---
title: "M&S Bank - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Manage your accounts safely and securely with the M&S Banking App. With a range of helpful features, it’s a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and Personal "
---

# M&S Bank — United Kingdom
> M&S Bank

![M&S Bank App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/3c/87/f4/3c87f4ed-4deb-1d39-b225-76c00545e749/IconMSB-0-0-1x_U007epad-0-1-0-85-220.png/434x0w.png)

**Developer:** [Marks & Spencer Financial Services](https://apptail.io/developer/marks-spencer-financial-services-qksb)
**Category:** Finance
**Rating:** 4.7/5 (149,542 ratings)
**Price:** Free
**Bundle ID:** com.marksandspencer.balance
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 4.68.0 (released 2026-03-25)
**Original Release:** 2015-06-18
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id965170355)
**AppTail Page:** [https://apptail.io/app/ms-bank-Vrg/united-kingdom](https://apptail.io/app/ms-bank-Vrg/united-kingdom)

## M&S Bank Description
Manage your accounts safely and securely with the M&S Banking App. With a range of helpful features, it’s a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and Personal Loan* anytime.
With the M&S Banking App you can:
•	Sign in securely with face or fingerprint recognition
•	Make payments to your account
•	Freeze your card or report a card issue
•	Request a change to your credit limit
•	View your card PIN
•	‘Chat with us’ anytime and get notifications when we send a reply
•	Request a Balance Transfer (subject to available offer)
•	View your statements
•	Activate your new credit card
*Personal Loan is only available to view if you are an M&S Credit Card customer.
Important things to know (the legal/official bit)
This app is designed for use in the United Kingdom (UK). The products and services represented within this App are intended for UK customers.
This app is provided by Marks & Spencer Financial Services plc (‘M&S Bank’) for the use of existing customers of M&S Bank. Please do not download this app if you are not an existing customer of M&S Bank.
M&S Bank is authorised in the UK by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
If you are outside of the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.
This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.



With the M&S Banking App you can:
•	View your Credit Card PIN
•	‘Chat with us’ anytime and get notifications when we send a reply
•	Keep track of your spending with our handy Spend Notifications tool
•	Sign in securely with face or fingerprint recognition on compatible devices
•	See recent transactions and check your balance
•	View your recent monthly statements in one place (Credit Card and Everyday Savings Account)
•	Make a payment to your M&S Credit Card
•	Update your contact details
•	Activate your new credit card in a few minutes


We know how important your online protection is, that’s why we have our Digital Security Promise. For more information visit bank.marksandspencer.com/fraud-and-security/digital-security-promise/.


*Personal loan is only available to view if you are an M&S Credit Card customer.


How to sign in to mobile banking
If you’re already registered for digital banking services, you’ll need your username and password to set up the app.
If you’ve not registered for digital banking, you’ll firstly need to register to set up your username and password by visiting marksandspencer.com/internetbanking



Important things to know (the legal/official bit)
This app is designed for use in the United Kingdom (UK). The products and services represented within this App are intended for UK customers.
This app is provided by Marks & Spencer Financial Services plc (‘M&S Bank’) for the use of existing customers of M&S Bank. Please do not download this app if you are not an existing customer of M&S Bank.
M&S Bank is authorised in the UK by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
If you are outside of the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.
This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

## M&S Bank Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c5/96/9e/c5969e1e-97aa-3ebb-f9b0-43f25c60f478/Z0735_M_U0026S_iPhone13_1242x2688_NS_app_store_screens_H.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/13/57/a513575a-ddcb-77be-1573-6991f0403612/Z0735_M_U0026S_iPhone13_1242x2688_NS_app_store_screens_H2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c8/d7/06/c8d706b9-435a-49e2-7507-2e47a60ef373/Z0735_M_U0026S_iPhone13_1242x2688_NS_app_store_screens_H3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/72/89/f0/7289f03c-0fd7-5fe8-35d5-f2248ee23cb7/Z0735_M_U0026S_iPhone13_1242x2688_NS_app_store_screens_H4.jpg/1242x2688.png)

## M&S Bank Rating Breakdown in United Kingdom
- 5 stars: 124,142 (83%)
- 4 stars: 14,954 (10%)
- 3 stars: 3,759 (3%)
- 2 stars: 1,674 (1%)
- 1 stars: 5,013 (3%)

## M&S Bank Reviews in United Kingdom

### ***-- "Difficult"
Unless I am doing something wrong it is not possible to see latest transactions that have been paid in the last 24 hrs or so! Only day or two old transaction appear. This makes it impossible to check, particularly when making internet purchases, whether payment has bean made correctly or indeed whether you have been charged twice!
-- Lesspoint, 2025-01-07

### *---- "View credit card details via the app"
Why can’t you view your credit card details (long number, expiry date) via the app. It’s 2025 and such a basic feature.
-- B_B_8_7, 2025-01-06

### ***** "Functional/easy to use."
As an older person I feel this app is within my limit to get around and use with ease.
-- Huntsham, 2025-01-06

### ***** "Excellent"
Exceptionally easy to keep track of spending on credit card with easy to use site
-- Al’s V, 2025-01-05

### *---- "Worst banking experience of my life"
Card only worked once in 20-25 attempts. Endless resets and talking to support. Who are nice ,but each person gives a different incorrect answer to a problem. But all of them same they cannot do anything because it is the computers algorithm.  But no one understand the actual rules on the algorithm so can’t help you.
-- Dupe Dogg, 2025-01-05

### ***** "Great app"
Very easy app to navigate.
-- Mickchantler, 2025-01-05

### ***** "Excellent"
Not just excellent Bank, but an M&S Excellent Bank
-- bergkonig, 2025-01-04

### *---- "Credit limit reduction"
We have just been informed the the £8600 credit limit has been halved. The only payments on this account total approx £20 per month. A payment was unfortunately missed in Nov/Dec as we were in the USA. As soon as we returned the full amount including the £12 charge was paid immediately. This card will be cancelled as soon as the apple debits are transferred.
-- AGill60, 2025-01-04

### ***** "Great stuff"
Works nicely, no problems (so far, hopefully ever). Chet with a soul 24/7 (with a slight delay at silly o’clock)
-- Rob Hancock, 2025-01-02

### ***** "Very helpful 😄"
During a difficult time I found M&S very helpful, thank you .
-- E/RN, 2025-01-02

### ***** "Amazing"
Great app, easy to use.
-- Effortlessly 1, 2025-01-01

### ***** "Satisfied customer"
Very convenient to have balances at fingertips 24/7.
And you get vouchers every now and again.
-- Hilbilly300, 2025-01-01

### *---- "Fed up"
impossible to update any details
-- Panstick, 2024-12-31

### ****- "Quite a good card"
M&S card and app quite good and very fair rate! Yet to see when my rate changes after promotional period but let’s see! Tell u nearer the time(haha)
-- wilsymc, 2024-12-30

### ***** "BankRight."
Excellent app for everyone's needs. 
Thank you.
-- Haggis78, 2024-12-27

### ***-- "New payment options"
To the developers.. just updated my app , excited to see the main improvements are the easier payment options . But where is the option to pay using TSB bank ? 
all the other banks are there bar this one..why?
-- vidaphone, 2024-12-26

### ***** "Pretty good"
I find the app pretty good and reasonably intuitive. I like the notifications when I make a purchase. 
I would like the ability to log out of the app from any screen with one tap and no confirmation. This is lacking on all my UK banking apps and would be especially useful for public areas.
-- Robin&Fe, 2024-12-26

### ***** "Very nice"
Easy to use
-- Kumar011, 2024-12-24

### ***** "Credit card"
I love using the M & S banking app. It’s super easy to use, super fast and very clear statements
-- lynnypoohs, 2024-12-24

### *---- "Card declined using contactless"
Not getting anywhere on why card getting continually declined when using contactless. Been to ATM checked PIN and still declined at store.
-- Bilbi Baggins, 2024-12-23

[View all M&S Bank reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## M&S Bank Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #66 |

## M&S Bank Discovered Keywords
- m s card
- sparks app
- marks and spencers sparks
- marks and spencer sparks card
- marks
- m and s app
- m and s
- marks and spencer app
- m s
- m and s bank

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## M&S Bank Available In
- [United Kingdom](https://apptail.io/app/ms-bank-Vrg/united-kingdom)
- [United States](https://apptail.io/app/ms-bank-Vrg/united-states)
- [Australia](https://apptail.io/app/ms-bank-Vrg/australia)
- [Ireland](https://apptail.io/app/ms-bank-Vrg/ireland)
- [Spain](https://apptail.io/app/ms-bank-Vrg/spain)
- [France](https://apptail.io/app/ms-bank-Vrg/france)
- [Canada](https://apptail.io/app/ms-bank-Vrg/canada)
- [India](https://apptail.io/app/ms-bank-Vrg/india)
- [Hong Kong SAR China](https://apptail.io/app/ms-bank-Vrg/hong-kong)
- [New Zealand](https://apptail.io/app/ms-bank-Vrg/new-zealand)
- [South Africa](https://apptail.io/app/ms-bank-Vrg/south-africa)
- [Türkiye](https://apptail.io/app/ms-bank-Vrg/turkey)
- [Cyprus](https://apptail.io/app/ms-bank-Vrg/cyprus)
- [Germany](https://apptail.io/app/ms-bank-Vrg/germany)
- [Italy](https://apptail.io/app/ms-bank-Vrg/italy)
- [Singapore](https://apptail.io/app/ms-bank-Vrg/singapore)
- [Malta](https://apptail.io/app/ms-bank-Vrg/malta)
- [Poland](https://apptail.io/app/ms-bank-Vrg/poland)
- [Portugal](https://apptail.io/app/ms-bank-Vrg/portugal)
- [Indonesia](https://apptail.io/app/ms-bank-Vrg/indonesia)
- [Egypt](https://apptail.io/app/ms-bank-Vrg/egypt)
- [Malaysia](https://apptail.io/app/ms-bank-Vrg/malaysia)
- [Qatar](https://apptail.io/app/ms-bank-Vrg/qatar)
- [Norway](https://apptail.io/app/ms-bank-Vrg/norway)
- [Nigeria](https://apptail.io/app/ms-bank-Vrg/nigeria)
- [Pakistan](https://apptail.io/app/ms-bank-Vrg/pakistan)
- [Sweden](https://apptail.io/app/ms-bank-Vrg/sweden)
- [Brazil](https://apptail.io/app/ms-bank-Vrg/brazil)
- [United Arab Emirates](https://apptail.io/app/ms-bank-Vrg/united-arab-emirates)
- [Finland](https://apptail.io/app/ms-bank-Vrg/finland)
- [Thailand](https://apptail.io/app/ms-bank-Vrg/thailand)
- [Argentina](https://apptail.io/app/ms-bank-Vrg/argentina)
- [Taiwan](https://apptail.io/app/ms-bank-Vrg/taiwan)
- [Israel](https://apptail.io/app/ms-bank-Vrg/israel)
- [Angola](https://apptail.io/app/ms-bank-Vrg/angola)
- [Switzerland](https://apptail.io/app/ms-bank-Vrg/switzerland)
- [Mexico](https://apptail.io/app/ms-bank-Vrg/mexico)
- [Bahrain](https://apptail.io/app/ms-bank-Vrg/bahrain)
- [Netherlands](https://apptail.io/app/ms-bank-Vrg/netherlands)
- [Greece](https://apptail.io/app/ms-bank-Vrg/greece)
- [Japan](https://apptail.io/app/ms-bank-Vrg/japan)
- [Estonia](https://apptail.io/app/ms-bank-Vrg/estonia)
- [Philippines](https://apptail.io/app/ms-bank-Vrg/philippines)
- [Cayman Islands](https://apptail.io/app/ms-bank-Vrg/cayman-islands)
- [Kazakhstan](https://apptail.io/app/ms-bank-Vrg/kazakhstan)
- [Czechia](https://apptail.io/app/ms-bank-Vrg/czechia)
- [Saudi Arabia](https://apptail.io/app/ms-bank-Vrg/saudi-arabia)
- [Russia](https://apptail.io/app/ms-bank-Vrg/russia)
- [Slovenia](https://apptail.io/app/ms-bank-Vrg/slovenia)
- [Slovakia](https://apptail.io/app/ms-bank-Vrg/slovakia)
- [Ukraine](https://apptail.io/app/ms-bank-Vrg/ukraine)
- [Chile](https://apptail.io/app/ms-bank-Vrg/chile)
- [Belarus](https://apptail.io/app/ms-bank-Vrg/belarus)
- [Colombia](https://apptail.io/app/ms-bank-Vrg/colombia)
- [Denmark](https://apptail.io/app/ms-bank-Vrg/denmark)
- [Dominican Republic](https://apptail.io/app/ms-bank-Vrg/dominican-republic)
- [Algeria](https://apptail.io/app/ms-bank-Vrg/algeria)
- [Ecuador](https://apptail.io/app/ms-bank-Vrg/ecuador)
- [Brunei](https://apptail.io/app/ms-bank-Vrg/brunei)
- [Bermuda](https://apptail.io/app/ms-bank-Vrg/bermuda)
- [Bulgaria](https://apptail.io/app/ms-bank-Vrg/bulgaria)
- [Croatia](https://apptail.io/app/ms-bank-Vrg/croatia)
- [Hungary](https://apptail.io/app/ms-bank-Vrg/hungary)
- [Belgium](https://apptail.io/app/ms-bank-Vrg/belgium)
- [Barbados](https://apptail.io/app/ms-bank-Vrg/barbados)
- [Azerbaijan](https://apptail.io/app/ms-bank-Vrg/azerbaijan)
- [Jordan](https://apptail.io/app/ms-bank-Vrg/jordan)
- [South Korea](https://apptail.io/app/ms-bank-Vrg/south-korea)
- [Kuwait](https://apptail.io/app/ms-bank-Vrg/kuwait)
- [Lebanon](https://apptail.io/app/ms-bank-Vrg/lebanon)
- [Lithuania](https://apptail.io/app/ms-bank-Vrg/lithuania)
- [Latvia](https://apptail.io/app/ms-bank-Vrg/latvia)
- [North Macedonia](https://apptail.io/app/ms-bank-Vrg/north-macedonia)
- [Mali](https://apptail.io/app/ms-bank-Vrg/mali)
- [Uzbekistan](https://apptail.io/app/ms-bank-Vrg/uzbekistan)
- [Nepal](https://apptail.io/app/ms-bank-Vrg/nepal)
- [Austria](https://apptail.io/app/ms-bank-Vrg/austria)
- [Peru](https://apptail.io/app/ms-bank-Vrg/peru)
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- [Armenia](https://apptail.io/app/ms-bank-Vrg/armenia)
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---

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