Monese: A Banking Alternative
Open a mobile money account
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Description

Open your mobile money account with Monese. We’re the banking alternative that offers you fast accounts in 31 countries.

Join over 2 million people and enjoy a full range of features. We’re giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.

Simple, fuss-free and easy - so how does it work?

• Open a GBP or EUR account, straight from your phone
• Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Enjoy fee-free foreign currency card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in 19 currencies
• Create a virtual card and pay online or in-store for an extra layer of security
• Open a joint account to easily spend, share and save with a loved one, roommate or friend

Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries. Just have your passport or national ID card to hand.

Our feature-rich smartphone app also provides you with:

• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings pots - to put money aside for something special
• A fast, easy and secure way to pay, with Apple Pay
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant balance - check your account balance by one swipe from your phone’s home screen

Plus, you can also:

• Build your credit score, credit history and savings all at the same time with Credit Builder
• Get automatic insurance on paid plans, including bills, device and phone protection
• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Open a savings account and earn interest on your savings with Raisin
• Get instant account statements in PDF or XLS
• Enjoy state-of-the art security features such as 3D Secure, locking or unlocking your card on the go, as well as strong encryption and biometric login


Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, using another debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
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User Rating

4.76 out of 5

70,096 ratings in United Kingdom

5 star
62,523
4 star
3,508
3 star
1,252
2 star
474
1 star
2,339

Ratings History

Reviews

Terrible Customer Service

Gosht123 on

Tried calling several times, never agents available tried blocking people on the app doesn’t even have that option. Just fees after fees gone from good to terrible.

Unexpected fees

zxddaef on

Charging £1 a month when not using the account and £1 per transaction.

Fee for everything

Sssssgggggg1 on

I opened this basic bank account long time a ago. I had been keeping some money on the account as we know most of the basic accounts don’t get any fee just for the account. Money had been taken as a fee which I just released And I just transferred the money they also get transfer fee. Never use this bank again. Go another online banks. Free of fees…

Fees went up a lot

Sulevus on

It was a top tier banking app, but they increased the fees a ton, without adding any new features or services. So I closed my account with them.

Terrible bank - Stay Away

AmmarZ07 on

Terrible bank - constantly updating terms and conditions to put fees on very simple things (including local bank transfers!!!!) and you have no choice but accepting them. Disgusting security system constantly you open the app and all of a sudden you need to go through 10 questions about your finance and circumstances, who do you think you are to ask about all of this? Please be aware that 99% of your customers using the card because it’s virtual so we can spend occasionally at places and terminates it. Fortunately it’s not my main bank and will never be, will never keep money in balance ****(you might have your cash stuck in at any point if you don’t answer the questions!!!)

Inappropriate charges

Dbolly1890 on

It’s so painful that anytime I transfer from the account to other account, I will be charged £1 and more charges when I withdraw from ATM machines. Monese was my main account when I first relocated to UK but I rarely use it now because I transact conveniently with my new account without charges

Don’t use

Proteek Blackfire on

Don’t use. Bad

Poor custmer service.

fabriziomontagna on

Carful with them, they don’t help at all, and they charge you 1£ fee for any payment you do. Unacceptable even if you send 2£ you will still have to pay the 1£ fee

Monese

Mk@998 on

I applied for this bank like 4 days ago and I have been in processing for so long I thought it takes a few seconds to verify you or even give you a answer but they still didn’t give me one

For 10 days processing the application

bagsi08 on

It is been 10 days since I applied to open an account. My boyfriend too. And since then it has been “processing” for both of us. Is this a modern digital bank experience? No. Very disappointed.

Store Rankings

Ranking History

Category Rankings

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Category
Rank
Top Free
56
Top Free
117
Top Free
137
Top Free
150
Top Free
157

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
Monese Ltd
Languages
Portuguese, German, Bulgarian, Czech, Spanish, Estonian, French, English, Italian, Lithuanian, Polish, Romanian, Turkish, Ukrainian
Recent version
9.7.0 (2 weeks ago )
Released on
Sep 2, 2016 (7 years ago )
Last updated
1 month ago