--- title: "MyPayNow - Reviews, Revenue and Downloads in Australia | Apple App Store" description: "When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly! Rather than waiting for your pay to be deposited into your" --- # MyPayNow — Australia > Access up to $2000 instantly! ![MyPayNow App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/6e/12/dd/6e12dd38-09d5-c9cf-4c14-70aa7d16a0eb/appicon-0-0-1x_U007emarketing-0-8-0-85-220.png/400x400bb.png) **Developer:** [Unknown](https://apptail.io/developer/unknown-FEPd) (Australia) **Category:** Finance **Rating:** 4.9/5 (16,767 ratings) **Price:** Free **Bundle ID:** au.com.mypaynow.app **Store:** Apple App Store **Country:** Australia **Version:** 2.16.001 (released 2025-08-06) **Original Release:** 2020-07-10 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/au/app/app/id1522988743) **AppTail Page:** [https://apptail.io/app/mypaynow-ruK/australia](https://apptail.io/app/mypaynow-ruK/australia) ## MyPayNow Description When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly! Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want. How it works: 1. Create an account, enter your employment info and link your bank statements to determine your available funds. 2. Request the funds you want and it will be in your account - in most cases within 60 seconds. 3. Scheduled repayments are automatically set up to coincide with your pay cycle. 4. Repeat as often and as much as you like, up to your available funds. How much does it cost? There is a 5% transaction fee and an annual percentage rate (APR) of 24%. For example, if you receive a $100 advance for one week, you will incur a $5 transaction fee and $0.48 in interest, resulting in a total repayment of $105.48. Why choose MyPayNow? • Fast, simple, cheap, secure access to your money • Private and discrete … we don’t contact your employer. We deal directly and only with you. • Avoid stress and late fees … rather than falling behind on bills, pay them on time. • No way to accumulate a huge debt as only a quarter of your wage is available. • Repayments are initially set to match your pay cycle with flexible options from 2 days (minimum repayment period) to 62 days (maximum repayment period). • Enjoy financial freedom and live life at your pace MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only. ## MyPayNow Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/50/9d/64/509d6479-fb3c-6294-9413-1ecfa88ddc0b/6d6068df-1578-4053-b41a-290982ff8be7_IOS-Mobile-1284x2778-1__U2013_1.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f5/21/1d/f5211dd4-7490-dc2f-f738-be98b41f6862/IOS-Mobile-6-5-1242x2208-2.jpg/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5b/eb/3c/5beb3c44-12f8-a6e7-82c0-ff0ef3826494/0c2d8474-e17c-4dc9-a2da-563bb0002cb7_IOS-Mobile-1284x2778-3__U2013_1.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/84/62/d2/8462d246-4847-55e6-634c-0f4e7bc9779a/1b4e5b9f-3c2b-4d94-b107-2f49d7c5f2c2_IOS-Mobile-1284x2778-4__U2013_1.jpg/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e7/9c/53/e79c53e7-a039-b804-9f3f-308810c43b5b/a4935fd2-c44e-486c-bc47-4544182e6584_IOS-Mobile-1284x2778-5__U2013_1.jpg/1284x2778.png) ## MyPayNow Rating Breakdown in Australia - 5 stars: 15,545 (93%) - 4 stars: 718 (4%) - 3 stars: 232 (1%) - 2 stars: 71 (0%) - 1 stars: 201 (1%) ## MyPayNow Reviews in Australia ### *---- "Discrimination" Discriminates against people receiving pensions or govt welfare Not worth the effort -- Lyingbastarfs, 2024-12-20 ### ***** "Forget the rest this is the best" I’ve tried the rest and now I’ve found the best pay day loans Very quick and very easy -- TRUCKIE Peter, 2024-12-19 ### *---- "Haven’t received my advance" Haven’t received my advance in my account but for some reason I still have to pay it back it’s been 4 days so far -- Ashik$, 2024-12-09 ### *---- "Cart admit when there wrong" Theses idiots double charge me after I payed out early. Have been ignoring my msges can see clear as day my payments on my account. Now they cart help me. O well they only screw up again an run. GUESSING the idiots will reply to this because it’s public but won’t contact me in private. My idiots now. -- Indians are scammers, 2024-11-22 ### *---- "Was good at the start" Then it was decided that I cannot borrow I’m not sure why but my paydays did change but I thought it will adjust but it didn’t and I incurred fees and then my account looked bad and then I was not allowed to borrow -- kayatavita20, 2024-09-22 ### ***** "Best Advance App by far!" The best advance app I have ever used. The app is very reliable with no changes to your limit whenever you need it. The fee for the advance is amazingly low. The staff are incredible and so helpful!! and have let me delay repayments many times even more then once on the same advance. I would rate 1000 stars mostly because of the staff incredible service and assistance thank you for being so helpful and understanding. -- hshahsjs shdkxx, 2024-09-12 ### *---- "Can someone respond to me please?" It’s asking me for my bank statements but before I even submit them, it goes to a page that says “we are determining your advance limit” but I don’t understand because how can you determine anything without me submitting my bank statements? I think your system is glitching because it’s been stuck on that page FOR 30 minutes straight. There’s nothing I can do. I’ve asked for help and no one is helping me. -- Kacialch, 2024-09-12 ### *---- "Slow loading" This app pays well ✅ The app payments are reasonable ✅ After payment trying to log back in to split payment, the app offers this but when you log in to try and do this it doesn’t allow you I’ve tried for an hour to log back in and do this it doesn’t work, so disappointed every time I try and log in to do this it just giving the loading icon continuously, I’ll take this review down if this is sorted in the next 24hrs, they have no contact number to call to resolve the issue. Be careful using this app -- Daleava, 2024-08-21 ### *---- "Only a one time repayment" Only a one time repayment, no option to split repayments. No phone number to speak to. Cowards hinding behind their keyboards to avoid abuse -- kevinfm16, 2024-08-06 ### *---- "Repayments" This app is a fraud money app, it’s says you can change Repayment date but when you click on it it doesn’t work. And there is terrible customer service. Will never use again! -- Kriby 22, 2024-07-07 [View all MyPayNow reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## MyPayNow Discovered Keywords - wage - payday australia - earnd - advance pay - pay - borrow - up money - up bank - cash advance australia - cash advance ## Apps Similar to MyPayNow - [Up — Simplify Money](https://apptail.io/app/up-simplify-money-Eho/australia) - [Wagetap: Instant Cash Advance](https://apptail.io/app/wagetap-instant-cash-advance-qqv/australia) - [Beforepay: Borrow up to 5000](https://apptail.io/app/beforepay-borrow-up-to-5000-dDG/australia) - [MONEYME](https://apptail.io/app/moneyme-uuK/australia) - [humm Classic](https://apptail.io/app/humm-classic-wuK/australia) - [Wagepay: Access up to 3,000](https://apptail.io/app/wagepay-access-up-to-3000-BPR/australia) - [CashBoost](https://apptail.io/app/cashboost-CPR/australia) - [Cash Converters My Loans](https://apptail.io/app/cash-converters-my-loans-Rwcb/australia) - [Wallet Wizard - Line of Credit](https://apptail.io/app/wallet-wizard-line-of-credit-Swcb/australia) - [Ugo Money](https://apptail.io/app/ugo-money-dRyk/australia) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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