--- title: "OnePay – Mobile Banking - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow—plus build credit and earn cash back and rewards. Cash back earned as OnePay Points, redeemable as a deposit into" --- # OnePay – Mobile Banking — United States > Bank. Borrow. Build Credit. ![OnePay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/2c/02/99/2c0299d1-97ea-653b-4250-7cc326c351db/OnePayAppIcon-0-0-1x_U007epad-0-1-sRGB-85-220.png/434x0w.png) **Developer:** [One Finance](https://apptail.io/developer/one-finance-TYQ) **Category:** Finance **Rating:** 4.9/5 (360,037 ratings) **Price:** Free **Bundle ID:** com.onefinance.one **Store:** Apple App Store **Country:** United States **Version:** 5.80.0 (released 2026-06-30) **Original Release:** 2020-03-25 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1494523953) **AppTail Page:** [https://apptail.io/app/onepay-mobile-banking-gcu/united-states](https://apptail.io/app/onepay-mobile-banking-gcu/united-states) ## OnePay Description Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow—plus build credit and earn cash back and rewards. Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms For terms/conditions relating to OnePay products, onepay.com/terms For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card Eligible deposits requirement met when your OnePay deposit account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month ⁺Credit Builder Loans available to Banking+ customers only & require additional signup onepay.com/legal/licenses ∞Subject to credit approval. Cash back earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay account, or other available options ‡Only available to customers who unlock Banking+ with eligible deposits. You must select cash back category in the OnePay app monthly & you begin earning on the date it is selected. Eligible purchases are based on MCC **Must be 18+. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance due right away. Eligible transactions are at the discretion of OnePay & may exclude certain transactions (eg, bill pay, global transfers) onepay.com/overdraft-details ◊Builder Card helps you build credit by reporting your Builder Card activity to the credit bureaus unless you opt out. Any changes to your credit score are independently determined & based on your overall financial behavior; results may vary & are not guaranteed. OnePay deposit account required. If eligible, your spending power is based on your Checking balance. Transactions using your virtual debit card are not reported. OneProgress Services LLC (NMLS ID 2460509) onepay.com/legal/licenses ^Direct deposit required. Funds availability may vary ±Offer Term: 3/21/25–9/30/26. Offer is only available to customers who began their OnePay deposit account application process directly on Walmart.com, the Walmart app, OnePay.com, the ONE@Work app, or the OnePay app, is limited to one use only & is not transferable. Applicable to purchases at U.S. Walmart locations & on Walmart.com only. Enrollment is not required. Purchases for cash substitutes, gift cards, prepaid cards, financial services (e.g. check cashing, remittance services, peer to peer transfers) & ATM withdrawals are not eligible for cash back. OnePay.com/10percent 2 05/27/2026 - 09/15/2026. Each Wednesday (from 12:00 AM–11:59 PM Pacific Time) during the Bonus Term, purchases of gas using a OnePay Reward gas offer (“Gas Offer”) can earn $1 cash back per gallon, subject to the limitations of the Gas Offer used (e.g. spend caps or gallon caps). Only purchases made on a Wednesday qualify for this Bonus. The $1 cash back through this Bonus is in addition to any cash back amount stated in the OnePay app for the Gas Offer used and any cash back earned by customers who have selected Gas as their monthly cash back category. Gas Offers are not available in New Jersey or Wisconsin. Cash back amounts and caps vary by Gas Offer and details can be found in the OnePay app. This Bonus may be modified or canceled at any time, with or without notice. Making a purchase through a Gas Offer with a OnePay CashRewards Card or third-party cards linked in the OnePay Wallet require use of a physical card. ## OnePay Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/dc/d8/afdcd80a-febd-c91c-bee0-e438449ed8e0/BKNG_iPhone_App_Store_6.5_Moreforyourmoney_1242x2688_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d7/6f/b8/d76fb8e9-3034-9e06-0e6f-5c244db40786/BKNG_iPhone_App_Store_6.5_Banking_That_Builds_Credit_1242x2482_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/20/1d/df/201ddf3b-8657-af61-4611-7b4c1c430e13/Copy_of_BKNG_iPhone_App_Store_6.5_Benefits_2064x2752_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0c/c2/da/0cc2da30-87b1-88d8-b9ff-3c4276f1b4e3/BKNG_iPhone_App_Store_6.5_Fee-free_Overdraft_1242x2688_CPP_Static_OnePay.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/76/1d/dd/761ddd6b-bf51-ce1e-5ed4-0c2292719b76/BKNG_iPhone_App_Store_6.5_CreditBuilderLoan_ScoreIncrease-101_2064x2752_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/b0/a2/b6b0a288-d945-48b1-c391-c080313db28a/BKNG_iPhone_App_Store_6.5_1_gal_cash_back_on_gas_1242x2688_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/22/a6/bc/22a6bcab-32c1-e111-df83-0de319820fa9/BKNG_iPhone_App_Store_6.5_Cash_Rewards_1242x2688_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f1/45/86/f1458672-9650-11af-c098-2b67d41c103b/BKNG_iPhone_App_Store_6.5_10Cashback_1242x2688_CPP_Static_Banking_OnePay.jpg/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/40/de/3e/40de3ea7-e14f-c585-1135-43d465f80902/BKNG_iPhone_App_Store_6.5_Free_Global_Transfer_1242x2688_CPP_Static_Banking_OnePay.jpg/1242x2688.png) ## OnePay Rating Breakdown in United States - 5 stars: 334,878 (93%) - 4 stars: 14,153 (4%) - 3 stars: 3,322 (1%) - 2 stars: 1,438 (0%) - 1 stars: 6,246 (2%) ## OnePay Reviews in United States ### ***** "The best" Great app to use!!!!!!!!! -- Uncle Preston 170, 2025-01-02 ### ***** "Y’all need to bank with ONE!" This mobile banking app is awesome!! For those who don’t know, they are like a cash app except they are better! They give you cash back on a lot of different things, and my card came with 15$ already on it and it was in my savings account but I was able to move it just like cash app to my checking and then to my debit card that you get as well!! It even offers its own type of wallet like google pay and wallet!! They give you your credit score also and they offer all kinds of benefits too!! It is so easy to use! The only thing is I’m pretty sure you can’t add cash yet to it ! You would have to add cash from another account for now!! I’m sure they are working on that!! It has been nothing but smooth sailing with this bank!!! Also with my capitol one shopping that searches for every and any promo code for you when checking out of anywhere they look for the codes that actually work and apply it to your order before you check out every time, but it also does cash backs for you top of using your ONE card to purchase you up with some pretty good savings and cash back !!! This app is awesome! Give it a try you won’t be disappointed!!!! Good luck and welcome aboard!!! Join me on the ONE banking app!! Thank you ONE I appreciate yall -- Boosston, 2025-01-02 ### ***** "I love this card" This is a great card -- Leisa Perkey, 2024-12-31 ### ***** "One and done!" Love the ease and convenience the One card and app gives the user!! -- Adrienne Daniels, 2024-12-31 ### ***** "One-mobile banking" Great app for getting your money sooner and getting your bills paid on time. -- Jaytoldmetoo, 2024-12-30 ### *---- "Do not download" One star maybe zero after everything my son had this card he had direct deposit got paid like every time with no issues with the card then his 4 or 5 time getting paided they closed his account with his payroll check still on the account call and call customer service with the run around with them there no help there not giving a reason for everything 4 months later they sent him a check for his check that was in the account while then my mother in law sends us one cards for Christmas with money on them none of us can use them they won’t let us make accounts and again were told we can’t find your money WHATEVER YOU DO DONT OPEN this bank card there a scam a worthless of a bank there customer service is a joke from the beginning of the call -- 08/2022, 2024-12-29 ### ***** "One banking" One Mobile Banking is a fantastic choice for those who value efficiency and rewards. The instant deposit feature works seamlessly with Spark Delivery Service, which makes it an excellent option for gig workers who need quick access to their earnings. Additionally the cash back features are a stand out perk, providing extra value on every day purchases. Overall, it’s a reliable and user friendly banking solution tailored to modern financial needs. Highly recommended! -- Joshua41681, 2024-12-29 ### *---- "Scam" Those guys will lie to you to open account, there is no -- glupavia, 2024-12-28 ### ***** "Great debit card" Love all the perks with this card! -- josh12122, 2024-12-28 ### ***** "Great card" I’ve had a lot of prepaid cards but none compare to One! I love the offers they give. Plus the free ATM withdrawals. I just hope it keeps going like this. -- CourtCobain, 2024-12-28 [View all OnePay reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## OnePay Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United States | Finance | #10 | | Top Free | United States | Overall | #103 | ## OnePay Discovered Keywords - action - one - one money app - mobile banking - 1 - debit - oneapp - one account - moblie banking - free bank ## Apps Similar to OnePay - [Found: Business Banking](https://apptail.io/app/found-business-banking-kMs/united-states) - [Amazon Flex Debit Card](https://apptail.io/app/amazon-flex-debit-card-KtG/united-states) - [Lili - Business Banking](https://apptail.io/app/lili-business-banking-lHH/united-states) - [Spruce – Mobile banking](https://apptail.io/app/spruce-mobile-banking-mHH/united-states) - [Associate Stock](https://apptail.io/app/associate-stock-TCI/united-states) - [EXCEED by Money Network](https://apptail.io/app/exceed-by-money-network-rxL/united-states) - [Ingo Money - Cash Checks](https://apptail.io/app/ingo-money-cash-checks-yFL/united-states) - [Branch: A Better Payday](https://apptail.io/app/branch-a-better-payday-rJvb/united-states) - [Benefits OnLine](https://apptail.io/app/benefits-online-QDHb/united-states) - [Atlas - Rewards Credit Card](https://apptail.io/app/atlas-rewards-credit-card-pPYb/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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