---
title: "财禅记账本: 标签记账, 购物清单, 预算理财 - Reviews, Revenue and Downloads in China | Apple App Store"
description: "如何养成记账的习惯  记账要简单直接，说起来容易，但是：  - 好多分类，还有子分类？要选什么分类？——财禅用标签记账，可以写「饮食、外面吃、餐馆名、餐名」，想记多详细、多粗略，随你意，用过一次的标签下次可以直接选择 - 买了两盒鸡蛋不同价格，这个加这个，计算器在哪？刚才输入的算式在哪，有没有打错字？——财禅有不用输入等号，且可以看到算式的计算器 - 记昨天的账，改个日期要点三下（点日期，昨天，完"
---

# 财禅记账本: 标签记账, 购物清单, 预算理财 — China
> 为消费和投资而存钱

![财禅记账本 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/16/d1/d4/16d1d49f-423e-163d-9d87-470ddd329ee9/AppIcon_6-0-0-1x_U007ephone-0-1-85-220.png/400x400bb.png)

**Developer:** [Guojie Zeng](https://apptail.io/developer/guojie-zeng-ieB)
**Category:** Finance
**Rating:** 4.7/5 (640 ratings)
**Price:** Free
**Bundle ID:** allfunandlove.MoneyZen
**Store:** Apple App Store
**Country:** China
**Version:** 2024.4 (released 2024-10-15)
**Original Release:** 2013-11-04

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id683952336)
**AppTail Page:** [https://apptail.io/app/money-zen-expense-tracker-brbb/china](https://apptail.io/app/money-zen-expense-tracker-brbb/china)

## 财禅记账本 Description
如何养成记账的习惯

记账要简单直接，说起来容易，但是：

- 好多分类，还有子分类？要选什么分类？——财禅用标签记账，可以写「饮食、外面吃、餐馆名、餐名」，想记多详细、多粗略，随你意，用过一次的标签下次可以直接选择
- 买了两盒鸡蛋不同价格，这个加这个，计算器在哪？刚才输入的算式在哪，有没有打错字？——财禅有不用输入等号，且可以看到算式的计算器
- 记昨天的账，改个日期要点三下（点日期，昨天，完成）？——财禅只要点个向左的箭头，或在日期上右滑，日期就改为昨天了。

这么简单就记好的账，有什么用？

- 想要预算未来，那就看看过去一年钱都花去哪了，每个月每个项目花多少？——财禅可以选定任何时候范围，看每个标签的每日/每月/每年平均花费
- 经常吃的一间餐馆，因为每次都记下了餐馆名和餐名（标签）——在财禅中选择你有吃这间餐馆的时间范围，点这家餐馆的标签，再按显示「中位数和笔数」，这时看到的就像是这家餐馆的菜单——中位数大概等于每个套餐的单价：叉烧煎蛋饭XX元，虫草花蒸鸡饭xx元——并且可以按笔数排列。不知不觉间，财禅变成了一个菜单收集器，并且记录了你的口味。
- 搜索：过去的机票，过去的旅行，过去的物品何时买的，保修期到了没
- 看着自己每年饮食月支出的变化，是不是从吃快餐变成自己做饭，是不是吃得越来越好，却花得越来越少
- 回望过去，看到自己生活的变化，是不是减少了没用东西的花费，把以金钱为形式的选票投到了自己支持的事物上
- 是不是花得更有意义，增加了对外界的付出，支持了家人朋友，贡献了社会

财禅也可以作为购物清单，买前先记好，只不过金额是0，买完再添加金额。

财禅附带一个理财方法：每月收入拿一部分出来用于消费，其余的用于投资，用于消费的金钱就像一个账户一样，金额可以累积，这个月少花，以后就有更多的钱花。随时知道两个余额：剩余多少钱可以用来花，和剩余多少钱可以用于投资。

为了买到一样东西，可以每月存一点钱到用于消费的账户，等到金额达到，就可以安心的去买。

就像现实生活中转钱去证券户口买股票一样，可以在财禅中添加这些证券户口，并记录每次对这些户口的转账，剩余可投资的金额也会自动更新。

既然添加了证券户口，财禅也提供手动更新这些户口余额的功能，同时显示总资产。

多国货币也是必须，支出不一定是同一种货币，但统计结果可以是固定某种货币——财禅提供选择本位币的功能，其它货币自动按汇率转为化本位币进行统计和显示。

现实生活中，从一种货币兑换为另一种货币的时候，可能会因为汇率不好而有所损失——财禅提供记录现实生活中的货币兑换的功能，余额也会相应更新，你也可以看到你实际上拥有的每种货币的余额。

这就是我的梦幻记账APP——财禅。

隐私政策和使用条款：

## 财禅记账本 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/7e/e3/e6/7ee3e668-dd53-ac51-a1ac-d8ca5779271d/mzl.kzdxujqe.png/640x960.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/4e/2b/50/4e2b509a-262d-08b3-86b5-c98f1fd811c9/mzl.tefvrtmo.png/640x960.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/56/ee/a1/56eea19f-26a9-019c-60b7-2a64356a330e/mzl.kadyjrvu.png/640x960.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/eb/63/7d/eb637d6f-49d1-781a-31fa-9d9897d108cc/mzl.jmgncodd.png/640x960.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/b0/a3/f2/b0a3f247-3e46-1569-da88-31c3a197d1ce/mzl.aycltwrx.png/640x960.png)

## 财禅记账本 Rating Breakdown in China
- 5 stars: 545 (85%)
- 4 stars: 47 (7%)
- 3 stars: 22 (3%)
- 2 stars: 12 (2%)
- 1 stars: 14 (2%)

## 财禅记账本 Reviews in China

### ***** "很好"
界面简洁，免费无广
-- jujjjdddu, 2026-02-12

### ***** "求帮助"
用了该账号10年 丢了一年数据 不知道有没有方法恢复
-- HHHHHHHHoliday, 2025-12-17

### ***-- "标签需要优化"
你好，就是这些支出的标签根本没办法删除编辑。能不能优化一下？不然有些标签想要把它删掉都删不掉。太杂乱。
-- 番茄的营养价值, 2025-11-10

### ***-- "不能删记错的"
真离谱啊根本删不掉记错的那一笔
-- 火火鲤, 2025-07-20

### ***** "十年用户"
作者大大，能把数据导出或者导到ipad上吗？
-- jane0150, 2025-06-19

### *---- "新版本太差了，希望恢复原来的版本"
用了十年了，一直没更新过，觉得很好用，也付费增加过分类。今天发现可以更新版本，更新后界面变得不简洁不说，各个项目的支出点进去还需要进一步订阅，关键点了订阅也没反应，昏倒。
-- 不想上班2025, 2025-03-14

### *---- "没有包终身的，，，"
发现一款50包终身的，果断停掉财禅
-- Slovegod, 2025-01-06

### ***** "真的很喜欢这款app"
简介大气，没有广告，日常花钱后就可以立马记录。完全是我的神级记账软件！已经用了5年8个月，就是一直买不起订阅版呜呜呜。好想网络乞讨有人送我😭
-- 天上的星星枯萎流泪, 2024-12-21

### ***** "！！！"
这个软件的开发者，你是我的神！
-- 44（被保护被v, 2024-10-26

### ***** "非常棒的记账app"
已经连续用了至少10年了，太好用了，希望作者继续做下去。
-- 大猩猩大猩猩黑星星, 2024-09-19

[View all 财禅记账本 reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## 财禅记账本 In-App Purchases
| Item | Price |
|------|-------|
| 支持者计划 | ¥80.00 |


## 财禅记账本 Discovered Keywords
- 购物清单
- track expenses and income
- moneycontrol spending tracker
- moneybook
- income ok
- 2spend
- shop and save
- expenses and income
- 标签记账
- 预算理财

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## 财禅记账本 Available In
- [China](https://apptail.io/app/money-zen-expense-tracker-brbb/china)
- [Taiwan](https://apptail.io/app/money-zen-expense-tracker-brbb/taiwan)
- [Hong Kong SAR China](https://apptail.io/app/money-zen-expense-tracker-brbb/hong-kong)
- [United States](https://apptail.io/app/money-zen-expense-tracker-brbb/united-states)
- [Macao SAR China](https://apptail.io/app/money-zen-expense-tracker-brbb/macau)
- [Canada](https://apptail.io/app/money-zen-expense-tracker-brbb/canada)
- [United Kingdom](https://apptail.io/app/money-zen-expense-tracker-brbb/united-kingdom)
- [Australia](https://apptail.io/app/money-zen-expense-tracker-brbb/australia)
- [Japan](https://apptail.io/app/money-zen-expense-tracker-brbb/japan)
- [France](https://apptail.io/app/money-zen-expense-tracker-brbb/france)
- [Russia](https://apptail.io/app/money-zen-expense-tracker-brbb/russia)
- [Jordan](https://apptail.io/app/money-zen-expense-tracker-brbb/jordan)
- [Indonesia](https://apptail.io/app/money-zen-expense-tracker-brbb/indonesia)
- [Ukraine](https://apptail.io/app/money-zen-expense-tracker-brbb/ukraine)
- [India](https://apptail.io/app/money-zen-expense-tracker-brbb/india)
- [Malaysia](https://apptail.io/app/money-zen-expense-tracker-brbb/malaysia)
- [New Zealand](https://apptail.io/app/money-zen-expense-tracker-brbb/new-zealand)
- [Germany](https://apptail.io/app/money-zen-expense-tracker-brbb/germany)
- [Saudi Arabia](https://apptail.io/app/money-zen-expense-tracker-brbb/saudi-arabia)
- [Denmark](https://apptail.io/app/money-zen-expense-tracker-brbb/denmark)
- [Israel](https://apptail.io/app/money-zen-expense-tracker-brbb/israel)
- [Portugal](https://apptail.io/app/money-zen-expense-tracker-brbb/portugal)
- [Uzbekistan](https://apptail.io/app/money-zen-expense-tracker-brbb/uzbekistan)
- [Romania](https://apptail.io/app/money-zen-expense-tracker-brbb/romania)
- [Colombia](https://apptail.io/app/money-zen-expense-tracker-brbb/colombia)
- [Kenya](https://apptail.io/app/money-zen-expense-tracker-brbb/kenya)
- [South Korea](https://apptail.io/app/money-zen-expense-tracker-brbb/south-korea)
- [South Africa](https://apptail.io/app/money-zen-expense-tracker-brbb/south-africa)
- [Egypt](https://apptail.io/app/money-zen-expense-tracker-brbb/egypt)
- [Spain](https://apptail.io/app/money-zen-expense-tracker-brbb/spain)
- [Switzerland](https://apptail.io/app/money-zen-expense-tracker-brbb/switzerland)
- [Madagascar](https://apptail.io/app/money-zen-expense-tracker-brbb/madagascar)
- [Vietnam](https://apptail.io/app/money-zen-expense-tracker-brbb/vietnam)
- [Thailand](https://apptail.io/app/money-zen-expense-tracker-brbb/thailand)
- [Italy](https://apptail.io/app/money-zen-expense-tracker-brbb/italy)
- [Slovakia](https://apptail.io/app/money-zen-expense-tracker-brbb/slovakia)
- [Singapore](https://apptail.io/app/money-zen-expense-tracker-brbb/singapore)
- [Uganda](https://apptail.io/app/money-zen-expense-tracker-brbb/uganda)
- [Norway](https://apptail.io/app/money-zen-expense-tracker-brbb/norway)
- [Angola](https://apptail.io/app/money-zen-expense-tracker-brbb/angola)
- [Netherlands](https://apptail.io/app/money-zen-expense-tracker-brbb/netherlands)
- [Nepal](https://apptail.io/app/money-zen-expense-tracker-brbb/nepal)
- [Oman](https://apptail.io/app/money-zen-expense-tracker-brbb/oman)
- [Peru](https://apptail.io/app/money-zen-expense-tracker-brbb/peru)
- [Philippines](https://apptail.io/app/money-zen-expense-tracker-brbb/philippines)
- [United Arab Emirates](https://apptail.io/app/money-zen-expense-tracker-brbb/united-arab-emirates)
- [Poland](https://apptail.io/app/money-zen-expense-tracker-brbb/poland)
- [Qatar](https://apptail.io/app/money-zen-expense-tracker-brbb/qatar)
- [Pakistan](https://apptail.io/app/money-zen-expense-tracker-brbb/pakistan)
- [Armenia](https://apptail.io/app/money-zen-expense-tracker-brbb/armenia)
- [Argentina](https://apptail.io/app/money-zen-expense-tracker-brbb/argentina)
- [Austria](https://apptail.io/app/money-zen-expense-tracker-brbb/austria)
- [Azerbaijan](https://apptail.io/app/money-zen-expense-tracker-brbb/azerbaijan)
- [Belgium](https://apptail.io/app/money-zen-expense-tracker-brbb/belgium)
- [Bulgaria](https://apptail.io/app/money-zen-expense-tracker-brbb/bulgaria)
- [Bahrain](https://apptail.io/app/money-zen-expense-tracker-brbb/bahrain)
- [Brunei](https://apptail.io/app/money-zen-expense-tracker-brbb/brunei)
- [Brazil](https://apptail.io/app/money-zen-expense-tracker-brbb/brazil)
- [Belarus](https://apptail.io/app/money-zen-expense-tracker-brbb/belarus)
- [Chile](https://apptail.io/app/money-zen-expense-tracker-brbb/chile)
- [Cyprus](https://apptail.io/app/money-zen-expense-tracker-brbb/cyprus)
- [Czechia](https://apptail.io/app/money-zen-expense-tracker-brbb/czechia)
- [Dominican Republic](https://apptail.io/app/money-zen-expense-tracker-brbb/dominican-republic)
- [Algeria](https://apptail.io/app/money-zen-expense-tracker-brbb/algeria)
- [Ecuador](https://apptail.io/app/money-zen-expense-tracker-brbb/ecuador)
- [Estonia](https://apptail.io/app/money-zen-expense-tracker-brbb/estonia)
- [Finland](https://apptail.io/app/money-zen-expense-tracker-brbb/finland)
- [Grenada](https://apptail.io/app/money-zen-expense-tracker-brbb/grenada)
- [Ghana](https://apptail.io/app/money-zen-expense-tracker-brbb/ghana)
- [Greece](https://apptail.io/app/money-zen-expense-tracker-brbb/greece)
- [Guyana](https://apptail.io/app/money-zen-expense-tracker-brbb/guyana)
- [Croatia](https://apptail.io/app/money-zen-expense-tracker-brbb/croatia)
- [Hungary](https://apptail.io/app/money-zen-expense-tracker-brbb/hungary)
- [Ireland](https://apptail.io/app/money-zen-expense-tracker-brbb/ireland)
- [Iceland](https://apptail.io/app/money-zen-expense-tracker-brbb/iceland)
- [Kuwait](https://apptail.io/app/money-zen-expense-tracker-brbb/kuwait)
- [Cayman Islands](https://apptail.io/app/money-zen-expense-tracker-brbb/cayman-islands)
- [Kazakhstan](https://apptail.io/app/money-zen-expense-tracker-brbb/kazakhstan)
- [Lebanon](https://apptail.io/app/money-zen-expense-tracker-brbb/lebanon)
- [Sri Lanka](https://apptail.io/app/money-zen-expense-tracker-brbb/sri-lanka)
- [Lithuania](https://apptail.io/app/money-zen-expense-tracker-brbb/lithuania)
- [Luxembourg](https://apptail.io/app/money-zen-expense-tracker-brbb/luxembourg)
- [Latvia](https://apptail.io/app/money-zen-expense-tracker-brbb/latvia)
- [North Macedonia](https://apptail.io/app/money-zen-expense-tracker-brbb/north-macedonia)
- [Malta](https://apptail.io/app/money-zen-expense-tracker-brbb/malta)
- [Mauritius](https://apptail.io/app/money-zen-expense-tracker-brbb/mauritius)
- [Mexico](https://apptail.io/app/money-zen-expense-tracker-brbb/mexico)
- [Nigeria](https://apptail.io/app/money-zen-expense-tracker-brbb/nigeria)
- [Sweden](https://apptail.io/app/money-zen-expense-tracker-brbb/sweden)
- [Slovenia](https://apptail.io/app/money-zen-expense-tracker-brbb/slovenia)
- [Suriname](https://apptail.io/app/money-zen-expense-tracker-brbb/suriname)
- [Tunisia](https://apptail.io/app/money-zen-expense-tracker-brbb/tunisia)
- [Türkiye](https://apptail.io/app/money-zen-expense-tracker-brbb/turkey)
- [Uruguay](https://apptail.io/app/money-zen-expense-tracker-brbb/uruguay)
- [Venezuela](https://apptail.io/app/money-zen-expense-tracker-brbb/venezuela)
- [El Salvador](https://apptail.io/app/money-zen-expense-tracker-brbb/el-salvador)
- [Mali](https://apptail.io/app/money-zen-expense-tracker-brbb/mali)
- [British Virgin Islands](https://apptail.io/app/money-zen-expense-tracker-brbb/british-virgin-islands)
- [Bermuda](https://apptail.io/app/money-zen-expense-tracker-brbb/bermuda)
- [Cambodia](https://apptail.io/app/money-zen-expense-tracker-brbb/cambodia)
- [Jamaica](https://apptail.io/app/money-zen-expense-tracker-brbb/jamaica)
- [Honduras](https://apptail.io/app/money-zen-expense-tracker-brbb/honduras)
- [Belize](https://apptail.io/app/money-zen-expense-tracker-brbb/belize)
- [Panama](https://apptail.io/app/money-zen-expense-tracker-brbb/panama)
- [Barbados](https://apptail.io/app/money-zen-expense-tracker-brbb/barbados)
- [Nicaragua](https://apptail.io/app/money-zen-expense-tracker-brbb/nicaragua)
- [Botswana](https://apptail.io/app/money-zen-expense-tracker-brbb/botswana)
- [Namibia](https://apptail.io/app/money-zen-expense-tracker-brbb/namibia)
- [Senegal](https://apptail.io/app/money-zen-expense-tracker-brbb/senegal)

---

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