---
title: "Moneybox - Save and Invest - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "At Moneybox, we want to give everyone the means to get more out of life.  • Open a competitive Cash ISA • Save for your first home with our market-leading Lifetime ISA • Start investing in our range o"
---

# Moneybox - Save and Invest — United Kingdom
> Saving and investing made easy

![Moneybox App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b3/19/4e/b3194e5a-8d97-9f69-21fa-a7cae610be12/AppIcon-0-0-1x_U007epad-0-1-0-85-220.png/434x0w.png)

**Developer:** [Digital Moneybox](https://apptail.io/developer/digital-moneybox-ryQ)
**Category:** Finance
**Rating:** 4.8/5 (76,411 ratings)
**Price:** Free
**Bundle ID:** finance.moneybox.moneyboxios
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 13.10.0 (released 2026-06-22)
**Original Release:** 2016-09-09
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1049797239)
**AppTail Page:** [https://apptail.io/app/moneybox-save-and-invest-BQh/united-kingdom](https://apptail.io/app/moneybox-save-and-invest-BQh/united-kingdom)

## Moneybox Description
At Moneybox, we want to give everyone the means to get more out of life.

• Open a competitive Cash ISA
• Save for your first home with our market-leading Lifetime ISA
• Start investing in our range of funds, ETFs, and stocks
• Find and combine old pensions and build your retirement fund

All with an award-winning app used by over 1 million people across the UK.


Capital at risk. Investing should be long term. The value of your investments can go up and down, and you may get back less than you invest. A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA. Tax treatment depends on individual circumstances and may be subject to change in the future.

Choose from our range of award-winning accounts:

• Cash ISAs
• Lifetime ISA
• Stocks and Shares ISA
• General Investment Account
• Junior ISA
• Personal Pension
• Savings accounts

Buy your first home with our market-leading Lifetime ISA:

• Save up to £4,000 a year and get a 25% government bonus of up to £1,000 free every year
• Get free Mortgage Advice
• Browse 90+ lenders and find a mortgage that’s right for you

*Government early withdrawal charge may apply to the Lifetime ISA. ISA and tax rules apply. Moneybox Mortgage Advice is provided by Moneybox Mortgages Ltd. Your home may be repossessed if you do not keep up your mortgage repayments.


Choose one of our two Cash ISAs and make the most of your £20,000 annual ISA tax-free allowance:


• Get our top-paying rate while making up to three withdrawals every 12 months with our Cash ISA
• Earn a competitive rate and enjoy unlimited withdrawals with our Open Access Cash ISA.

ISA and tax rules apply.

Plan for your future with helpful tools:

• Learn how a Lifetime ISA could boost your savings with our Deposit Calculator
• See how your contributions can add up over time with our ISA Time Machine.

Set up automations and build healthy habits:

• Automate your regular deposits and boosts on payday
• Round up your spending to the nearest pound
• Save or your invest spare change

Build your long-term wealth with a Moneybox Stocks &amp; Shares ISA

• Start investing from as little as just £1
• Choose from our three expertly-curated starting options: Cautious, Balanced or Adventurous
• Own shares in top US stocks

Capital at risk. ISA and tax rules apply.

Build a retirement fund worth waiting for:

• Track down and combine your old workplace pensions with our free provider search tool
• Get 25% tax relief from the government on contributions to your Personal Pension

You can only access your pension once you reach the minimum pension age. Check T&amp;Cs for transfer eligibility. Consider the product charges and benefits, and whether the profile of the investments offered matches your needs. Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk.

Moneybox is a registered trade mark of Digital Moneybox Limited. Digital Moneybox Limited is authorised and regulated by the Financial Conduct Authority, no. 712935 (and no. 792703 for payment services activities), registered in England and Wales, no. 09597755.

Trusted and transparent:

• Your savings and investments are protected by the Financial Services Compensation Scheme. For more information, please see the FSCS Protection page on the Moneybox website.
• For our investment products, we charge £1 a month (subscription fee) and 0.45% of the value of your investments per year. There are fund provider costs on top of this - see in-app for detail. To help you get started, we do not charge the subscription fee for the first three months
• There are no account fees for our Cash Lifetime ISA or Savings Accounts
• We use bank-level 256-bit encryption for all your personal information
• Registered address: Moneybox 1-2 Hatfields, London SE1 9PG

Get started - Download Moneybox today.

## Moneybox Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/01/df/59/01df59b5-cfb0-0c2c-abf9-39a44aa38107/App-Screen-1-1242x2688.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e9/71/7a/e9717af3-15f4-abef-7e5c-81c15050d048/App-Screen-0-1242x2688.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/30/c6/08/30c60897-b4ea-77c0-6079-cd843c22aac7/App-Screen-3-1242x2688.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2a/5c/b6/2a5cb6b0-2cb2-1930-3ea8-32cd6e8ddf73/App-Screen-4-1242x2688.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ea/2b/cc/ea2bccfb-80f8-ec98-8b4e-271e4fac668f/App-Screen-5-1242x2688.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e6/8d/1c/e68d1ce8-bdf5-32e5-3aa5-d4d7f3c20c7e/App-Screen-6-1242x2688.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d2/8e/ee/d28eee04-ec3a-6378-1c76-5e32e8715e18/App-Screen-7-1242x2688.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/b0/d5/cab0d583-cb42-84d4-ca54-6109e57f9ed5/App-Screen-8-1242x2688.jpg/1242x2688.png)

## Moneybox Rating Breakdown in United Kingdom
- 5 stars: 65,961 (86%)
- 4 stars: 6,403 (8%)
- 3 stars: 1,522 (2%)
- 2 stars: 597 (1%)
- 1 stars: 1,928 (3%)

## Moneybox Reviews in United Kingdom

### *---- "Very unhappy"
Takes too long to transfers money. Tried deleting account &amp; having so much trouble.
-- A. Tilley, 2025-01-06

### *---- "Shocking!"
Buggy and frustrating to use. No help beyond useless chat bot. Stay clear if you value your time and money.
-- Tada12xx, 2025-01-06

### ***** "Changed My Life"
Before discovering the Moneybox app, I was absolutely terrible at saving money. I’d always struggle to set aside anything meaningful, and my savings plans would fall apart within weeks. But everything changed when I started using Moneybox five years ago.

The app made saving effortless and even enjoyable. By rounding up my everyday purchases and automating deposits, I could build my savings without even thinking about it. The ability to customize savings goals and track my progress kept me motivated along the way.

Fast forward to today, and I’ve saved an incredible £30,000 in just five years! What felt impossible before is now a reality, all thanks to the smart features and user-friendly design of Moneybox. It’s been life-changing, and I can’t recommend it enough to anyone struggling to save.

If I can do it, anyone can!
-- Maxyboy121, 2025-01-03

### ***** "Brilliant"
Great app, really easy to use. Very good rates too
-- Rocket ronmon, 2025-01-02

### ****- "Great"
Really good to get you started saving, great for slowly building habits and opening you up to investing. Solid LISA provider. I enjoy using the platform and will continue to do so .

Some suggestions from a regular user:

 the ui is greatly improved but could do with front page streamlining- so that it’s easier to see what’s important first your balances over tips/ goals (maybe even editable for users) 

Some features like savings pots for different things would be incredible and would push it far ahead. (Similar to goals but I think much more manageable for the average user)

And some greater metrics for investing such as avg cost per share (for buyers) and some of the breakdown metrics not in a separate tab. 

A iPhone widget would be great also.
-- ToggleJ61, 2025-01-01

### *---- "Lose the new look"
Cant stand the new look and layout of this app. It used to be so easy to locate the “round up” section. But now you seem to have to go into several sections and if you are lucky, you find it. I loved this app and have used it for years. But im considering withdrawing my £ and finding an alternative now.
-- boyvoyeur, 2024-12-30

### ***** "Great App"
Wonderful App
-- T-Que77, 2024-12-30

### *---- "Dishonest tactics"
When I set up my lifetime ISA, they made it unclear and inconvenient to avoid setting up a monthly payment. There are very straightforward options for setting up monthly payments into the LISA, but I later realised it’s possible to set up no regular contributions. You need to select a custom amount and then set that to zero by typing it in. I didn’t realise this because I didn’t want to make a regular contribution of £0 (which is nonsensical). I didn’t want to make a regular contribution.

I ended up mistakenly paying money into my lifetime ISA before I realised, and I will either have to lose money on it or wait until I retire to collect it. This is very unethical and a bad business practice.
-- Jenkins126, 2024-12-27

### **--- "Misleading"
The app home contains wrong information in the form of a large banner that tells you ‘Your ISA allowance has been reset’. It’s December, so no ISA allowance can be ‘reset’. This was confusing and led me to search the internet for changes in law I may not be aware of. Of course, they are wrong. I contacted them and they said it’s because I’ve not told the app that my allowance for the year has been reached. At no point whatsoever the app asked me if I’d done that, during the whole account opening process. They then told me they’ll be telling the app that my ISA has been reached which they haven’t. The message is still there and it’s clearly not linked to my account specifically, it’s a generic banner they show everyone in the app. And it’s not only pretty cheeky but blatantly misleading and wrong. They are not to trust, will move away.
-- Lycia92, 2024-12-26

### ***** "Great App"
I love saving with Moneybox and it has helped me manage my finances.
-- Fateetee, 2024-12-24

[View all Moneybox reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Moneybox Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #1 |
| Top Free | United Kingdom | Overall | #10 |

## Moneybox Discovered Keywords
- lifetime isa
- moneybox
- save and invest
- moneybox save and invest
- moneybox isa
- moneybox app
- moneybox lifetime isa
- money saver

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