---
title: "NextFin: Instant Loans - Reviews, Revenue and Downloads in India | Apple App Store"
description: "NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 "
---

# NextFin: Instant Loans — India
> Personal Loans for low CIBIL

![NextFin App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/00/52/ac/0052ac66-5e3a-b5d3-9181-bb15a4981619/AppIcon-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [Amar Amba Finance Hire Purchase Private](https://apptail.io/developer/amar-amba-finance-hire-purchase-private-qlId) (India)
**Category:** Finance
**Rating:** 3.1/5 (427 ratings)
**Price:** Free
**Bundle ID:** com.nextfin
**Store:** Apple App Store
**Country:** India
**Version:** 3.5 (released 2024-08-23)
**Original Release:** 2022-03-10
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1602053613)
**AppTail Page:** [https://apptail.io/app/nextfin-instant-loans-Lnxe/india](https://apptail.io/app/nextfin-instant-loans-Lnxe/india)

## NextFin Description
NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 crores via our app.

Why NextFin?
1. An RBI registered NBFC established in 1997
3. Apply for Secured & Unsecured Loans
4. Complete digital process for Loan eligibility check and apply instantly
5. Get loans from ₹5,000 onwards directly in your bank account

How to apply for an easy loan with NextFin?
1. Download NextFin app & Login
2. Fill in your basic profile details
3. Provide employment history, home & office address details
4. Select the type of loan, amount & tenure
5. Upload the required documents
6. Approval will be communicated within 48 working hours
7. Loan agreement is signed (digitally or physically)
8. Loan is disbursed

Loan Products:
* Unsecured Loans: Personal Loans, Education Loans, Business Loans (Pan India)
* Secured Loans (Currently only servicing in Delhi NCR region): Loan against Property (Up to 70% financing), Mortgage Loans, Gold Loans (Up to 60% financing), Bike (Up to 70% financing) & Car Loans (Up to 80% financing)

1. Unsecured Personal Loan - A flexible loan option for salaried professionals. All you need is your PAN Card, Salary Proof & Address Proof to avail ₹5,000 to ₹50,000 for a tenure ranging from 90 days to 6 months.

Fees, Charges & Tenure
- Amount: ₹5,000 to ₹50,000
- Processing Fees: 6% + 18% GST
- Tenure: 90 days - 6 months
- APR: 18% - 36% (depending on risk profile)
- Sample: A Salary Advance loan of ₹30,000 for a tenure of 90 days at an interest of 0.1% per day (36% APR) will result in total cost being ₹33,942 (including processing fees ₹2124, principal amount of ₹30000 and interest amount of ₹1818) for a monthly instalment of ₹10606 for 3 months.
- Penalty charges of 0.6% per day & Bounce Charges of ₹750 on non-repayment of EMIs. Loans can be foreclosed after 3 months.

2. Secured Personal Loan - A personal loan option where you can avail amounts of upto ₹5 crores against collateral. We provide Gold Loans, Loan against Property, Mortgage Loan, New Car Loans, Used Car Loans and Bike Loans.

Fees, Charges & Tenure
- Amount: ₹50,000 to ₹5,00,00,000
- Processing Fees: 5% + GST
- Loan Tenure period: 3 months - 10 years
- Annual Percentage Rate: Starts at 12% depending on risk profile and collateral provided
- Sample: A Secured Loan of ₹1,00,000 for a tenure of 12 months at an interest of 18% APR will result in total cost being ₹1,15,916 (including processing fees ₹5900, principal amount of ₹1,00,000 and interest amount of ₹10,016) and a monthly installment of ₹9168 for 12 months.
- Penalty charges as applicable & Bounce Charges of ₹1000 on non-repayment of EMIs and Zero prepayment charges for loans. 

Privacy Policy
Please read our privacy policy mentioned here to know how we handle your data 

We only provide loans through the RBI registered NBFC - Amar Amba Finance Hire Purchase Pvt Ltd

Contact Us:
Mail us on support@nextfin.in
Call us on +918447804814
(Mon-Sat 10:00 AM - 6:00 PM)
Address: Plot no 1536 B, Saraswati Kunj, Near South Point Mall, Sector 53, Gurugram, 122002

## NextFin Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/74/1b/8c/741b8c2b-7829-ddf5-dfab-f88a6d4fcd85/b17731b3-1e0e-4eae-9875-94f535813c95_IMG_B3B3079646AB-1.jpeg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/b9/17/2c/b9172cbb-3309-f34c-3467-9f69cc1e916a/d7ef86d1-7fa6-4ff3-bb32-73d6d39d1319_IMG_0390.PNG/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/2e/7a/38/2e7a3870-c607-3640-fe18-159ed99938c4/746366c2-fb00-483a-b73c-3f850d22ea82_IMG_0392.PNG/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/db/9f/38/db9f38a9-9863-37e5-f638-4889abd6ba7b/1c0deed4-20db-41ef-81a7-71d1e926d555_IMG_0393.PNG/1284x2778.png)

## NextFin Rating Breakdown in India
- 5 stars: 188 (44%)
- 4 stars: 32 (7%)
- 3 stars: 18 (4%)
- 2 stars: 14 (3%)
- 1 stars: 175 (41%)

## NextFin Reviews in India

### *---- "Fake app"
Dont use this app  ye app apki sari details lelega or loan process pr leke Nhi jaega such. A fake app don’t use this app
-- Faurdddddddd, 2025-10-14

### *---- "Waste of time"
Waste of time
-- Taral Parmar, 2025-10-04

### *---- "Fraudulent Application"
I don’t understand who approves such application for funding. Money was not disbursed after completing all formalities including the E-mandate. Such applications must be banned. NOT RECOMMENDED
-- Nitin2027, 2025-10-03

### *---- "Fraud"
Total fraud app
-- Bandurant, 2025-09-08

### *---- "Loan closer issue"
I have taken loan it’s smooth process for low cibil however when I close the loan and suddenly the amount pop up -0.34 to pay for foreclosure also I spoke with Customer service to close multiple time from last 5 days they are giving same answer the team will get in touch with you through WhatsApp but no one reach 

Kindly close my loan
-- Underwater fighter 806, 2025-09-05

### *---- "Worst application"
Worst application no response from anyone
-- Ravidexter, 2025-09-04

### *---- "Fraud"
Totally fraud
-- Fixhiufhu, 2025-08-23

### *---- "Its data collection"
Pure data collecting act like loan all details taken then required 1000 documents cheap rbi need to bann this
-- Navt9191, 2025-08-22

### *---- "Fraud"
Such a fraud application,tottaly fraud staff ,uneducated persons dont know how to deal with the customer and the second thing they dont give loans at the last
-- Vansh@168, 2025-08-19

### *---- "Very bad experience"
Looks like they are not serious about running this business. They cut the call and now it says out of network coverage
-- Koulic7, 2025-07-08

[View all NextFin reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## NextFin Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | India | Finance | #246 |

## NextFin Discovered Keywords
- loantap
- nextfin
- instant loans
- personal
- lenditt
- payme

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