---
title: "NerdWallet: Smart Money App - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "The free NerdWallet app is your money’s smartest friend – with easy budgeting tools, 24/7 credit monitoring, and personalized opportunities to save.  BUDGET LIKE A PRO Get an easy-to-follow budget tha"
---

# NerdWallet: Smart Money App — United States
> Track, Save &amp; Invest

![NerdWallet App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/cc/75/cc/cc75cc63-df41-3bce-abfd-f9611d74e5b0/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Nerdwallet](https://apptail.io/developer/nerdwallet-eEQ)
**Category:** Finance
**Rating:** 4.8/5 (125,272 ratings)
**Price:** Free
**Bundle ID:** org.reactjs.native.example.MobileCreditCards
**Store:** Apple App Store
**Country:** United States
**Version:** 15.0.0 (released 2026-09-30)
**Original Release:** 2016-12-07
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1174471607)
**AppTail Page:** [https://apptail.io/app/nerdwallet-smart-money-app-sDk/united-states](https://apptail.io/app/nerdwallet-smart-money-app-sDk/united-states)

## NerdWallet Description
The free NerdWallet app is your money’s smartest friend – with easy budgeting tools, 24/7 credit monitoring, and personalized opportunities to save.

BUDGET LIKE A PRO
Get an easy-to-follow budget that automatically organizes your spending across needs, wants, and savings – so you always know what your money&#039;s up to.

STAY ON TOP OF YOUR CREDIT
We&#039;ll let you know about important changes, explain what&#039;s affecting your score, and help you understand what it all means – so you can build healthier credit habits.

SEE THE BIGGER PICTURE
Bring your accounts together to understand your spending, review your transactions, and know exactly where your cash goes each month.

FIND WAYS TO SAVE
From forgotten subscriptions to banking and savings options, we’ll help you uncover opportunities to put more money back in your pocket. 

MAKE SMARTER MONEY MOVES
Whether you&#039;re looking for a new credit card, bank account, or loan, compare trusted ratings and reviews to find an option that fits your goals.

EARN MORE ON YOUR CASH
When you open a Cash Account offered by Atomic Brokerage and deposit funds within 14 days, you can earn a boosted 3.90% APY on balances up to $250,000 for the first 6 months.

Disclosures:

NerdWallet privacy policy: 

NerdWallet terms: 

An introductory 0.65% Annual Percentage Yield (APY) boost is available on up to $250,000 in deposits for the first 6 months when you open a Cash Account offered by Atomic Brokerage LLC and deposit funds. Balances above $250,000 will earn the standard 3.25% APY. After the 6 month introductory period, all balances earn the standard 3.25% APY. The introductory APY boost of 0.65% is available through NerdWallet’s promotional program. APYs are accurate as of 05/26/2026 and are subject to change without notice.

Paid Non-Client Promotion for the Cash Account: NerdWallet has engaged Atomic Brokerage LLC (&quot;Atomic&quot;), a registered broker-dealer and member of FINRA and SIPC, to bring you the opportunity to open a brokerage account (“Cash Account”) in which cash is swept into unaffiliated bank deposit accounts opened for you by, and in the name of Atomic Brokerage as agent and custodian. NerdWallet is a promoter of Atomic. Atomic shares fees from the cash sweep program banks with NerdWallet for each referred client who opens a Cash account, which creates a conflict of interest. Atomic and NerdWallet are not under common ownership and are not related entities. You will not be charged any fee or incur any additional costs for being referred to Atomic by the Promoter. For more details about Atomic Brokerage, please go to  You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at 

See important Cash Account disclosures at  You should not expect cash deposited in an Atomic Brokerage account used solely for the purpose of accessing the Cash Sweep to be protected by SIPC or FDIC insurance, and cash is only protected by FDIC insurance (subject to coverage limits and eligibility requirements) once deposited by Atomic Brokerage in the unaffiliated bank deposit accounts. If you prefer your cash to be invested in a Money Market Fund eligible for SIPC coverage, you must send an email to support-brokerage@atomicvest.com to discuss your options.

## NerdWallet Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/9e/77/599e779f-ed7c-60ac-7596-4c7cdd28194b/Apple_6.9_01_Summary.jpg/1260x2736.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/12/ca/f2/12caf27a-9765-6e0b-5d4d-49cce6980bb4/Apple_6.9_02_Budget.jpg/1260x2736.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/31/28/9c/31289cbb-2833-1085-3a07-4bf1375c70d5/Apple_6.9_03_Credit_Score.jpg/1260x2736.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5b/d3/eb/5bd3eb0b-63a6-ed5c-d25b-5673d103d09f/Apple_6.9_04_Subscriptions.jpg/1260x2736.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/27/f1/21/27f1216e-0ba9-e122-a44b-923780685a5c/Apple_6.9_05_Cash_Flow.jpg/1260x2736.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fe/45/28/fe452836-83f2-e9e9-57e9-910632ad8f40/Apple_6.9_06_Shop.jpg/1260x2736.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/41/7e/f4/417ef4cb-1c57-a6f8-99fc-fcddec90294c/Apple_6.9_07_HYSA.jpg/1260x2736.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/22/fa/80/22fa8099-8b90-6c1c-bdfd-68496c44cea5/Apple_6.9_08_Advice.jpg/1260x2736.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2e/78/93/2e78936b-4a53-8a48-dd49-ca05ecce0b6b/Apple_6.9_09_Trust.jpg/1260x2736.png)

## NerdWallet Rating Breakdown in United States
- 5 stars: 111,168 (89%)
- 4 stars: 10,064 (8%)
- 3 stars: 2,264 (2%)
- 2 stars: 519 (0%)
- 1 stars: 1,257 (1%)

## NerdWallet Reviews in United States

### *---- "never loads for past week! dead app!"
never loads for past week! dead app! 

*** they just did an update the motha still wont load! #UltraLame !
-- kirken437436, 2026-09-30

### *---- "Log In Loop"
This version won’t let me log into my account. Works fine on web browsers, but the app won’t let me log in.
-- Pduv22, 2026-09-30

### **--- "Love the idea but the glitching is crazy"
I cannot put in a subscription because it’s constantly asking me to scan for a subscription and deletes whatever I just entered
-- rla444, 2026-09-14

### ***** "thanks you"
🔥
-- hijacked scavenger hunts R us, 2026-09-11

### ***** "Nerdwallet"
This app is awesome
-- Shannon  stuart 5581, 2026-09-01

### ***** "Bring back 50/30/20"
I had written a review before about bringing back this feature. I’m SO HAPPY to see it back (and better). This was single-handily the feature that helped me progress financially! Now, I can even modify to my goals like saving aggressively with the 40/30/30 or rebuilding with the 70/20/10! AND I find my accounts aren’t being kicked out anymore. Thank you NERD Wallet! I’m a happy customer again!
-- Yhnnss, 2026-08-29

### *---- "Last 4 of account numbers always wrongs"
Last 4 of account numbers always wrongs
-- Hicksyr, 2026-08-25

### ****- "Love it"
Works the way I want and more. Got locked out while traveling tho, which is both good and bad
-- ticked deliquent, 2026-08-24

### ***** "Nerd Wallet"
Keeps me informed of my progress and other apps working together
-- bridrickey1, 2026-08-24

### ***** "Cash avance"
Exelente
-- Panacho1990!!, 2026-08-17

### *---- "Looks like a scam app"
Tried to add my finance info and it keeps having problems logging in. So it made me think it’s a scam app, they ask you for ssn and accounts. I get it. But when it’s bouncing back it means someone in regulations put a plug on adding new stuff because money and info have been stoked and resold.
Bunch of screens that are useless. You see more ads than your actual info. 
Tried to check my score it stayed on the same screen for 4 times and I gave up. Thanks, but NO. They lure you in by not asking for a subscription, but I’d rather pay a small fee and have a reliable dealer than shady app that does nothing.
-- phoenixace666, 2026-08-03

### ***** "HSEMG"
I’m new to the app so let’s see how it goes ?
-- Ray, Malcolm Martinez/Sky, 2026-08-02

### ***** "The Smart Money App"
It’s a great Money App! Try it for yourself..
-- MemyselfandI184, 2026-07-29

### *---- "So buggy"
Used to be a great app but (1) my Interactive Brokers won’t update (has been 7 days…), and there’s no clear way for me to delete it &amp; re-add it and (2) I can’t delete certain accounts.
-- CDR1234331, 2026-07-20

### ***** "Cd"
Convenient
-- Mom&#039;s prayer, 2026-07-14

### *---- "Worst financial app out there"
I never leave reviews but this one is an exception. This app is genuinely the biggest pile of garbage ever made by humanity. A random intern can come up with a better UX. 

The user journey is a labyrinth, all screen space is occupied by 90% and 10% useful information. It’s as if the whole app was made by a team of 10 program managers all competing for scope.

U need to click like 7 different parts of the screen before u see any spending breakdown… this app has “news” section given more priority than your budget. 

Additionally:
- It counts between account transfers as income. 
- Breakdowns only go as far as a couple of months back
- Which Genius came up with the idea that I ever want to see all transactions as a list
- Have some shame showing “beta” features. 
- Who needs their net worth on the first page? The same customer profile who requires this low iq needs/wants breakdown?
-- onlinex0688, 2026-07-14

### *---- "Unstable, resource hog"
Phone turns into a hand warmer after launching and until it’s force quit. Unable to reliably switch between tabs or view accounts since the last couple updates.
-- Chiropteraman36, 2026-07-14

### *---- "Gutiérrez"
Julio
-- GUTIERREZ esar, 2026-07-13

### *---- "Terrible update"
Removed the only reason I downloaded this app. For a budgeting option. And then put in some garbage news stories and investment tab nobody asked for. 

Edit: nice they added it back, too bad I moved on to rocket money
-- Bobertoprice, 2026-07-07

### ***** "Why NerdWallet is good for everyone"
I started with NerdWallet about five months ago was totally ignorant on investing and actually done some advisor investing and turned out that I profited $2000 in three months and I am so glad I chose
-- Geekerdone, 2026-07-05

[View all NerdWallet reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## NerdWallet Discovered Keywords
- track
- track app
- monthly budget
- household budget
- finance tracker
- money tracker
- money management
- saving money
- personal budget
- spending

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