The best
Great app to use!!!!!!!!!
Description
More. For your money.
OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms
Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month.
‡Cash back is earned as OnePay Points, redeemable into a OnePay Cash account or other available options. Only available to customers who unlock OnePay Cash+ with eligible deposits. Spend cap applies to your total spend across the cash back categories you selected during the month. See onepay.com/rewards-terms.
**Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details.
+Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox. Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. See onepay.com/legal/licenses.
†Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Individual reward details can be found in the OnePay app.
∞Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit or as a deposit into a OnePay Cash account.
ʌʌOffer is valid for new accounts only and may only be applied once. Cash back is earned as points, which can be redeemed as a statement credit or as a deposit into a OnePay Cash Account. See onepay.com/rewards-terms. for details. Limited time offer. We reserve the right to change or discontinue this offer at any time.
ʌDirect deposit required. Funds availability may vary depending on when your employer sends paycheck data.
++Currency exchange rates vary.
© Copyright 2025 One Finance, Inc.
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OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms
Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month.
‡Cash back is earned as OnePay Points, redeemable into a OnePay Cash account or other available options. Only available to customers who unlock OnePay Cash+ with eligible deposits. Spend cap applies to your total spend across the cash back categories you selected during the month. See onepay.com/rewards-terms.
**Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details.
+Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox. Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. See onepay.com/legal/licenses.
†Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Individual reward details can be found in the OnePay app.
∞Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit or as a deposit into a OnePay Cash account.
ʌʌOffer is valid for new accounts only and may only be applied once. Cash back is earned as points, which can be redeemed as a statement credit or as a deposit into a OnePay Cash Account. See onepay.com/rewards-terms. for details. Limited time offer. We reserve the right to change or discontinue this offer at any time.
ʌDirect deposit required. Funds availability may vary depending on when your employer sends paycheck data.
++Currency exchange rates vary.
© Copyright 2025 One Finance, Inc.
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OnePay FAQ
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Is OnePay free?
Yes, OnePay is completely free and it doesn't have any in-app purchases or subscriptions.
-
Is OnePay legit?
⚠️ Warning: Multiple users of OnePay have mentioned scam or fraud. Investigate thoroughly before using this app.
Thanks for the vote -
How much does OnePay cost?
OnePay is free.
-
What is OnePay revenue?
To get estimated revenue of OnePay app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
4.85 out of 5
216,289 ratings in United States
5 star
200,459
4 star
8,513
3 star
2,057
2 star
902
1 star
4,358
Ratings History
OnePay Reviews
Y’all need to bank with ONE!
This mobile banking app is awesome!! For those who don’t know, they are like a cash app except they are better! They give you cash back on a lot of different things, and my card came with 15$ already on it and it was in my savings account but I was able to move it just like cash app to my checking and then to my debit card that you get as well!! It even offers its own type of wallet like google pay and wallet!! They give you your credit score also and they offer all kinds of benefits too!! It is so easy to use! The only thing is I’m pretty sure you can’t add cash yet to it ! You would have to add cash from another account for now!! I’m sure they are working on that!! It has been nothing but smooth sailing with this bank!!! Also with my capitol one shopping that searches for every and any promo code for you when checking out of anywhere they look for the codes that actually work and apply it to your order before you check out every time, but it also does cash backs for you top of using your ONE card to purchase you up with some pretty good savings and cash back !!! This app is awesome! Give it a try you won’t be disappointed!!!! Good luck and welcome aboard!!! Join me on the ONE banking app!! Thank you ONE I appreciate yall
I love this card
This is a great card
One and done!
Love the ease and convenience the One card and app gives the user!!
One-mobile banking
Great app for getting your money sooner and getting your bills paid on time.
Do not download
One star maybe zero after everything my son had this card he had direct deposit got paid like every time with no issues with the card then his 4 or 5 time getting paided they closed his account with his payroll check still on the account call and call customer service with the run around with them there no help there not giving a reason for everything 4 months later they sent him a check for his check that was in the account while then my mother in law sends us one cards for Christmas with money on them none of us can use them they won’t let us make accounts and again were told we can’t find your money WHATEVER YOU DO DONT OPEN this bank card there a scam a worthless of a bank there customer service is a joke from the beginning of the call
One banking
One Mobile Banking is a fantastic choice for those who value efficiency and rewards. The instant deposit feature works seamlessly with Spark Delivery Service, which makes it an excellent option for gig workers who need quick access to their earnings. Additionally the cash back features are a stand out perk, providing extra value on every day purchases. Overall, it’s a reliable and user friendly banking solution tailored to modern financial needs. Highly recommended!
Scam
Those guys will lie to you to open account, there is no
Great debit card
Love all the perks with this card!
Great card
I’ve had a lot of prepaid cards but none compare to One! I love the offers they give. Plus the free ATM withdrawals. I just hope it keeps going like this.
Store Rankings
Ranking History
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Top Free
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2
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Top Free
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38
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Top Free
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381
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Top Free
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436
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OnePay Revenue
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App Info
- Category
- Finance
- Publisher
- One Finance
- Languages
- English
- Recent release
- 5.39.0 (1 week ago )
- Released on
- Feb 16, 2024 (1 year ago )
- Also available in
- United States, Canada, Mexico
- Last Updated
- 2 days ago
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