---
title: "Oxygen X Finance - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Oxygen X – Simple Financial Solutions for Everyone Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are plan"
---

# Oxygen X Finance — Nigeria
> Simple Financial Solutions

![Oxygen X Finance App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/ee/2c/01/ee2c013a-fb3a-3735-7f65-d178106a4984/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-oDqyO)
**Category:** Finance
**Rating:** 3.5/5 (79 ratings)
**Price:** Free
**Bundle ID:** com.oxygen.ios.app
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 1.25.154 (released 2026-09-16)
**Original Release:** 2025-08-28
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6517354552)
**AppTail Page:** [https://apptail.io/app/oxygen-x-finance-RjGw/nigeria](https://apptail.io/app/oxygen-x-finance-RjGw/nigeria)

## Oxygen X Finance Description
Oxygen X – Simple Financial Solutions for Everyone
Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way.

Invest and Earn More
- Start investing from just ₦50,000
- Earn up to 24.25% annual interest per annum
- Pick a plan that aligns with your financial goals
- Your journey to wealth creation begins here: simple, secure, and rewarding

Need Extra Support? We've Got You Covered
- Our dedicated support team is available to answer any questions
- Call 0700-700-4444, email hello@oxygenx.africa, or send a DM
- For those unpredictable moments, we offer instant loans up to ₦10,000,000

Why Choose Oxygen X?
- Instant loans up to ₦10,000,000 – Get the cash you need, when you need it.
- Flexible repayment plans – We will require your repayment from 91 days to 365 days
- Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum.
- Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply.
- No collateral or paperwork – Apply with ease, no need for unnecessary formalities.
- Fast disbursement – Receive funds into your wallet in minutes.
 
Know Your Loan Terms Upfront
- Borrow: N100,000 for 3 months
- Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00
- Credit Life Insurance (0.9%): N900.00
- Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00
- Net Loan Amount Disbursed to Customer: N98,025.00
- Interest (2.5% monthly flat rate): N7,500 (total for 3 months)
- Monthly Payment: N35,837.00
- Total Payable: N109,485.08

Security & Trust You Can Count On
- Licensed & regulated by the CBN
- No hidden fees – Full transparency on all transactions
- Safe & secure banking – Your information is protected
- NDPR Audit Compliant – Your privacy is our priority

Get Started in 3 Easy Steps!
1. Download the Oxygen X loan app
2. Sign up and verify your details
3. Start enjoying simple financial solutions

From wealth-building to cashflow support, it all happens here.
Oxygen X – To the Power of You.

Contact Us
- Customer Service Email: hello@oxygenx.africa
- Customer Service Hotline: 07007004444
- Address: 1665 Oyin Jolayemi Street, Nigeria
- For more information, visit us at: www.oxygenx.africa

## Oxygen X Finance Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/77/8e/6f/778e6f7f-bb2b-346e-2e15-9fc3e01a7690/App-store-Graphics_01.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f0/62/2f/f0622f0e-35dd-b5d3-d32f-18a87cc414b1/App-store-Graphics_02.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/68/05/5e/68055eb2-846a-6f16-6e3a-3d6327bd20a4/App-store-Graphics_03.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0f/8f/6f/0f8f6feb-fc9b-4f58-fc07-dbfd850e0d9c/App-store-Graphics_04.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b1/60/9c/b1609cab-1c13-dd59-1155-6354c85a0b57/App-store-Graphics_05.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/21/27/67/21276761-c53e-9015-5fc2-5f97068bf49a/App-store-Graphics_06.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/66/ff/92/66ff9204-4c94-5213-6332-368da5eec255/App-store-Graphics_07.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0d/69/98/0d6998f2-b8a9-133f-04a3-895edf824c5c/App-store-Graphics_08.jpg/1242x2688.png)

## Oxygen X Finance Rating Breakdown in Nigeria
- 5 stars: 44 (56%)
- 4 stars: 4 (5%)
- 3 stars: 4 (5%)
- 2 stars: 4 (5%)
- 1 stars: 23 (29%)




## Oxygen X Finance Discovered Keywords
- safe
- instant loan
- instant cash loan
- fast cash loan app

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## Oxygen X Finance Available In
- [Nigeria](https://apptail.io/app/oxygen-x-finance-RjGw/nigeria)
- [United Kingdom](https://apptail.io/app/oxygen-x-finance-RjGw/united-kingdom)
- [United States](https://apptail.io/app/oxygen-x-finance-RjGw/united-states)

---

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