---
title: "OCHO Affordable Car Insurance - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "The easiest, most affordable way to get car insurance from your phone. We cover your down payment interest-free—so you get auto insurance coverage today with flexible payments that fit your life. OCHO"
---

# OCHO Affordable Car Insurance — United States
> Flexible payment car insurance

![OCHO Affordable Car Insurance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/82/15/2f/82152f7c-ed10-a60b-5118-bccb671a1943/AppIcon-0-0-1x_U007epad-0-1-85-220.png/400x400bb.png)

**Developer:** [Ocho Holdings](https://apptail.io/developer/ocho-holdings-UmLe)
**Category:** Finance
**Rating:** 4.7/5 (1,502 ratings)
**Price:** Free
**Bundle ID:** co.ocho.ios
**Store:** Apple App Store
**Country:** United States
**Version:** 0.218.2 (released 2026-10-03)
**Original Release:** 2023-04-10

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id6446600486)
**AppTail Page:** [https://apptail.io/app/ocho-affordable-car-insurance-Eaqn/united-states](https://apptail.io/app/ocho-affordable-car-insurance-Eaqn/united-states)

## OCHO Affordable Car Insurance Description
The easiest, most affordable way to get car insurance from your phone. We cover your down payment interest-free—so you get auto insurance coverage today with flexible payments that fit your life.
OCHO uses powerful technology to make cheap car insurance a reality.  Our smart app finds you the best quotes in minutes, covers your down payment, and sets you up with a payment plan designed around your payday. Plus, you can manage everything right from your phone: no paperwork, no long phone calls, no stress. Experience the power of smarter insurance. Download the OCHO app today.

WHY CHOOSE OCHO? 
- 0 Down Options: Some customers qualify for no-deposit coverage, everyone else gets a much lower down payment.
- Drive Now, Pay Over Time: We give you a custom flexible payment plan.
- More Time to Pay – Need extra days? No problem! Plus no late fees, ever.
- Instant Proof of Insurance – Get covered the same day.
- OCHO PriceCheck: Our unique tool checks your final price for you, to make sure you’re getting our cheapest quote. 58% of our customers save $600!
- Boost Your Credit – On-time payments can help build your credit score.*

WHAT OUR CUSTOMERS HAVE TO SAY:

“Totally legit and you don’t have to put any money down and they give your proof of insurance the same day.” Gloria K., Springfield, IL 

“They were really great and got me back on the road for 0 down. I would definitely recommend OCHO to anyone.” Thor Seth

“Love it. Helped with the down payment. Which is always too much to put down for car insurance. As a single mom I did not have to worry between down payment for car insurance and groceries for my children.” Addierene H., Gainesville, GA

HOW DOES OCHO WORK?
Say goodbye to big down payments and car insurance cancellations! We help finance your auto insurance at no extra cost, so you deal with us—not the insurance company. Enjoy lower or no down payments, flexible split payments, and choose your payment dates. Plus, we offer extra time to pay when needed, so you can stay insured. Break the cycle and pay with OCHO today! We make insurance shopping stress-free. 

WE CURRENTLY OPERATE IN: Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, Wisconsin. 

ABOUT US
Launched in 2021, OCHO’s mission is to revolutionize car insurance for hardworking people across the USA. Built by immigrants to help you beat the system, we offer more than just coverage—our policies are a pathway to financial resilience, giving you the breathing room you deserve.

APP FEATURES YOU’LL LOVE:
Find and compare auto insurance in minutes with our easy to use platform.
Get your credit score for free.
Select payments dates that fit in with your payday. 
Download your policy documents instantly.
Request a payment extension if you need more days to pay. 
Manage your payments and policy from your dashboard.

CURRENT INSURANCE COMPANIES WE WORK WITH: Progressive, Dairyland, Gainsco, National General, First Acceptance, Founders, Falcon, Aspire, Kemper Auto, Embark, Infinity, The General, Excepsure, Assurance America, Bridger, Bristol West, Unique Insurance Company, Clearcover. 

Looking for an app like Hugo Insurance? At OCHO, we do things differently. Hugo insurance offers pay-as-you-go insurance, which can leave you with risky gaps in coverage that may lead to you not having coverage and more expensive rates. With OCHO, you get continuous coverage and flexible payment plans—keeping you protected without the worry.

We are NOT a payday loan service, cash loan, personal loan app, or a platform for borrowing money. We don’t use telematics. 

Companies we are not affiliated with: The Lemonade, The Zebra, Root Insurance, Freeway Insurance, Direct Auto, Elephant Insurance, OTTO Insurance, All State, Safe Auto, Esurance, Nationwide, Gainsco Insurance, Geico Insurance, Go Auto Insurance, Liberty Mutual, AAA Insurance, USAA Insurance, State Farm, Fred Loya Insurance. 

Learn more at www.ocho.co

## OCHO Affordable Car Insurance Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c7/08/45/c7084547-9a25-2675-a99e-a9212a9977d8/1_iPhone_6.9_EN.png/320x480bb.jpg)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dd/8c/d7/dd8cd7ce-667c-a008-b9a7-42b866d83d47/2_iPhone_6.9_EN.png/320x480bb.jpg)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/53/c7/35/53c7351b-749a-bce9-d94f-817e9f4ea25e/3_iPhone_6.9_EN.png/320x480bb.jpg)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e8/a9/ba/e8a9ba7e-92de-d915-ef44-4a5f2b2a7e24/4_iPhone_6.9_EN.png/320x480bb.jpg)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bd/d8/30/bdd8301e-a4e1-59a7-4a86-a4c3d06476fb/5_iPhone_6.9_EN.png/320x480bb.jpg)

## OCHO Affordable Car Insurance Rating Breakdown in United States
- 5 stars: 1,266 (90%)
- 4 stars: 43 (3%)
- 3 stars: 10 (1%)
- 2 stars: 11 (1%)
- 1 stars: 73 (5%)

## OCHO Affordable Car Insurance Reviews in United States

### *---- "I would like my money back"
To my understanding I thought I was going to be paying monthly payments not weekly or bi weekly payments of $211 you got to be out of your mind. I have tried to get a refund since I found out and they will not answer the phones I spent $109 and want my money back this is ridiculous I called finnaly someone answered and I asked for my refund and they refuse to give me one even though I tried to get a refund before the application had even went through they scammmed me out of my money and I am pregnant and cannot afford for this to happen
-- Tyty3541, 2025-01-11

### **--- "Verification"
The code said sent but never came through
-- Gammaray92, 2025-01-10

### *---- "Took my money"
They took my down payment money and never provided me with insurance. $129 down the drain. App told me to take pictures of the car before I can get to the car it crashed and when it restarted it was like it never happened.
-- Definjust1990, 2025-01-09

### *---- "Horrible service"
Have cancelled policy but was charged . Wouldn’t refund my money !! Horrible customer service to .
-- A.L-, 2025-01-03

### ***** "Wait time"
No one ever got back to me regarding my application for same day insurance
-- Raydffrrd, 2024-12-26

### ***** "OCHO made getting Insurance possible"
I don’t make enough money and my driving history had really been at a all time crappy. 5 accidents in a year and nobody would insure me for less then $500 per month and that was liability only. Not only did Ocho make it possible for me to actually afford insurance but they covered my down payment as well. Thanks Ocho and I have been accident from ever since.
-- badassmysty, 2024-12-02

### *---- "No customer support"
Just downloaded the app put all my info in and the app isn’t working and telling me to contact customer support and the phone prompts aren’t properly working not to mention I’ve been waiting for an agent to pick up for almost an hour.
-- Irritated by this 1234, 2024-11-20

### *---- "Worst Insurance company"
OCHO has been the worst insurance company in Arizona. You can’t call them you can’t message them via the web. Don’t buy insurance from these people. They will screw you over.
-- PhxAZ2024, 2024-11-16

### *---- "Glitch in the system please fix"
Can’t renew
-- player vip 34, 2024-11-12

### *---- "I can’t really say much"
I wanted to see a quote for both 500 and 1000 deductible and I been waiting 3 days now and my app still hasn’t gave me a quote yet. Even restarting my phone and updating the app n it’s still hasn’t gave me a quote yet and I’m tryna find affordable insurance ASAP. I don’t think this app is really worth the trouble since it don’t work at all
-- Don’t do it 1, 2024-11-09

[View all OCHO Affordable Car Insurance reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




## Apps Similar to OCHO Affordable Car Insurance
- [Drive-It](https://apptail.io/app/drive-it-YmG/united-states)
- [Insignal](https://apptail.io/app/insignal-luab/united-states)
- [Monsters Pool](https://apptail.io/app/monsters-pool-FKcb/united-states)
- [Merit Mortgage](https://apptail.io/app/merit-mortgage-Cfxb/united-states)
- [LiFE Federal Credit Union](https://apptail.io/app/life-federal-credit-union-bryb/united-states)
- [Sonata - Mobile Banking](https://apptail.io/app/sonata-mobile-banking-HQAc/united-states)
- [Rocket Federal Credit Union](https://apptail.io/app/rocket-federal-credit-union-eZFc/united-states)
- [Neches FCU Video Chat](https://apptail.io/app/neches-fcu-video-chat-civi/united-states)
- [Long Beach Firemen’s CU](https://apptail.io/app/long-beach-firemens-cu-qPZi/united-states)
- [GoodCash Card](https://apptail.io/app/goodcash-card-wcrm/united-states)

## OCHO Affordable Car Insurance Available In
- [United States](https://apptail.io/app/ocho-affordable-car-insurance-Eaqn/united-states)
- [Mexico](https://apptail.io/app/ocho-affordable-car-insurance-Eaqn/mexico)
- [Canada](https://apptail.io/app/ocho-affordable-car-insurance-Eaqn/canada)

---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*