---
title: "Moniepoint Personal Banking - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Moniepoint Personal Banking App – Your Trusted Online Bank in Nigeria  Open a Moniepoint bank account and enjoy secure online banking from anywhere in Nigeria. With the Moniepoint Personal Banking app"
---

# Moniepoint Personal Banking — Nigeria
> Savings account | Send money

![Moniepoint Personal Banking App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/7c/32/27/7c3227ef-f9b3-bdf9-e766-49aa60541ec7/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Moniepoint](https://apptail.io/developer/moniepoint-ogC)
**Category:** Finance
**Rating:** 4.5/5 (72,919 ratings)
**Price:** Free
**Bundle ID:** com.teamapt.customers.moniepoint
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 1.66.1 (released 2026-04-14)
**Original Release:** 2023-08-08
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6452756675)
**AppTail Page:** [https://apptail.io/app/moniepoint-personal-banking-XMjn/nigeria](https://apptail.io/app/moniepoint-personal-banking-XMjn/nigeria)

## Moniepoint Personal Banking Description
Moniepoint Personal Banking App – Your Trusted Online Bank in Nigeria

Open a Moniepoint bank account and enjoy secure online banking from anywhere in Nigeria. With the Moniepoint Personal Banking app, you can send money instantly, receive payments, pay bills, buy airtime, and manage your savings account — all in one reliable mobile banking app.

Experience modern digital banking that gives you control of your money. Moniepoint is the online bank made for your progress.

◉ YOUR ALL-IN-ONE ONLINE BANKING SOLUTION
Moniepoint is more than a regular banking app — it’s a complete mobile payment app designed to make personal banking simple. With your Moniepoint bank account, you can manage your money, savings, and bills anytime, anywhere.

Here’s what you can do with the Moniepoint Personal Banking App:

- Open a bank account instantly – create your Moniepoint personal bank account in minutes and start banking online right away.

- Send and receive money fast – enjoy reliable mobile payments and transfers with instant notifications.

- Earn up to 18% interest per annum – grow your savings easily with flexible, fixed, or locked savings plans that match your goals.

- Pay bills conveniently – handle electricity, TV, and internet payments from your phone in seconds.

- Buy airtime and data – recharge easily and get 2% cashback on every purchase.

- Request your Moniepoint debit card – get your bank card delivered within 48 hours and use it on all ATMs and POS terminals nationwide.

- Enjoy secure online banking – advanced encryption keeps your bank account and personal data safe at all times.

- Resolve issues instantly – settle disputes or reach support right from the app.

- Bank offline – use *5573# to send money, check balance, or block your card without internet.

- Earn Moniepoint Rewards – get cashback on transfers, airtime top-ups, and bill payments (for new users).

◉ WHY MILLIONS TRUST MONIEPOINT IN NIGERIA
- Licensed and regulated by the Central Bank of Nigeria (CBN).
- Insured by the Nigeria Deposit Insurance Corporation (NDIC) — your deposits are protected.
- Trusted online bank serving millions of Nigerians.
- Reliable personal banking app for everyday payments and savings.
- 24/7 customer support for all your mobile banking needs.

With Moniepoint, your banking experience is fast, secure, and rewarding. Whether you want to send money, save money, or make payments, the Moniepoint app gives you everything you need in one digital banking platform.

◉ HOW TO OPEN A MONIEPOINT PERSONAL BANK ACCOUNT
1. Download the Moniepoint Personal Banking App on your phone.
2. Sign up to open your bank account in less than 5 minutes.
3. Request your debit card directly in the app — it will be delivered to your doorstep fast.

No paperwork. No branch visits. Just simple online banking made for your progress.

◉ STAY CONNECTED
Helpline: 01 888 9990
Website: www.moniepoint.com
WhatsApp: +234 908 843 0803
Facebook, Instagram, X(formerly Twitter), YouTube: @moniepointmfb
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State, Nigeria.

Download the Moniepoint Personal Banking app today.
Enjoy secure online banking that lets you send money, save and earn up to 18% interest, pay bills, and manage your bank account easily — all from one trusted mobile payment app. Moniepoint is the online bank built for your financial freedom.

## Moniepoint Personal Banking Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/77/2e/4b/772e4bc2-d3fe-76bd-cd5b-6393d55aa2f1/1242-_U00d7-2688px_01.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e3/91/07/e3910739-c544-7483-3761-02e3c8a869b3/1242-_U00d7-2688px_02.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d9/70/72/d970724c-39e2-0157-d8db-12b541e1992f/1242-_U00d7-2688px_03.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/aa/3d/7faa3d9c-3246-a62f-08c5-1d468c40fe3f/1242-_U00d7-2688px_04.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/79/f6/f1/79f6f184-5561-7f97-f653-4f58595d7a33/1242-_U00d7-2688px_05.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/91/fe/97/91fe9795-dc46-39e7-1ffa-f6987d4dd687/1242-_U00d7-2688px_06.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ff/ec/ff/ffecfff6-3acd-137f-43ae-36ecc8f7613f/1242-_U00d7-2688px_07.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/7b/fa/597bfa03-39ba-32c7-8bb7-1d3b93295fc5/1242-_U00d7-2688px_08.jpg/1242x2688.png)

## Moniepoint Personal Banking Rating Breakdown in Nigeria
- 5 stars: 57,182 (78%)
- 4 stars: 5,682 (8%)
- 3 stars: 3,748 (5%)
- 2 stars: 2,669 (4%)
- 1 stars: 3,638 (5%)

## Moniepoint Personal Banking Reviews in Nigeria

### ***-- "Can’t Login"
I’ve been using Moniepoint for the past few months now and everything has been pretty much smooth but I encountered a problem recently,whenever I tried to login it’ll always lead to error,pleas fix why?
-- demdea, 2025-03-18

### ***-- "Login failed why"
Pls you people should go and fix the app why is saying that login failed unable to receive a response
-- Mavy02, 2025-03-18

### *---- "Unable to login"
I registered with a Moniepoint agent and I downloaded this app to try and login and make transactions, I haven’t been able to get past the username page, it keeps popping up a network error code.
-- mapo104, 2025-03-17

### *---- "Useless  monie point"
You don’t want to reply me Opay did not give me this kind of stress I am passing through now from you guys.. have I done wrong to use this banking system.. I still have to beg for my money Is face recognition not enough for you guys now how do I register new phone when I don’t have my sim anymore … I will post you guys again on social media platforms because this is injustice…

Now you guys should tell me how do I register new phone without the sim you fools keep sending OTP to??? What’s the excess of adding gmail. To my account.. other micro finance banks uses Face ID or Otp to number or mail…
-- Expensive sammy, 2025-03-17

### *---- "Moni point"
Why I can’t login on my app since morning and I want to do transfer to someone
-- bhadstudentdc, 2025-03-16

### *---- "Worst bank"
Worst bank I’ve ever seen, I layed a complain about unnecessary debit just like that I’m being debited on something I don’t know about, the least you guys could do is ignore. I’ve removed my money from your app sf. Nonsense bank, bank full of scammers.
-- @Ola’s, 2025-03-14

### ***** "Pending issues"
Everything about Moniepoint is good but since yesterday my money has been on pending
-- Ateereagba, 2025-03-13

### *---- "No loan"
I have been using money point going to a year now and you people can’t upgrade ur app to where someone can borrow money, that’s not nice at all
-- te1mi, 2025-03-09

### *---- "Fix it"
This app is annoying it’s refusing to open nor matter how hard i try i even updated the app still it’s not opening been trying for hours i need my money it’s almost as if it’s denying me access to my money
-- yasmin650, 2025-03-09

### *---- "Fraudsters"
Moniepoint is not a good bank don’t bank with them if you like yourself and your assets Their system is very dormant and useless they can’t assist you with anything they will keep giving you stories upon stories
-- Raniel67, 2025-03-06

### *---- "embarrassing"
such an embarrassing app moniepoint very stupid app i made a deposit but yet to be credited since yesterday i try contacting them but no any response stupid app u have credit my account or else i would take necessary action against u i will try to destroy you customers stupid app
-- meertwo, 2025-03-01

### *---- "Can’t login to my account"
Fix your app
I can’t login, since i changed phones…
I’ve been stuck with using the ussd code to do my transactions 
I have come to the point that i might delete my account and find another alternative 
Cause what the actual hell is this
It keeps saying “Error no internet connection try again later”
I used my data, wifi , hotspot even changed locations 
But guess what!!!?
Still didn’t freaking work
I even checked if the data for the app was turned off but it’s wasn’t 
You should fix your app
And your customer service cause it was a waste of time trying to reach them and get help
Even through WhatsApp 🙂

FIX YOUR FREAKING APP!!!!!
-- respectfully not, 2025-02-28

### **--- "No internet connection even though my data is on"
Ever since I’ve downloaded this app on my iPhone, I’ve never been able to login due to the error message that it’s unable to connect to the internet and my internet is on, I’ve done everything but still nothing. This wasn’t an issue when I was using an android phone. So please do something about it, thanks
-- BigSmokeWeb3, 2025-02-27

### ***** "Account"
I like the way you run your activity but when you request for an account delete, the request is been delayed
-- Muhd Aliyu Umar, 2025-02-26

### **--- "The app isn’t responding to me"
Having a problem on my app
-- Patanki, 2025-02-25

### *---- "Monie point"
Since I updated my app it hasn’t been opening
-- Azaman2005, 2025-02-25

### *---- "Unable to Login in my App"
Have been unable to login in to my app over month now,showing error that I don’t have internet connection I don’t understand that,when I’m even on hotspot internet I really need to login in and withdraw my money in there and delete my account with you 😡🤬
-- walayballer, 2025-02-23

### *---- "Biometrics and Face ID"
Why does my Moniepoint app don’t allow me to set up my fingerprint and my Face ID  to make higher transfers ?
-- Blessedwiz2705, 2025-02-23

### *---- "Faults"
Why am I unable to login, it’s showing connections fail but my data is on
-- ubile25, 2025-02-23

### *---- "Stupid bank"
I have been trying to access my bank for a while now and it is always saying no server response I have downloaded and deleted the bank for a while 
Swears I am beginning to hate this bank
-- jenzy 87, 2025-02-22

[View all Moniepoint Personal Banking reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Moniepoint Personal Banking Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #3 |
| Top Free | Nigeria | Overall | #13 |
| Top Free | United Arab Emirates | Finance | #178 |
| Top Free | Lebanon | Finance | #192 |
| Top Free | United States | Finance | #226 |
| Top Free | Algeria | Finance | #266 |
| Top Free | United Kingdom | Finance | #318 |
| Top Free | South Africa | Finance | #391 |
| Top Free | Belgium | Finance | #484 |

## Moniepoint Personal Banking Discovered Keywords
- moniepoint personal banking

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## Moniepoint Personal Banking Available In
- [Nigeria](https://apptail.io/app/moniepoint-personal-banking-XMjn/nigeria)
- [United States](https://apptail.io/app/moniepoint-personal-banking-XMjn/united-states)
- [United Arab Emirates](https://apptail.io/app/moniepoint-personal-banking-XMjn/united-arab-emirates)
- [United Kingdom](https://apptail.io/app/moniepoint-personal-banking-XMjn/united-kingdom)
- [Ghana](https://apptail.io/app/moniepoint-personal-banking-XMjn/ghana)
- [Canada](https://apptail.io/app/moniepoint-personal-banking-XMjn/canada)
- [Germany](https://apptail.io/app/moniepoint-personal-banking-XMjn/germany)
- [Türkiye](https://apptail.io/app/moniepoint-personal-banking-XMjn/turkey)
- [South Africa](https://apptail.io/app/moniepoint-personal-banking-XMjn/south-africa)
- [Australia](https://apptail.io/app/moniepoint-personal-banking-XMjn/australia)
- [Egypt](https://apptail.io/app/moniepoint-personal-banking-XMjn/egypt)
- [Vietnam](https://apptail.io/app/moniepoint-personal-banking-XMjn/vietnam)
- [Italy](https://apptail.io/app/moniepoint-personal-banking-XMjn/italy)
- [France](https://apptail.io/app/moniepoint-personal-banking-XMjn/france)
- [India](https://apptail.io/app/moniepoint-personal-banking-XMjn/india)
- [Malaysia](https://apptail.io/app/moniepoint-personal-banking-XMjn/malaysia)
- [Japan](https://apptail.io/app/moniepoint-personal-banking-XMjn/japan)
- [Algeria](https://apptail.io/app/moniepoint-personal-banking-XMjn/algeria)
- [Saudi Arabia](https://apptail.io/app/moniepoint-personal-banking-XMjn/saudi-arabia)
- [Hong Kong SAR China](https://apptail.io/app/moniepoint-personal-banking-XMjn/hong-kong)
- [Ireland](https://apptail.io/app/moniepoint-personal-banking-XMjn/ireland)
- [Angola](https://apptail.io/app/moniepoint-personal-banking-XMjn/angola)
- [Philippines](https://apptail.io/app/moniepoint-personal-banking-XMjn/philippines)
- [Brazil](https://apptail.io/app/moniepoint-personal-banking-XMjn/brazil)
- [Russia](https://apptail.io/app/moniepoint-personal-banking-XMjn/russia)
- [Cyprus](https://apptail.io/app/moniepoint-personal-banking-XMjn/cyprus)
- [Argentina](https://apptail.io/app/moniepoint-personal-banking-XMjn/argentina)
- [Oman](https://apptail.io/app/moniepoint-personal-banking-XMjn/oman)
- [Spain](https://apptail.io/app/moniepoint-personal-banking-XMjn/spain)
- [Kenya](https://apptail.io/app/moniepoint-personal-banking-XMjn/kenya)
- [Switzerland](https://apptail.io/app/moniepoint-personal-banking-XMjn/switzerland)
- [Senegal](https://apptail.io/app/moniepoint-personal-banking-XMjn/senegal)
- [China](https://apptail.io/app/moniepoint-personal-banking-XMjn/china)
- [Ukraine](https://apptail.io/app/moniepoint-personal-banking-XMjn/ukraine)
- [Taiwan](https://apptail.io/app/moniepoint-personal-banking-XMjn/taiwan)
- [Romania](https://apptail.io/app/moniepoint-personal-banking-XMjn/romania)
- [Poland](https://apptail.io/app/moniepoint-personal-banking-XMjn/poland)
- [Sweden](https://apptail.io/app/moniepoint-personal-banking-XMjn/sweden)
- [Pakistan](https://apptail.io/app/moniepoint-personal-banking-XMjn/pakistan)
- [Finland](https://apptail.io/app/moniepoint-personal-banking-XMjn/finland)
- [Uganda](https://apptail.io/app/moniepoint-personal-banking-XMjn/uganda)
- [New Zealand](https://apptail.io/app/moniepoint-personal-banking-XMjn/new-zealand)
- [Mali](https://apptail.io/app/moniepoint-personal-banking-XMjn/mali)
- [Qatar](https://apptail.io/app/moniepoint-personal-banking-XMjn/qatar)
- [Austria](https://apptail.io/app/moniepoint-personal-banking-XMjn/austria)
- [Mexico](https://apptail.io/app/moniepoint-personal-banking-XMjn/mexico)
- [Belgium](https://apptail.io/app/moniepoint-personal-banking-XMjn/belgium)
- [Singapore](https://apptail.io/app/moniepoint-personal-banking-XMjn/singapore)
- [Malta](https://apptail.io/app/moniepoint-personal-banking-XMjn/malta)
- [Azerbaijan](https://apptail.io/app/moniepoint-personal-banking-XMjn/azerbaijan)
- [Portugal](https://apptail.io/app/moniepoint-personal-banking-XMjn/portugal)
- [South Korea](https://apptail.io/app/moniepoint-personal-banking-XMjn/south-korea)
- [Denmark](https://apptail.io/app/moniepoint-personal-banking-XMjn/denmark)
- [Greece](https://apptail.io/app/moniepoint-personal-banking-XMjn/greece)
- [Panama](https://apptail.io/app/moniepoint-personal-banking-XMjn/panama)
- [Lebanon](https://apptail.io/app/moniepoint-personal-banking-XMjn/lebanon)
- [Norway](https://apptail.io/app/moniepoint-personal-banking-XMjn/norway)
- [Israel](https://apptail.io/app/moniepoint-personal-banking-XMjn/israel)
- [Bahrain](https://apptail.io/app/moniepoint-personal-banking-XMjn/bahrain)
- [Slovenia](https://apptail.io/app/moniepoint-personal-banking-XMjn/slovenia)
- [Czechia](https://apptail.io/app/moniepoint-personal-banking-XMjn/czechia)
- [Estonia](https://apptail.io/app/moniepoint-personal-banking-XMjn/estonia)
- [Uzbekistan](https://apptail.io/app/moniepoint-personal-banking-XMjn/uzbekistan)
- [Chile](https://apptail.io/app/moniepoint-personal-banking-XMjn/chile)
- [Belarus](https://apptail.io/app/moniepoint-personal-banking-XMjn/belarus)
- [North Macedonia](https://apptail.io/app/moniepoint-personal-banking-XMjn/north-macedonia)
- [Nepal](https://apptail.io/app/moniepoint-personal-banking-XMjn/nepal)
- [Iceland](https://apptail.io/app/moniepoint-personal-banking-XMjn/iceland)
- [Tunisia](https://apptail.io/app/moniepoint-personal-banking-XMjn/tunisia)
- [Colombia](https://apptail.io/app/moniepoint-personal-banking-XMjn/colombia)
- [Suriname](https://apptail.io/app/moniepoint-personal-banking-XMjn/suriname)
- [Jamaica](https://apptail.io/app/moniepoint-personal-banking-XMjn/jamaica)
- [Armenia](https://apptail.io/app/moniepoint-personal-banking-XMjn/armenia)
- [Kuwait](https://apptail.io/app/moniepoint-personal-banking-XMjn/kuwait)
- [Sri Lanka](https://apptail.io/app/moniepoint-personal-banking-XMjn/sri-lanka)
- [Latvia](https://apptail.io/app/moniepoint-personal-banking-XMjn/latvia)
- [Madagascar](https://apptail.io/app/moniepoint-personal-banking-XMjn/madagascar)
- [Macao SAR China](https://apptail.io/app/moniepoint-personal-banking-XMjn/macau)
- [Mauritius](https://apptail.io/app/moniepoint-personal-banking-XMjn/mauritius)
- [Namibia](https://apptail.io/app/moniepoint-personal-banking-XMjn/namibia)
- [Brunei](https://apptail.io/app/moniepoint-personal-banking-XMjn/brunei)
- [Hungary](https://apptail.io/app/moniepoint-personal-banking-XMjn/hungary)
- [Slovakia](https://apptail.io/app/moniepoint-personal-banking-XMjn/slovakia)
- [Bulgaria](https://apptail.io/app/moniepoint-personal-banking-XMjn/bulgaria)
- [Dominican Republic](https://apptail.io/app/moniepoint-personal-banking-XMjn/dominican-republic)
- [Paraguay](https://apptail.io/app/moniepoint-personal-banking-XMjn/paraguay)
- [Barbados](https://apptail.io/app/moniepoint-personal-banking-XMjn/barbados)
- [Croatia](https://apptail.io/app/moniepoint-personal-banking-XMjn/croatia)
- [Jordan](https://apptail.io/app/moniepoint-personal-banking-XMjn/jordan)
- [Ecuador](https://apptail.io/app/moniepoint-personal-banking-XMjn/ecuador)
- [Bermuda](https://apptail.io/app/moniepoint-personal-banking-XMjn/bermuda)
- [Uruguay](https://apptail.io/app/moniepoint-personal-banking-XMjn/uruguay)
- [Belize](https://apptail.io/app/moniepoint-personal-banking-XMjn/belize)
- [Luxembourg](https://apptail.io/app/moniepoint-personal-banking-XMjn/luxembourg)
- [Cayman Islands](https://apptail.io/app/moniepoint-personal-banking-XMjn/cayman-islands)

---

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