---
title: "Onmo - Credit, Simplified - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Onmo is your savvy sidekick.  We believe that everyone has the right to access, understand and manage their money with confidence. By injecting unmatched energy, clarity and smarts, Onmo app provides "
---

# Onmo - Credit, Simplified — United Kingdom
> Your money, at your fingertips

![Onmo App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/da/cc/5c/dacc5cd4-75f9-5012-1412-5a8d7e627301/AppIcon-0-0-1x_U007emarketing-0-4-85-220.png/434x0w.png)

**Developer:** [Onmo](https://apptail.io/developer/onmo-umFg)
**Category:** Finance
**Rating:** 4.8/5 (2,201 ratings)
**Price:** Free
**Bundle ID:** app.onmo.v2.prod
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 2.54.17 (released 2026-05-31)
**Original Release:** 2025-02-03
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id6498719371)
**AppTail Page:** [https://apptail.io/app/onmo-credit-simplified-JxUu/united-kingdom](https://apptail.io/app/onmo-credit-simplified-JxUu/united-kingdom)

## Onmo Description
Onmo is your savvy sidekick.

We believe that everyone has the right to access, understand and manage their money with confidence. By injecting unmatched energy, clarity and smarts, Onmo app provides a positive environment that empowers every individual to make their best financial decisions.

Money can be complicated, confusing, and overwhelming. Onmo simplifies finance with open, empathetic, and positive conversations. We make money easier to understand and empower our customers to confidently manage their finances.

We provide financial freedom for all, helping everyone make smarter decisions with money and get more from life.

Our mobile app is designed to deliver a seamless, engaging, and intuitive experience. With Onmo, you can instantly check your balance, control your spending, view transaction details, freeze or order a new card, manage your Direct Debit settings, and get a real-time account summary to keep you fully in control of your credit.

We offer a transparent breakdown of your balance with no hidden fees, ensuring you know exactly what you’re paying for at all times.

For any inquiries, get in touch at help@onmo.app

Team Onmo

## Onmo Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/04/23/0b/04230b5f-eb7d-fbbe-3541-2d0d763370ff/1.jpg/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c1/db/45/c1db4508-afa4-7b60-ae25-02778962d072/2.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/66/66/62/6666626c-e1fa-1a14-5d48-23c5bb3e0dfd/3.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2c/8b/2d/2c8b2df3-67c9-c471-2645-acd2615d2d0d/4.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a7/4b/43/a74b43ce-8403-14b1-eaa5-3e81d312c665/5.jpg/1290x2796.png)

## Onmo Rating Breakdown in United Kingdom
- 5 stars: 2,033 (92%)
- 4 stars: 69 (3%)
- 3 stars: 23 (1%)
- 2 stars: 5 (0%)
- 1 stars: 71 (3%)

## Onmo Reviews in United Kingdom

### *---- "App isn’t working"
Can’t access the app to setup payment. Reinstalled it and nothing is working. Been like this for weeks!
-- CoachJacqui, 2026-04-09

### ***** "Old card damaged"
Great service
-- hhhhbbbboooommmbbb, 2026-04-08

### ***-- "Apple Pay"
Great card however they don’t support Apple Pay
-- Barry scott11, 2026-04-07

### *---- "Appalling"
Terrible app, tried for months to make it work not working, the legacy app is still open but is about as much use as word document and this app is just shocking. Avoid at all costs. Waste of time
-- BoyleM, 2026-03-23

### ***** "Mr sunny"
User friendly app
-- sunnDwd, 2026-03-20

### *---- "Never worked"
The updated app has never worked and after countless emails I’m at a loss as to what to do! I get the same error “something went wrong and we’re unable to send a verification code at this moment. Please try again shortly”! I can’t check my statements or pay anything extra off it! Sort it out
-- JD mum, 2026-03-10

### *---- "App not working"
It showning me try again later because you dont have internet connection even my internet was working fine.
-- Manisingh6000, 2026-02-08

### *---- "App issues"
App worked till recently now it’s crashed
-- shelby64!, 2026-02-08

### *---- "Terrible"
Can't log in so how we expected to make payments absolutely terrible app and support
-- joe9656, 2026-02-08

### *---- "App is not working"
Won’t allow me to log in to check my statements , pin, or anything just saying offline
-- Ahark8, 2026-02-08

### *---- "Can’t log in"
Can’t log in to the app says I have no internet but I do when I have 5g and every other app does. Guess they don’t want any re payments done!
-- T-mny, 2026-02-08

### ***-- "Stop please…"
Updates every few weeks ‘can’t use the app till you update’ etc 

Put the work in the first time and stop making me
Update every few weeks
-- tonyt2503, 2026-01-28

### *---- "Poor app"
Yet again I freeze my card , being security conscious. But when I try to unfreeze , I can’t. This is now the third time. Can’t wait to pay the balance and get rid of the card for good, thankfully this won’t take long. 🤯🔫
-- Cowberz, 2025-12-20

### ***-- "App Works - Using this workaround"
I had the same issue as all the other 1 star reviewers until I logged in using an ANDROID PHONE/TABLET then tried again using iOS for it to finally work. 

Hope this method helps everybody else having difficulty until the company addresses the login problem.
-- Skolla, 2025-12-08

### *---- "Unable to freeze the card in the app anymore."
Somebody should maybe look at it? Clicking the freeze button doesn’t do nothing since last week. Also zero credit limit increases for almost a year now. Doesn’t allow balance transfers out. Not a great product.
-- Lolllypop826373, 2025-12-06

### *---- "Disgusting service and app!!!!"
Extremely Disappointing Experience

I was pre-approved for this card through Experian and completed the full application on 01/09/25. Everything went through perfectly — I signed the credit agreement, set up the Direct Debit, was given full access to the app with my credit limit showing, and even received my physical card in the post.

Then, out of nowhere, the very next day they emailed me saying my account was being closed due to “additional checks.” No real explanation, no transparency, nothing. To make it worse, I still have access to the app even now, which makes the whole situation feel even more confusing and unprofessional.

If they didn’t want to approve me, they should have declined my application in the first place instead of opening the account, issuing a card, and then shutting it down immediately — which can negatively impact my credit.

Overall, a very frustrating and unfair experience. Would not recommend at all
-- bb15512, 2025-11-24

### ***** "First Class Service"
They are a First Class Service 5*
-- horny 007, 2025-11-20

### ***** "ONMO"
My experience using ONMO has been excellent. Straight forward without any hassle.
-- Rivers of living waters, 2025-11-14

### *---- "doesn’t work"
this is the worst app i’ve ever used, froze my card in the old version of the app after thinking i’d lost it - found it and tried to unfreeze it and just get the same error over and over. when i try to order a new card get the same error, completely useless
-- annoyedpersonfegj, 2025-11-09

### *---- "App Doesn’t Work – Absolute Joke"
This app is a complete joke. You can’t even sign up — it just throws the same error every time: “We can’t send verification messages at this time.” This isn’t some one-off issue either; there are countless reviews from other people saying the exact same thing, some going all the way back to March!
Clearly, Onmo doesn’t care. They’ve left this broken for weeks (if not months) and keep posting the same copy-and-paste response: “Please get in contact with us.” What’s the point of contacting you when you clearly aren’t fixing anything?
I’m done. I’ll be paying off my credit card and closing my account. Terrible app, terrible support, terrible experience.
-- ms33444, 2025-10-16

[View all Onmo reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Onmo Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Kingdom | Finance | #164 |




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