---
title: "Osper - Banking for 6-18s - Reviews, Revenue and Downloads in United Kingdom | Apple App Store"
description: "Osper is a mobile pocket money management app and a parent-managed prepaid debit card designed to help young people become confident in managing their money.  With the ability to set up an automatic a"
---

# Osper - Banking for 6-18s — United Kingdom

![Osper App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/bb/68/0b/bb680b28-1552-ecf5-62f4-699afe744e4e/AppIcon-0-0-1x_U007emarketing-0-11-0-0-85-220.png/400x400bb.png)

**Developer:** [Osper](https://apptail.io/developer/osper-wftf)
**Category:** Education
**Rating:** 4.3/5 (1,183 ratings)
**Price:** Free
**Bundle ID:** com.osper.app
**Store:** Apple App Store
**Country:** United Kingdom
**Version:** 4.4.4 (released 2025-08-28)
**Original Release:** 2014-06-29

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id881886636)
**AppTail Page:** [https://apptail.io/app/osper-banking-for-6-18s-kEYj/united-kingdom](https://apptail.io/app/osper-banking-for-6-18s-kEYj/united-kingdom)

## Osper Description
Osper is a mobile pocket money management app and a parent-managed prepaid debit card designed to help young people become confident in managing their money.

With the ability to set up an automatic allowance directly from a parent’s debit card to their children’s Osper account, there’s no more scrambling for change when pocket money day comes around. Pocket money arrives in your child’s account automatically, ready for them to save or spend. Osper gives parents complete oversight of what their children are buying and with the touch of a button they can enable or disable online spending, cash withdrawals or contactless payments.

Our Osper prepaid debit cards  allow young people to:

Make purchases in shops, online and at cash machines just like any other debit card
Gain real-life hands-on experience about money management in a fun way, creating savings goals and using spending tags
Never go overdrawn or allow children to get into debt: Osper cards are prepaid and your children can only spend what’s on the card
Transfer funds between siblings. 
Take responsibility for their own spending and stimulate conversations about money management with parents

The Osper app provides separate logins, one for the parent and another for the young person. Each with their own functions, our aim is to give children a sense of control and awareness over their own finances.

Within the parent app you are able to:

Set up an allowance in seconds and never miss pocket money day! Allowance transfers are free of charge with our Osper Allowance feature
make an urgent transfer to your child? Make one-off transfers to your child’s card in seconds, straight from your phone
have complete oversight of your child’s spending and balance in real-time
lock Osper cards and manage online spending, contactless and cash withdrawals from your Osper App
manage all cardholders from one app login
use the gift links - an easy and convenient way for friends and family to contribute to your child’s Osper card. Ideal for birthdays, holidays and other special occasions. 

Young People can use the app to:

Take responsibility - Empower young people to control their spending, via tools such as transaction tagging, saving goals and transaction histories. Learn money management 
- Stick to a budget by seeing when next Osper Allowance is coming in, tag the spendings into categories to understand more about money management in a fun way
Develop good habits - Set up automatic or manual savings goals to work towards
React - Lock the Osper card instantly with Osper Card Lock if the card gets lost
Stay in control - Check the PIN number anytime in the app

At Osper, safety is our top priority. 
-Osper cards are protected by  MasterCard, all funds on the cards are safe whatever eventuality. 
-We  designed Osper to protect young people : bars, off-licenses and online casinos are blocked by Osper and online spending is optional. 
-All our online transactions are protected with 3DS security protocol. 
-The app is password-protected and you can additionally enable biometric access, so that no-one can get into your Osper App except you.

The Osper card is only available to UK residents and requires a UK debit card to load money onto Osper Cards.


Osper will collect and use personal information via the Osper App in order to provide you with the Osper Service. For more information about how your information is used, including information on how we use cookies, please see our Privacy and Cookies Policy. By downloading this App you are agreeing to the Osper Terms and Privacy and Cookies Policy which can be found at osper.com/terms.

©2021 Osper Ltd. All rights reserved.
The Osper Prepaid Debit Card is issued by IDT Financial Services Limited (IDTFS)     pursuant to licence by MasterCard International, and remains the property of IDTFS.

## Osper Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/20/63/09/20630905-7620-e42d-fd39-2812dccea779/mzl.ajsqslzg.jpg/640x960.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/f7/e4/c1/f7e4c182-461d-16f0-b3f0-a94c1e95946b/mzl.qedmvafa.jpg/640x960.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/72/6e/bf/726ebfb4-3729-0102-6e27-0cea34879153/mzl.jnvbtozd.jpg/640x960.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/41/ec/c7/41ecc7a8-7c48-fd21-d4d0-717c42414c12/mzl.wjirsvoh.jpg/640x960.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/16/10/64/16106464-d728-aeb5-f15c-d23281e850e7/mzl.vrukknge.jpg/640x960.png)

## Osper Rating Breakdown in United Kingdom
- 5 stars: 823 (70%)
- 4 stars: 153 (13%)
- 3 stars: 52 (4%)
- 2 stars: 41 (3%)
- 1 stars: 114 (10%)

## Osper Reviews in United Kingdom

### *---- "Nanny"
Bloody useless have 150 can’t access can’t change my card number as have new card well next payment won’t come out. Cost me £2.50 a go £15 pound wasted don’t bother with this app. There are much better ones.
-- val f, 2024-10-30

### *---- "What a rubbish card."
I was enjoying my experience with Osper, until I used a ATM that took masters cards, but to my surprise the ATM took my card for “ security “ reasons. I put my pin in right and I’d had paid the monthly fee. It was ridiculous. If I didn’t have change on me I would have been stranded. I suggest before you consider using Osper, look into other options.
-- HEHEABC321, 2024-07-12

### **--- "It should be good but it’s so hit and miss"
In general the card is a good way to set them on their way to having a bit of independence and understanding of money , but unfortunately it has proven to be so unreliable for my son that he’s lost confidence in it .
It regularly gets declined by shops for no reason and has happened on school trips , days out with friends etc . 

A shame really as we now need to wait till he is 16 to get a proper bank card for him that’s reliably going to work.
-- Jay-Maker07, 2023-10-03

### *---- "expensive disaster"
subscription 2.50 monthly , child loose card or dog chew it £4 payment , u cannot transfer the money from child account to another account.. other people cannot sent money without having the osper app neither … too expensive and unfair ( that child cannot transfer the money out )
-- aggie198315, 2023-03-10

### *---- "Concerned"
Absolutely terrible. Cannot access money without card. Not compatible with PayPal. A pain to order a new one and takes forever to come
-- Koby Reeve, 2023-03-01

### *---- "Card only works when it wants"
Randomly decides not to work
-- TDI1.9, 2023-01-16

### *---- "RIPOFF &amp; Really Annoying."
Why charge 50p for every time you load a card with money, you already charge £2.50 for EACH card per month, the extra money for each time someone puts money into it, apart from setting up monthly/weekly allowance is just a rip off. You even charge if your kid puts their money that you&#039;ve give them into your parent account and you want to give them some of this money back ?!?!? PayPal doesn&#039;t charge each time you send or have money from a family member/friend and they don&#039;t even have a monthly fee. Drop the 50p PER amount/load, It stops people using it as much as they could and MasterCard definitely doesn&#039;t need more money. STOP SENDING EMAILS EVERY SINGLE TIME A USER MOVES THEIR MONEY AROUND !!!!!
-- blueangelical, 2022-11-09

### **--- "It’s decent"
There are probably better places, it’s okay for what it’s intended purpose is but Jesu Christ, it’s taken 4 weeks to get a new card! Absolutely ridiculous, not to mention they actually told us it would be around a week to get the new card. Definitely switching to an actual bank just to stop using this damn app! It’s shocking.
-- xXAquaShardXx, 2022-10-17

### *---- "Always let’sYou down"
Never works - always an excuse .
Never again. 
Done finished would not recommend .
-- notgreatswrvice, 2022-09-16

### ****- "Really good"
Just from the start, this is coming from a 13 year old! I’ve been using osper for around two years now. It is easy to use and it is a great way of keeping control of your own money.
-- ames882, 2022-05-28

[View all Osper reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)




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## Osper Available In
- [United Kingdom](https://apptail.io/app/osper-banking-for-6-18s-kEYj/united-kingdom)
- [Spain](https://apptail.io/app/osper-banking-for-6-18s-kEYj/spain)
- [Italy](https://apptail.io/app/osper-banking-for-6-18s-kEYj/italy)

---

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