North One - Business Banking

Simple Business Banking

Published by: NorthOne
Downloads
Revenue

Description

North One is a Business Checking Account that simplifies your banking experience, allowing you to focus on what matters most—growing your business.
Simplify your finances with one Account
Access all the essential banking features you need without the usual fees, branch visits, or paperwork.

With the North One app, you can:
- Earn money back on your Mastercard® Small Business Debit Card purchases
- Send and receive payments any time with Standard ACH, Same-day ACH, wire transfers, paper checks⁶, & more
- Apply for a Business Line of Credit and Business Term Loan⁴
- Receive payments instantly from Stripe, Cash App, Square, Amazon, PayPal, Venmo, and more⁵
- Bank anywhere, any time
- Enjoy low fees and high limits
- Buy with physical and virtual debit cards
- Invite your accountant, bookkeeper, and team members
- Free inbound wires
- Give each of your co-owners their own login and debit card
- Millions of ATMs with fee refunds
- Deposit cash at over 90,000 retail locations⁷
- Talk to a local Customer Care expert who understands your business

North One is a financial technology company, not a bank.
Banking services for the deposit account provided by The Bancorp Bank, N.A., Member FDIC.

The NorthOne Mastercard® Small Business Debit Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program.

1. Based on North One user data. Time saved compared to sending the same type of payment at a traditional bank. Learn how we calculate time saved here: help.northone.com/en/articles/9095567-time-saved-counter
2. Applicable to the North One Standard Plan. Optional North One Plus Plan available for $20/month.
3. North One does not charge a fee for this service, but may reimburse you for third-party fees charged. You must contact the North One Customer Care Team to request reimbursement. Some restrictions apply.
4. North One is a financial technology company, not a lender. North One does not issue loans or make credit decisions in connection with loans. North One Lending is powered by Kanmon. All loans are subject to credit approval. Your terms may vary. North One Lending loans are issued by Kanmon, a licensed lender. California Loans are made pursuant to a Department of Financial Protection and Innovation California Lenders Law License. Read more about Kanmon at kanmon.com.
5. Real Time Payments are available through The Clearing House Payments Company, LLC and generally occur within seconds, however certain circumstances could result in a delay or cancellation of a payment. See your Deposit Account Agreement for more details.
6. See Deposit Account Agreement for details on ACH transfers, Same-day ACH transfers, mobile check deposit, physical checks, domestic wire transfers, and third party cash transfers (subject to terms and conditions of GreenDot® Corporation).
7. Cash deposits are subject to terms and conditions of Green Dot Corporation. © Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation. The retailer that receives your cash will be responsible to transfer the funds for deposit into your North One Account.
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North One FAQ

  • Is North One free?

    Yes, North One is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is North One legit?

    🤔 The North One app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

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  • How much does North One cost?

    North One is free.

  • What is North One revenue?

    To get estimated revenue of North One app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.74 out of 5

2,767 ratings in United States

5 star
2,453
4 star
129
3 star
42
2 star
16
1 star
113
Ratings History

North One Reviews

Get this if you like LIES

KAG FOREVER on

United States

I have never been lied to as much as this so called ‘bank’ has. Worked fine depositing business checks, until it stopped one day. I had over 15k in checks to deposit, and I was working out of town! They strung me along for 3 months, telling me sometime this week, knowing they would never have that service ever again. What a terrible experience!

Excellent

Xpress Roadside on

United States

Great experience North One has exceeded my expectations

Great new app

Ywmcloud on

United States

Great app

robe

robé rto on

United States

Hands down best business bank, always contributes to perks to help your business.

Disappointed

allnamesaretakenidk on

United States

Went with NorthOne to start my small business banking. My second month was hard so I canceled the account and pulled my money out to prevent overdraft. (Which was 10$). Over the last few months they’ve been racking up 10$ monthly fees and not notifying me; apparently I never cancelled and I of course have no proof. They would not dismiss the fees, despite there being absolutely no activity on the account. I wanted to return to try them again, but they don’t seem very small business friendly as they are taking 40$ from my deposit that I added to start using it again. Nice. Definitely didn’t need that money, NorthOne. I wanted to try again, yet my unused account is worth more than my continued business to them. Never again. Cancel via chat and document it. Wish it would’ve gone differently or that they didn’t bill you for absolutely no reason if you don’t put money into it or use it. :(

Shocking

Saraseti Sunra on

United States

Normally I hate to leave a review however this has forced my hand because for NorthOne not to support apps such as Cash App, Venmo, Zelle etc is truly a travesty. Waiting an additional 1-3 business days to pay my contractors don’t sit well with me. It my be a great app however this shames the whole thing.

Can’t get customer service

LV2Boat78 on

United States

I’ve deposited 2 checks into my new business checking account. It was than locked for my security. They gave an email address to inquire as to why. 24 hours and 3 emails later I have no response and no access to my account. I won’t be moving my banking business to a bank that randomly blocks access and won’t respond.

A horrible experience

Shoehead65 on

United States

This bank is a sham, with limited services and terrible customer service. If you have a business, try another bank.

Highly Satisfied

Kristt Kash on

United States

I have been with NorthOne since it’s beginning years and I am a happy business banker!

The lies

TeamArQuez on

United States

Trust this bank excuse me this online tech company if you want ask me how I know. For one they will steal your stripe instant deposits and say they never received it. Then once you send proof they blame Mastercard. Using your card at a restaurant they authorize an additional 20% on top of ya bill. YOU CANNOT call this “bank” you have to Schedule a time for there 3 employees to call you. This isn’t a bank for established business but new ones and I would suggest going to a traditional bank. They charge you a monthly fee but NONE of the things they offer do they actually offer. EVERYTHING IS COMING SOON. the online chat is a joke it’s someone who basically tells you they can’t do or don’t know and will get back to you. We use this bank as a catch all account (deposit funds) and immediately transfer them. ***** In response to lies you sent. Your company definitely up charges on ALL restaurants charges. Y’all are quick to blame them however we take out clients to the same places. And your fake card is the only on that does that and in 3 days max or changes to what the actual amount was. Please stop lying. As always I send screen shoots to your 3 person online chat team. This “bank” is so quick to blame someone else without researching and providing correct answers. And I’ve already reached out, your team sends updates telling me their still working on it. Whatever the reason you offer only outbound calls is unacceptable for a company trying to run a business. And again please stop lying it’s never any same day calls available. And again please stop the lies. Your app has a list of things your company doesn’t offer it says coming soon. Then finally y’all got same day ach but now it’s an additional fee for that.

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App Info

Category
Business
Publisher
NorthOne
Languages
English
Recent release
14.10.0 (1 week ago )
Released on
Sep 4, 2019 (5 years ago )
Also available in
United States
Last Updated
1 month ago