N26 — Love your bank
Bank anywhere, with your phone
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Description

** Listed in Forbes’ World’s Best Banks 2023 **

Want to manage your money and your crypto* with just one app? Meet N26, Europe's first 100% mobile bank. Say goodbye to hidden bank fees, long queues, and endless paperwork!

Over 8 million customers in 24 countries trust N26 to save, spend, and manage their finances on the go. Here’s why you’ll love N26:

GET STARTED FAST
Download the N26 app and open your online bank account in minutes — right from your phone. Get a virtual or physical Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN BANKING FEES
Enjoy no ATM fees, no minimum account balance, and no foreign transaction fees. Go premium to get free ATM withdrawals worldwide.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

YOU’RE IN CONTROL
Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

INSTANT SAVINGS
Earn interest on your savings with full flexibility and simple conditions. Availability and interest rate depend on N26 membership and market.

INVESTING AND BANKING IN ONE APP
Invest the simple way without having to switch apps. Buy stocks, ETFs, and cryptocurrencies like Bitcoin and Ethereum right in your N26 app*. (*N26 Crypto is powered by Bitpanda. Check our website for availability in your country. None of the statements constitute investment advice).

AFFORDABLE INTERNATIONAL TRANSFERS
Send money around the globe quickly and easily — powered by Wise and right in your N26 app.

SAVE AND BUDGET EASILY
Organize your money quickly with Income Sorter and save more with Round-ups. The Monthly Wrap-Up makes it even easier to stay on top of your expenses.

PAY EFFORTLESSLY
Send and receive instant bank transfers within the SEPA area. Enjoy free ATM withdrawals, or try CASH26 to withdraw or deposit cash at 15,500+ retail stores in Germany, Austria, Italy, Spain, and Greece.

N26 PERKS
Unlock exclusive offers from brands you love.

SAFE AND SECURE
N26 is a fully-licensed bank, and your money is protected up to €100,000 by the German Deposit Protection Scheme. Shopping online? Enjoy peace of mind with 3D Secure protection.

RELIABLE CUSTOMER SUPPORT
Our N26 Specialists are here to help, 24/7. Reach us via live chat, or give us a call on the N26 premium customer hotline.

FIND THE BEST ACCOUNT FOR YOU:
For personal use:
— N26 Standard: the free digital bank account for your everyday
— N26 Smart: the bank account with a colorful Mastercard and powerful tools to spend and save with confidence
— N26 You: the premium bank account with travel insurance a colorful Mastercard, and free withdrawals abroad
— N26 Metal: the exclusive bank account with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto* perks, and free withdrawals abroad
— N26 joint accounts: Simplify shared finances with IBAN and insights. Check availability in your market

For freelancers and self-employed:
— Different business bank accounts for businesses, freelancers, and self-employed customers with N26 features such as cashback, Mastercard, insurances, sub-accounts, budgeting tools, and many more

N26 Products include:
— N26 Overdraft: get approved in minutes for an overdraft up to €10,000 (available in Germany, Austria)
— N26 Credit: take out a credit loan of €1,000 to €50,000 with no paperwork (The loan maximum depends on the market; our credit loan is available in Germany and France.)
— N26 Insurance: purchase on-demand insurance in your app to protect what you love

N26 has been featured internationally by TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, FAZ, and many more.

Imprint and Cookie Policy: n26.com/app
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Screenshots

User Rating

4.84 out of 5

16,469 ratings in Austria

5 star
14,913
4 star
1,038
3 star
230
2 star
60
1 star
228

Ratings History

Reviews

Bis jetzt Empfehlenswert!

Macjaguar1 on

Ich habe mich neu angemeldet und bin bis dato sehr zufrieden! Daher volle Punkteanzahl 👍

Racist Bank!

Nickxmcxxx on

What type of bank is this if doesn’t except Identity from a country within European Union! This is ridiculous! I live in Germany but I cannot create an account due to my Nationality! That’s unacceptable!!

sehr übersichtlich!

Fidelius E. on

gute Konditionen und leicht zu bedienen

Very inflexible fintech

Johnny5_1 on

App is ok but the inflexibility of this fintech is almost like it’s a big player bank that exists for decades. 1) The app is ok. But signed SEPA-Standard-Transactions cannot be cancelled even though it’s Sunday and they will be executed on Monday only. 2) When cancelling subscriptions, the “premium card” will be disabled, even if one has been a premium member for more than a year. While longtime travelling that is very unfortunate.

Horrible

Wrickedywrick on

Since 1 month i am trying to open my account It took at least 5 tries to even upload my documents and then i can not even log in! I tried everything, delete , redownload, start from scratch with the account and always the same pop up!

Very very happy with this bank

saryalex on

Simplified my life a lot! Totally recommend it!!

Limit von Echtzeitüberweisungen

Bendi75556 on

Also wer sich den schwachsinn ausgedacht hat würde ich gerne wissen, aber jeder andere Bank bietet davon unendlich an aber N26 bekommt das nicht hin… nicht mal mit dem größten Abo von 16.90€ im Monat kann man dieses Limit umgehen… echt schade hab N26 geliebt aber leider muss ich Bank wechseln da dies für mein Täglichen bedarf einfach nicht ausreicht… 5 Überweisungen sind nicht viel, dafür das man sogar 16.90€ im Monat bezahlt.

Can‘t Transfer to NZD anymore

EURtoNZD on

In the app you can not transfer money to an New Zealand Dollar anymore ☹️

Dispo

Hofal on

Ich hätte meinen Dispo gerne wieder

Tolle App

Baranovici on

Empfehlenswerte Onlinebank mit vielen Funktionen!

Store Rankings

Ranking History

Category Rankings

Chart
Category
Rank
Top Free
16
Top Free
17
Top Free
19
Top Free
25
Top Free
27

Keywords

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Revenue and Downloads

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App Info

Category
Finance
Publisher
N26 GmbH
Languages
English, Spanish, Italian, French, German
Recent version
4.3 (3 days ago )
Released on
Feb 4, 2015 (9 years ago )
Last updated
3 weeks ago