---
title: "NeoZAP - Spend &amp; Save in Gold - Reviews, Revenue and Downloads in India | Apple App Store"
description: "NeoZAP – Spend &amp; Save in Gold is built for users who want to invest in digital gold and manage everyday payments from one simple app. NeoZAP helps you understand how to invest in digital gold, buy dig"
---

# NeoZAP - Spend &amp; Save in Gold — India
> Get highest returns on Gold

![NeoZAP App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/b1/02/6e/b1026e04-c60e-89b8-fcb5-490ea4275aaf/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [NEO Interactive Services Private](https://apptail.io/developer/neo-interactive-services-private-llOf) (India)
**Category:** Finance
**Rating:** 4.0/5 (565 ratings)
**Price:** Free
**Bundle ID:** com.neofinity.neozap
**Store:** Apple App Store
**Country:** India
**Version:** 4.0.12 (released 2026-08-31)
**Original Release:** 2024-08-27
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6547854547)
**AppTail Page:** [https://apptail.io/app/neozap-spend-save-in-gold-Vhdr/india](https://apptail.io/app/neozap-spend-save-in-gold-Vhdr/india)

## NeoZAP Description
NeoZAP – Spend &amp; Save in Gold is built for users who want to invest in digital gold and manage everyday payments from one simple app. NeoZAP helps you understand how to invest in digital gold, buy digital gold online, and build long-term gold investment habits, while also handling daily spending with ease. NeoZAP combines gold as an investment with smart payments in a modern, digital-first experience. 

NeoZAP makes digital gold savings simple by allowing users to invest regularly through a gold SIP plan or add money anytime through one-time purchases. It works like a smart digital gullak for disciplined saving and also offers jar-style flexibility for users who prefer to invest whenever they want. With this mix of a gullak approach and jar-like freedom, gold investment becomes easy and accessible. Along with saving digital gold, users can pay seamlessly across stores, online platforms, and metro travel. 

Whether you are learning how to invest in digital gold, planning a gold SIP plan, using gold as an investment for the long term, or looking for a secure card with rewards and cashback, NeoZAP gives you full control over savings and spending. 

Key Features of NeoZAP – India’s 1st Gold Account 

• Buy digital gold online instantly at live market prices for transparent digital gold investment 
• Start a gold SIP plan to build consistent gold investment habits over time 
• One-time purchase option to invest in digital gold whenever you choose 
• No lock-in period, withdraw or sell digital gold anytime 
• Instant liquidity, convert gold as an investment into cash or physical gold or jewellery at Tanishq 
• Track your gold investment in real time with live gold price updates 
• Virtual Account with a UPI ID to receive money directly into your Gold Account, similar to a savings account 
• Beginner-friendly app for users exploring how to invest in digital gold 

NeoZAP Card, Payments, Cashback &amp; Rewards 

• Tap-to-pay at card machines, metro stations, and buses 
• Virtual card for online payments 
• Earn up to 4% cashback, including assured cashback on spends 
• Use NeoZAP across top brands like PVR, Uber, Starbucks, Amazon etc.  
for shopping, food, travel, and entertainment 
• AutoPay support for seamless recurring payments 

NeoZAP brings together digital gold investment, gold SIP plans, metro payments, rewards, top brands, cashback, and everyday spending in one single app. It helps users treat gold as an investment, save like a modern gullak, invest flexibly like a jar, and spend smartly while earning cashback and rewards. 

Download NeoZAP today to buy digital gold online, start a gold SIP plan, understand how to invest in digital gold, tap and pay across metro and stores, and earn up to 4% cashback with rewards from top brands.

## NeoZAP Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6c/87/93/6c8793cc-a8fa-2a27-9ce2-d77642252331/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ff/e4/79/ffe479c4-3245-c3d7-e404-fbd837c8401f/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dc/91/ff/dc91ff7b-eac9-4b00-b35b-c0ba29af1e7d/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/60/7f/c6/607fc608-97ef-9242-800e-19b5d9615a3f/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2a/51/88/2a5188e5-1480-6c1a-bc2f-b253cafdb2d8/5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/17/bd/af/17bdaf3b-0291-0b37-14b2-94d0cf68bb3a/6.png/1242x2688.png)

## NeoZAP Rating Breakdown in India
- 5 stars: 390 (69%)
- 4 stars: 27 (5%)
- 3 stars: 11 (2%)
- 2 stars: 14 (2%)
- 1 stars: 123 (22%)

## NeoZAP Reviews in India

### **--- "Misleading Ads"
Why run misleading ads that shows you get a free movie ticket every month when the reality is we get 1% worth of value in return. 300 rs voucher on 30,000 spend is nothing to be proud of. Also, its a wallet and doesn’t link with existing credit cards.
-- Sameernks, 2025-01-21

### *---- "Not Useful"
This tag is not useful and company forces to sell Clint’s when i order this online and send request before dispatch for cancel company not cancelled and not refund my money . Don’t buy this tag very bad for customer support also..
-- Mandeep Duhan, 2025-01-18

### ****- "Overall the app and tag both are good"
Good experience till now and both app and tag is working great. Enjoyed the experience till now without facing any issues. Great work the team neoZap and good luck for future success. 😊
-- knsabat, 2025-01-17

### *---- "Pathetic help and support system"
I purchased NeoZap tag and top up with 2k. Then i went to metro counter was transit upload. He was unaware of this tag but tried to upload the balance but its nfc was not working. I raised a ticket to support regarding this matter. Expected response time was 48hrs. After this stipulated time i received auto generated solution which was not helpful. Suggest you to avoid this tag until they have proper CC.
-- Rohit2308, 2025-01-15

### *---- "It does not work properly"
This product is highly ineffective and has poor quality. I strongly advise against purchasing it, as it will not meet your expectations.
-- Vickyparashar, 2025-01-11

### ****- "Noew zap good amd i love it"
Overall its a good tag for payment and i love it. 
But i have a one suggestion for you- you can add also a payment option for metro and public transport bcz its an issue for recharging the tag on the counter bcz why i am going to the counter and stay in the line it a more time consuming bcz most of the people todays date should take ticket on the counter whenever i stay in line is good to take a metro card or online ticket booking. 
So plz find a solution for neozap tag recharging option in app for public transport .
-- RajatRaj16, 2025-01-06

### ***-- "Needs improvement"
When ordering I was under the impression that we will be able to link our credit/debits cards with NeoZap card and would experience tap and pay feature however it has wallet services which requires to add money in it. Additionally you can introduce UPI services or linking bank account to make more use to NeoZap card.
-- Shbansri, 2025-01-06

### *---- "Useless app, fundamental PIN setting not working"
Numerous times tried to set the card tag PIN number, continuously failing or not responsive screen . I tried deleting app and re-installed, tried in day and night times with data plan, Wi-Fi no luck.
-- Saravana3, 2025-01-04

### *---- "very bad"
Delivery is very slow, it seems that the parcels are being delivered from London. delivery take time 15/20days
-- Gabbaris back, 2025-01-03

### **--- "Card is not working No support"
Hi team i just order the tab card i tried in multiple devices but its not working no response on tap

I try to connect regarding this but there are no response
-- vaibhavyadav, 2025-01-03

[View all NeoZAP reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)






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