---
title: "OKash: Safe and reliable loan - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "OKash makes it efficient for you to access credit anytime, anywhere.  Loan Products 	•	Tenure: We will require your repayment from 91 days to 365 days*. 	•	Loan Amount: from NGN 2,000 to NGN3,000,000."
---

# OKash: Safe and reliable loan — Nigeria
> Get a loan up to 3,000,000NGN.

![OKash App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/21/b6/f0/21b6f0ab-dec7-8651-df2c-a2091bc44859/AppIcon-1x_U007emarketing-0-6-0-85-220-0.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-klhcb)
**Category:** Finance
**Rating:** 4.3/5 (12,143 ratings)
**Price:** Free
**Bundle ID:** com.brmfbank.okash
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 2.1.0 (released 2026-05-08)
**Original Release:** 2025-02-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6737593007)
**AppTail Page:** [https://apptail.io/app/okash-safe-and-reliable-loan-vYUu/nigeria](https://apptail.io/app/okash-safe-and-reliable-loan-vYUu/nigeria)

## OKash Description
OKash makes it efficient for you to access credit anytime, anywhere.

Loan Products
	•	Tenure: We will require your repayment from 91 days to 365 days*.
	•	Loan Amount: from NGN 2,000 to NGN3,000,000.
	•	Interest Rate: Our interest rate is calculated on a daily basis. Annual Percentage Rate (APR) is less than 36%.

An example of an OKash loan
For example, 91-day loan payment terms, the interest rate is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.
	•	The total amount due in the first month would be N1,093, the interest would be N93.
	•	The total amount due in the second month would be N1,090, the interest would be N90.
	•	The total amount due in the third month would be N1,090, the interest would be N90.

OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by OPay Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria (CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.

Why OKash?
	1.	You can apply for a loan with your credit. Don’t need any deposits or guarantees.
	2.	Up to NGN3,000,000. Disburse to your bank account.
	3.	Paperless and digital process on your mobile. All the steps can be done online.
	4.	We do not share your data with any third parties without your consent. Your data is totally safe with us.
	5.	Don’t worry about forgetting repayment. We’ll send messages to remind you.

How it works？
	1.	Install the OKash APP from the App Store.
	2.	Register an account.
	3.	Select the product you would like to apply for.
	4.	Fill out your basic information, then submit the application.
	5.	After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
	6.	E-sign the loan agreement after approval.
	7.	After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

Eligibility
	1.	Nigeria Resident.
	2.	20-55 years old.
	3.	Source of a monthly income.

Contact Us
	•	Customer Service Email: okash@opaymfb.com
	•	Customer Service Hotline: 02018884549 / 07001235051
	•	Customer Service WhatsApp: +2349167758925
	•	Address: 6 Adeniyi Jones, Ikeja, Lagos.

## OKash Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/65/ad/55/65ad552d-cd49-5c40-b18e-eec164d61282/1_U3001CBN_U8ba4_U8bc1__U62f7_U8d1d.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a7/41/f0/a741f017-a7be-fd70-36c5-eb0644418a94/2_U3001200_U4e07_U989d_U5ea6__U62f7_U8d1d.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/06/4c/1d/064c1d36-a31d-6cbf-0900-c32534faee19/3_U3001_U7075_U6d3b_U8d37_U6b3e_U5468_U671f__U62f7_U8d1d.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0c/63/da/0c63da05-3a71-de28-891c-9a004e03b646/4_U3001_U4f4e_U5229_U7387__U62f7_U8d1d.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/75/8b/3c/758b3c34-a308-4d47-eddf-5dba38ab156e/5_U3001_U652f_U6301OPay_U652f_U4ed8_U548c_U8fd8_U6b3e__U62f7_U8d1d.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/95/34/b0/9534b0f8-a353-edcd-8548-55508605e5f0/6_U3001_U9ad8_U901a_U8fc7_U7387__U62f7_U8d1d.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f1/b6/57/f1b65753-c100-3c5d-7ca9-481b181f9cb0/7_U3001_U5faa_U73af_U8d37__U62f7_U8d1d.jpg/1242x2688.png)

## OKash Rating Breakdown in Nigeria
- 5 stars: 8,990 (74%)
- 4 stars: 886 (7%)
- 3 stars: 553 (5%)
- 2 stars: 451 (4%)
- 1 stars: 1,263 (10%)

## OKash Reviews in Nigeria

### ***** "You guys really helped me"
Thank you OKash i appreciate
-- Favour Rosery, 2026-04-01

### ***** "A very good loanApp"
I borrowed an paid back my loan asap and you guys are data and reliable I look forward to borrowing more ❤️❤️
-- Leoceleb, 2026-04-01

### ***** "Loan"
They’re fast and reliable
-- Mercy Usman, 2026-04-01

### ****- "Quick response"
The fact that they easily respond whenever you need them is amazing
-- Dencyyyy, 2026-03-31

### ***** "😊"
They are good
-- 😡👍😐, 2026-03-31

### ***** "Good"
Nice
-- Chinwe02, 2026-03-31

### *---- "High interest rate and spam calls"
Seek for other alternatives loan options. They will milk you dry with high interest rates
-- Abdullahi t, 2026-03-31

### ***** "Sharp Okash"
Wow the app is so amazing
-- Active Kelvin Major, 2026-03-30

### *---- "My loan is too small"
The loan you guys are giving me is too small
-- wally fx, 2026-03-30

### ****- "Good"
Good
-- Bensz,, 2026-03-30

### ***** "BIGLOB"
Very good app
-- Ahlibasa, 2026-03-30

### ***** "Ok"
Ok
-- Claratwins, 2026-03-30

### ***** "Thank you Okash"
You  are one of the good loan app truth wordy and reliable
-- Sunshinb, 2026-03-30

### *---- "Fraud"
You guys are bunch of fool if I had known I would have read your review before downloading the app I’ve borrowed money since you guys did not send me any money fraudsters don’t download the app o you will just be wasting your data
-- Pen101$$, 2026-03-30

### ***** "Lit"
Fabulous
-- Yinkayuyu0, 2026-03-29

### ***** "AnnysMark"
Safe and reliable loan app
-- AnnysMark, 2026-03-29

### ****- "It’s a great app"
It’s a great app
-- horlashido, 2026-03-28

### ***** "Life saver"
Safest way
-- Skyla🧚🏼‍♀️, 2026-03-27

### *---- "Annoying"
Stupid apps keeps closing
-- Dubious guy, 2026-03-27

### *---- "Unfortunate loan app"
If possible I leave no star , it’s worth it. OKash is the most useless Loan app out there . This MF gave me a loan yet I paid back multiple time even before due date and just because of a single overdue date tbat we had a network problem within my area , they added a overdue interest in which I paid all immediately the network was restored . Na God go punish this platform
-- ademfem, 2026-03-27

[View all OKash reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## OKash Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #4 |
| Top Free | Nigeria | Overall | #15 |

## OKash Discovered Keywords
- okash

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---

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