--- title: "MoneyTap is now Freo Credit - Reviews, Revenue and Downloads in India | Apple App Store" description: "MoneyTap is now Freo. Download the new app Best Personal Loan App in India - Get approved for a flexible loan up to ₹5,00,000 & pay interest only on the amount you borrow with MoneyTap. Get a perso" --- # MoneyTap is now Freo Credit — India > Personal Loans & Credit Card ![MoneyTap is now Freo Credit App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/87/40/b8/8740b8a7-15a0-9c6a-c3d9-d3cfde238459/AppIcon-mtProduction-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png) **Developer:** [MWYN TECH PRIVATE](https://apptail.io/developer/mwyn-tech-private-zTkb) **Category:** Finance **Rating:** 4.3/5 (26,815 ratings) **Price:** Free **Bundle ID:** com.mycash.moneytap **Store:** Apple App Store **Country:** India **Version:** 5.2.3 (released 2026-06-16) **Original Release:** 2018-05-14 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1374771286) **AppTail Page:** [https://apptail.io/app/moneytap-is-now-freo-credit-GwWd/india](https://apptail.io/app/moneytap-is-now-freo-credit-GwWd/india) ## MoneyTap is now Freo Credit Description MoneyTap is now Freo. Download the new app Best Personal Loan App in India - Get approved for a flexible loan up to ₹5,00,000 & pay interest only on the amount you borrow with MoneyTap. Get a personal loan online with zero collateral. Interest rates start from as low as 13% per annum* for 3 to 36 months. We offer you the benefits of an easy personal loan and credit card combined. For salaried employees only! Minimum salary = ₹30,000 per month. If you need money, view MoneyTap as your first choice for loans. Fees For ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, a user would pay: -> Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360 -> (Setup fee of ₹499+GST = ₹588/- to be paid upfront) -> Interest = ₹7,181 -> EMI = ₹8,932 Total amount to be repaid after a year = ₹1,10,129/- *Interest Rate varies based on your risk profile The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% per annum) We are India’s leading personal loan app in partnership with leading banks and NBFCs. We work ONLY with regulated financial institutions in India, governed by RBI & we have our own NBFC license as well. So we're well-regulated and legally compliant. How is MoneyTap different from any other traditional personal loan app in India? The best feature of the MoneyTap Loan app is that you pay the interest only for the amount that you borrow. Example: Ajay applies for a MoneyTap Loan in January, and gets an approved credit limit of ₹5,00,000 but doesn’t borrow any money for the next 5 months. In May, he withdrew ₹50,000 from his credit limit to pay for a house deposit. Now, the interest will only be charged on ₹50,000. Ajay can avail another loan from the app by opting for a top-up loan right from the app. What features make MoneyTap convenient? ● 100% paperless process, no bank visits ● You can use any amount from your available credit limit Documents required ● Aadhaar number ● Identity proof (Driving license/Voter id/Passport/Aadhaar/PAN) ● Address proof (Driving license/Voter id/Passport/Aadhaar/Utility bills/bank statements) ● Original passport photo/selfie ● You can get a personal loan online on Aadhaar card. E-sign your application with registered mobile OTP for fast-track application How does MoneyTap work? Get a personal loan in 4 simple steps: ● Apply on the app and get approved in 4 minutes, create your profile, fill basic information such as age, city, PAN, & income to check eligibility ● Instantly find out your pre-approved amount ● Complete KYC verification ● Transfer money to the bank account from the approved amount Available in 50+ cities. MoneyTap Personal Loan Application Uses ● Phone pe loan - use it as an urgent personal loan. ● Personal loans can be used for education, medical, marriage / wedding loan, home renovation loans, mobile / laptop loan, used car/ two-wheeler loan, travel loans, debt consolidation loan, etc. ● The experience of an early salary for emergency cash. Bonus: MoneyTap RBL credit card ● 100% cash withdrawal from your credit card online ● 50-days interest-free period Security & Protection of Privacy Data security & privacy is a top priority at MoneyTap. Our backend APIs comply with mandated security standards & robust protocols which have been tested and certified by our partner bank’s IT team. Download the Freo app now. ## MoneyTap is now Freo Credit Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/1c/fb/cf/1cfbcfb3-94ef-ff9b-20c8-3cb1d75ab4a9/9b38fbbd-c5bb-444a-8349-7a4a6c559ed1_6.5-screen-1284x2778-1.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/b1/43/cb/b143cbc7-edd0-f7f4-e8b0-12d77ff0d6b0/f00569f6-d563-4396-bc7c-3c7136f576ce_6.5-screen-1284x2778-2.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/33/4f/33/334f33a2-12e9-70f4-c710-10dbdeda2798/af1da916-c838-42a7-bb06-2e732c1eca35_6.5-screen-1284x2778-3.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/ef/56/35/ef563593-d92c-088c-3c31-842795eac3ee/77b0b669-4000-40ea-847d-0f877de85b35_6.5-screen-1284x2778-4.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/69/0f/5f/690f5fef-0168-a88e-a0f6-a2b4ca7e11da/37f0c9f1-7f3e-4b02-929e-6e1165af37e0_6.5-screen-1284x2778-5.jpg/1284x2778.png) ## MoneyTap is now Freo Credit Rating Breakdown in India - 5 stars: 19,903 (74%) - 4 stars: 2,419 (9%) - 3 stars: 775 (3%) - 2 stars: 410 (2%) - 1 stars: 3,308 (12%) ## MoneyTap is now Freo Credit Reviews in India ### *---- "Fraud !" Doesn’t show any options to apply for loan. Instead redirects me to apply on other websites !! -- Chadarmodh, 2025-01-06 ### ***** "Easy" Good service -- Raju boi, 2025-01-03 ### *---- "Worst Loan App" I Were Submitted My All Details And I Also Got The Approval But At The End Its Taking 3 Day’s For Transfer The Amount And After 3 Day’s Its Showing Fail Error Pls Not Use This Application -- Kailash Rajoriya, 2024-12-31 ### *---- "Baqwas service not" Loan amount error -- juneddalal, 2024-12-27 ### *---- "No helpline" They don’t have a helpline number and neither do they respond to mails. -- AbhishekPNambissan, 2024-12-26 ### *---- "Utter nonsense app" If we have paid on time also they call and send blackmailing messages on WhatsApp….i don’t understand how can these kind of companies exists….my mistake taking money from such an app…I hope no one else will get these messages like this again without reason… -- Deepakj21, 2024-12-21 ### *---- "Very poor app" Very bad experience my payment in processing after 10 days and not support me our money tap team im very bad experience with money tap -- D777Anshu, 2024-12-18 ### *---- "Scam" Don’t not opt do this . They will simply take all your details and give it to third party . -- Akash TS, 2024-12-18 ### *---- "Fraud" Even though after compliting all the process ,after 3 4 days also you didn’t get the loan amount -- Zxykh, 2024-12-16 ### *---- "Money not received in the account" Money is deducted from my credit line but is not transferred to my account. I have been raising request but not receiving resolution -- niks2318, 2024-12-14 [View all MoneyTap is now Freo Credit reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## MoneyTap is now Freo Credit Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | India | Finance | #100 | ## MoneyTap is now Freo Credit Discovered Keywords - next home - cash - card - loans - personal loan app - flex - instant loans - instant loan app - credit - credit cards ## Apps Similar to MoneyTap is now Freo Credit - [Jupiter: Cards, UPI, Banking](https://apptail.io/app/jupiter-cards-upi-banking-MXu/india) - [BharatPe UPI Payment, Loan App](https://apptail.io/app/bharatpe-upi-payment-loan-app-KqA/india) - [IIFL: Gold & Business Loans](https://apptail.io/app/iifl-gold-business-loans-jeN/india) - [FlexSalary Instant Loan App](https://apptail.io/app/flexsalary-instant-loan-app-fMQ/india) - [MyMoneyMantra: Loans & Cards](https://apptail.io/app/mymoneymantra-loans-cards-nPQ/india) - [KreditBee: Personal Loans, UPI](https://apptail.io/app/kreditbee-personal-loans-upi-FoWd/india) - [Navi: UPI, Payments, Insurance](https://apptail.io/app/navi-upi-payments-insurance-apWd/india) - [Uni Cards](https://apptail.io/app/uni-cards-HVue/india) - [Capital Now: Instant Loan App](https://apptail.io/app/capital-now-instant-loan-app-Nnxe/india) - [Zype Instant Personal Loan App](https://apptail.io/app/zype-instant-personal-loan-app-VWwn/india) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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