--- title: "Pave - Build Credit - Reviews, Revenue and Downloads in United Kingdom | Apple App Store" description: "Pave works with Experian, Equifax and TransUnion to build your credit score. Our credit builder works with you to improve your credit score every month and gives you personalised credit fixes so you c" --- # Pave - Build Credit — United Kingdom > The proper path to good credit ![Pave App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1b/13/32/1b13320c-7dc0-58f4-5dda-129caa1c3e28/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [Pave Fintech](https://apptail.io/developer/pave-fintech-BxR) **Category:** Finance **Rating:** 4.7/5 (4,419 ratings) **Price:** Free **Bundle ID:** com.gdwrk.portify **Store:** Apple App Store **Country:** United Kingdom **Version:** 7.50.0 (released 2026-04-22) **Original Release:** 2017-11-02 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1300554515) **AppTail Page:** [https://apptail.io/app/pave-build-credit-QWF/united-kingdom](https://apptail.io/app/pave-build-credit-QWF/united-kingdom) ## Pave Description Pave works with Experian, Equifax and TransUnion to build your credit score. Our credit builder works with you to improve your credit score every month and gives you personalised credit fixes so you can improve your score efficiently. We even reward you for paying your bills on time. Pave helps you build credit the proper way, without a hard credit check or long contracts. Pave Plus Build your credit score with all major UK Credit Reference Agencies and track your TransUnion and Experian credit score in the app for £9/month - free for the first two weeks! The Pave Plus credit builder helps: - Your Experian score - Your TransUnion score (also shown on Credit Karma) - Your Equifax score (also shown on ClearScore) Pave Plus gives you personalised monthly credit fixes and builds your credit score by sharing your positive on-time payment behaviour with Experian, Equifax and TransUnion. Your personalised credit fixes will refresh every month so you know exactly how you could improve your credit score. Pave Plus is the only UK credit builder that lets you track both your TransUnion and Equifax credit scores in one app. Pave also keeps you alerted for any upcoming bills that you are at risk of missing. Subject to eligibility* you may also be able to top up your bank account with our Bills Protection service that helps you pay part of eligible bills. See the FAQs section on our website for information on eligibility and assessment criteria. Pave Plus has a 12 month moneyback guarantee! If your credit score doesn't improve within 12 months, we will give you your money back. T&Cs apply - see paveapp.com. You also get access to Pave Rewards, with the chance to win cash prizes for paying your bills on time. Our support team is UK-based, real human, and works 7 days a week. Try Pave Plus for free for fourteen days today! Pave Lite Pave Lite works in a similar way to Pave Plus, but builds your score with only TransUnion for £5/month. Please note that credit score building takes time, and Pave cannot guarantee to build your credit score with our memberships. You can find more information on why Pave might not be the best fit for you in our website FAQs. Reviews "I love this app. When I first read the reviews, I wanted to try it. It was the best decision I've made. I needed to boost my credit score as I've recently moved to the UK. As you would imagine my credit score was very low but since using Pave for just a few months my credit score has improved a lot. Pave takes the fee out every month with no issues. I would recommend Pave to any and everybody. I wish I could give it more stars. Thank you so much Pave." Zarah - Trustpilot "My score has gone up 199 points! But guys… be patient. The app is super easy to use, and I personally find it really helpful. However.. there was no change to my score for the first 3 months. Then it jumped" Mark - Trustpilot "My credit history improved a lot. My Credit score was very low and I was rejected for everything even a sim contract. After my membership with Pave my score starting increase within three months. Then I got a contract along with a mobile. After that, I got a credit card. Pave was very helpful and the fee of member is very low. I will advise you to try it. You will feel the difference within three months." Imran - Trustpilot "At first I was a bit skeptical about the app and the things they claimed to do. So I waited 4 months to see results. All I can say IT WAS TOTALLY WORTH IT. I will continue touse the app to keep a healthy credit score. Thank you guys." Arnold - Trustpilot Try Pave for free for 14 days! Support "Pave" is a trading name of Pave Fintech Limited. Pave Fintech Limited is authorised and regulated by the Financial Conduct Authority (ref. 828125 and 826665), and is VAT registered (GB 279861932). Lines of credit are provided with 0% APR (interest free). You must be 18 years or older to use Pave. Terms and conditions apply. ## Pave Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/85/10/08/851008ec-c8ce-e176-4195-17409ee7ba2a/fa8abfed-54a9-42c9-860d-515011e8ad3b_1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cd/c3/2a/cdc32a1d-da96-e9d8-704c-390c489b0ecd/540ed333-b176-4cef-bf48-a6bd4fbe054c_2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fa/89/b2/fa89b282-0b16-ba89-958e-df3eeb2faa11/034c1e44-2087-4a3c-b1d4-1a1d559ff873_3.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/92/5f/7c/925f7c8d-65d1-3b04-617a-863dfa79a330/39491b1a-3760-4c17-8efb-ece1c1d5551d_4.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d3/31/ef/d331ef25-e915-c8e9-4c71-951fa7f606cf/2cb9faba-a25b-4eb7-9aef-879587c34f33_5.png/1242x2688.png) ## Pave Rating Breakdown in United Kingdom - 5 stars: 3,861 (87%) - 4 stars: 200 (5%) - 3 stars: 82 (2%) - 2 stars: 38 (1%) - 1 stars: 238 (5%) ## Pave Reviews in United Kingdom ### ***** "Very good support and help" The team are very helpful and the service they provide is top notch. -- Akaiy123, 2024-07-23 ### *---- "Disagree" Customer service is good, however, generally the way that it works is absolutely useless. They help to avoid your account going below £0 by providing withdrawal options, but do not provide enough for you to cover a priority bill. They also do not take into consideration what the balance of your account actually needs to cover, (i.e. FOOD SHOP), so the withdrawal option is pointless. If I have £70 in my account and my phone bill is £56, they only offer a small amount to withdrawal, for instance £8, which then means you have £6 left - if your account balance is LOW mid-month how are you supposed to buy essential items like food? Absolutely useless and do not agree with how it works. It’s much better to actually plan and budget, to ensure you have enough money yourself to cover bills and not rely on Pave. -- snee_ann-92, 2024-05-10 ### *---- "Credit score" Since I been paid more then a year still can’t get access with my credit score try to contact with them always new excuses totally waste of money -- Aeeek, 2024-02-22 ### ***** "Amazing customer service." As you may see from other reviewers, amazing customer service. They use whatsapp to communicate, and normally reply within a matter of hours if hour lucky, but definitely within 3days, which is there official reply time. Because I have only been using pave for a short amount of time, I have not seen major results but, there credit limit system is great, although I have not used it, due to not wanting to be relient on it, it still notifies me if I may not have enough to pay bills. All and all, a great service. -- UnorthodoxGF, 2023-11-23 ### ***** "Best app overall" The app design is nice, the most important Pave team is brave, they always solve things quick. Been using Pave for 7-8 months now, since it was Portify. Definitely recommend! - Max Rusu -- Max Rusu, 2023-11-23 ### *---- "Screwed up my credit score" After installing this app (as I received any offer from Unidays), my credit score literally went from bad to worse following three months. What have I ever done to you? -- Victor Slavan, 2023-11-19 ### *---- "Pretty useless app" 10 pound a month to view your credit score 🤣 -- T0m shack, 2023-10-17 ### *---- "It’s lots of rubbish don’t waste your money on it just pay who you mean to direct on time" Don’t waste your money on this app -- kb hussain, 2023-09-06 ### *---- "0 star pointless" Absolute pointless service does nothing for your credit rating apart from take £9 off you per month which would be better saving towards what you need to, had it for over a year pointless do not get this service . -- steveneland, 2023-08-31 ### *---- "Terrible" Please some use these. Asked to cancel then they put a mark on credit. -- Jamie£££££££, 2023-08-23 [View all Pave reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Pave Discovered Keywords - pathee - credability - credit score builder - pave - build credit ## Apps Similar to Pave - [TotallyMoney - Credit Report](https://apptail.io/app/totallymoney-credit-report-JDm/united-kingdom) - [SteadyPay - Smart Money Loans](https://apptail.io/app/steadypay-smart-money-loans-Nxo/united-kingdom) - [Updraft: Pay Off Card Debt](https://apptail.io/app/updraft-pay-off-card-debt-LFo/united-kingdom) - [Zable - Mobile Finance](https://apptail.io/app/zable-mobile-finance-ozq/united-kingdom) - [Bits Credit Card and More](https://apptail.io/app/bits-credit-card-and-more-Hxr/united-kingdom) - [Tymit Credit Card](https://apptail.io/app/tymit-credit-card-eut/united-kingdom) - [CredAbility - Credit score](https://apptail.io/app/credability-credit-score-TTt/united-kingdom) - [Wave - credit card](https://apptail.io/app/wave-credit-card-Jww/united-kingdom) - [Bip: Simple cardless credit](https://apptail.io/app/bip-simple-cardless-credit-wnx/united-kingdom) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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