countries)
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Open a savings account and earn interest on your savings with Raisin
• Get instant account statements in PDF or XLS
• Enjoy state-of-the art security features such as 3D Secure, locking or unlocking your card on the go, as well as strong encryption and biometric login

Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, using another debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
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User Rating

4.76 out of 5

1,073 ratings in India

5 star
930
4 star
86
3 star
25
2 star
7
1 star
25

Ratings History

Reviews

Worst app

Akhil Shaji 566 on

Can’t login, always shows error connecting

Worst banking service

Joh1711 on

I have never seen a worse customer service than these Guys. They don’t even care to reply the customers queries. How you guys are even surviving in the market !!!

Excellent App!

Jayesh Mumbai on

Very much focused to the needs of customer, excellent interface, referral benefits, student promotion, nice looking free debit and virtual card. Makes it the best value in the market! PS: I was a N26 User, then I shifted to Revolut and Now I ONLY USE MONESE. The best app!

Just pathetic

745Sam on

Terrible customer service. It took them over 20 days to reply to a rather basic query. Their live chat option never works. I guess monese is lazy and never replies 😂. I personally wouldn’t choose a bank that acts more like a fraudster(both monese and fraudsters ignore your calls/messages).

20£/23€ bonus with code: ABDEL952 ❤️

MarLosMa on

Sign up with promo code: ABDEL952 to receive 20£/€ as a welcome bonus after using monese mastercard for the very first time and after transferring oder spending 500€ I love the instant notifications for all my spendings and I enjoy that kind of secure mobile banking. The app is fast and smooth. I signed up lately and recieved 20€ welcome bonus using the code above. ✅ My review after 6 Months using Monese These Features are Included free with all plans: ✔︎ UK account number and sort code ✔︎ GBP Virtual Mastercard to use in Google Pay or to shop online ✔︎ Euro virtual Mastercard to use in Google Pay or to shop online ✔︎ Additional Eurozone account ✔︎ Free Contactless debit card ✔︎ Fast UK transfers ✔︎ Instant Monese to Monese transfers ✔︎ Low cost international bank transfers ✔︎ Direct Debits ✔︎ Google Pay support ✔︎ In-app card lock/unlock ✔︎ Export statements ✔︎ High-end security 🔵 How does Monese work? Monese Bank works through an app on your phone, it's completely digital apart from the bank card you can choose to pay for. Monese works like a traditional banking system, but more streamlined. The app has multiple tabs focussed on different aspects of your account: Debit card: Order and manage your contactless debit card. You can see whether your card is active and get a reminder of your pin. Support: The support tab provides customers with easy access to customer service via instant messenger or email. This tab also has an FAQ section. My plan: Monese offers a free account and two paid account options. From this tab you can see what benefits might come from an upgrade or subscribe to the service. Direct debits: View and manage your active direct debits. Your account number and sort code are provided on this page for you to copy. Add Eurozone account: Add a Eurozone account at the click of a button. You can switch between your UK and European accounts at any time on the home page. Invite and earn: Invite a friend and you will earn £20 once they deposit money into their account, they also get £20.

Worst customer service

sethu143 on

Dont use this app ,simply waste of money and time .no customer service ,just some automated reply from chat .. no reply for mail even after 1 week

Pathetic customer service.

Pp_india on

There customer service is so pathetic that it will be beyond your imagination. In online chat, they don’t bother to reply for week. You don’t want to talk about how long they take for the email reply, do you?

Good

jazifazi on

It’s very useful

5€ code U7UX626J

hkandoi on

Open your account and you earn 5€ for free bt using the code U7UX626J. Account opens instantly and is awesome to use.

Store Rankings

Ranking History

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Category Rankings

Chart
Category
Rank
Top Free
56
Top Free
117
Top Free
137
Top Free
150
Top Free
157

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App Info

Category
Finance
Publisher
Monese Ltd
Languages
Portuguese, German, Bulgarian, Czech, Spanish, Estonian, French, English, Italian, Lithuanian, Polish, Romanian, Turkish, Ukrainian
Recent version
9.7.0 (2 weeks ago )
Released on
Sep 2, 2016 (7 years ago )
Last updated
1 month ago