---
title: "O2 Digital Banking - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "O2 Digital Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view"
---

# O2 Digital Banking — United States

![O2 Digital Banking App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/d3/68/e9/d368e98f-1c08-2850-c927-96829bfc0e0d/AppIcon-0-0-1x_U007epad-0-1-0-0-0-85-220.png/100x100bb.jpg)

**Developer:** [Old Second National Bank](https://apptail.io/developer/old-second-national-bank-Fqb)
**Category:** Finance
**Rating:** 4.7/5 (11,487 ratings)
**Price:** Free
**Bundle ID:** com.oldsecond.grip
**Store:** Apple App Store
**Country:** United States
**Version:** 3.38.1 (released 2026-09-22)
**Original Release:** 2020-07-27
**Languages:** English, Spanish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1500046724)
**AppTail Page:** [https://apptail.io/app/o2-digital-banking-gZqb/united-states](https://apptail.io/app/o2-digital-banking-gZqb/united-states)

## O2 Digital Banking Description
O2 Digital Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with O2 Digital Banking:

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you’re paying a company or a friend
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
Reorder your debit card or turn it off if you’ve misplaced it
View and save your monthly statements
Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the O2 Digital Banking app, you must be enrolled as a Old Second National Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## O2 Digital Banking Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/e9/c6/d3/e9c6d385-874a-2907-fdb3-7b898d0b8bd5/67772851-cccc-4bea-aba4-d818ff540f50_Dashboard_5-5in.jpg/392x696bb.jpg)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/bb/bc/91/bbbc919d-b411-7374-fd4e-24c46809e560/5e4304d5-c0bc-4915-842a-44c55c1ae284_Passcode_5-5in.jpg/392x696bb.jpg)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/41/70/ed/4170ed44-809d-87ce-b2f5-ed87c04cdb0e/74e99dca-5be8-4af8-b3c7-d80ab9b84abc_TransactionDetails_5-5in.jpg/392x696bb.jpg)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/19/00/94/190094a2-7b59-7628-053c-eb8bbde7ee56/64b86fac-9b40-4439-ab16-2a7d9e34c5f6_TransactionsList_5-5in.jpg/392x696bb.jpg)

## O2 Digital Banking Rating Breakdown in United States
- 5 stars: 9,606 (85%)
- 4 stars: 865 (8%)
- 3 stars: 275 (2%)
- 2 stars: 140 (1%)
- 1 stars: 382 (3%)

## O2 Digital Banking Reviews in United States

### *---- "Check deposits very sensitive"
It took 5 times to deposit due to the “for mobile deposit only” requirement being rejected
-- Mstrmnd9876, 2024-11-21

### *---- "Difficult to use"
You can&#039;t find your own account number easily and you need approval to deposit checks through the app. I have never heard of anything so ridiculous.
-- TRWP122, 2024-11-01

### ***** "No fees"
I have been paying Nicor, ComEd, and WM with my banking app. I no longer use their website services as they charge $$$ for the convenience of paying my bills. I don’t even remember what they charged but I know I’m saving $$$ by NOT paying their fees. LOVE IT!
-- Fleez29, 2024-08-30

### **--- "The Zelle transfer feature is garbage"
The app works fine for seeing my transactions and transferring funds from one account to the other. The problem is sending money out with Zelle, something I do on a regular basis. I’m not joking when I say 85% of the time I try to use it, it says “unable to confirm try again later” it’s beyond frustrating. If it happens occasionally, fine, I get things aren’t perfect. But at this point I’m shocked when it actually works. It has been like this for a very long time and apparently no bug fixes. Beyond annoying!!
-- Ccubsfan10, 2024-06-21

### ***** "Bill paying"
Made so easy with the Old Second app.
-- ginnybet, 2024-04-23

### **--- "New Version Crashes"
App crashes  about every 10th time I open it.  Running a new IPAD Pro with current operating system.  I spoke with O2 Bank support on an issue I had on a different machine.  They said they would call me back and never did.  02&#039;s support has dwindled recently.
-- Neonguy7, 2024-04-01

### *---- "Bye bye"
Can no longer use with older iPhone so I opened an account with earth movers credit union today, should have done so long ago.
-- jusitdiydoyd, 2024-03-22

### *---- "System Upgrade"
I cannot get into my account. It says I have to upgrade to the next version but gives me no way to do that. I just go in circles and never get in. How do you initiate the system upgrade?
There is no place it tells you or let’s you do that!
-- vkj$kjer 8v, 2024-03-20

### *---- "Hard to use"
I use the Chase mobile deposit all the time for my business — easy and no issues. I had to try multiple times with this one — very frustrating.
-- MattMc0916, 2024-02-09

### **--- "Limited options on the app"
Use the web interface to the online banking portal. The app is good at checking your accounts but the bill pay functions are limited. You can do more on the web than in the ap.  That alone is why I gave it two stars. The west suburban bank app was much better.  Too bad that they did not check to see who had the better apps after the merger and not force us to use the worst of the two.  If it were not such a bother to change banks I would have done so already.
-- Nitus3, 2024-01-24

[View all O2 Digital Banking reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)



## O2 Digital Banking Discovered Keywords
- digital banking
- o2 digital banking

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## O2 Digital Banking Available In
- [United States](https://apptail.io/app/o2-digital-banking-gZqb/united-states)
- [Mexico](https://apptail.io/app/o2-digital-banking-gZqb/mexico)
- [Canada](https://apptail.io/app/o2-digital-banking-gZqb/canada)
- [Greece](https://apptail.io/app/o2-digital-banking-gZqb/greece)
- [Ireland](https://apptail.io/app/o2-digital-banking-gZqb/ireland)
- [Philippines](https://apptail.io/app/o2-digital-banking-gZqb/philippines)

---

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