---
title: "PACTLY@ - Reviews, Revenue and Downloads in Belgium | Apple App Store"
description: "Pactly · Clear accounts keep friendships strong  You lent your friend $20 for the movies? Running a family tontine? Splitting rent with your roommates? Pactly turns these awkward money moments into cl"
---

# PACTLY@ — Belgium

![PACTLY@ App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/44/60/3a/44603a30-d9bb-857d-f00b-6a77b46f2a9b/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [christopher de neef](https://apptail.io/developer/christopher-de-neef-KXucmc)
**Category:** Finance
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** app.emergent.loanmanager182ebaf9ebd
**Store:** Apple App Store
**Country:** Belgium
**Version:** 1.0.23 (released 2026-07-21)
**Original Release:** 2026-06-04
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/be/app/app/id6769951432)
**AppTail Page:** [https://apptail.io/app/pactly-at-zpkA/belgium](https://apptail.io/app/pactly-at-zpkA/belgium)

## PACTLY@ Description
Pactly · Clear accounts keep friendships strong

You lent your friend $20 for the movies? Running a family tontine? Splitting rent with your roommates?
Pactly turns these awkward money moments into clear, calm agreements.

— A pact is sacred. Every cent validated on both sides. —

 LOANS BETWEEN FRIENDS, IN TOTAL CONFIDENCE
• Create a loan in 10 seconds, the other party validates with a tap.
• Every repayment requires both parties to approve.
• Attach payment proof (photo, transfer screenshot) in a few taps.
• Clear deadlines: automatic reminders before due date.

 TONTINES &amp; ROSCAs
• Create a rotating savings group with friends or family.
• Track contributions and payouts in real time.
• Tontine Mirror AI suggests the best partners based on trust scores.

 OBJECT LOANS
• Lend your book, camera, tools… without ever forgetting.
• QR code scanning for instant identification.
• Photo of the item before lending + automatic return reminder.

 SHARED BILLS &amp; EXPENSES
• Split rent, groceries, nights out.
• Auto-calculates who owes whom.
• PDF export of monthly statements (admin-friendly).

 SECURITY &amp; PRIVACY
• Face ID / Touch ID to unlock the app.
• Incognito mode hides amounts in public.
• End-to-end encrypted conversations.
• GDPR-compliant, data stored in Europe.

 INTERNATIONAL
• Available in French, English, Spanish, German, Italian, Portuguese, Dutch, Arabic (RTL), Turkish, Romanian, Polish, and Russian.
• Multi-currency (USD, EUR, GBP, CHF…).

 PACTLY PREMIUM (optional)
• Unlimited loans and tontines.
• Monthly PDF statement export.
• Advanced multi-level reminders.
• Unlimited history and statistics.
• Extended Trust Score with AI coach.
• Priority support.

Pricing:
• Monthly: $14.99/month
• Annual: $129.99/year (save 28%)

Secure payment via Apple In-App Purchase. No hidden commitments. Cancel anytime from Settings › Apple ID › Subscriptions.

 FREE FEATURES
• 3 simultaneous active loans free.
• Unlimited bilateral validation.
• Real-time notifications.
• Multi-device sync.

—

Pactly is designed to preserve your friendships by making accounts transparent and calm. No more arguments, no more failing memory, no more awkward &quot;did you pay me back?&quot; moments. Just a clear pact, validated on both sides.

Download Pactly today and rediscover the joy of lending without worry.

—

Support: support@pactly.app
Terms: 
Privacy: 

## PACTLY@ Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ee/45/a8/ee45a89e-8bc7-d9bb-0c70-a90717ddbcc4/10_share_new.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7f/85/06/7f8506c1-53a4-5bd1-b816-09e7cd202d9a/04_shares.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d8/64/54/d86454d2-967f-e56c-22cb-da2fa1fd23fd/01_dashboard.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d5/74/70/d57470aa-a460-97f4-44d8-8de4bdb9cebe/05_profile.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d4/8d/84/d48d8400-63c5-e3b6-ff6b-ab382f614abc/07_whats_new.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/15/84/67/15846714-a00e-c2ef-f589-842fa8f1401c/08_loan_new.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/24/7c/60247c30-c747-5fa8-e5a9-802d8a0dcba2/02_loans_list.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/5d/4a/595d4a6c-478d-95cc-7b88-94a5269845f5/03_bills.png/1242x2688.png)



## PACTLY@ In-App Purchases
| Item | Price |
|------|-------|
| Pactly Premium - Annual. | €129.99 |
| Pactly Premium - Mensuel | €14.99 |




## PACTLY@ Available In
- [Azerbaijan](https://apptail.io/app/pactly-at-zpkA/azerbaijan)
- [Belgium](https://apptail.io/app/pactly-at-zpkA/belgium)
- [Chile](https://apptail.io/app/pactly-at-zpkA/chile)
- [Malta](https://apptail.io/app/pactly-at-zpkA/malta)
- [Nigeria](https://apptail.io/app/pactly-at-zpkA/nigeria)
- [Ukraine](https://apptail.io/app/pactly-at-zpkA/ukraine)

---

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