---
title: "Pal Loan - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Pal Loan provides secure and reliable online revolving credit loan services through bank-grade encryption technology, providing the highest level of protection for your information and rights.  【Appli"
---

# Pal Loan — Nigeria
> credit loan services

![Pal Loan App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/bf/4a/f1/bf4af134-7db3-5d38-9e78-9e6e48b50329/AppIcon-0-0-1x_U007emarketing-0-7-0-0-85-220.png/434x0w.png)

**Developer:** [ROCKIT LENDERS NIG](https://apptail.io/developer/rockit-lenders-nig-xlfc)
**Category:** Finance
**Rating:** 2.9/5 (804 ratings)
**Price:** Free
**Bundle ID:** com.rockitlenders.flexicash
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 2.0.2 (released 2025-06-04)
**Original Release:** 2023-08-17
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6451130503)
**AppTail Page:** [https://apptail.io/app/pal-loan-kdqn/nigeria](https://apptail.io/app/pal-loan-kdqn/nigeria)

## Pal Loan Description
Pal Loan provides secure and reliable online revolving credit loan services through bank-grade encryption technology, providing the highest level of protection for your information and rights.

【Application conditions】
1. Citizens holding a Nigerian identity card
2. Age must be between 18-55 years old
3. Have a job and have the ability to repay the loan

【How to apply for a loan?】
1.download flexi cash on App Store
2. log in, follow the easy to read procedure to apply for credit limit, and submit. The loan application request can be completed online in three minutes
3.Direct deposit into your linked bank account or any cooperative third-party MMO wallet account is done quickly. 

【Loan Details】
1.Repayment periods from 61 days to 180 days
2.Loan amount from N2000 to N500000
3.Maximum APR36%


*For example; N1000 is given for 90 days loan term,
*Interest:N90
*Total amount payable:N1090
Representative：36%APR

【Platform characteristic】
1.Free application
All Pal loan application processes are free

2.All operations online, simple and convenient. 
Complete process in 2 minutes with a phone, paper documents not needed.

3.Data security
High compliance with industrial data encryption laws, aims to provide the highest level of data and privacy protection.

4.High quality customer service
A wide range of customer service provisions such as; email, phone number, in-app chat, etc., committed to serve you 24/7.

【Platform advantages】
1.By maintaining good repayment actions, you could enjoy higher loan limits, lower interest rates, longer repayment terms as well as access to instalment repayment features.
2.Flexible and diverse repayment methods, including options like extended repayment and instalment repayment

For Pal Loan, your information security is our topmost priority therefore, we have strict data protection and verification procedures which prevents any kind of information leakage to third parties without your consent. We highly suggest that you could review our privacy policy through this link [ for reference purposes, to learn about any possible future changes. If you have any questions about our privacy policy, please feel free to contact our customer service 24/7 by either phone, email, or In-App chat..

Contact Us
customer service telephone numbers:018886888
Email: support@fleximfb.com
Office Address:1, COURT ROAD, OPPOSITE ECWA CHURCH, KARU, Abuja, Federal Capital Territory, 900108, Nigeria
Working hours: 9:00-17:30, Monday to Friday

## Pal Loan Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4e/3e/dd/4e3edd8b-087a-98a3-1171-55136a3c8110/9e2bb782-e1be-460b-8188-5dc9b9dec62e_6.5_U5bf8-2.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/08/40/7a/08407a11-eca3-3580-5420-6430e4ec235f/73544633-f38e-47c2-b6ed-5dc31accc94c_6.5_U5bf8-3.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/15/c5/6e/15c56e92-4d5d-0d24-0062-369b87ba9fe8/6.5_U5bf8.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/14/d6/ff/14d6ff80-ca58-092e-47bc-0647c046cc3f/ad89b9bd-3115-4545-96e1-6fb39989fc95_6.5_U5bf8.jpg/1284x2778.png)

## Pal Loan Rating Breakdown in Nigeria
- 5 stars: 266 (33%)
- 4 stars: 90 (11%)
- 3 stars: 73 (9%)
- 2 stars: 83 (10%)
- 1 stars: 292 (36%)

## Pal Loan Reviews in Nigeria

### *---- "Curses"
Flexicash this is annoying,I have complained a lot about your agents sending insults and curses on customers because of loans that we all take from you guys,imagine at 6am in the morning your agents sending threat messages like seriously it’s not okay at all.how can someone I don’t know be telling me my business will run backwards do I know them???if you think it’s easy run am..
-- Dray564, 2024-12-28

### *---- "Extremely poor"
This app is so frustrating especially they customer care including their exorbitant interest rates and low due date and worse of all inaccuracies you ask for a loan and it’s paid to an account you did not even register
-- quwfshsvdjdbd, 2024-12-24

### *---- "Pls I didn’t apply for any loan"
Don’t call me or any of my contacts cos I didn’t apply for any loan oo
-- jaa_smyn, 2024-12-22

### *---- "Flexi Wahala 😡"
I manage to give u one star because of the Xmas season, 
u people should work on ur interest, if u don’t want too, then work on that your (rub¡šl-l) 7days term, we are not plucking money 🙏
-- Teštÿ, 2024-12-21

### *---- "Flexi cash are to quick message people contact"
You guy are good in Approving loan but the way you people’s are quick to start contacting people contact is very wrong my loan was due on 20th and that 20th all my contacts why already informed that is very poor customer treatment
-- Okolo344, 2024-12-20

### *---- "The stupid app is threatening me"
strongly advise against using this app. I initially took a small loan while in school, intending to repay it within the agreed timeframe. Unfortunately, due to unforeseen circumstances, I couldn’t repay on time. Instead of handling the situation professionally, the app has resorted to threats, including:
	
1.	Blocking my BVN/NIN.
	
2.	Posting my personal information and family online.
	
3.	Declaring me ‘wanted’ over an unpaid debt.
	
4.	Threatening to notify my contacts through calls and SMS.

This behavior is unethical, predatory, and an invasion of privacy. Such practices violate user trust and may even breach data protection laws. I strongly discourage anyone from downloading or using this app.
-- Kingsley💵, 2024-12-19

### *---- "Pls stop disturbing me wt messages"
Hello flexi credit 
Pls I didn’t rmb getting any loan from you people 
Pls stop disturbing me wt Loan messages and you guys are even threatening me.
-- Ashanny06, 2024-12-17

### *---- "Just because I didn’t pay early"
From 16000 to 50,900 just because I didn’t pay early I repay now you don’t want to loan me again
-- LilGoyes, 2024-12-16

### *---- "Useless app"
Please don’t Loan money from flexi again.... they’re thief. I borrowed 9k after 13days i paid 14200 why....

They keep sending stupid messages..... their customer service are stupid, mannerless, arrogant.... I don’t even know where they employed them

OPay is better by far ✌️ easemoni
-- olaj2333, 2024-12-02

### *---- "RECUCE THE INTEREST AND THE REPAYMENT PERIOD"
You guys are not really trying oo 
Imagine borrowing 17k my repayment fee is now 21k ahh nah this is too much 
And you guys also went on insulting me and wishing me death 
That’s not right 
U
You guys should please wise up 
Once I’m done paying I will delete the app
-- rasca Domelo, 2024-12-01

### *---- "Olarewaju"
You people send me fake money on my palmpay wallet I didn’t see it…419 people. RUN OOOO????? No call me I go swear for u ni oooo
-- horllarhnrewaju, 2024-11-28

### *---- "Bad"
Run !!!!
Don’t say I didn’t tell you
-- Wunmi47, 2024-11-19

### *---- "Don’t borrow from this app u will regret at the end"
Hello flexicash family, what happened why are you disturbing me with useless text messages and calls, haven’t I repay your loan. You gave me 46,800k to repay 54k in seven days which I mistakenly paid 55k no refund back and you are still asking me to pay you over due charges of 12,400k from which account? Am I working for you guys, can your management pay this money with over huge interest? Is it bcos God gave you an opportunity to give loan so you can loot people? Stop sending me messages all else my reaction you will not like it, don’t you have human feelings? You want to help by killing people to get wealth, I don’t cheat but if you cheat me I don’t forgive. Mind yourselves with that useless woman called Labell 👹
-- Bester Akasi, 2024-11-16

### *---- "Reduce the interest"
The interest rate is too much please you guys should reduce it na you won’t even give someone enough time to pay up and yet the interest is very high I don’t think I can use this app again oo because nor be because of Una I Dey work 😠😡
-- bless12123, 2024-11-12

### *---- "Short loan period"
I’ve been on a short loan period (7days) for months now
Palmpay/flexi cash has refused to increase my loan period to at least 2weeks or a month, after all the tasks I’ve done
-- amiiee001, 2024-11-10

### *---- "The use of Abusive words by your customer care (women)"
I’ve been using flexi for quite a while now but because I forgot to repay on time the women on your customer care decided to call and lay curses on me and also sending threat messages to me well all I can say is I won’t be using your app again since your customer care lack manner of approach.
-- Charlie19p, 2024-10-31

### *---- "Flexi threaten"
I have nothing to say but flexi as a whole and threateners agent are oloriburuku alayebaje 😡😡
-- aresgbesola, 2024-10-28

### *---- "Report"
Ur interest rate is too much and u can’t event expend the repayment date (7days)more this happen kw how to do business
-- Bidbel, 2024-10-24

### *---- "Nonsense interest"
Worst app ever don’t borrow money from them oo☹️🥳😏
-- hee bro, 2024-10-21

### *---- "Work on it"
Why is una repayment day always 7 days una no get conscience
-- amjabel, 2024-10-19

[View all Pal Loan reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Pal Loan Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #34 |
| Top Free | Nigeria | Overall | #127 |

## Pal Loan Discovered Keywords
- flex
- flexi clean
- cash lending
- fairmoney microfinance bank
- flexy
- fairmoney
- lender
- credit
- flexi cash

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